$22.27
▼ $-0.05
(-0.22%)
Vol 21K
8
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$126.3M
P/E
16.7
ROE
6.0%
Margin
21.9%
D/E
0.00
Beta
0.29
Div Yield
0.00%
52W
$17–$23
Price Chart
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Sep 2023 | — | $0.25 | — |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $8.0M | $7.6M | $7.8M | $8.3M | $8.4M | — |
| Net Income | $1.7M | $1.3M | $1.8M | $2.2M | $2.2M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 5.6% | 5.6% | 5.6% | 6.0% | 6.0% | 6.0% |
| P/E (TTM) | 16.45 | 16.89 | 17.47 | 15.77 | 16.02 | 16.73 |
| Net Margin | — | 21.9% | 21.9% | 21.9% | 21.9% | 21.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.8%
P/S (TTM)
3.02
P/B
0.9
EPS (TTM)
$1.16
CF/Share
$0.83
Rev Growth 3Y
+30.1%
52W High
$22.50
52W Low
$17.00
$17.00
52-Week Range
$22.50
Financial Health
Free Cash Flow
$3.6M
Net Debt
-$30.8M
Cash
$84.8M
Total Debt
$54.0M
As of Sep 30, 2025
How does AFBI compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
AFBI valuation vs Banking peers
P/E ratio
16.7
▲
33%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
3.0
▲
30%
above
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.9
▼
17%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
0.0%
▼
100%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
AFBI profitability vs Banking peers
ROE
6.0%
▼
33%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
21.9%
▼
23%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.8%
▼
13%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
AFBI financial health vs Banking peers
D/E ratio
0.0
▼
100%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼
57%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
AFBI fundamentals radar
AFBI
Peer median
Industry
AFBI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
AFBI vs peers: key metrics
Top Holders
Top 5: 17.53%Alliancebernstein L.P.
9.53%
$11.4M
Raffles Associates Lp
3.22%
$3.9M
Vanguard Group Inc
2.68%
$3.2M
Yakira Capital Management, …
1.13%
$1.4M
Dimensional Fund Advisors LP
0.97%
$1.2M
As of Dec 31, 2025
Dividends
$1.50
/ year
Mar 13, 2025
$1.5000
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