ATLCL Atlanticus Holdings Corporation - 6.125% Senior Notes due 2026
$25.12
Price · Aug 18, 2026
Fundamentals as of May 7, 2026
52W Range
$25–$25
66% of range
Analyst Rating
STRONG BUY
12 analysts
Price Target
—
P/E (TTM)
—
ROE
—
Net Profit Margin
—
ATLCL Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$25.12
Market Cap
—
P/E (TTM)
—
EPS (TTM)
—
Revenue (TTM)
—
Div Yield
—
ROE
—
Debt/Equity
—
52W Range
$25 – $25
ATLCL Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue & Net Income
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EPS
—
Free Cash Flow
—
Margins
—
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Metric
5Y trend
ATLCL
Peer Median
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Metric
5Y trend
ATLCL
Peer Median
Financial Health Debt, liquidity, solvency — balance sheet strength
Metric
5Y trend
ATLCL
Peer Median
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Metric
5Y trend
ATLCL
Peer Median
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Metric
5Y trend
ATLCL
Peer Median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield
—
Payout Ratio
—
5Y Div CAGR
—
| Ex-date | Amount |
|---|---|
| July 15, 2026 | $0.3830 |
| April 15, 2026 | $0.3830 |
| Jan. 15, 2026 | $0.3830 |
| Oct. 15, 2025 | $0.3830 |
| July 15, 2025 | $0.3830 |
| April 15, 2025 | $0.3830 |
| Jan. 15, 2025 | $0.3830 |
| Oct. 15, 2024 | $0.3830 |
| July 15, 2024 | $0.3830 |
| April 12, 2024 | $0.3830 |
| Jan. 11, 2024 | $0.3830 |
| Oct. 12, 2023 | $0.3830 |
| July 13, 2023 | $0.3830 |
| April 13, 2023 | $0.3830 |
| Jan. 12, 2023 | $0.3830 |
| Oct. 13, 2022 | $0.3830 |
| July 14, 2022 | $0.3830 |
| April 13, 2022 | $0.3830 |
ATLCL Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
BUY
12 analysts
- Strong Buy 5 41.7%
- Buy 5 41.7%
- Hold 2 16.7%
- Sell 0 0.0%
- Strong Sell 0 0.0%
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
0.09%
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $2.50 | $2.47 | 0.03% |
| March 31, 2026 | $2.23 | $1.77 | 0.46% |
| Dec. 31, 2025 | $1.75 | $1.62 | 0.13% |
| Sept. 30, 2025 | $1.21 | $1.55 | -0.34% |
| June 30, 2025 | $1.51 | $1.25 | 0.26% |
| March 31, 2025 | $1.49 | $1.51 | -0.02% |
| Dec. 31, 2024 | $1.42 | $1.30 | 0.12% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| ATLCL | — | — | — | — | — | — |
| UPST | $4.29B | 97.2 | 64.0% | 5.1% | 7.0% | — |
| HAPN | — | — | — | — | — | — |
| ECPG | $1.18B | 5.0 | 34.4% | 14.5% | 27.4% | — |
| EZPW | $1.16B | 13.4 | 9.7% | 8.6% | 11.7% | 58.6% |
| PRG | $2.42B | 8.2 | 0.42% | 6.1% | 20.8% | — |
| ATLC | — | — | — | — | — | — |
| JCAP | $1.30B | 4.0 | 41.5% | 30.6% | 42.4% | — |
| NAVI | — | — | — | — | — | — |
| WRLD | — | 19.6 | 3.7% | — | — | — |
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | — |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 13
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue | $680M | $345M | |
| Cost of Revenue | $45M | $32M | |
| Interest Expense | $123M | $48M | |
| Interest Income | $680M | $345M | |
| Other Non-op | $55.0K | $293.0K | |
| Pretax Income | $59M | $41M | |
| Income Tax | $14M | $10M | |
| Net Income | $44M | $32M | |
| EPS (Basic) | $2.80 | $1.85 | |
| EPS (Diluted) | $2.23 | $1.49 | |
| Shares (Basic) | 14,975,000 | 15,115,000 | |
| Shares (Diluted) | 19,002,000 | 19,185,000 | |
| EBITDA | $5M | · |
Balance Sheet 10
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Cash & Equivalents | $651M | · | |
| PP&E (Net) | $12M | · | |
| Intangibles | $28M | · | |
| Total Assets | $7.47B | · | |
| Total Liabilities | $6.78B | · | |
| Common Stock | $0 | · | |
| Retained Earnings | $548M | · | |
| Stockholders' Equity | $648M | · | |
| Liabilities + Equity | $7.47B | · | |
| Shares Outstanding | 15,086,414 | · |
Cash Flow 13
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| D&A | $5M | $2M | |
| Stock-based Comp | $1M | $870.0K | |
| Amort. of Intangibles | $3M | $0 | |
| Other Non-cash | $236M | · | |
| Operating Cash Flow | $286M | $132M | |
| Investing Cash Flow | $-51M | $-115M | |
| Net Debt Issued | $-737M | · | |
| Stock Issued | $0 | $12M | |
| Stock Repurchased | $4M | $51M | |
| Net Stock Activity | $-4M | · | |
| Financing Cash Flow | $-198M | $-55M | |
| Net Change in Cash | $37M | $-38M | |
| Taxes Paid | $-2M | $39.0K |
Profitability 5
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Net Margin | 6.5% | · | |
| Pretax Margin | 8.7% | · | |
| EBITDA Margin | 0.75% | · | |
| ROA | 0.82% | · | |
| ROE | 7.5% | · |
Efficiency 1
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Asset Turnover | 0.1 | · |
Valuation (TTM) 9
| Metric | Trend | Q1 2026 | Q1 2025 |
|---|---|---|---|
| Revenue TTM | $1.91B | · | |
| Net Income TTM | $131M | · | |
| Market Cap | $377M | · | |
| P/E | 3.9 | · | |
| P/S | 0.2 | · | |
| P/B | 0.6 | · | |
| P / Tangible Book | 0.6 | · | |
| P / Cash Flow | 1.3 | · | |
| Earnings Yield | 25.8% | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
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Institutional owners (13F) 1 filer · $505K total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 0 (0 vs prior Q) | 0 (0 vs prior Q) | 0 (0 vs prior Q) | 0 (0 vs prior Q) | 0 |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| IAT REINSURANCE CO LTD. | $504,700 | 20,000 | 100.00% | Shares |
Activists & 5%+ owners 3 positions
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| HANNA DAVID G, Hanna Kimberly M, DKH Capital, LLC, Dove Ventures, LLC, Bravo Two Company, Inc. as Trustee for Rainbow Trust Two Nevada | Jan. 6, 2025 | 43.60% | Amendment | — | SEC |
| HANNA FRANK J III, Hanna Sally R, FSH Capital, LLC, Dove Ventures, LLC, Bravo One Company, Inc. as Trustee for Bravo Trust One | Dec. 20, 2024 | 26.40% | Amendment | — | SEC |
| David G. Hanna, Kimberly M. Hanna, DKH Capital, LLC, Dove Ventures, LLC | Nov. 16, 2022 | — | Initial filing | — | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
ETF ownership Held by 1 ETF
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| PFLD · ETF Series Solutions | 0.08% | 13,395 NS | April 30, 2026 | N-PORT |