$109.07
▼ $-0.15
(-0.14%)
Vol 56K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$3.5B
P/E
14.9
ROE
14.0%
Margin
35.7%
D/E
5.49
Beta
0.68
Div Yield
1.85%
52W
$97–$139
Wall Street Consensus
8 analysts · Apr 20260
Strong Buy
0
Buy
5
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.82 | $1.75 | $-0.07 |
| Sep 2025 | $1.90 | $1.85 | $-0.05 |
| Jun 2025 | $1.68 | $1.85 | +$0.17 |
| Mar 2025 | $1.61 | $1.67 | +$0.06 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $162.9M | $164.8M | $169.3M | $175.5M | $181.0M |
| Net Income | $56.5M | $56.1M | $62.3M | $62.7M | $59.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.2% | 14.2% | 14.2% | 14.2% | 14.0% | 14.0% |
| P/E (TTM) | 17.59 | 17.87 | 17.88 | 15.26 | 15.64 | 14.87 |
| Net Margin | — | 35.7% | 35.7% | 35.7% | 35.7% | 35.7% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 5.33 | 5.33 | 5.33 | 5.33 | 5.49 | 5.49 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.7%
P/S (TTM)
4.58
P/B
2.4
EPS (TTM)
$7.03
CF/Share
$7.25
Rev Growth 3Y
+7.6%
52W High
$138.77
52W Low
$97.02
$97.02
52-Week Range
$138.77
Financial Health
Free Cash Flow
$43.2M
Net Debt
-$4.3B
Cash
$4.4B
Total Debt
$98.2M
As of Dec 31, 2025
How does BANF compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
BANF valuation vs Banking peers
P/E ratio
14.9
▲
18%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
4.6
▲
93%
above
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
2.4
▲
101%
above
peers
(1.2)
vs Peers
vs Industry
Overvalued
Div yield
1.9%
▼
50%
below
peers
(3.7%)
vs Peers
vs Industry
Low yield
BANF profitability vs Banking peers
ROE
14.0%
▲
41%
above
peers
(9.9%)
vs Peers
vs Industry
Top tier
Net margin
35.7%
▲
16%
above
peers
(30.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.7%
▲
59%
above
peers
(1.1%)
vs Peers
vs Industry
Top tier
BANF financial health vs Banking peers
D/E ratio
5.5
▼
65%
below
peers
(15.7)
vs Peers
vs Industry
Low debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.7
▼
22%
below
peers
(0.9)
vs Peers
vs Industry
More volatile
BANF fundamentals radar
BANF
Peer median
Industry
BANF profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BANF vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
FORAKER RANDY P
Officer · Feb 10
3000 shs
FORAKER RANDY P
Officer · Feb 10
3000 shs
RAINBOLT DAVID E
Director and Beneficial Owner… · Feb 03
225000 shs
Last 90 days
Top Holders
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7.79%
$279.0M
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6.78%
$242.6M
State Street Corporation
4.10%
$146.8M
Dimensional Fund Advisors LP
2.66%
$95.3M
As of Dec 31, 2025
Dividends
$1.90
/ year
Dec 31, 2025
$0.4900
Sep 30, 2025
$0.4900
Jun 30, 2025
$0.4600
Mar 31, 2025
$0.4600
Dec 31, 2024
$0.4600
Sep 30, 2024
$0.4600
Jun 28, 2024
$0.4300
Mar 27, 2024
$0.4300
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