BHRB Burke & Herbert Financial Services Corp. - Common Stock
NASDAQ · Banking · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 7, 2026
$69.86
· of 52w range
· above low
· to high
$57.4252w low
$75.0952w high
Market Cap (MRQ)
$1.41B
P/E
9.1
EPS
$7.72
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52W Range
$57–$75
Analyst Rating
BUY
Price Target
$80
P/E
9.1
ROE
14.3%
Net Profit Margin
34.3%
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BHRB Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$69.86
Market Cap (MRQ)
$1.41B
P/E
9.1
EPS
$7.72
Div Yield
3.2%
ROE
14.3%
Debt/Equity (MRQ)
0.4
52W Range
$57–$75
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Stock splits
| Ex-date | Split | Type |
|---|---|---|
| Nov. 15, 2022 | 40-for-1 | Forward |
10-Year Performance Revenue, net income, margins and EPS trends
EPS$7.722021-12-31 → 2025-12-31
Free Cash Flow$96M2024-12-31 → 2025-12-31
Net margin34.3%2024-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | BHRB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | 9.15Y avg ≈17.0 | ≈17.0 | 12.1 | Undervalued | |
| P/S | 3.1 | · | 4.0 | Fair value | |
| P/B (MRQ) | 1.2 | · | 1.5 | Undervalued | |
| Price / FCF (TTM) | 16.3 | · | · | · | |
| Price / Cash Flow (TTM) | 14.5 | · | 9.6 | Undervalued | |
| Price / Tangible Book (MRQ) | 1.35Y avg ≈1.4 | ≈1.4 | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | BHRB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| EBITDA Margin | 2.0% | · | 2.1% | In line | |
| Pretax Margin | 42.4% | · | 40.6% | Weak | |
| Net Profit Margin | 34.3% | · | 34.4% | Weak | |
| ROA | 1.5% | · | 1.2% | Top tier | |
| ROE | 14.3% | · | 11.8% | Top tier |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | BHRB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.4 | · | 0.4 | High debt |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | BHRB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 30.6%5Y avg ≈40.9% | ≈40.9% | · | · | |
| Revenue CAGR 3Y | 41.5% | · | · | · | |
| EPS YoY | 173.8%5Y avg ≈34.8% | ≈34.8% | · | · | |
| Net Income YoY | 228.5%5Y avg ≈64.8% | ≈64.8% | · | · | |
| EPS CAGR 3Y | 9.4% | · | · | · | |
| Net Income CAGR 3Y | 38.6% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | BHRB | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | In line |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Dividend Yield3.2%
Payout Ratio28.9%
Annualized Payout≈$2.20
5Y Div CAGR≈1.9%
Growth Streak≈2
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Aug 14, 2026 | $0.55 | USD | ≈3.0% |
| May 15, 2026 | $0.55 | USD | ≈3.6% |
| Feb 13, 2026 | $0.55 | USD | ≈3.3% |
| Nov 14, 2025 | $0.55 | USD | ≈3.6% |
| Aug 15, 2025 | $0.55 | USD | ≈3.7% |
| May 15, 2025 | $0.55 | USD | ≈3.7% |
| Feb 14, 2025 | $0.55 | USD | ≈3.4% |
| Nov 15, 2024 | $0.55 | USD | ≈3.1% |
| Aug 15, 2024 | $0.53 | USD | ≈3.4% |
| May 14, 2024 | $0.53 | USD | ≈4.2% |
| Feb 14, 2024 | $0.53 | USD | ≈3.8% |
| Nov 14, 2023 | $0.53 | USD | ≈4.5% |
| Aug 14, 2023 | $0.53 | USD | ≈3.9% |
| May 12, 2023 | $0.53 | USD | ≈2.8% |
| Feb 14, 2023 | $0.53 | USD | ≈2.9% |
| Nov 17, 2022 | $0.53 | USD | ≈3.1% |
| Aug 12, 2022 | $0.53 | USD | ≈4.1% |
| May 13, 2022 | $0.53 | USD | ≈3.9% |
| Feb 14, 2022 | $0.53 | USD | ≈3.7% |
| Nov 12, 2021 | $0.50 | USD | ≈3.6% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-10.4%
Next Report
Oct 21, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 22, 2026 | $0.50 | $1.64 | -69.6% |
| March 31, 2026 | $1.79 | $1.94 | -7.6% | |
| Dec. 31, 2025 | $1.98 | $1.91 | 3.8% | |
| Sept. 30, 2025 | $1.97 | $1.87 | 5.2% | |
| June 30, 2025 | $1.97 | $1.86 | 6.2% | |
| March 31, 2025 | $1.80 | $1.80 | -0.27% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Interest Expense | · | · | $53M | $9M | $4M | |
| Interest Income | $445M | $367M | $148M | $113M | $101M | |
| Pretax Income | $145M | $40M | $25M | $52M | $40M | |
| Income Tax | $28M | $4M | $2M | $8M | $4M | |
| Net Income | $117M | $36M | $23M | $44M | $36M | |
| EPS (Basic) | $7.76 | $2.83 | $3.05 | $5.93 | $4.87 | |
| EPS (Diluted) | $7.72 | $2.82 | $3.02 | $5.89 | $4.87 | |
| Shares (Basic) | 15,006,614 | 12,393,677 | 7,428,042 | 7,425,088 | 7,424,405 | |
| Shares (Diluted) | 15,073,859 | 12,441,831 | 7,506,855 | 7,467,717 | 7,430,064 | |
| EBITDA | $7M | $6M | · | · | · |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| PP&E (Net) | $137M | $132M | $61M | $53M | · | |
| PP&E (Gross) | $162M | $170M | $96M | $90M | · | |
| Accum. Depreciation | $25M | $38M | $35M | $37M | · | |
| Goodwill | $34M | $33M | $0 | $0 | $0 | |
| Intangibles | $42M | $57M | $0 | · | · | |
| Total Assets | $7.92B | $7.81B | $3.62B | $3.56B | · | |
| Short-term Debt | $450M | $365M | $272M | · | · | |
| Total Liabilities | $7.07B | $7.08B | $3.30B | $3.29B | · | |
| Total Debt | $450M | $365M | · | · | · | |
| Common Stock | $8M | $8M | $4M | $4M | · | |
| Paid-in Capital | · | · | $14M | $12M | · | |
| Retained Earnings | $517M | $434M | $427M | $424M | · | |
| Treasury Stock | $28M | $28M | $28M | $28M | · | |
| AOCI | $-59M | $-96M | $-103M | $-139M | · | |
| Stockholders' Equity | $855M | $730M | $315M | $273M | $390M | |
| Liabilities + Equity | $7.92B | $7.81B | $3.62B | $3.56B | · | |
| Shares Outstanding | 15,028,524 | 14,969,104 | 7,428,710 | 7,425,760 | 7,423,760 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| D&A | $7M | $6M | $3M | $3M | $3M | |
| Stock-based Comp | $5M | $3M | $2M | $2M | $283.0K | |
| Deferred Tax | $13M | $-2M | $-1M | $1M | $-2M | |
| Amort. of Intangibles | $16M | $11M | $0 | $0 | · | |
| Other Non-cash | $-34M | $43M | · | · | · | |
| Operating Cash Flow | $108M | $86M | $43M | $61M | $55M | |
| CapEx | $12M | $5M | $14M | $23M | $1M | |
| Investing Cash Flow | $137M | $124M | $-43M | $-127M | $-384M | |
| Stock Issued | $30.0K | $3M | $0 | $0 | · | |
| Net Stock Activity | $30.0K | $3M | · | · | · | |
| Dividends Paid | $34M | $29M | $16M | $16M | $15M | |
| Financing Cash Flow | $-91M | $-119M | $-5M | $39M | $178M | |
| Net Change in Cash | $154M | $91M | $-6M | $-27M | $-151M | |
| Free Cash Flow | $96M | $81M | · | · | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Net Margin | 34.3% | 13.6% | · | · | · | |
| Pretax Margin | 42.4% | 15.2% | · | · | · | |
| EBITDA Margin | 2.0% | 2.2% | · | · | · | |
| ROA | 1.5% | 0.62% | · | · | · | |
| ROE | 14.3% | 4.9% | · | · | · |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Debt / Equity | 0.5 | 0.5 | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | · | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Book Value / Share | $56.87 | $48.78 | · | · | · | |
| Revenue / Share | $22.69 | $21.05 | · | · | · | |
| Cash Flow / Share | $7.16 | $6.90 | · | · | · | |
| Dividend / Share | $2.20 | $2.14 | $2.12 | $2.12 | $2.00 | |
| EPS (TTM) | $7.72 | $2.82 | $3.02 | · | · |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue YoY | 30.6% | 134.5% | -7.5% | 6.1% | · | |
| Revenue CAGR 3Y | 41.5% | 32.0% | · | · | · | |
| EPS YoY | 173.8% | -6.6% | -48.7% | 20.9% | · | |
| EPS CAGR 3Y | 9.4% | -16.7% | · | · | · | |
| Net Income YoY | 228.5% | 57.4% | -48.4% | 21.7% | · | |
| Net Income CAGR 3Y | 38.6% | -0.42% | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue TTM | $342M | $262M | $112M | · | · | |
| Net Income TTM | $117M | $36M | $23M | · | · | |
| Market Cap | $936M | $933M | · | · | · | |
| P/E | 8.1 | 22.1 | 20.8 | · | · | |
| P/S | 2.7 | 3.6 | · | · | · | |
| P/B | 1.1 | 1.3 | · | · | · | |
| P / Tangible Book | 1.2 | 1.5 | 1.5 | · | · | |
| P / Cash Flow | 8.7 | 10.9 | · | · | · | |
| P / FCF | 9.7 | 11.5 | · | · | · | |
| Dividend Yield | 3.6% | 3.1% | · | · | · | |
| Earnings Yield | 12.4% | 4.5% | 4.8% | · | · | |
| Payout Ratio | 28.9% | 80.2% | · | · | · | |
| Annual Payout | $34M | $29M | $16M | · | · |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | · | · | · | · | · | · | · | · | · | $17M | · | $14M | $13M | $10M | · | $3M | |
| Interest Income | $137M | $105M | $111M | $111M | $112M | $111M | $114M | $119M | $96M | $39M | $39M | $37M | $37M | $34M | $33M | $29M | |
| Pretax Income | $12M | $33M | $38M | $37M | $37M | $33M | $20M | $33M | $-19M | $6M | $6M | $5M | $7M | $8M | $16M | $13M | |
| Income Tax | $3M | $6M | $8M | $7M | $7M | $6M | $465.0K | $5M | $-2M | $678.0K | $500.0K | $464.0K | $821.0K | $584.0K | $2M | $2M | |
| Net Income | $9M | $27M | $30M | $30M | $30M | $27M | $20M | $28M | $-17M | $5M | $5M | $4M | $6M | $8M | $13M | $11M | |
| EPS (Basic) | $0.50 | $1.80 | $2.00 | $1.98 | $1.98 | $1.80 | $1.71 | $1.83 | $-1.41 | $0.70 | $0.68 | $0.55 | $0.81 | $1.01 | $1.80 | $1.50 | |
| EPS (Diluted) | $0.50 | $1.79 | $1.98 | $1.97 | $1.97 | $1.80 | $1.72 | $1.82 | $-1.41 | $0.69 | $0.67 | $0.55 | $0.80 | $1.00 | $1.78 | $1.49 | |
| Shares (Basic) | 18,416,204 | 15,037,330 | · | 15,021,852 | 14,998,857 | 14,976,483 | · | 14,944,962 | 12,174,169 | 7,433,481 | · | 7,428,710 | 7,428,079 | 7,426,638 | · | 7,425,760 | |
| Shares (Diluted) | 18,499,030 | 15,131,481 | · | 15,112,413 | 15,023,807 | 15,026,376 | · | 15,040,145 | 12,174,169 | 7,527,489 | · | 7,499,278 | 7,514,955 | 7,504,473 | · | 7,467,693 | |
| EBITDA | · | $2M | · | · | · | $2M | · | · | · | $820.0K | · | · | · | $684.0K | · | · |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PP&E (Net) | $151M | $137M | $137M | $136M | $134M | $132M | $132M | $135M | $136M | $62M | · | $58M | $56M | $55M | · | · | |
| PP&E (Gross) | · | · | $162M | · | · | · | $170M | · | · | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | · | $25M | · | · | · | $38M | · | · | · | · | · | · | · | · | · | |
| Goodwill | $118M | $36M | $34M | $34M | $34M | $33M | $33M | $33M | $33M | · | $0 | · | · | · | $0 | · | |
| Intangibles | $81M | $38M | $42M | $45M | $49M | $53M | $57M | $62M | $66M | · | · | · | · | · | · | · | |
| Total Assets | $10.99B | $7.93B | $7.92B | $7.89B | $8.05B | $7.84B | $7.81B | $7.86B | $7.81B | $3.70B | · | $3.59B | $3.57B | $3.67B | · | · | |
| Short-term Debt | $525M | $525M | $450M | $450M | $650M | $300M | $365M | $320M | $285M | · | · | · | · | · | · | · | |
| Total Liabilities | $9.79B | $7.06B | $7.07B | $7.07B | $7.27B | $7.08B | $7.08B | $7.13B | $7.12B | $3.38B | · | $3.31B | $3.28B | $3.38B | · | · | |
| Total Debt | $525M | $525M | · | $450M | $650M | $300M | · | $320M | $285M | · | · | · | · | · | · | · | |
| Common Stock | $10M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $4M | · | $4M | $4M | $4M | · | · | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | $15M | · | $14M | $13M | $13M | · | · | |
| Retained Earnings | $534M | $536M | $517M | $495M | $474M | $453M | $434M | $423M | $403M | $429M | · | $427M | $427M | $425M | · | · | |
| Treasury Stock | $28M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | $28M | · | $28M | $28M | $28M | · | · | |
| AOCI | $-60M | $-69M | $-59M | $-68M | $-88M | $-88M | $-96M | $-76M | $-100M | $-101M | · | $-146M | $-126M | $-124M | · | · | |
| Stockholders' Equity | $1.20B | $865M | $855M | $822M | $780M | $758M | $730M | $738M | $693M | $319M | $315M | $271M | $290M | $290M | $273M | · | |
| Liabilities + Equity | $10.99B | $7.93B | $7.92B | $7.89B | $8.05B | $7.84B | $7.81B | $7.86B | $7.81B | $3.70B | · | $3.59B | $3.57B | $3.67B | · | · | |
| Shares Outstanding | 20,165,171 | 15,045,941 | 15,028,524 | 15,028,524 | 15,007,712 | 14,982,807 | 14,969,104 | 14,963,003 | 14,932,169 | 7,440,025 | 7,428,710 | 7,428,710 | 7,428,710 | 7,427,840 | 7,425,760 | · |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | $820.0K | $822.0K | $696.0K | $670.0K | $684.0K | $794.0K | $737.0K | |
| Stock-based Comp | $3M | $1M | $1M | $1M | $1M | $1M | $695.0K | $688.0K | $864.0K | $632.0K | $666.0K | $610.0K | $607.0K | $581.0K | $508.0K | $493.0K | |
| Deferred Tax | $-14M | $2M | $3M | $-1M | $13M | $-1M | $40M | $-3M | $-39M | $741.0K | $648.0K | $-541.0K | $-326.0K | $-1M | $642.0K | $144.0K | |
| Amort. of Intangibles | $6M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | $3M | $0 | $0 | $0 | $0 | · | · | · | |
| Other Non-cash | · | $-6M | · | · | · | $9M | · | · | · | $-316.0K | · | · | · | $3M | · | · | |
| Operating Cash Flow | $313.0K | $27M | $31M | $39M | $41.0K | $38M | $77M | $21M | $-46M | $7M | $10M | $9M | $12M | $11M | $12M | $18M | |
| CapEx | $2M | $2M | $3M | $4M | $3M | $2M | $294.0K | $2M | $1M | $2M | $8M | $2M | $2M | $3M | $1M | $21M | |
| Investing Cash Flow | $210M | $-241M | $143M | $-15M | $-14M | $23M | $-79M | $64M | $236M | $-71M | $7M | $-75M | $56M | $-31M | $-42M | $-16M | |
| Stock Issued | $18.0K | $9.0K | $-105.0K | $0 | $32.0K | $103.0K | $625.0K | $839.0K | $959.0K | $819.0K | $0 | $0 | $0 | $0 | · | · | |
| Net Stock Activity | · | $9.0K | · | · | · | $103.0K | · | · | · | $819.0K | · | · | · | · | · | · | |
| Dividends Paid | $11M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $4M | $4M | $4M | $4M | $4M | $4M | $4M | |
| Financing Cash Flow | $-113M | $-5M | $-17M | $-217M | $190M | $-47M | $-154M | $-5M | $-32M | $73M | $-14M | $26M | $-104M | $87M | $39M | $-54M | |
| Net Change in Cash | $98M | $-220M | $157M | $-193M | $176M | $14M | $-156M | $80M | $158M | $10M | $3M | $-39M | $-36M | $67M | $9M | $-52M | |
| Free Cash Flow | · | $25M | · | · | · | $36M | · | · | · | $6M | · | · | · | $8M | · | · | |
| Levered FCF | · | · | · | · | · | · | · | · | · | $-9M | · | · | · | $-610.8K | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 8.9% | 32.3% | · | 35.1% | 34.3% | 32.8% | · | 33.0% | -24.4% | 19.8% | · | 14.9% | 21.2% | 26.0% | · | · | |
| Pretax Margin | 11.2% | 39.3% | · | 43.4% | 42.7% | 39.6% | · | 39.2% | -27.5% | 22.3% | · | 16.6% | 24.1% | 28.0% | · | · | |
| EBITDA Margin | · | 2.2% | · | · | · | 2.0% | · | · | · | 3.1% | · | · | · | 2.4% | · | · | |
| ROA | 0.10% | 0.35% | · | 0.38% | 0.38% | 0.47% | · | 0.48% | -0.30% | 0.14% | · | 0.23% | 0.34% | 0.41% | · | · | |
| ROE | 0.96% | 3.4% | · | 3.8% | 4.1% | 5.1% | · | 5.5% | -3.4% | 1.7% | · | 3.0% | 4.2% | 5.2% | · | · |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.4 | 0.6 | · | 0.5 | 0.8 | 0.4 | · | 0.4 | 0.4 | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | · |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $59.62 | $57.46 | · | $54.71 | $51.97 | $50.59 | · | $49.33 | $46.42 | $42.92 | · | $36.46 | $39.05 | $39.01 | · | · | |
| Revenue / Share | $5.78 | $5.60 | · | $5.65 | $5.80 | $5.52 | · | $5.57 | $5.69 | $3.51 | · | $3.62 | $3.78 | $3.86 | · | · | |
| Cash Flow / Share | · | $1.75 | · | · | · | $2.51 | · | · | · | $0.94 | · | · | · | $1.46 | · | · | |
| Dividend / Share | · | · | · | · | · | · | · | · | · | $0.53 | · | · | · | $0.53 | · | · | |
| EPS (TTM) | $6.24 | $7.71 | · | $7.46 | $7.31 | $3.93 | · | $1.77 | $0.50 | $2.71 | · | $4.13 | $5.07 | $5.66 | · | · |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $363M | $344M | · | $338M | $336M | $319M | · | $207M | $150M | $109M | · | $117M | $120M | $122M | · | · | |
| Net Income TTM | $97M | $117M | · | $107M | $105M | $58M | · | $21M | $-3M | $20M | · | $31M | $38M | $42M | · | · | |
| Market Cap | $1.45B | $937M | · | $927M | $896M | $841M | · | $913M | $761M | $417M | · | $345M | $477M | $546M | · | · | |
| P/E | 11.5 | 8.1 | · | 8.3 | 8.2 | 14.3 | · | 34.5 | 102.0 | 20.7 | · | 11.3 | 12.7 | 13.0 | · | · | |
| P/S | 4.0 | 2.7 | · | 2.7 | 2.7 | 2.6 | · | 4.4 | 5.1 | 3.8 | · | 3.0 | 4.0 | 4.5 | · | · | |
| P/B | 1.2 | 1.1 | · | 1.1 | 1.1 | 1.1 | · | 1.2 | 1.1 | 1.3 | · | 1.3 | 1.6 | 1.9 | · | · | |
| P / Tangible Book | 1.4 | 1.2 | · | 1.2 | 1.3 | 1.3 | · | 1.4 | 1.3 | 1.3 | · | 1.3 | 1.6 | 1.9 | · | · | |
| P / Cash Flow | · | 35.4 | · | · | · | 22.3 | · | · | · | 58.8 | · | · | · | 50.0 | · | · | |
| Dividend Yield | 2.5% | 3.6% | · | 3.6% | 3.7% | 3.9% | · | 2.6% | 2.6% | 3.8% | · | 4.6% | 3.3% | 2.9% | · | · | |
| Earnings Yield | 8.7% | 12.4% | · | 12.1% | 12.2% | 7.0% | · | 2.9% | 0.98% | 4.8% | · | 8.9% | 7.9% | 7.7% | · | · | |
| Payout Ratio | · | 31.1% | · | · | · | 31.1% | · | · | · | 75.6% | · | · | · | 52.3% | · | · | |
| Annual Payout | $37M | $34M | · | $34M | $34M | $33M | · | $24M | $20M | $16M | · | $16M | $16M | $16M | · | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Net Income | $117M | $36M | $23M | $44M | $36M |
| Diluted EPS | $7.72 | $2.82 | $3.02 | $5.89 | $4.87 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.5 | 0.5 | · | · | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $96M | $81M | · | · | · |
Institutional owners (13F) 214 filers · $673.8M total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
214
Value held
$673.8M
New positions
65
Exited positions
17
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 65 (+33 vs prior Q) | 17 (+1 vs prior Q) | 93 (+47 vs prior Q) | 24 (-21 vs prior Q) | +2.2M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $87,555,673 | 1,218,420 | 12.99% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $53,904,270 | 750,129 | 8.00% | Shares |
| VANGUARD GROUP INC | $48,589,337 | 779,800 | 7.21% | Shares |
| STATE STREET CORP | $40,065,327 | 557,547 | 5.95% | Shares |
| AMERICAN CENTURY COMPANIES INC | $35,154,774 | 489,212 | 5.22% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $33,214,083 | 462,137 | 4.93% | Shares |
| ENDEAVOUR CAPITAL ADVISORS INC | $32,996,387 | 459,176 | 4.90% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $32,499,383 | 452,257 | 4.82% | Shares |
| ALLIANCEBERNSTEIN L.P. | $20,268,419 | 325,388 | 3.01% | Shares |
| HUTCHINSON CAPITAL MANAGEMENT/CA | $18,617,489 | 259,080 | 2.76% | Shares |
| BURKE & HERBERT BANK & TRUST CO | $15,646,941 | 217,742 | 2.32% | Shares |
| GOLDMAN SACHS GROUP INC | $12,423,157 | 172,880 | 1.84% | Shares |
| NORTHERN TRUST CORP | $10,857,328 | 151,090 | 1.61% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $10,537,910 | 146,645 | 1.56% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $9,948,155 | 138,438 | 1.48% | Shares |
| CITADEL ADVISORS LLC | $8,985,087 | 125,036 | 1.33% | Shares |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $8,338,706 | 116,041 | 1.24% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $7,980,556 | 111,057 | 1.18% | Shares |
| Bank of New York Mellon Corp | $7,554,953 | 105,134 | 1.12% | Shares |
| HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC | $7,505,346 | 104,444 | 1.11% | Shares |
| TWO SIGMA INVESTMENTS, LP | $6,943,832 | 96,630 | 1.03% | Shares |
| MORGAN STANLEY | $6,178,335 | 85,977 | 0.92% | Shares |
| Fourthstone LLC | $6,145,892 | 84,248 | 0.91% | Shares |
| JPMORGAN CHASE & CO | $6,066,136 | 84,287 | 0.90% | Shares |
| BANC FUNDS CO LLC | $5,919,396 | 82,374 | 0.88% | Shares |
| Verdence Capital Advisors LLC | $5,658,688 | 78,746 | 0.84% | Shares |
| Empowered Funds, LLC | $5,140,290 | 71,532 | 0.76% | Shares |
| JUPITER ASSET MANAGEMENT LTD | $4,616,143 | 64,238 | 0.69% | Shares |
| Stieven Capital Advisors, L.P. | $4,594,728 | 63,940 | 0.68% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $4,570,560 | 63,604 | 0.68% | Shares |
| Numerai GP LLC | $3,952,516 | 55,003 | 0.59% | Shares |
| ROYCE & ASSOCIATES LP | $3,950,360 | 54,973 | 0.59% | Shares |
| BNP PARIBAS FINANCIAL MARKETS | $3,766,614 | 52,416 | 0.56% | Shares |
| UBS Group AG | $3,401,565 | 47,336 | 0.50% | Shares |
| SEGALL BRYANT & HAMILL, LLC | $3,031,702 | 42,189 | 0.45% | Shares |
| Nuveen, LLC | $2,839,332 | 39,512 | 0.42% | Shares |
| BANK OF AMERICA CORP /DE/ | $2,699,779 | 37,570 | 0.40% | Shares |
| Voleon Capital Management LP | $2,692,163 | 37,464 | 0.40% | Shares |
| Russell Investments Group, Ltd. | $2,515,300 | 35,003 | 0.37% | Shares |
| Swiss National Bank | $2,392,938 | 33,300 | 0.36% | Shares |
| XTX Topco Ltd | $2,352,481 | 32,737 | 0.35% | Shares |
| Kestra Advisory Services, LLC | $2,272,234 | 31,620 | 0.34% | Shares |
| WELLS FARGO & COMPANY/MN | $1,987,505 | 27,658 | 0.29% | Shares |
| D. E. Shaw & Co., Inc. | $1,911,404 | 26,599 | 0.28% | Shares |
| Qube Research & Technologies Ltd | $1,871,737 | 26,047 | 0.28% | Shares |
| Moors & Cabot, Inc. | $1,786,296 | 24,858 | 0.27% | Shares |
| FIRST TRUST ADVISORS LP | $1,779,828 | 24,768 | 0.26% | Shares |
| MILLENNIUM MANAGEMENT LLC | $1,768,403 | 24,609 | 0.26% | Shares |
| FRANKLIN RESOURCES INC | $1,749,288 | 24,343 | 0.26% | Shares |
| FIFTH THIRD BANCORP | $1,572,009 | 21,876 | 0.23% | Shares |
Company insiders 41 insiders · 18 officers · 20 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| David P Boyle | Chair & CEO | July 28, 2026 G | 65,184 | 0 | 0 | $0 |
| Kirtan Parikh | EVP, Chief Financial Officer | Aug. 31, 2026 A | 6,979 | 0 | 0 | $0 |
| Roy Eugene Halyama | EVP, Chief Financial Officer | May 3, 2026 F | 21,054 | 0 | 0 | $0 |
| Carl D Lundblad | EVP, Chief Operating Officer | June 3, 2026 A | 26,672 | 0 | 0 | $0 |
| Joseph Hager | Chief Operating Officer | Jan. 22, 2026 A | 7,493 | 0 | 0 | $0 |
| Patrick Kip Huffman | SVP, Chief Accounting Officer | Aug. 31, 2026 A | 2,665 | 0 | 0 | $0 |
| Robert Victor Hintelmann Jr. | Chief Credit Officer | Aug. 31, 2026 A | 8,550 | 0 | 0 | $0 |
| Lauren N. Kimlel | EVP, Retail Banking | Aug. 31, 2026 A | 3,713 | 0 | 0 | $0 |
| Jennifer Palmer Schmidt | EVP, Chief Risk Officer | Aug. 31, 2026 A | 4,592 | 0 | 0 | $0 |
| Shannon Barrow Rowan | EVP, Wealth Services | Aug. 31, 2026 A | 4,975 | 0 | 0 | $0 |
| Robert S Tissue | EVP, Balance Sheet Strategy | July 30, 2026 M | 58,064 | 0 | 0 | $0 |
| Danyl R Freeman | Chief Human Resources Officer | July 29, 2026 F | 4,684 | 0 | 0 | $0 |
| Bradford E Ritchie | EVP, Chief Lending Officer | July 16, 2026 M | 23,605 | 0 | 0 | $0 |
| Angela R Zirk | EVP, Chief Experience Officer | July 1, 2026 M | 3,287 | 0 | 0 | $0 |
| Julie R Markwood | Chief Accounting Officer | Jan. 23, 2025 A | 2,519 | 0 | 0 | $0 |
| Jeffrey A. Welch | EVP, Chief Credit Officer | Sept. 30, 2024 M | 3,480 | 0 | 0 | $0 |
| Kendrick Cook Smith | EVP, Operations | Feb. 29, 2024 A | 185 | 0 | 0 | $0 |
| Joseph Frye Collum | Executive Vice President | Feb. 29, 2024 A | 3,928 | 0 | 0 | $0 |
| Georgette R. George | Director | Aug. 21, 2026 W | 9,858 | 0 | 1 | $-73,670 |
| David Wilson | Director | Aug. 20, 2026 P | 435 | 3 | 0 | $12,343 |
| James P Geary II | Director | Aug. 14, 2026 S | 9,457 | 0 | 3 | $-462,286 |
| Diane Poillon | Director | Aug. 12, 2026 P | 4,128 | 1 | 0 | $88,404 |
| James Mason Burke | Director | Aug. 11, 2026 S | 258,480 | 0 | 1 | $-109,545 |
| Shawn Patrick Mclaughlin | Director | Aug. 6, 2026 P | 71,000 | 4 | 0 | $262,600 |
| Julian Forrest Barnwell Jr. | Director | Aug. 4, 2026 J | 91,361 | 3 | 0 | $944,300 |
| Katherine Diane Bonnafe | Director | Aug. 3, 2026 S | 8,200 | 0 | 1 | $-73,650 |
| Samuel Laing Hinson III | Director | June 19, 2026 A | 28,560 | 0 | 0 | $0 |
| Mark Guthrie Anderson | Director | June 19, 2026 A | 28,700 | 0 | 0 | $0 |
| Jose David Riojas | Director | June 19, 2026 A | 12,500 | 2 | 0 | $80,600 |
| Kristen Snyder | Director | June 19, 2026 A | 9,418 | 0 | 0 | $0 |
| Charles Piccirillo | Director | June 19, 2026 A | 21,320 | 0 | 0 | $0 |
| Jill S Upson | Director | May 20, 2026 S | 2,000 | 0 | 1 | $-70,390 |
| Gary L Hinkle | Director | Sept. 15, 2025 P | 250,159 | 0 | 0 | $0 |
| Oscar M Bean | Director | May 23, 2025 A | 44,024 | 0 | 0 | $0 |
| Jason A Kitzmiller | Director | Aug. 15, 2024 A | 12,439 | 0 | 0 | $0 |
| Edmund Hunt Burke | Director | Feb. 29, 2024 A | 13,754 | 0 | 0 | $0 |
| Nicholas Carosi III | Director | Aug. 30, 2023 P | 4,440 | 0 | 0 | $0 |
| Charles H Maddy III | · | June 29, 2026 F | 50,845 | 0 | 0 | $0 |
| Ronald L Bowling | · | May 3, 2024 A | 10 | 0 | 0 | $0 |
| Scott J. Bridgeforth | · | May 3, 2024 A | 579 | 0 | 0 | $0 |
| James M Cookman | · | May 3, 2024 A | 13,484 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 33 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| IWC · iShares Trust | 0.26% | 52,979 SH | Sept. 11, 2026 | Daily |
| DPST · Direxion Shares ETF Trust | 0.19% | 10,869 NS | July 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.10% | 34,345 NS | July 31, 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0.07% | 13,502 SH | Aug. 19, 2026 | Daily |
| VFVA · VANGUARD WELLINGTON FUND | 0.06% | 6,948 SH | Aug. 19, 2026 | Daily |
| EBIT · Harbor ETF Trust | 0.05% | 85 NS | July 31, 2026 | N-PORT |
| IWM · iShares Trust | 0.04% | 409,348 SH | Sept. 11, 2026 | Daily |
| RSSL · Global X Funds | 0.04% | 7,401 NS | July 31, 2026 | N-PORT |
| OMFS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 1,279 SH | Oct. 1, 2026 | Daily |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0.03% | 12,178 SH | Oct. 2, 2026 | Daily |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0.03% | 88,940 SH | Aug. 19, 2026 | Daily |
| DFAS · Dimensional ETF Trust | 0.03% | 62,486 NS | July 31, 2026 | N-PORT |
| DFSV · Dimensional ETF Trust | 0.02% | 26,036 NS | July 31, 2026 | N-PORT |
| FNCL · FIDELITY COVINGTON TRUST | 0.01% | 4,357 NS | July 31, 2026 | N-PORT |
| DFAT · Dimensional ETF Trust | 0.01% | 21,336 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.01% | 193,321 SH | Aug. 19, 2026 | Daily |
| VFH · VANGUARD WORLD FUND | 0.01% | 26,869 SH | Aug. 19, 2026 | Daily |
| WSML · iShares Trust | 0.01% | 828 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.01% | 2,430 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.01% | 535 NS | July 31, 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0.00% | 1,823 NS | July 31, 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0.00% | 4,274 NS | July 31, 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0.00% | 744 NS | July 31, 2026 | N-PORT |
| DFUS · Dimensional ETF Trust | 0.00% | 4,814 NS | July 31, 2026 | N-PORT |
| ITOT · iShares Trust | 0.00% | 19,688 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.00% | 4,023 SH | Sept. 3, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.00% | 3,447 NS | July 31, 2026 | N-PORT |
| VTI · VANGUARD INDEX FUNDS | 0.00% | 539,486 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.00% | 1,190 SH | Aug. 19, 2026 | Daily |
| IWN · iShares Trust | · | 149,376 SH | Sept. 11, 2026 | Daily |
| SVAL · iShares Trust | · | 9,428 SH | Sept. 3, 2026 | Daily |
| ISCB · iShares Trust | · | 812 SH | Sept. 11, 2026 | Daily |
| ISCV · iShares Trust | · | 4,093 SH | Sept. 11, 2026 | Daily |
BHRB Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 10 analysts
BUY
Median target
$81.50
+16.7%
2 20.0%
Strong Buy
6 60.0%
Buy
2 20.0%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
4 analysts · 2026-09-29Mean target $80.00 +14.5%
← Below all targets
Current price $69.86
Low$75.00
Mean$80.00
High$82.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| BHRB | $936M | 8.1 | 30.6% | 34.3% | 14.3% | · |
| TFIN | $1.49B | 67.3 | 5.6% | 5.8% | 2.7% | · |
| LKFN | $1.44B | 14.2 | 6.1% | 38.4% | 14.3% | · |
| ESQ | $873M | 17.4 | 17.4% | 34.7% | 18.4% | · |
| AMAL | $955M | 9.4 | 4.1% | 31.8% | 13.5% | · |
| CTBI | $1.02B | 10.4 | 13.7% | 34.7% | 11.8% | · |
| WABC | $1.18B | 10.6 | -12.2% | 45.0% | 12.5% | · |
| PEBO | · | 10.0 | 2.3% | 123.1% | 9.0% | · |
| FMBH | $935M | 10.2 | 7.4% | 26.3% | 9.9% | · |
| HBT | $813M | 10.6 | 5.6% | 32.5% | 12.9% | · |
Trading Signals Recent buy/sell signals with entry price and risk/reward ratio
No open signal right now — no card is filled, and that's honest.
My Metrics Your personal watchlist — selected rows from Full Fundamentals
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Source: SEC 10-Q filed Aug 7, 2026