$33.99
▼ $-0.10
(-0.29%)
Vol 31K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$440.6M
P/E
11.1
ROE
11.2%
Margin
24.6%
D/E
58.65
Beta
0.80
Div Yield
3.06%
52W
$22–$35
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
4
Buy
5
Hold
0
Sell
0
Strong Sell
54.5%
Buy Rating
Price Chart
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Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.86 | $0.97 | +$0.11 |
| Sep 2025 | $0.80 | $0.72 | $-0.08 |
| Jun 2025 | $0.75 | $0.78 | +$0.03 |
| Mar 2025 | $0.67 | $0.65 | $-0.02 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $31.9M | $34.6M | $37.0M | $37.7M | $37.2M |
| Net Income | $10.4M | $9.1M | $10.6M | $9.7M | $12.9M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 11.4% | 11.4% | 11.4% | 11.2% | 11.2% | 11.2% |
| P/E (TTM) | 10.08 | 9.75 | 9.53 | 9.83 | 10.66 | 11.07 |
| Net Margin | — | 24.6% | 24.6% | 24.6% | 24.6% | 24.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 59.56 | 59.56 | 59.56 | 58.65 | 58.65 | 58.65 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.1%
P/S (TTM)
1.87
P/B
1.1
EPS (TTM)
$2.88
CF/Share
$2.63
Rev Growth 3Y
+3.2%
52W High
$34.71
52W Low
$22.42
$22.42
52-Week Range
$34.71
Financial Health
Free Cash Flow
$13.5M
Net Debt
$252.6M
Cash
$135.6M
Total Debt
$388.2M
As of Dec 31, 2025
How does BSRR compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BSRR valuation vs Banking peers
P/E ratio
11.1
▼
12%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
1.9
▼
19%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.2
▲
9%
above
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
3.1%
▲
2%
above
peers
(3.0%)
vs Peers
vs Industry
In line
BSRR profitability vs Banking peers
ROE
11.2%
▲
24%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
24.6%
▼
14%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.1%
▲
14%
above
peers
(1.0%)
vs Peers
vs Industry
In line
BSRR financial health vs Banking peers
D/E ratio
58.7
▲
324%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.8
▲
16%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
BSRR fundamentals radar
BSRR
Peer median
Industry
BSRR profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BSRR vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
BERRA ALBERT L
Director · Feb 17
5000 shs
CASTLE JULIE G
Director · Feb 13
250 shs
TREECE CHRISTOPHER G
Chief Financial Officer · Feb 12
6950 shs
MCPHAILL KEVIN J
Chief Executive Officer · Feb 12
13204 shs
OLAGUE MICHAEL W
Officer · Feb 12
6950 shs
BOYLE HUGH F.
Officer · Feb 12
5368 shs
COEN NATALIA M
Officer · Feb 12
4868 shs
MCPHAILL KEVIN J
Chief Executive Officer · Feb 10
20000 shs
MCPHAILL KEVIN J
Chief Executive Officer · Feb 10
20000 shs
HOLLY JAMES C
Director · Feb 05
5000 shs
Last 90 days
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As of Dec 31, 2025
Dividends
$1.01
/ year
Feb 09, 2026
$0.2600
Nov 03, 2025
$0.2500
Aug 04, 2025
$0.2500
May 05, 2025
$0.2500
Feb 03, 2025
$0.2500
Oct 31, 2024
$0.2400
Jul 31, 2024
$0.2400
Apr 29, 2024
$0.2300
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