BVFL logo
BVFL NASDAQ US

BV Financial, Inc. - Common Stock

Financials · Banking Website · IPO Jan 2005
$19.51
▲ +$0.49 (+2.58%)
Vol 8K
7
Quality Score
fail
Mkt Cap
$161.5M
P/E
15.2
ROE
5.5%
D/E
18.40
Beta
0.02
52W
$14–$20

Price Chart

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $10.0M $9.7M $9.2M $9.9M $10.0M
Net Income $3.8M $2.0M $2.1M $2.9M $3.7M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 5.3% 5.6% 5.3% 5.3% 5.3% 5.5%
P/E (TTM) 14.67 14.56 14.86 15.13 15.04 15.18
Net Margin
Gross Margin
D/E Ratio 17.66 17.63 17.66 17.66 17.66 18.40
Current Ratio

Key Ratios

ROA (TTM)
1.2%
P/B
1.0
EPS (TTM)
$1.09
52W High
$19.74
52W Low
$13.53
$13.53 52-Week Range $19.74

Financial Health

Free Cash Flow
$8.4M
Net Debt
-$28.5M
Cash
$63.5M
Total Debt
$35.0M
As of Sep 30, 2025

How does BVFL compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

BVFL valuation vs Banking peers

P/E ratio
15.2
21% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
0% below peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
3% below peers (1.1)
vs Peers
vs Industry
Fair value
Div yield
0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

BVFL profitability vs Banking peers

ROE
5.5%
39% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
0% below peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
1.2%
23% above peers (1.0%)
vs Peers
vs Industry
Top tier

BVFL financial health vs Banking peers

D/E ratio
18.4
33% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.0
97% below peers (0.7)
vs Peers
vs Industry
More volatile

BVFL fundamentals radar

BVFL Peer median Industry

BVFL profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

BVFL vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
GALLI JOSEPH S
Director · Feb 26
1500 shs
Last 90 days

Top Holders

Top 5: 25.37%
Alliancebernstein L.P.
10.20%
$17.0M
Blackrock Inc.
6.16%
$10.3M
Vanguard Group Inc
5.26%
$8.8M
Geode Capital Management, L…
2.07%
$3.4M
Oppenheimer & Close, LLC
1.68%
$2.8M
As of Dec 31, 2025

Dividends

$0.13
/ year
Dec 28, 2018 $0.0327
Oct 30, 2018 $0.0327
Aug 07, 2018 $0.0327
Mar 03, 2010 $0.0327
Dec 04, 2009 $0.0327
Sep 02, 2009 $0.0327
Jun 03, 2009 $0.0327
Mar 04, 2009 $0.0327

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