$50.60
▼ $-0.09
(-0.18%)
Vol 404K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$3.3B
P/E
10.8
ROE
10.6%
Margin
45.1%
D/E
4.71
Beta
0.88
Div Yield
2.81%
52W
$36–$52
Wall Street Consensus
10 analysts · Apr 20261
Strong Buy
0
Buy
5
Hold
2
Sell
2
Strong Sell
10.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.24 | $1.33 | +$0.09 |
| Sep 2025 | $1.18 | $1.13 | $-0.05 |
| Jun 2025 | $1.12 | $1.10 | $-0.02 |
| Mar 2025 | $0.97 | $0.98 | +$0.01 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $186.5M | $187.8M | $196.6M | $210.6M | $222.8M |
| Net Income | $80.2M | $69.5M | $77.5M | $77.7M | $90.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.3% | 10.3% | 10.3% | 10.6% | 10.6% | 10.6% |
| P/E (TTM) | 10.84 | 11.22 | 11.18 | 10.30 | 10.85 | 10.80 |
| Net Margin | — | 45.1% | 45.1% | 45.1% | 45.1% | 45.1% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 4.74 | 4.74 | 4.74 | 4.71 | 4.71 | 4.71 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.3%
P/S (TTM)
3.25
P/B
1.2
EPS (TTM)
$4.33
CF/Share
$5.17
Rev Growth 3Y
+3.4%
52W High
$51.95
52W Low
$36.06
$36.06
52-Week Range
$51.95
Financial Health
Free Cash Flow
$54.6M
Net Debt
$26.5M
Cash
$146.3M
Total Debt
$172.8M
As of Dec 31, 2025
How does CATY compare to Banking peers?
Peer group: Mid-cap Banking ($2B+) · 74 companies
CATY valuation vs Banking peers
P/E ratio
10.8
▼
14%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
3.3
▲
37%
above
peers
(2.4)
vs Peers
vs Industry
Overvalued
P/B ratio
1.2
▲
0%
above
peers
(1.2)
vs Peers
vs Industry
Fair value
Div yield
2.8%
▼
23%
below
peers
(3.7%)
vs Peers
vs Industry
Low yield
CATY profitability vs Banking peers
ROE
10.6%
▲
7%
above
peers
(9.9%)
vs Peers
vs Industry
In line
Net margin
45.1%
▲
46%
above
peers
(30.9%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.3%
▲
21%
above
peers
(1.1%)
vs Peers
vs Industry
Top tier
CATY financial health vs Banking peers
D/E ratio
4.7
▼
70%
below
peers
(15.7)
vs Peers
vs Industry
Low debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
1%
above
peers
(0.9)
vs Peers
vs Industry
Less volatile
CATY fundamentals radar
CATY
Peer median
Industry
CATY profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
CATY vs peers: key metrics
Related Signals
Dividends
$1.40
/ year
Feb 26, 2026
$0.3800
Dec 01, 2025
$0.3400
Aug 28, 2025
$0.3400
May 29, 2025
$0.3400
Feb 27, 2025
$0.3400
Nov 27, 2024
$0.3400
Aug 29, 2024
$0.3400
May 30, 2024
$0.3400
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