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CFFI NASDAQ US

C&F Financial Corporation - Common Stock

Financials · Banking Website · IPO Jan 1992
$72.10
▼ $-0.52 (-0.72%)
Vol 6K
10
Quality Score
ok
Deep Check
2/5 ok
Mkt Cap
$235.1M
P/E
9.0
ROE
11.0%
Margin
22.1%
D/E
44.77
Beta
0.37
Div Yield
2.53%
52W
$53–$90

Price Chart

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Earnings

Beat rate: 25.0%
Quarter EPS Est EPS Act Surprise
Dec 2023 — $1.51 —
Sep 2023 — $1.71 —
Dec 2022 — $2.30 —
Mar 2012 $0.91 $1.11 +$0.20

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 10.6% 9.6% 10.5% 10.5% 10.5% 11.0%
P/E (TTM) 8.17 9.01 8.82 9.05 8.57 8.98
Net Margin — 22.1% 22.1% 22.1% 22.1% 22.1%
Gross Margin — — — — — —
D/E Ratio 60.81 50.91 60.81 60.81 60.81 44.77
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
1.0%
P/S (TTM)
1.55
P/B
1.0
EPS (TTM)
$8.09
CF/Share
$9.58
Rev Growth 3Y
+2.2%
52W High
$89.90
52W Low
$53.14
$53.14 52-Week Range $89.90

How does CFFI compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CFFI ACNB AFBI AMAL AROW

CFFI valuation vs Banking peers

P/E ratio
9.0
▼ 29% below peers (12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
1.6
▼ 33% below peers (2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.0
▼ 3% below peers (1.1)
vs Peers
vs Industry
Fair value
Div yield
2.5%
▼ 15% below peers (3.0%)
vs Peers
vs Industry
Low yield

CFFI profitability vs Banking peers

ROE
11.0%
▲ 22% above peers (9.0%)
vs Peers
vs Industry
Below avg
Net margin
22.1%
▼ 23% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.0%
▲ 4% above peers (1.0%)
vs Peers
vs Industry
In line

CFFI financial health vs Banking peers

D/E ratio
44.8
▲ 223% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼ 46% below peers (0.7)
vs Peers
vs Industry
More volatile

CFFI fundamentals radar

CFFI Peer median Industry

CFFI profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CFFI vs peers: key metrics

Related Signals

Bounce Up
$66.36 1.50x Sep 30

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