CINF
NASDAQ
US
Cincinnati Financial Corporation - Common Stock
$158.41
▲ +$0.75
(+0.48%)
Vol 543K
12
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$25.5B
P/E
12.0
ROE
14.8%
Margin
17.6%
D/E
5.29
Beta
0.68
Div Yield
2.13%
52W
$123–$170
Wall Street Consensus
15 analysts · Apr 20263
Strong Buy
7
Buy
5
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $2.95 | $3.37 | +$0.42 |
| Sep 2025 | $2.10 | $2.85 | +$0.75 |
| Jun 2025 | $1.43 | $1.97 | +$0.54 |
| Mar 2025 | $-0.63 | $-0.24 | +$0.39 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $2.5B | $2.6B | $3.2B | $3.7B | $3.1B |
| Net Income | $405.0M | -$90.0M | $685.0M | $1.1B | $676.0M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 13.1% | 13.1% | 13.1% | 13.1% | 14.8% | 14.8% |
| P/E (TTM) | 12.79 | 13.15 | 13.73 | 13.25 | 12.10 | 12.01 |
| Net Margin | 21.1% | 15.6% | 15.6% | 15.6% | 17.6% | 17.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 5.70 | 5.70 | 5.70 | 5.70 | 5.29 | 5.29 |
| Current Ratio | — | 1.87 | 1.87 | 1.87 | 1.87 | 1.87 |
Key Ratios
ROA (TTM)
5.5%
P/S (TTM)
2.11
P/B
1.6
EPS (TTM)
$13.44
CF/Share
$11.46
Rev Growth 3Y
+5.6%
52W High
$169.86
52W Low
$123.02
$123.02
52-Week Range
$169.86
Financial Health
Free Cash Flow
$939.0M
Net Debt
-$545.0M
Cash
$1.4B
Total Debt
$886.0M
As of Dec 31, 2025
How does CINF compare to Insurance peers?
Peer group: Small-cap Insurance ($300M+) · 38 companies
CINF valuation vs Insurance peers
P/E ratio
12.0
▼
3%
below
peers
(12.3)
vs Peers
vs Industry
Fair value
P/S ratio
2.1
▲
36%
above
peers
(1.6)
vs Peers
vs Industry
Overvalued
P/B ratio
1.6
▼
3%
below
peers
(1.7)
vs Peers
vs Industry
Fair value
Div yield
2.1%
▲
4%
above
peers
(2.1%)
vs Peers
vs Industry
Low yield
CINF profitability vs Insurance peers
ROE
14.8%
▼
10%
below
peers
(16.5%)
vs Peers
vs Industry
In line
Net margin
17.6%
▲
49%
above
peers
(11.8%)
vs Peers
vs Industry
Top tier
Gross margin
—
▼
0%
below
peers
(35.3%)
vs Peers
vs Industry
Weak
ROA
5.5%
▲
72%
above
peers
(3.2%)
vs Peers
vs Industry
Top tier
CINF financial health vs Insurance peers
D/E ratio
5.3
▼
63%
below
peers
(14.4)
vs Peers
vs Industry
Low debt
Current ratio
1.9
▲
159%
above
peers
(0.7)
vs Peers
vs Industry
Below avg
Beta
0.7
▲
43%
above
peers
(0.5)
vs Peers
vs Industry
More volatile
CINF fundamentals radar
CINF
Peer median
Industry
CINF profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
CINF vs peers: key metrics
Related Signals
Latest AI Opinion
Grok
BUY
Price action shows a recent pullback from a high of $174.27 in early February 2026 to the current $159.09, representing about a 9% dip from recent peaks amid higher volume on down weeks, positioning this as a potential good entry …
Mar 24, 2026Dividends
$3.55
/ year
Mar 24, 2026
$0.9400
Dec 22, 2025
$0.8700
Sep 22, 2025
$0.8700
Jun 23, 2025
$0.8700
Mar 24, 2025
$0.8700
Dec 19, 2024
$0.8100
Sep 17, 2024
$0.8100
Jun 18, 2024
$0.8100