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CLST NASDAQ US

Catalyst Bancorp, Inc. - common stock

Financials · Banking Website · IPO Oct 2021
$16.94
▲ +$0.09 (+0.53%)
Vol 3K
7
Quality Score
fail
Mkt Cap
$64.8M
P/E
29.2
ROE
2.8%
Margin
4.9%
D/E
0.00
Beta
0.19
52W
$11–$16

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Sep 2025 $0.13
Jun 2025 $0.14
Dec 2023 $0.08
Sep 2023 $0.03

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $3.1M $2.8M $2.9M $2.8M $2.7M
Net Income $447K $626K $586K $521K $489K

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 2.7% 2.7% 2.7% 2.8% 2.8% 2.8%
P/E (TTM) 23.76 24.10 25.25 26.36 27.81 29.16
Net Margin 4.9% 4.9% 4.9% 4.9% 4.9%
Gross Margin
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio

Key Ratios

ROA (TTM)
0.8%
P/S (TTM)
5.90
P/B
0.6
EPS (TTM)
$0.60
CF/Share
$0.19
Rev Growth 3Y
-3.7%
52W High
$15.60
52W Low
$10.67
$10.67 52-Week Range $15.60

Financial Health

Free Cash Flow
$827K
Net Debt
-$22.6M
Cash
$37.3M
Total Debt
$14.7M
As of Sep 30, 2025

How does CLST compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CLST valuation vs Banking peers

P/E ratio
29.2
132% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
5.9
154% above peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.6
39% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

CLST profitability vs Banking peers

ROE
2.8%
69% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
4.9%
83% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
vs Peers
vs Industry
Weak
ROA
0.8%
16% below peers (1.0%)
vs Peers
vs Industry
Weak

CLST financial health vs Banking peers

D/E ratio
0.0
100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.2
72% below peers (0.7)
vs Peers
vs Industry
More volatile

CLST fundamentals radar

CLST Peer median Industry

CLST profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CLST vs peers: key metrics

Top Holders

Top 5: 24.05%
Murchinson Ltd.
6.30%
$4.3M
Stilwell Value LLC
6.19%
$4.2M
Vanguard Group Inc
5.24%
$3.6M
Graham Capital Wealth Manag…
4.74%
$3.2M
Blackrock Inc.
1.58%
$1.1M
As of Dec 31, 2025

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