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CPBI NASDAQ US

Central Plains Bancshares, Inc. - Common Stock

Financials · Banking · IPO Oct 2023
$17.50
▲ +$0.00 (+0.00%)
8
Quality Score
fail
Mkt Cap
$71.3M
P/E
19.4
ROE
4.4%
Margin
13.5%
D/E
483.51
Beta
0.13
52W
$13–$17

Price Chart

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $4.7M $5.0M $5.1M $5.2M $5.5M
Net Income $951K $848K $988K $882K $1.2M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 4.5% 4.5% 4.5% 4.5% 4.5% 4.4%
P/E (TTM) 17.08 17.76 18.45 18.12 18.22 19.43
Net Margin 14.3% 14.1% 14.1% 14.1% 14.1% 13.5%
Gross Margin
D/E Ratio 483.31 499.45 483.31 483.31 483.31 483.51
Current Ratio 0.03 0.08 0.03 0.03 0.03 0.03

Key Ratios

ROA (TTM)
0.7%
P/S (TTM)
2.62
P/B
0.8
EPS (TTM)
$0.96
Rev Growth 3Y
+20.9%
52W High
$17.14
52W Low
$13.00
$13.00 52-Week Range $17.14

Financial Health

Free Cash Flow
$2.2M
Cash
$28.1M
As of Dec 31, 2025

How does CPBI compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

CPBI valuation vs Banking peers

P/E ratio
19.4
55% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.6
13% above peers (2.3)
vs Peers
vs Industry
Fair value
P/B ratio
0.8
28% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

CPBI profitability vs Banking peers

ROE
4.4%
51% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
13.5%
53% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
vs Peers
vs Industry
Weak
ROA
0.7%
23% below peers (1.0%)
vs Peers
vs Industry
Weak

CPBI financial health vs Banking peers

D/E ratio
483.5
3394% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
0.0
38% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.1
81% below peers (0.7)
vs Peers
vs Industry
More volatile

CPBI fundamentals radar

CPBI Peer median Industry

CPBI profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

CPBI vs peers: key metrics

Top Holders

Top 5: 24.86%
Stilwell Value LLC
8.72%
$6.3M
Graham Capital Wealth Manag…
4.28%
$3.1M
Oppenheimer & Close, LLC
4.16%
$3.0M
Vanguard Group Inc
3.94%
$2.8M
Mangrove Partners IM, LLC
3.76%
$2.7M
As of Dec 31, 2025

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