CURR Currenc Group Inc. - Ordinary Shares
NASDAQ · Financial Services · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Apr 30, 2026
$3.10
· of 52w range
· above low
· to high
$1.3452w low
$5.0852w high
Market Cap (MRQ)
$144M
P/E
-10.3
EPS
$-0.30
Revenue
$38M
your badges
52W Range
$1–$5
Analyst Rating
BUY
Price Target
·
P/E
-10.3
ROE
51.4%
Net Profit Margin
-48.7%
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CURR Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$3.10
Market Cap (MRQ)
$144M
P/E
-10.3
EPS
$-0.30
Revenue
$38M
ROE
51.4%
Debt/Equity (MRQ)
-0.1
52W Range
$1–$5
CURR Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue$38M2023-12-31 → 2025-12-31
EPS$-0.302023-12-31 → 2025-12-31
Free Cash Flow$7M2024-12-31 → 2025-12-31
Net margin-48.7%2024-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | CURR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E | -10.3 | · | · | · | |
| P/S | 6.3 | · | · | · | |
| P/B (MRQ) | -2.1 | · | · | · | |
| Price / Cash Flow | 30.2 | · | · | · | |
| EV / Revenue | 4.5 | · | · | · | |
| Price / Tangible Book (MRQ) | -2.0 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | CURR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Gross Margin | 40.8% | · | · | · | |
| Operating Margin | -21.0% | · | · | · | |
| EBITDA Margin | -21.0% | · | · | · | |
| Pretax Margin | -48.5% | · | · | · | |
| Net Profit Margin | -48.7% | · | · | · | |
| ROA | -16.9%5Y avg ≈-11.7% | ≈-11.7% | · | · | |
| ROE | 51.4%5Y avg ≈34.2% | ≈34.2% | · | · | |
| ROIC | -263.9% | · | · | · |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | CURR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | -0.1 | · | · | · | |
| Current Ratio (MRQ) | 0.65Y avg ≈4.6 | ≈4.6 | · | · | |
| Quick Ratio | 0.85Y avg ≈3.0 | ≈3.0 | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | CURR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | -12.8% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | CURR | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.3 | · | · | · | |
| Inventory Turnover | 374.5 | · | · | · | |
| Revenue / Employee | ≈$129.1K | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Avg Surprise
-74.3%
Next Report
Nov 09, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| Sept. 30, 2025 | $0.05 | $-0.12 | 140.8% | |
| June 30, 2025 | $-0.10 | $-0.04 | -145.1% | |
| March 31, 2025 | $-0.13 | $-0.04 | -218.6% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue | $38M | $46M | $53M | |
| Cost of Revenue | $22M | $32M | $36M | |
| Gross Profit | $15M | $15M | $17M | |
| SG&A Expense | $23M | $42M | $24M | |
| Operating Income | $-8M | $-27M | $-7M | |
| Other Non-op | $-7M | $-2M | $839.6K | |
| Pretax Income | $-18M | $-38M | $-14M | |
| Income Tax | $148.9K | $578.3K | $523.5K | |
| Net Income | $-18M | $-39M | $-15M | |
| EPS (Basic) | $-0.30 | $-1.03 | $-0.45 | |
| EPS (Diluted) | $-0.30 | $-1.03 | $-0.45 | |
| Shares (Basic) | 61,473,847 | 38,163,168 | 33,980,753 | |
| Shares (Diluted) | 61,473,847 | 38,163,168 | 33,980,753 | |
| EBITDA | $-8M | $-27M | $-2M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Cash & Equivalents | $75M | $64M | $49M | |
| Short-term Investments | · | · | $300.0K | |
| Inventory | $30.5K | $89.1K | $125.6K | |
| Prepaid Expense | $23M | $21M | $34M | |
| Current Assets | $101M | $87M | $103M | |
| PP&E (Net) | $1M | $1M | $1M | |
| PP&E (Gross) | $4M | $3M | $6M | |
| Accum. Depreciation | $3M | $2M | $5M | |
| Goodwill | $10M | $12M | $27M | |
| Intangibles | $2M | $3M | $5M | |
| Total Assets | $114M | $105M | $141M | |
| Accounts Payable | $10.9K | $13.7K | $10.5K | |
| Short-term Debt | $8M | $8M | $10M | |
| Current Liabilities | $90M | $145M | $174M | |
| Capital Leases | · | $156.6K | · | |
| Deferred Tax | $508.6K | $876.9K | $1M | |
| Total Liabilities | $95M | $146M | $178M | |
| Long-term Debt | $1M | $4M | $12M | |
| Total Debt | $9M | $5M | · | |
| Common Stock | $7.7K | $4.7K | $3.4K | |
| Paid-in Capital | $144M | $66M | $29M | |
| Retained Earnings | $-150M | $-132M | $-92M | |
| AOCI | $479.6K | $-108.1K | $88.4K | |
| Stockholders' Equity | $-6M | $-66M | $-63M | |
| Liabilities + Equity | $114M | $105M | $141M | |
| Shares Outstanding | 76,611,444 | 46,527,999 | 33,980,753 |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Stock-based Comp | $4M | $21M | · | |
| Deferred Tax | $-369.7K | $43.6K | $-273.7K | |
| Amort. of Intangibles | $2M | $2M | $3M | |
| Operating Cash Flow | $8M | $3M | $-15M | |
| CapEx | $479.0K | $576.7K | $291.9K | |
| Investing Cash Flow | $-478.4K | $-565.0K | $1M | |
| Stock Repurchased | · | · | $133M | |
| Net Stock Activity | · | · | $-133M | |
| Financing Cash Flow | $4M | $2M | $-1M | |
| Net Change in Cash | · | · | $-228.0K | |
| Taxes Paid | $-324.8K | $-445.5K | $761.3K | |
| Free Cash Flow | $7M | $3M | · |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Gross Margin | 40.8% | 31.4% | · | |
| Operating Margin | -21.0% | -59.0% | · | |
| Net Margin | -48.7% | -85.0% | · | |
| Pretax Margin | -48.5% | -82.4% | · | |
| EBITDA Margin | -21.0% | -59.0% | · | |
| ROA | -16.9% | -31.6% | 2.1% | |
| ROE | 51.4% | 102.7% | -31.3% | |
| ROIC | -263.9% | 45.9% | · |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Current Ratio | 1.1 | 0.6 | 0.0 | |
| Quick Ratio | 0.8 | 0.4 | 0.0 | |
| Debt / Equity | -1.5 | -0.1 | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Asset Turnover | 0.3 | 0.4 | · | |
| Inventory Turnover | 374.5 | 296.6 | · |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Book Value / Share | $-0.07 | $-1.42 | · | |
| Revenue / Share | $0.62 | $1.22 | · | |
| Cash Flow / Share | $0.13 | $0.09 | · | |
| Cash / Share | $0.98 | $1.37 | · | |
| EPS (TTM) | $-0.30 | $-1.03 | $-0.45 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue YoY | · | -12.8% | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue TTM | $38M | $46M | $53M | |
| Net Income TTM | $-18M | $-39M | $-15M | |
| Market Cap | $137M | $84M | · | |
| Enterprise Value | $71M | $25M | · | |
| P/E | -6.0 | -1.7 | · | |
| P/S | 3.6 | 1.8 | · | |
| P/B | -24.2 | -1.3 | · | |
| P / Cash Flow | 17.4 | 24.3 | · | |
| P / FCF | · | 29.1 | · | |
| EV / EBITDA | · | -0.9 | · | |
| EV / FCF | · | 8.8 | · | |
| EV / Revenue | 1.9 | 0.5 | · | |
| Earnings Yield | -16.8% | -57.2% | · |
Income Statement
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $10M | $11M | $11M | · | $13M | $13M | $13M | |
| Cost of Revenue | $7M | $8M | $8M | · | $9M | $9M | $9M | |
| Gross Profit | $3M | $3M | $3M | · | $4M | $4M | $4M | |
| SG&A Expense | $8M | $12M | $19M | · | $6M | $5M | $6M | |
| Operating Income | $-4M | $-9M | $-16M | $-537.1K | $-1M | $-3M | $-2M | |
| Other Non-op | $969.7K | · | · | · | $189.7K | · | · | |
| Pretax Income | $-4M | $-27M | $-5M | · | $-3M | $-4M | $-4M | |
| Income Tax | $48.5K | $351.8K | $86.0K | · | $70.5K | $67.8K | $226.4K | |
| Net Income | $-5M | $-32M | $-5M | $174.1K | $-3M | $-13M | $-4M | |
| EPS (Basic) | $-0.13 | $-0.70 | $-0.13 | · | $-0.09 | $-0.13 | $-0.11 | |
| EPS (Diluted) | $-0.13 | $-0.70 | $-0.13 | · | $-0.09 | $-0.13 | $-0.11 | |
| Shares (Basic) | 35,374,891 | · | 38,163,168 | · | 33,980,753 | · | 33,980,753 | |
| Shares (Diluted) | 35,374,891 | · | 38,163,168 | · | 33,980,753 | · | 33,980,753 | |
| EBITDA | $-4M | · | $-16M | $-537.1K | $-359.0K | · | $-553.0K |
Balance Sheet
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $62M | $64M | $49M | $8.8K | $9.5K | $49M | $80.5K | |
| Short-term Investments | · | · | · | · | · | $300.0K | · | |
| Inventory | · | $89.1K | · | · | · | $125.6K | · | |
| Prepaid Expense | $26M | $25M | $27M | · | · | $34M | · | |
| Current Assets | $94M | $91M | $83M | $8.8K | $9.5K | $103M | $80.5K | |
| PP&E (Net) | $1M | $1M | $956.0K | · | · | $1M | · | |
| PP&E (Gross) | · | $3M | · | · | · | $6M | · | |
| Accum. Depreciation | · | $2M | · | · | · | $5M | · | |
| Goodwill | $12M | $12M | $27M | · | · | $27M | · | |
| Intangibles | $3M | $3M | $4M | · | · | $5M | · | |
| Total Assets | $111M | $108M | $115M | $55M | $55M | $141M | $82M | |
| Accounts Payable | $51M | $13.7K | $36M | · | · | $10.5K | · | |
| Short-term Debt | · | $2M | · | · | · | $10M | · | |
| Current Liabilities | $154M | $149M | $137M | $5M | $5M | $174M | $4M | |
| Capital Leases | · | $156.6K | · | · | · | · | · | |
| Deferred Tax | $784.5K | $876.9K | $969.5K | · | · | $1M | · | |
| Total Liabilities | $155M | $150M | $138M | $11M | $11M | $178M | $10M | |
| Long-term Debt | $4M | $4M | $20M | · | · | $12M | · | |
| Total Debt | $4M | · | · | · | · | · | · | |
| Common Stock | $4.7K | $4.7K | $4.7K | · | · | $3.4K | · | |
| Paid-in Capital | $68M | $66M | $57M | · | · | $29M | · | |
| Retained Earnings | $-136M | $-132M | $-104M | $-11M | $-11M | $-92M | $-10M | |
| AOCI | $7.9K | $-108.1K | $-158.6K | · | · | $88.4K | · | |
| Stockholders' Equity | $-68M | $-66M | $-47M | $-11M | $-11M | $-63M | $-10M | |
| Liabilities + Equity | $111M | $108M | $115M | $55M | $55M | $141M | $82M | |
| Shares Outstanding | 46,527,999 | 46,527,999 | 46,527,999 | · | · | 33,980,753 | · |
Cash Flow
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Stock-based Comp | $2M | $8M | $13M | · | · | · | · | |
| Amort. of Intangibles | $385.1K | $1.2K | · | · | $831.4K | $908.8K | · | |
| Operating Cash Flow | $-1M | $15M | $-11M | $-75.3K | $-221.0K | $-4M | $-11M | |
| CapEx | $175.2K | · | · | · | $12.1K | · | · | |
| Investing Cash Flow | $-174.6K | $-199.8K | $-30M | $-240.0K | $-11.4K | $2M | $-108M | |
| Stock Repurchased | · | · | · | $0 | $30M | · | $24M | |
| Net Stock Activity | · | · | · | · | $-30M | · | · | |
| Financing Cash Flow | $141.6K | $-162.6K | $32M | $314.6K | $470.5K | $-1M | $108M | |
| Net Change in Cash | · | · | · | $-678 | $-34.1K | · | $68.7K | |
| Taxes Paid | $-140.9K | $-100.0K | · | · | $-15.8K | $791.5K | · | |
| Free Cash Flow | $-2M | · | · | · | · | · | · |
Profitability
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 31.8% | · | 27.8% | · | · | · | · | |
| Operating Margin | -43.0% | · | -141.5% | · | · | · | · | |
| Net Margin | -46.5% | · | -44.1% | · | · | · | · | |
| Pretax Margin | -44.1% | · | -43.8% | · | · | · | · | |
| EBITDA Margin | -43.0% | · | -141.5% | · | · | · | · | |
| ROA | -5.7% | · | -5.0% | 0.22% | 0.75% | · | 0.47% | |
| ROE | 11.8% | · | 17.4% | -1.7% | -5.9% | · | -7.8% | |
| ROIC | 6.8% | · | 34.5% | · | · | · | · |
Liquidity & Solvency
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.6 | · | 0.6 | 0.0 | 0.0 | · | 0.0 | |
| Quick Ratio | 0.4 | · | 0.4 | 0.0 | 0.0 | · | 0.0 | |
| Debt / Equity | -0.1 | · | · | · | · | · | · |
Efficiency
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | · | 0.1 | · | · | · | · |
Per Share
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $-1.47 | · | $-1.01 | · | · | · | · | |
| Revenue / Share | $0.28 | · | $0.29 | · | · | · | · | |
| Cash Flow / Share | $-0.04 | · | · | · | · | · | · | |
| Cash / Share | $1.34 | · | $1.05 | · | · | · | · |
Valuation (TTM)
| Metric | Trend | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|
| Net Income TTM | $-41M | · | $-21M | $-20M | $-19M | · | $-2M | |
| Market Cap | $70M | · | $116M | · | · | · | · | |
| Enterprise Value | $12M | · | · | · | · | · | · | |
| P/B | -1.0 | · | -2.5 | · | · | · | · | |
| P / Cash Flow | -47.2 | · | · | · | · | · | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $38M | $46M | $53M | · | · |
| Gross Margin % | 40.8% | 31.4% | · | · | · |
| Operating Margin % | -21.0% | -59.0% | · | · | · |
| Net Income | $-18M | $-39M | $-15M | $-1M | · |
| Diluted EPS | $-0.30 | $-1.03 | $-0.45 | · | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | -1.5 | -0.1 | · | · | · |
| Current Ratio | 1.1 | 0.6 | 0.0 | 0.1 | 21.3 |
| Quick Ratio | 0.8 | 0.4 | 0.0 | 0.1 | 13.4 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $7M | $3M | · | · | · |
Institutional owners (13F) 12 filers · $2.8M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
12
Value held
$2.8M
New positions
3
Exited positions
4
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 3 (-3 vs prior Q) | 4 (+2 vs prior Q) | 2 (+2 vs prior Q) | 5 (+3 vs prior Q) | -829 |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| MORGAN STANLEY | $1,969,234 | 729,346 | 71.36% | Shares |
| JANE STREET GROUP, LLC | $242,446 | 89,795 | 8.79% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $130,299 | 48,259 | 4.72% | Shares |
| Engineers Gate Manager LP | $98,069 | 36,322 | 3.55% | Shares |
| Kestra Advisory Services, LLC | $93,911 | 34,782 | 3.40% | Shares |
| XTX Topco Ltd | $91,638 | 33,940 | 3.32% | Shares |
| CITADEL ADVISORS LLC | $68,027 | 25,195 | 2.47% | Shares |
| TWO SIGMA INVESTMENTS, LP | $61,746 | 22,869 | 2.24% | Shares |
| CWM, LLC | $2,154 | 822 | 0.08% | Shares |
| UBS Group AG | $1,877 | 695 | 0.07% | Shares |
| SBI Securities Co., Ltd. | $203 | 75 | 0.01% | Shares |
| ROYAL BANK OF CANADA | $0 | 86 | 0.00% | Shares |
Company insiders 4 insiders · 0 officers · 3 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Eric David Weinstein | Director | Sept. 2, 2026 A | 175,221 | 0 | 0 | $0 |
| Eng Ho Ng | Director | Sept. 2, 2026 A | 125,604 | 0 | 0 | $0 |
| Kevin Chen | Director | Sept. 2, 2026 A | 75,046 | 0 | 0 | $0 |
| WOLVERINE ASSET MANAGEMENT LLC | · | Aug. 22, 2023 S | 529,800 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
CURR Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 7 analysts
BUY
2 28.6%
Strong Buy
4 57.1%
Buy
1 14.3%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
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Source: SEC 20-F filed Apr 30, 2026