$23.17
▼ $-0.03
(-0.13%)
Vol 169K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$431.1M
P/E
12.7
ROE
9.0%
Margin
21.2%
D/E
17.61
Beta
0.93
Div Yield
2.13%
52W
$16–$24
Wall Street Consensus
10 analysts · Apr 20262
Strong Buy
5
Buy
3
Hold
0
Sell
0
Strong Sell
70.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.57 | $0.58 | +$0.01 |
| Sep 2025 | $0.53 | $0.57 | +$0.04 |
| Jun 2025 | $0.49 | $0.41 | $-0.08 |
| Mar 2025 | $0.47 | $0.44 | $-0.03 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $33.3M | $34.2M | $35.1M | $37.3M | $37.6M |
| Net Income | $6.9M | $8.3M | $7.8M | $10.9M | $11.2M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.1% | 7.1% | 7.1% | 9.0% | 9.0% | 9.0% |
| P/E (TTM) | 14.13 | 14.59 | 14.97 | 11.95 | 13.00 | 12.72 |
| Net Margin | — | 21.2% | 21.2% | 21.2% | 21.2% | 21.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 18.41 | 18.41 | 18.42 | 17.61 | 17.61 | 17.61 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.0%
P/S (TTM)
2.55
P/B
1.0
EPS (TTM)
$1.78
CF/Share
$1.22
Rev Growth 3Y
+2.4%
52W High
$24.37
52W Low
$15.57
$15.57
52-Week Range
$24.37
Financial Health
Free Cash Flow
$9.5M
Net Debt
$23.5M
Cash
$119.0M
Total Debt
$142.5M
As of Dec 31, 2025
How does CWBC compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
CWBC valuation vs Banking peers
P/E ratio
12.7
▲
1%
above
peers
(12.6)
vs Peers
vs Industry
Fair value
P/S ratio
2.6
▲
10%
above
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.0
▼
4%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
2.1%
▼
29%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
CWBC profitability vs Banking peers
ROE
9.0%
▼
0%
below
peers
(9.0%)
vs Peers
vs Industry
In line
Net margin
21.2%
▼
26%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.0%
▲
0%
above
peers
(1.0%)
vs Peers
vs Industry
In line
CWBC financial health vs Banking peers
D/E ratio
17.6
▲
27%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.9
▲
34%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
CWBC fundamentals radar
CWBC
Peer median
Industry
CWBC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
CWBC vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
STRONKS TIMOTHY JOSEPH
Officer · Mar 13
15800 shs
PLOURD MARTIN E
President · Feb 27
282 shs
KIM JAMES J
Chief Executive Officer · Feb 27
1089 shs
MARTIN JEFFREY MICHAEL
Officer · Feb 27
206 shs
LIVINGSTON SHANNON R
Officer · Feb 27
266 shs
STOVESAND KIRK B
Director · Feb 23
1350 shs
STOVESAND KIRK B
Director · Feb 20
376 shs
LOKEY JAMES W
Director · Jan 28
500 shs
Last 90 days
Top Holders
Top 5: 27.36%Blackrock Inc.
8.61%
$37.3M
Fourthstone LLC
6.84%
$29.7M
Vanguard Group Inc
4.92%
$21.3M
Dimensional Fund Advisors LP
4.19%
$18.2M
Private Management Group, I…
2.80%
$12.2M
As of Dec 31, 2025
Dividends
$0.48
/ year
Feb 06, 2026
$0.1200
Oct 31, 2025
$0.1200
Aug 01, 2025
$0.1200
May 02, 2025
$0.1200
Feb 07, 2025
$0.1200
Nov 08, 2024
$0.1200
Aug 02, 2024
$0.1200
May 02, 2024
$0.1200
Latest News
No related news yet