$25.56
▲ +$0.21
(+0.83%)
Vol 147K
5
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$650.6M
ROE
-10.1%
Margin
37.4%
D/E
8.02
Beta
1.05
Div Yield
0.19%
52W
$15–$27
Wall Street Consensus
10 analysts · Apr 20262
Strong Buy
4
Buy
4
Hold
0
Sell
0
Strong Sell
60.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $-0.11 | $0.25 | +$0.36 |
| Sep 2025 | $-0.14 | $-2.22 | $-2.08 |
| Jun 2025 | $0.45 | $-2.30 | $-2.75 |
| Mar 2025 | $0.49 | $0.06 | $-0.43 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… |
|---|---|---|---|---|---|
| Revenue | $78.8M | $74.9M | $73.9M | $74.2M | $70.7M |
| Net Income | $21.8M | $15.3M | $1.7M | -$69.8M | -$67.5M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -2.5% | -2.5% | -2.5% | -10.1% | -10.1% | -10.1% |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | — | 37.4% | 37.4% | 37.4% | 37.4% | 37.4% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 8.41 | 8.41 | 8.41 | 8.02 | 8.02 | 8.02 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
-1.1%
P/S (TTM)
2.17
P/B
0.6
EPS (TTM)
$-3.97
CF/Share
$4.08
Rev Growth 3Y
-0.4%
52W High
$27.07
52W Low
$15.03
$15.03
52-Week Range
$27.07
Financial Health
Free Cash Flow
$15.8M
Net Debt
-$736.7M
Cash
$849.3M
Total Debt
$112.6M
As of Sep 30, 2025
How does EGBN compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
EGBN valuation vs Banking peers
P/E ratio
—
▼
0%
below
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.2
▼
6%
below
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
0.6
▼
39%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
0.2%
▼
94%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
EGBN profitability vs Banking peers
ROE
-10.1%
▼
212%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
37.5%
▲
31%
above
peers
(28.6%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
-1.1%
▼
216%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
EGBN financial health vs Banking peers
D/E ratio
8.0
▼
42%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
1.1
▲
52%
above
peers
(0.7)
vs Peers
vs Industry
More volatile
EGBN fundamentals radar
EGBN
Peer median
Industry
EGBN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
EGBN vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
LEE EVELYN
Officer · Mar 16
4086 shs
SALTZMAN PAUL
Officer · Mar 16
4086 shs
NEWELL ERIC R
Chief Financial Officer · Mar 16
4086 shs
RIEL RYAN
Officer · Mar 16
4086 shs
LEE EVELYN
Officer · Feb 19
4223 shs
PEDERSON KRISTEN J.
Director · Feb 19
4536 shs
RIEL SUSAN G
Chief Executive Officer · Feb 19
7780 shs
SALTZMAN PAUL
Officer · Feb 19
3296 shs
NEWELL ERIC R
Chief Financial Officer · Feb 19
5248 shs
SOTO BENJAMIN M.
Director · Feb 19
9073 shs
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As of Dec 31, 2025
Dividends
$0.35
/ year
Feb 02, 2026
$0.0100
Nov 03, 2025
$0.0100
Aug 08, 2025
$0.1650
May 05, 2025
$0.1650
Feb 07, 2025
$0.1650
Oct 21, 2024
$0.1650
Jul 19, 2024
$0.4500
Apr 17, 2024
$0.4500
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