FCBM First Carolina Financial Services, Inc. Common Stock
NYSE · View on SEC EDGAR ↗ close Oct 2, 2026 10-K/10-Q Aug 14, 2026FCBM Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
FCBM Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | FCBM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/B (MRQ) | 0.9 | · | · | · | |
| Price / Tangible Book (MRQ) | 1.0 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Not enough fundamentals data to compute this ratio group yet.
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | FCBM | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.1 | · | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Not enough fundamentals data to compute this ratio group yet.
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Not enough fundamentals data to compute this ratio group yet.
value · ≈ 5Y avg · industry median · verdict relative to median
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
We don't have SEC filings for this ticker yet.
Income Statement
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Revenue | $6M | $12M | |
| Interest Income | $47M | $46M | |
| Pretax Income | $6M | $6M | |
| Income Tax | $1M | $2M | |
| Net Income | $5M | $5M | |
| EPS (Basic) | $0.21 | $0.18 | |
| EPS (Diluted) | $0.20 | $0.18 | |
| Shares (Basic) | 24,802,799 | 24,829,553 | |
| Shares (Diluted) | 25,235,701 | 24,955,621 |
Balance Sheet
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Cash & Equivalents | $119M | · | |
| PP&E (Net) | $42M | · | |
| Goodwill | $46M | · | |
| Intangibles | $23M | · | |
| Total Assets | $3.41B | · | |
| Short-term Debt | $50M | · | |
| Total Liabilities | $2.98B | · | |
| Total Debt | $50M | · | |
| Common Stock | $16M | · | |
| Paid-in Capital | $308M | · | |
| Retained Earnings | $106M | · | |
| AOCI | $-330.0K | · | |
| Stockholders' Equity | $430M | · | |
| Liabilities + Equity | $3.41B | · | |
| Shares Outstanding | 31,068,852 | · |
Cash Flow
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Amort. of Intangibles | $692.0K | $806.0K |
Profitability
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Net Margin | 92.0% | · | |
| Pretax Margin | 117.2% | · | |
| ROA | 0.30% | · | |
| ROE | 2.4% | · |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Debt / Equity | 0.1 | · |
Efficiency
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Asset Turnover | 0.0 | · |
Per Share
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Book Value / Share | $13.83 | · | |
| Revenue / Share | $0.22 | · | |
| Cash / Share | $3.82 | · |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q2 2025 |
|---|---|---|---|
| Market Cap | $411M | · | |
| Enterprise Value | $343M | · | |
| P/B | 1.0 | · | |
| P / Tangible Book | 1.1 | · |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Not enough fundamentals data to build this statement yet.
Not enough fundamentals data to build this statement yet.
Not enough fundamentals data to build this statement yet.
Company insiders 15 insiders · 6 officers · 10 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Ronald Arvin Day | Chairman, President and CEO | June 18, 2026 P | 383,600 | 1 | 0 | $50,000 |
| Steven G Deaton | CFO and Chief Risk Officer | June 18, 2026 P | 79,000 | 1 | 0 | $50,000 |
| Kristen Dawn Brabble | Chief Operating Officer | June 18, 2026 P | 135,000 | 1 | 0 | $9,375 |
| Overton Stokes Suiter III | Chief Credit Officer of Bank | June 18, 2026 P | 84,100 | 1 | 0 | $13,750 |
| Patrick Wayne Pritchard | Chief Info. Officer of Bank | June 18, 2026 P | 50,000 | 1 | 0 | $12,500 |
| Douglas Ford IV | Chief Banking Officer of Bank | June 18, 2026 P | 160,000 | 1 | 0 | $50,000 |
| Charles Austin Robbins Jr | Director | June 18, 2026 P | 369,492 | 1 | 0 | $175,000 |
| John Jethro Ferebee Jr | Director | June 18, 2026 P | 7,100 | 3 | 0 | $176,300 |
| Gregory Everette Floyd | Director | June 18, 2026 P | 3,375 | 4 | 0 | $357,813 |
| Vincent Charles Andracchio II | Director | June 18, 2026 P | 33,284 | 1 | 0 | $100,000 |
| John Walter Gussenhoven | Director | June 18, 2026 P | 334,016 | 1 | 0 | $200,000 |
| Sandra Bell Boone | Director | June 18, 2026 P | 304,782 | 1 | 0 | $87,500 |
| Kevin Meek Shannon | Director | June 18, 2026 P | 23,000 | 1 | 0 | $50,000 |
| Charles Albert Paul III | Director | June 18, 2026 P | 103,000 | 1 | 0 | $87,500 |
| James A Lucas JR | Director | June 18, 2026 P | 5,790 | 4 | 0 | $239,750 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
FCBM Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
12-Month Price Target
3 analysts · 2026-10-03Mean target $14.67 +15.9%
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
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