FCF
NYSE
US
First Commonwealth Financial Corporation Common Stock
$18.61
▼ $-0.19
(-1.01%)
Vol 189K
Mkt Cap
$1.9B
P/E
12.6
ROE
10.1%
Margin
31.2%
Beta
0.79
Div Yield
2.86%
52W
$14–$19
Wall Street Consensus
10 analysts · Apr 20262
Strong Buy
5
Buy
3
Hold
0
Sell
0
Strong Sell
70.0%
Buy Rating
Price Chart
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Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.42 | $0.43 | +$0.01 |
| Sep 2025 | $0.41 | $0.39 | $-0.02 |
| Jun 2025 | $0.34 | $0.32 | $-0.02 |
| Mar 2025 | $0.32 | $0.32 | $0.00 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $120.4M | $118.0M | $130.9M | $136.0M | $137.9M |
| Net Income | $35.8M | $32.7M | $33.4M | $41.3M | $44.9M |
Key Ratios
ROA (TTM)
1.3%
P/S (TTM)
2.84
P/B
1.1
EPS (TTM)
$1.47
CF/Share
$1.54
Rev Growth 3Y
+0.5%
52W High
$19.08
52W Low
$13.77
$13.77
52-Week Range
$19.08
Financial Health
Free Cash Flow
$49.6M
Net Debt
$206.4M
Cash
$180.4M
Total Debt
$386.7M
As of Dec 31, 2025
How does FCF compare to Banking peers?
Peer group: Peers · Banking (Peers) · 10 companies
FCF valuation vs Banking peers
P/E ratio
12.6
▼
9%
below
peers
(13.8)
vs Peers
vs Industry
Fair value
P/S ratio
2.8
▲
7%
above
peers
(2.7)
vs Peers
vs Industry
Fair value
P/B ratio
1.1
▼
1%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
2.9%
▼
6%
below
peers
(3.1%)
vs Peers
vs Industry
Low yield
FCF profitability vs Banking peers
ROE
10.1%
▲
10%
above
peers
(9.1%)
vs Peers
vs Industry
In line
Net margin
31.2%
▲
7%
above
peers
(29.3%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.3%
▲
12%
above
peers
(1.1%)
vs Peers
vs Industry
Top tier
FCF financial health vs Banking peers
D/E ratio
—
▼
0%
below
peers
(15.2)
vs Peers
vs Industry
High debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.8
▲
1%
above
peers
(0.8)
vs Peers
vs Industry
Less volatile
FCF fundamentals radar
FCF
Peer median
Industry
FCF profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FCF vs peers: key metrics
Insider Activity
BearishBuys
8
$18230
Sells
5
$602149
RESKE JAMES R
Chief Financial Officer · Apr 06
sale
2072 shs
RESKE JAMES R
Chief Financial Officer · Mar 05
sale
2072 shs
GREBENC JANE
Officer and Director · Feb 06
sale
18598 shs
GREBENC JANE
Officer and Director · Feb 05
sale
7402 shs
RESKE JAMES R
Chief Financial Officer · Feb 05
sale
2072 shs
BRICE TODD D
Director · Feb 03
purchase
1000 shs
GREBENC JANE
Officer and Director · Jan 27
award
23550 shs
GREBENC JANE
Officer and Director · Jan 27
conversion of exercise of derivative security
7850 shs
MONTGOMERY NORMAN J
Officer · Jan 27
award
18600 shs
MONTGOMERY NORMAN J
Officer · Jan 27
conversion of exercise of derivative security
6200 shs
Last 90 days
Insider Buy Returns
BRICE TODD D
Feb 03, 2026
$18230
+2.08%
MCCUEN MICHAEL P
Nov 21, 2025
$50027
+14.95%
BRICE TODD D
Nov 03, 2025
$15269
+21.87%
MCCUEN MICHAEL P
Sep 03, 2025
$49935
+5.32%
BRICE TODD D
Aug 04, 2025
$16520
+12.65%
BRICE TODD D
May 13, 2025
$112630
+15.66%
Top Holders
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14.55%
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11.18%
$214.1M
Dimensional Fund Advisors LP
6.23%
$119.3M
State Street Corporation
4.75%
$90.9M
Charles Schwab Investment M…
4.28%
$82.0M
As of Dec 31, 2025
Dividends
$0.54
/ year
Feb 06, 2026
$0.1350
Nov 07, 2025
$0.1350
Aug 08, 2025
$0.1350
May 09, 2025
$0.1350
Feb 07, 2025
$0.1300
Nov 08, 2024
$0.1300
Aug 02, 2024
$0.1300
May 02, 2024
$0.1300