FCNCA
NASDAQ
US
First Citizens BancShares, Inc. - Class A Common Stock
$1906.63
▲ +$12.25
(+0.65%)
Vol 61K
5
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$26.3B
P/E
11.3
ROE
10.5%
D/E
181.94
Beta
0.73
Div Yield
0.39%
52W
$1474–$2413
Wall Street Consensus
22 analysts · Apr 20264
Strong Buy
11
Buy
7
Hold
0
Sell
0
Strong Sell
68.2%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $45.23 | $45.81 | +$0.58 |
| Sep 2025 | $43.23 | $43.08 | $-0.15 |
| Jun 2025 | $40.49 | $42.36 | +$1.87 |
| Mar 2025 | $39.04 | $37.79 | $-1.25 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $2.2B | $2.3B | $2.3B | $2.4B | $2.2B |
| Net Income | $700.0M | $483.0M | $575.0M | $568.0M | $580.0M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.7% | 10.7% | 10.7% | 10.5% | 10.5% | 10.5% |
| P/E (TTM) | 11.56 | 10.22 | 9.46 | 10.06 | 10.07 | 11.31 |
| Net Margin | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 175.77 | 175.77 | 175.77 | 181.94 | 181.94 | 181.94 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.0%
P/B
1.3
EPS (TTM)
$173.22
52W High
$2412.93
52W Low
$1473.62
$1473.62
52-Week Range
$2412.93
Financial Health
Free Cash Flow
$477.0M
Net Debt
$15.5B
Cash
$20.6B
Total Debt
$36.1B
As of Dec 31, 2025
How does FCNCA compare to Banking peers?
Peer group: Large-cap Banking ($10B+) · 13 companies
FCNCA valuation vs Banking peers
P/E ratio
11.3
▼
8%
below
peers
(12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
—
▼
0%
below
peers
(2.1)
vs Peers
vs Industry
Overvalued
P/B ratio
1.3
▲
0%
above
peers
(1.3)
vs Peers
vs Industry
Fair value
Div yield
0.4%
▼
94%
below
peers
(6.5%)
vs Peers
vs Industry
Low yield
FCNCA profitability vs Banking peers
ROE
10.5%
▼
2%
below
peers
(10.7%)
vs Peers
vs Industry
Weak
Net margin
—
▼
0%
below
peers
(31.2%)
vs Peers
vs Industry
Top tier
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.0%
▼
5%
below
peers
(1.1%)
vs Peers
vs Industry
Weak
FCNCA financial health vs Banking peers
D/E ratio
181.9
▲
170%
above
peers
(67.5)
vs Peers
vs Industry
High debt
Current ratio
—
—
vs Peers
vs Industry
Low liquidity
Beta
0.7
▼
27%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
FCNCA fundamentals radar
FCNCA
Peer median
Industry
FCNCA profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
FCNCA vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
BRYANT HOPE HOLDING
Officer and Director · Mar 17
357 shs
ALEMANY ELLEN R
Director · Mar 13
310 shs
SNOW RALPH MATTOX III
Director · Mar 05
11 shs
HOLDING FRANK BROWN JR.
Chief Executive Officer · Mar 03
360 shs
HOLDING OLIVIA BRITTON
Beneficial Owner of more than… · Mar 02
130 shs
BRICE CARSON HOLDING
Beneficial Owner of more than… · Jan 12
335 shs
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As of Dec 31, 2025
Dividends
$8.10
/ year
Feb 27, 2026
$2.1000
Nov 28, 2025
$2.1000
Aug 29, 2025
$1.9500
May 30, 2025
$1.9500
Feb 28, 2025
$1.9500
Nov 29, 2024
$1.9500
Aug 30, 2024
$1.6400
May 31, 2024
$1.6400
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