HERZ logo
HERZ NASDAQ US

Herzfeld Credit Income Fund, Inc. - Closed End Fund

N/A · N/A Website · IPO May 1994
$15.70
▼ $-0.08 (-0.51%)
Vol 5K
9
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$44.1M
P/E
5.5
ROE
17.3%
Margin
1075.5%
D/E
0.00
52W
$2–$3

Wall Street Consensus

7 analysts · Dec 2021
3
Strong Buy
3
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating

Price Chart

Fundamentals Trend

Metric 2024-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 17.3% 17.3% 17.3% 17.3% 17.3%
P/E (TTM) 4.78 5.19 5.12 5.45 5.55
Net Margin 1075.5% 1075.5% 1075.5% 1075.5% 1075.5%
Gross Margin 15.4% 15.4% 15.4% 15.4% 15.4%
D/E Ratio 0.00 0.00 0.00 0.00 0.00
Current Ratio 0.12 0.12 0.12 0.12 0.12

Key Ratios

ROA (TTM)
16.1%
P/S (TTM)
59.66
EPS (TTM)
$0.89
Rev Growth 3Y
+0.5%
52W High
$3.10
52W Low
$2.24
$2.24 52-Week Range $3.10

Financial Health

As of Dec 31, 2025

How does HERZ compare to N/A peers?

Peer group: Micro-cap N/A (All) · 453 companies

HERZ valuation vs N/A peers

P/E ratio
5.6
90% below peers (56.5)
vs Peers
vs Industry
Undervalued
P/S ratio
59.7
901% above peers (6.0)
vs Peers
vs Industry
Undervalued
P/B ratio
0% below peers (1.3)
vs Peers
vs Industry
Undervalued
Div yield
0% below peers (19.6%)
vs Peers
vs Industry
Low yield

HERZ profitability vs N/A peers

ROE
17.3%
526% above peers (2.8%)
vs Peers
vs Industry
Below avg
Net margin
1075.5%
139574% above peers (0.8%)
vs Peers
vs Industry
Weak
Gross margin
15.4%
76% below peers (63.5%)
vs Peers
vs Industry
Weak
ROA
16.1%
515% above peers (2.6%)
vs Peers
vs Industry
Below avg

HERZ financial health vs N/A peers

D/E ratio
0.0
0% below peers (0.0)
vs Peers
vs Industry
Low debt
Current ratio
0.1
89% below peers (1.1)
vs Peers
vs Industry
Low liquidity
Beta
0% below peers (0.0)
vs Peers
vs Industry
More volatile

HERZ fundamentals radar

HERZ Peer median Industry

HERZ profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

HERZ vs peers: key metrics

Insider Activity

Neutral
Buys
0
Sells
0
HERZFELD THOMAS JAY
Member of Committee or Adviso… · Mar 03
5036 shs
PAYLOR RYAN M
Other Executive · Mar 03
152 shs
Last 90 days

Top Holders

Top 5: 4.37%
Herzfeld (Thomas J.) Adviso…
3.00%
$9.1M
Envestnet Asset Management …
1.11%
$3.4M
Choreo, LLC
0.21%
$647K
Osaic Holdings Inc.
0.03%
$87K
Hunting Hill Global Capital…
0.02%
$63K
As of Dec 31, 2025

Dividends

$18.40
/ year
Dec 31, 2025 $6.8700
Nov 21, 2025 $6.8700
May 23, 2025 $2.3300
Dec 31, 2024 $2.3300
Jun 03, 2024 $1.3500
Mar 26, 2024 $1.3500
Dec 28, 2023 $1.3500
May 19, 2023 $1.7400

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