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HWBK NASDAQ US

Hawthorn Bancshares, Inc. - Common Stock

Financials · Banking Website · IPO Jun 2000
$33.80
▼ $-0.50 (-1.46%)
Vol 13K
11
Quality Score
ok
Deep Check
1/5 fail
Mkt Cap
$240.6M
P/E
10.8
ROE
14.2%
Margin
19.6%
D/E
30.05
Beta
0.50
Div Yield
2.29%
52W
$25–$36

Price Chart

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Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Mar 2024 — $0.63 —
Sep 2023 — $0.36 —
Dec 2022 — $0.70 —

Quarterly Revenue & Earnings

Quarter 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $18.9M $18.8M $19.7M $20.7M $21.2M
Net Income $4.6M $5.4M $6.1M $6.1M $6.2M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 13.6% 13.1% 13.6% 13.6% 13.6% 14.2%
P/E (TTM) 9.80 9.99 10.62 10.10 10.46 10.83
Net Margin — 19.6% 19.6% 19.6% 19.6% 19.6%
Gross Margin — — — — — —
D/E Ratio 31.62 32.32 31.62 31.62 31.62 30.05
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
1.2%
P/S (TTM)
2.26
P/B
1.3
EPS (TTM)
$3.19
CF/Share
$2.17
Rev Growth 3Y
+2.7%
52W High
$36.49
52W Low
$25.21
$25.21 52-Week Range $36.49

Financial Health

Free Cash Flow
$13.0M
Net Debt
$50.1M
Cash
$105.3M
Total Debt
$155.5M
As of Dec 31, 2025

How does HWBK compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

HWBK ACNB AFBI AMAL AROW

HWBK valuation vs Banking peers

P/E ratio
10.8
▼ 14% below peers (12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.3
▼ 3% below peers (2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.3
▲ 26% above peers (1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.3%
▼ 23% below peers (3.0%)
vs Peers
vs Industry
Low yield

HWBK profitability vs Banking peers

ROE
14.2%
▲ 58% above peers (9.0%)
vs Peers
vs Industry
Top tier
Net margin
19.7%
▼ 31% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.2%
▲ 24% above peers (1.0%)
vs Peers
vs Industry
Top tier

HWBK financial health vs Banking peers

D/E ratio
30.1
▲ 117% above peers (13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.5
▼ 27% below peers (0.7)
vs Peers
vs Industry
More volatile

HWBK fundamentals radar

HWBK Peer median Industry

HWBK profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

HWBK vs peers: key metrics

Top Holders

Top 5: 18.95%
Ategra Capital Management, …
4.96%
$11.4M
Vanguard Group Inc
4.61%
$10.5M
Blackrock Inc.
4.36%
$10.0M
FJ Capital Management LLC
2.76%
$6.3M
Dimensional Fund Advisors LP
2.26%
$5.2M
As of Dec 31, 2025

Dividends

$0.81
/ year
Mar 13, 2026 $0.2100
Dec 15, 2025 $0.2000
Sep 15, 2025 $0.2000
Jun 13, 2025 $0.2000
Mar 14, 2025 $0.1900
Dec 13, 2024 $0.1900
Sep 13, 2024 $0.1900
Jun 14, 2024 $0.1900

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