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KFFB NASDAQ US

Kentucky First Federal Bancorp - Common Stock

Financials · Banking Website · IPO Mar 2005
$4.30
▲ +$0.00 (+0.00%)
5
Quality Score
fail
Mkt Cap
$37.6M
P/E
69.6
ROE
1.1%
D/E
0.00
Beta
0.14
52W
$2–$5

Price Chart

Earnings

Next Report May 11, 2026
Quarter EPS Est EPS Act Surprise
Sep 2026

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $2.0M $2.2M $2.2M $2.7M $2.8M
Net Income -$15K $13K $7K $344K $304K

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 0.4% -2.2% 0.4% 0.4% 1.1% 1.1%
P/E (TTM) 130.01 159.95 179.61 62.90 69.64
Net Margin
Gross Margin
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio

Key Ratios

ROA (TTM)
0.1%
P/B
0.5
EPS (TTM)
$0.07
52W High
$4.97
52W Low
$1.96
$1.96 52-Week Range $4.97

Financial Health

Free Cash Flow
-$367K
Net Debt
$35.0M
Cash
$16.4M
Total Debt
$51.4M
As of Dec 31, 2025

How does KFFB compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

KFFB valuation vs Banking peers

P/E ratio
69.6
454% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
0% below peers (2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
0.5
54% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

KFFB profitability vs Banking peers

ROE
1.1%
88% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
0% below peers (28.6%)
vs Peers
vs Industry
Top tier
Gross margin
vs Peers
vs Industry
Weak
ROA
0.1%
85% below peers (1.0%)
vs Peers
vs Industry
Weak

KFFB financial health vs Banking peers

D/E ratio
0.0
100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.1
79% below peers (0.7)
vs Peers
vs Industry
More volatile

KFFB fundamentals radar

KFFB Peer median Industry

KFFB profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

KFFB vs peers: key metrics

Dividends

$0.40
/ year
Oct 30, 2023 $0.1000
Jul 28, 2023 $0.1000
Apr 27, 2023 $0.1000
Jan 30, 2023 $0.1000
Oct 28, 2022 $0.1000
Jul 28, 2022 $0.1000
Apr 28, 2022 $0.1000
Jan 28, 2022 $0.1000

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