LIFE Ethos Technologies Inc. - Class A Common Stock

NASDAQ · · View on SEC EDGAR ↗
$20.09
Price · May 20, 2026
Fundamentals as of May 8, 2026
52W Range
$9–$32
46% of range
Analyst Rating
BUY
15 analysts
Price Target
$26
+28% upside
P/E (TTM)
—
ROE
-108.4%
Net Profit Margin
18.4%

LIFE Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$20.09
Market Cap
—
P/E (TTM)
—
EPS (TTM)
$1.22
Revenue (TTM)
$388M
Div Yield
—
ROE
-108.4%
Debt/Equity
—
52W Range
$9 – $33

LIFE Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $388M
2-point trend, +52.0%
2024-12-31 → 2025-12-31
EPS $1.22
2-point trend, +43.5%
2024-12-31 → 2025-12-31
Free Cash Flow $35M
2025-12-31 → 2025-12-31
Margins 18.4%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
LIFE
Peer Median

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
LIFE
Peer Median
Operating Margin
18.8%
—
Net Profit Margin
18.4%
—
ROA
15.6%
—
ROE
-108.4%
—
ROIC
-284.0%
—

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
LIFE
Peer Median
Current Ratio
2.2
—
Quick Ratio
1.4
—

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
LIFE
Peer Median
Revenue YoY
2-point trend, +52.0%
52.0%
—
EPS YoY
2-point trend, +43.5%
43.5%
—
Net Income YoY
2-point trend, +45.7%
45.7%
—

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
LIFE
Peer Median
EPS (Diluted)
2-point trend, +43.5%
$1.22
—

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
LIFE
Peer Median
Payout Ratio
0.00%
—

Dividends Yield, payout ratio, dividend history, 5Y CAGR

Dividend Yield
—
Payout Ratio
0.00%
5Y Div CAGR
—

LIFE Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

BUY 15 analysts
  • Strong Buy 6 40.0%
  • Buy 8 53.3%
  • Hold 1 6.7%
  • Sell 0 0.0%
  • Strong Sell 0 0.0%

12-Month Price Target

8 analysts · 2026-05-18
Median target $27.00 +34.4%
Mean target $25.62 +27.6%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

Avg Surprise
0.70%
Period EPS Actual EPS Est Surprise
March 31, 2026 $0.38 $-1.00 1.4%
Dec. 31, 2025 $0.42 $0.40 0.02%

Peer Comparison Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
LIFE — — 52.0% 18.4% -108.4% —
BRO $26.78B 25.2 22.8% 17.9% 8.7% —
RYAN — — 21.3% 2.1% 9.9% —
HGTY — — 17.3% 10.2% 80.3% —
BWIN — -48.1 8.3% -2.2% -5.7% —
GSHD — 70.8 16.2% 7.6% -107.8% —
TWFG — 54.3 22.0% — — —
ABX $833M 23.8 110.2% 15.5% 8.8% 87.7%
SLQT $411M 238.0 15.5% 3.1% 14.1% —
HIT — 79.5 71.0% 3.8% 7.6% 62.8%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 15
Annual Income Statement data for LIFE
Metric Trend 20252024
Revenue 2-point trend, +52.0% $388M $255M
Cost of Revenue 2-point trend, +3.2% $7M $7M
SG&A Expense 2-point trend, +76.9% $40M $22M
Operating Expenses 2-point trend, +52.6% $315M $206M
Operating Income 2-point trend, +49.6% $73M $49M
Interest Income 2-point trend, +4.1% $6M $6M
Other Non-op 2-point trend, -45.6% $3M $5M
Pretax Income 2-point trend, +40.4% $76M $54M
Income Tax 2-point trend, -10.0% $5M $5M
Net Income 2-point trend, +45.7% $71M $49M
EPS (Basic) 2-point trend, +41.3% $4.31 $3.05
EPS (Diluted) 2-point trend, +43.5% $1.22 $0.85
Shares (Basic) 2-point trend, +3.0% 16,490,000 16,007,000
Shares (Diluted) 2-point trend, +1.4% 58,416,000 57,600,000
EBITDA $78M ·
Balance Sheet 25
Annual Balance Sheet data for LIFE
Metric Trend 20252024
Cash & Equivalents 2-point trend, +159.7% $91M $35M
Short-term Investments 2-point trend, -48.9% $35M $68M
Receivables 2-point trend, +20.4% $36M $30M
Prepaid Expense 2-point trend, +109.3% $55M $26M
Current Assets 2-point trend, +40.6% $246M $175M
PP&E (Net) 2-point trend, +10.3% $8M $7M
PP&E (Gross) 2-point trend, +28.2% $27M $21M
Accum. Depreciation 2-point trend, +38.2% $18M $13M
Goodwill Flat — no change across 2 periods $2M $2M
Intangibles 2-point trend, +199.5% $662.0K $221.0K
Total Assets 2-point trend, +30.2% $515M $396M
Accounts Payable 2-point trend, +126.6% $55M $24M
Accrued Liabilities 2-point trend, +104.1% $39M $19M
Current Liabilities 2-point trend, +67.4% $113M $68M
Capital Leases 2-point trend, -34.1% $1M $2M
Deferred Tax 2-point trend, +118.3% $9M $4M
Other Non-current Liabilities 2-point trend, -100.0% $0 $2M
Total Liabilities 2-point trend, +36.8% $135M $99M
Common Stock Flat — no change across 2 periods $2.0K $2.0K
Paid-in Capital 2-point trend, +17.9% $79M $67M
Retained Earnings 2-point trend, +41.0% $-103M $-174M
AOCI 2-point trend, -15.9% $-554.0K $-478.0K
Stockholders' Equity 2-point trend, +77.5% $-24M $-107M
Liabilities + Equity 2-point trend, +30.2% $515M $396M
Shares Outstanding 2-point trend, +3.8% 16,647,000 16,032,000
Cash Flow 11
Annual Cash Flow data for LIFE
Metric Trend 20252024
D&A 2-point trend, -1.5% $5M $5M
Stock-based Comp 2-point trend, +234.7% $11M $3M
Deferred Tax 2-point trend, +18.3% $5M $4M
Other Non-cash $-56M ·
Operating Cash Flow 2-point trend, +432.1% $36M $-11M
CapEx 2-point trend, +92.1% $1M $776.0K
Investing Cash Flow 2-point trend, +3656.6% $32M $-896.0K
Dividends Paid $0 ·
Financing Cash Flow 2-point trend, -155.1% $-12M $22M
Taxes Paid $2M ·
Free Cash Flow $35M ·
Profitability 7
Annual Profitability data for LIFE
Metric Trend 20252024
Operating Margin 18.8% ·
Net Margin 18.4% ·
Pretax Margin 19.5% ·
EBITDA Margin 20.2% ·
ROA 15.6% ·
ROE -108.4% ·
ROIC -284.0% ·
Liquidity & Solvency 2
Annual Liquidity & Solvency data for LIFE
Metric Trend 20252024
Current Ratio 2.2 ·
Quick Ratio 1.4 ·
Efficiency 2
Annual Efficiency data for LIFE
Metric Trend 20252024
Asset Turnover 0.9 ·
Receivables Turnover 11.6 ·
Per Share 5
Annual Per Share data for LIFE
Metric Trend 20252024
Book Value / Share $-1.45 ·
Revenue / Share $6.64 ·
Cash Flow / Share $0.62 ·
Cash / Share $5.47 ·
EPS (TTM) $1.22 ·
Growth Rates 3
Annual Growth Rates data for LIFE
Metric Trend 20252024
Revenue YoY 52.0% ·
EPS YoY 43.5% ·
Net Income YoY 45.7% ·
Valuation (TTM) 4
Annual Valuation (TTM) data for LIFE
Metric Trend 20252024
Revenue TTM $388M ·
Net Income TTM $71M ·
Payout Ratio 0.00% ·
Annual Payout $0 ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-31
Revenue $388M$255M
Operating Margin % 18.8%—
Net Income $71M$49M
Diluted EPS $1.22$0.85
Balance Sheet
2025-12-312024-12-31
Current Ratio 2.2—
Quick Ratio 1.4—
Cash Flow
2025-12-312024-12-31
Free Cash Flow $35M—

My Metrics Your personal watchlist — selected rows from Full Fundamentals

📊

Pick the metrics that matter to you — click the ➕ next to any row in Full Fundamentals above.

Your selection is saved and follows you across all tickers.