LIFE Ethos Technologies Inc. - Class A Common Stock
LIFE Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
LIFE Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
10-Year Performance Revenue, net income, margins and EPS trends
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
Profitability Gross, operating and net margins; ROE, ROA, ROIC
Financial Health Debt, liquidity, solvency — balance sheet strength
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
Dividends Yield, payout ratio, dividend history, 5Y CAGR
LIFE Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
- Strong Buy 6 40.0%
- Buy 8 53.3%
- Hold 1 6.7%
- Sell 0 0.0%
- Strong Sell 0 0.0%
12-Month Price Target
8 analysts · 2026-08-17Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
| Period | EPS Actual | EPS Est | Surprise |
|---|---|---|---|
| June 30, 2026 | $0.53 | $0.25 | 0.28% |
| March 31, 2026 | $0.38 | $-1.00 | 1.4% |
| Dec. 31, 2025 | $0.42 | $0.40 | 0.02% |
Peer comparison (GICS sub-industry) Key metrics vs sector peers
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| LIFE | — | — | 52.0% | 18.4% | -108.4% | — |
| BRO | $26.78B | 25.2 | 22.8% | 17.9% | 8.7% | — |
| RYAN | — | — | 21.3% | 2.1% | 9.9% | — |
| HGTY | — | — | 17.3% | 10.2% | 80.3% | — |
| BWIN | — | -48.1 | 8.3% | -2.2% | -5.7% | — |
| GSHD | — | 70.8 | 16.2% | 7.6% | -107.8% | — |
| TWFG | — | 54.3 | 22.0% | — | — | — |
| ABX | $833M | 23.8 | 110.2% | 15.5% | 8.8% | 87.7% |
| SLQT | $411M | 238.0 | 15.5% | 3.1% | 14.1% | — |
| HIT | — | 79.5 | 71.0% | 3.8% | 7.6% | 62.8% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement 15
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue | $388M | $255M | |
| Cost of Revenue | $7M | $7M | |
| SG&A Expense | $40M | $22M | |
| Operating Expenses | $315M | $206M | |
| Operating Income | $73M | $49M | |
| Interest Income | $6M | $6M | |
| Other Non-op | $3M | $5M | |
| Pretax Income | $76M | $54M | |
| Income Tax | $5M | $5M | |
| Net Income | $71M | $49M | |
| EPS (Basic) | $4.31 | $3.05 | |
| EPS (Diluted) | $1.22 | $0.85 | |
| Shares (Basic) | 16,490,000 | 16,007,000 | |
| Shares (Diluted) | 58,416,000 | 57,600,000 | |
| EBITDA | $78M | · |
Balance Sheet 25
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Cash & Equivalents | $91M | $35M | |
| Short-term Investments | $35M | $68M | |
| Receivables | $36M | $30M | |
| Prepaid Expense | $55M | $26M | |
| Current Assets | $246M | $175M | |
| PP&E (Net) | $8M | $7M | |
| PP&E (Gross) | $27M | $21M | |
| Accum. Depreciation | $18M | $13M | |
| Goodwill | $2M | $2M | |
| Intangibles | $662.0K | $221.0K | |
| Total Assets | $515M | $396M | |
| Accounts Payable | $55M | $24M | |
| Accrued Liabilities | $39M | $19M | |
| Current Liabilities | $113M | $68M | |
| Capital Leases | $1M | $2M | |
| Deferred Tax | $9M | $4M | |
| Other Non-current Liabilities | $0 | $2M | |
| Total Liabilities | $135M | $99M | |
| Common Stock | $2.0K | $2.0K | |
| Paid-in Capital | $79M | $67M | |
| Retained Earnings | $-103M | $-174M | |
| AOCI | $-554.0K | $-478.0K | |
| Stockholders' Equity | $-24M | $-107M | |
| Liabilities + Equity | $515M | $396M | |
| Shares Outstanding | 16,647,000 | 16,032,000 |
Cash Flow 11
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| D&A | $5M | $5M | |
| Stock-based Comp | $11M | $3M | |
| Deferred Tax | $5M | $4M | |
| Other Non-cash | $-56M | · | |
| Operating Cash Flow | $36M | $-11M | |
| CapEx | $1M | $776.0K | |
| Investing Cash Flow | $32M | $-896.0K | |
| Dividends Paid | $0 | · | |
| Financing Cash Flow | $-12M | $22M | |
| Taxes Paid | $2M | · | |
| Free Cash Flow | $35M | · |
Profitability 7
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Operating Margin | 18.8% | · | |
| Net Margin | 18.4% | · | |
| Pretax Margin | 19.5% | · | |
| EBITDA Margin | 20.2% | · | |
| ROA | 15.6% | · | |
| ROE | -108.4% | · | |
| ROIC | -284.0% | · |
Liquidity & Solvency 2
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Current Ratio | 2.2 | · | |
| Quick Ratio | 1.4 | · |
Efficiency 2
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Asset Turnover | 0.9 | · | |
| Receivables Turnover | 11.6 | · |
Growth Rates 3
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue YoY | 52.0% | · | |
| EPS YoY | 43.5% | · | |
| Net Income YoY | 45.7% | · |
Valuation (TTM) 4
| Metric | Trend | 2025 | 2024 |
|---|---|---|---|
| Revenue TTM | $388M | · | |
| Net Income TTM | $71M | · | |
| Payout Ratio | 0.00% | · | |
| Annual Payout | $0 | · |
Income Statement 14
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Revenue | $190M | $193M | · | $89M | $95M | |
| Cost of Revenue | $4M | $3M | · | $1M | $2M | |
| SG&A Expense | $24M | $181M | · | $8M | $13M | |
| Operating Expenses | $171M | $16M | · | $70M | · | |
| Operating Income | $18M | $-163M | · | $19M | $13M | |
| Other Non-op | $1M | $768.0K | · | $929.0K | $572.0K | |
| Pretax Income | $19M | $-163M | · | $20M | $13M | |
| Income Tax | $-211.0K | $4M | · | $1M | $864.0K | |
| Net Income | $20M | $-166M | · | $18M | $12M | |
| EPS (Basic) | $0.31 | $-3.57 | · | $1.12 | $0.75 | |
| EPS (Diluted) | $0.30 | $-3.57 | · | $0.31 | $0.21 | |
| Shares (Basic) | 63,480,000 | 48,130,000 | · | 16,544,000 | 16,260,000 | |
| Shares (Diluted) | 65,645,000 | 48,130,000 | · | 58,794,000 | 58,762,000 | |
| EBITDA | $18M | $-162M | · | · | · |
Balance Sheet 25
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $112M | $108M | $91M | · | · | |
| Short-term Investments | $56M | $37M | $35M | · | · | |
| Receivables | $57M | $53M | $36M | · | · | |
| Prepaid Expense | $46M | $35M | $55M | · | · | |
| Current Assets | $302M | $259M | $246M | · | · | |
| PP&E (Net) | $11M | $10M | $8M | · | · | |
| PP&E (Gross) | $32M | $30M | $27M | · | · | |
| Accum. Depreciation | $21M | $20M | $18M | · | · | |
| Goodwill | $2M | $2M | $2M | · | · | |
| Intangibles | $611.0K | $637.0K | $662.0K | · | · | |
| Total Assets | $696M | $619M | $515M | · | · | |
| Accounts Payable | $80M | $66M | $55M | · | · | |
| Accrued Liabilities | $62M | $53M | $39M | · | · | |
| Current Liabilities | $199M | $155M | $113M | · | · | |
| Capital Leases | $742.0K | $922.0K | $1M | · | · | |
| Deferred Tax | $11M | $12M | $9M | · | · | |
| Other Non-current Liabilities | · | · | $0 | · | · | |
| Total Liabilities | $220M | $178M | $135M | · | · | |
| Common Stock | $6.0K | $6.0K | $2.0K | · | · | |
| Paid-in Capital | $727M | $711M | $79M | · | · | |
| Retained Earnings | $-249M | $-269M | $-103M | · | · | |
| AOCI | $-1M | $-1M | $-554.0K | · | · | |
| Stockholders' Equity | $476M | $441M | $-24M | · | · | |
| Liabilities + Equity | $696M | $619M | $515M | · | · | |
| Shares Outstanding | 0 | 0 | 16,647,000 | · | · |
Cash Flow 9
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| D&A | $2M | $1M | · | $1M | $1M | |
| Stock-based Comp | $15M | $193M | · | $478.0K | $10M | |
| Deferred Tax | $-310.0K | $3M | · | $973.0K | $644.0K | |
| Other Non-cash | · | $355.0K | · | · | · | |
| Operating Cash Flow | $36M | $31M | · | $13M | $11M | |
| CapEx | $325.0K | $353.0K | · | $300.0K | $278.0K | |
| Investing Cash Flow | $-27M | $-52M | · | $19M | $2M | |
| Financing Cash Flow | $-4M | $38M | · | $-3M | $3M | |
| Free Cash Flow | · | $31M | · | · | · |
Profitability 7
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Operating Margin | 9.6% | -84.6% | · | · | · | |
| Net Margin | 10.3% | -86.2% | · | · | · | |
| Pretax Margin | 10.2% | -84.2% | · | · | · | |
| EBITDA Margin | 9.6% | -83.9% | · | · | · | |
| ROA | 5.6% | -53.7% | · | · | · | |
| ROE | 8.2% | -75.4% | · | · | · | |
| ROIC | 3.9% | -37.9% | · | · | · |
Liquidity & Solvency 2
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Current Ratio | 1.5 | 1.7 | · | · | · | |
| Quick Ratio | 1.1 | 1.3 | · | · | · |
Efficiency 2
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Asset Turnover | 0.5 | 0.6 | · | · | · | |
| Receivables Turnover | 6.6 | 7.2 | · | · | · |
Valuation (TTM) 4
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|---|
| Market Cap | $0 | $0 | · | · | · | |
| P / Tangible Book | 0.0 | 0.0 | · | · | · | |
| P / Cash Flow | · | 0.0 | · | · | · | |
| P / FCF | · | 0.0 | · | · | · |
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
Income Statement
| 2025-12-31 | 2024-12-31 | |
|---|---|---|
| Revenue | $388M | $255M |
| Operating Margin % | 18.8% | — |
| Net Income | $71M | $49M |
| Diluted EPS | $1.22 | $0.85 |
Balance Sheet
| 2025-12-31 | 2024-12-31 | |
|---|---|---|
| Current Ratio | 2.2 | — |
| Quick Ratio | 1.4 | — |
Cash Flow
| 2025-12-31 | 2024-12-31 | |
|---|---|---|
| Free Cash Flow | $35M | — |
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Institutional owners (13F) 71 filers · $280.1M total · As of June 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 27 | 22 | 10 | 18 | — |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair. Change vs prior quarter not shown: filer coverage differs too much between these two quarters for a reliable comparison.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| Alphabet Inc. | $65,714,037 | 3,622,604 | 23.46% | Shares |
| SOFTBANK GROUP CORP. | $56,758,282 | 3,128,902 | 20.26% | Shares |
| Divisadero Street Capital Management, LP | $29,675,607 | 1,635,921 | 10.59% | Shares |
| Capital World Investors | $23,868,412 | 1,315,789 | 8.52% | Shares |
| GLADE BROOK CAPITAL PARTNERS LLC | $15,561,617 | 857,862 | 5.56% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $8,844,520 | 487,570 | 3.16% | Shares |
| UBS Group AG | $7,565,432 | 417,058 | 2.70% | Shares |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | $6,349,000 | 350,000 | 2.27% | Shares |
| RENAISSANCE TECHNOLOGIES LLC | $6,212,950 | 342,500 | 2.22% | Shares |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | $6,190,801 | 341,279 | 2.21% | Shares |
| CANNELL CAPITAL LLC | $5,052,604 | 452,337 | 1.80% | Shares |
| Allspring Global Investments Holdings, LLC | $4,741,306 | 261,373 | 1.69% | Shares |
| BARD ASSOCIATES INC | $4,502,711 | 248,220 | 1.61% | Shares |
| GOLDMAN SACHS GROUP INC | $3,491,206 | 192,459 | 1.25% | Shares |
| BlackRock, Inc. | $3,127,318 | 172,399 | 1.12% | Shares |
| TWO SIGMA INVESTMENTS, LP | $3,043,493 | 167,778 | 1.09% | Shares |
| BANK OF AMERICA CORP /DE/ | $2,836,661 | 156,376 | 1.01% | Shares |
| Woodline Partners LP | $2,180,101 | 120,182 | 0.78% | Shares |
| GLYNN CAPITAL MANAGEMENT LLC | $2,161,254 | 119,143 | 0.77% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $2,017,770 | 111,160 | 0.72% | Shares |
| Burkehill Global Management, LP | $1,814,000 | 100,000 | 0.65% | Shares |
| D. E. Shaw & Co., Inc. | $1,810,626 | 99,814 | 0.65% | Shares |
| General Catalyst Group Management, LLC | $1,345,607 | 74,179 | 0.48% | Shares |
| G2 Investment Partners Management LLC | $1,302,452 | 71,800 | 0.46% | Shares |
| Lighthouse Investment Partners, LLC | $1,211,552 | 66,789 | 0.43% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $1,186,664 | 65,417 | 0.42% | Shares |
| ROYAL BANK OF CANADA | $1,157,000 | 63,800 | 0.41% | Shares |
| BLAIR WILLIAM & CO/IL | $1,149,441 | 63,365 | 0.41% | Shares |
| SEVEN GRAND MANAGERS, LLC | $1,088,400 | 60,000 | 0.39% | Shares |
| STATE STREET CORP | $932,396 | 51,400 | 0.33% | Shares |
| Schonfeld Strategic Advisors LLC | $822,322 | 45,332 | 0.29% | Shares |
| Board of Trustees of The Leland Stanford Junior University | $579,392 | 31,940 | 0.21% | Shares |
| Empire Financial Management Company, LLC | $458,942 | 25,300 | 0.16% | Shares |
| SEI INVESTMENTS CO | $437,881 | 24,139 | 0.16% | Shares |
| NORTHERN TRUST CORP | $427,560 | 23,570 | 0.15% | Shares |
| Walleye Capital LLC | $419,614 | 23,132 | 0.15% | Shares |
| JONES FINANCIAL COMPANIES LLLP | $413,471 | 21,117 | 0.15% | Shares |
| XTX Topco Ltd | $411,506 | 22,685 | 0.15% | Shares |
| Capricorn Fund Managers Ltd | $367,045 | 20,234 | 0.13% | Shares |
| MILLENNIUM MANAGEMENT LLC | $359,698 | 19,829 | 0.13% | Shares |
| BOOTHBAY FUND MANAGEMENT, LLC | $315,981 | 17,419 | 0.11% | Shares |
| PICTON MAHONEY ASSET MANAGEMENT | $301,215 | 16,605 | 0.11% | Shares |
| WEALTH ENHANCEMENT ADVISORY SERVICES, LLC | $247,870 | 12,338 | 0.09% | Shares |
| Polar Asset Management Partners Inc. | $226,750 | 12,500 | 0.08% | Shares |
| STALEY CAPITAL ADVISERS INC | $220,510 | 12,156 | 0.08% | Shares |
| TD Waterhouse Canada Inc. | $213,844 | 11,103 | 0.08% | Shares |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | $195,495 | 10,777 | 0.07% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $181,400 | 10,000 | 0.06% | Shares |
| Aflac Inc | $161,464 | 8,901 | 0.06% | Shares |
| FEDERATED HERMES, INC. | $108,840 | 6,000 | 0.04% | Shares |
| Private Wealth Asset Management, LLC | $95,471 | 5,263 | 0.03% | Shares |
| Vanguard Global Advisers, LLC | $82,174 | 4,530 | 0.03% | Shares |
| MARSHALL WACE, LLP | $60,751 | 3,349 | 0.02% | Shares |
| CITIGROUP INC | $48,543 | 2,676 | 0.02% | Shares |
| T. Rowe Price Investment Management, Inc. | $28,708 | 1,582,556 | 0.01% | Shares |
| MassMutual Private Wealth & Trust, FSB | $17,505 | 965 | 0.01% | Shares |
| OSAIC HOLDINGS, INC. | $5,442 | 300 | 0.00% | Shares |
| Integrated Wealth Concepts LLC | $4,281 | 236 | 0.00% | Shares |
| Rockefeller Capital Management L.P. | $2,467 | 136 | 0.00% | Shares |
| Clearstead Advisors, LLC | $2,413 | 133 | 0.00% | Shares |
| FMR LLC | $1,835 | 101 | 0.00% | Shares |
| Quarry LP | $1,814 | 100 | 0.00% | Shares |
| NATIONAL BANK OF CANADA /FI/ | $1,469 | 81 | 0.00% | Shares |
| WELLS FARGO & COMPANY/MN | $980 | 54 | 0.00% | Shares |
| Strategic Investment Solutions, Inc. /IL | $399 | 22 | 0.00% | Shares |
| BARCLAYS PLC | $327 | 18 | 0.00% | Shares |
| ACADIAN ASSET MANAGEMENT LLC | $181 | 9,989 | 0.00% | Shares |
| Triumph Capital Management | $163 | 9 | 0.00% | Shares |
| MORGAN STANLEY | $54 | 3 | 0.00% | Shares |
| SBI Securities Co., Ltd. | $18 | 1 | 0.00% | Shares |
| FNY Investment Advisers, LLC | $3 | 179 | 0.00% | Shares |
Company insiders 11 insiders · 4 officers · 2 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| Peter George Colis | CEO and Secretary | Aug. 17, 2026 S | 1,565,960 | 0 | 2 | $-1,003,014 |
| Christopher M. Capozzi | Chief Financial Officer | Aug. 17, 2026 S | 639,044 | 0 | 2 | $-893,874 |
| Lingke Wang | President | Aug. 17, 2026 S | 1,572,679 | 0 | 2 | $-775,626 |
| Brandt Walter Kucharski | Chief Accounting Officer | Aug. 17, 2026 S | 100,383 | 0 | 4 | $-2,896,791 |
| Mark W. Mullin | — | Aug. 8, 2026 A | 24,252 | 0 | 0 | $0 |
| Nathan J Niparko | — | Aug. 8, 2026 A | 6,927 | 0 | 0 | $0 |
| Khozema Shipchandler | — | Aug. 8, 2026 A | 27,312 | 0 | 0 | $0 |
| Priscilla Hung | — | Aug. 8, 2026 A | 30,287 | 0 | 0 | $0 |
| William J Wheeler | — | Aug. 8, 2026 A | 278,079 | 1 | 0 | $4,949,975 |
| ROELOF BOTHA ("RB") | — | Aug. 8, 2026 A | 268,117 | 1 | 0 | $4,949,975 |
| KUNZE JOHN H | — | Aug. 8, 2026 A | 31,785 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 3 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.