Earnings History
EPS actual vs estimate, surprise %, beat rate, next earnings date
14
Avg Surprise4.8%
Next ReportOct 20, 2026
Period
Report
EPS Actual
EPS Est
Surprise
June 30, 2026
Jul 21, 2026
$0.55
$0.48
13.5%
March 31, 2026
$0.39
$0.55
-28.5%
Dec. 31, 2025
$0.51
$0.46
11.1%
Sept. 30, 2025
$0.50
$0.43
16.7%
June 30, 2025
$0.40
$0.36
12.0%
March 31, 2025
$0.35
$0.34
4.0%
Full Fundamentals
All metrics by year — income statement, balance sheet, cash flow
15
Income Statement10
Metric
Trend
2025
2024
2023
2022
SG&A Expense
$7M
$6M
$6M
$4M
Interest Expense
·
·
$90M
$16M
Interest Income
$336M
$293M
$222M
$121M
Pretax Income
$71M
$59M
$12M
$36M
Income Tax
$21M
$16M
$2M
$6M
Net Income
$50M
$42M
$10M
$30M
EPS (Basic)
$1.34
$1.07
$0.23
·
EPS (Diluted)
$1.34
$1.07
$0.23
·
Shares (Basic)
37,409,219
39,389,829
42,018,229
·
Shares (Diluted)
37,626,188
39,389,829
42,018,229
·
Balance Sheet14
Metric
Trend
2025
2024
2023
2022
PP&E (Net)
$46M
$35M
$36M
$35M
PP&E (Gross)
$79M
$64M
$62M
$59M
Accum. Depreciation
$32M
$29M
$27M
$24M
Goodwill
$19M
$0
$0
$0
Intangibles
$19M
$1M
·
·
Total Assets
$7.01B
$5.16B
$4.53B
$3.59B
Total Liabilities
$6.15B
$4.39B
$3.78B
$3.25B
Common Stock
$458.0K
$427.0K
$427.0K
·
Paid-in Capital
$459M
$417M
$417M
·
Retained Earnings
$445M
$400M
$366M
$358M
AOCI
$-3M
$-8M
$-12M
$-14M
Stockholders' Equity
$859M
$765M
$758M
$344M
Liabilities + Equity
$7.01B
$5.16B
$4.53B
$3.59B
Shares Outstanding
45,770,128
42,705,729
42,705,729
0
Cash Flow14
Metric
Trend
2025
2024
2023
2022
Stock-based Comp
$3M
·
·
·
Deferred Tax
$3M
$-10M
$-8M
$-1M
Amort. of Intangibles
$576.0K
$149.0K
$149.0K
$111.0K
Operating Cash Flow
$61M
$43M
$53M
$40M
CapEx
$3M
$2M
$3M
$8M
Investing Cash Flow
$-519M
$-546M
$-832M
$-668M
Stock Issued
·
·
$417M
·
Stock Repurchased
$77M
·
·
·
Net Stock Activity
$-77M
·
$417M
·
Dividends Paid
$6M
·
·
·
Financing Cash Flow
$502M
$595M
$895M
$318M
Taxes Paid
·
$13M
$5M
$9M
Free Cash Flow
$57M
$41M
$50M
·
Levered FCF
·
·
$-25M
·
Profitability4
Metric
Trend
2025
2024
2023
2022
Net Margin
23.5%
24.4%
6.8%
·
Pretax Margin
33.3%
33.9%
8.1%
·
ROA
0.83%
0.87%
0.24%
·
ROE
6.3%
5.6%
1.8%
·
Efficiency1
Metric
Trend
2025
2024
2023
2022
Asset Turnover
0.0
0.0
0.0
·
Per Share4
Metric
Trend
2025
2024
2023
2022
Book Value / Share
$18.77
$17.92
$17.75
·
Revenue / Share
$5.68
$4.39
$3.47
·
Cash Flow / Share
$1.62
$1.10
$1.26
·
EPS (TTM)
$1.34
$1.07
$0.23
·
Growth Rates5
Metric
Trend
2025
2024
2023
2022
Revenue YoY
23.0%
18.1%
28.5%
·
Revenue CAGR 3Y
23.2%
·
·
·
EPS YoY
25.2%
365.2%
·
·
Net Income YoY
19.3%
329.0%
-67.3%
·
Net Income CAGR 3Y
18.7%
·
·
·
Valuation (TTM)13
Metric
Trend
2025
2024
2023
2022
Revenue TTM
$214M
$174M
$147M
·
Net Income TTM
$50M
$42M
$10M
·
Market Cap
$907M
$771M
$574M
·
P/E
14.8
16.9
58.5
·
P/S
4.2
4.4
3.9
·
P/B
1.1
1.0
0.8
·
P / Tangible Book
1.1
1.0
0.8
·
P / Cash Flow
14.9
17.9
10.8
·
P / FCF
15.8
18.7
11.5
·
Dividend Yield
0.61%
·
·
·
Earnings Yield
6.8%
5.9%
1.7%
·
Payout Ratio
11.1%
·
·
·
Annual Payout
$6M
·
·
·
Income Statement10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
SG&A Expense
$4M
$4M
$3M
$1M
$2M
$1M
$3M
$115.0K
$2M
$2M
$1M
$1M
$1M
$1M
Interest Expense
·
·
·
·
·
·
·
·
·
$30M
$26M
·
$15M
$3M
Interest Income
$112M
$106M
$97M
$82M
$80M
$77M
$77M
$76M
$71M
$68M
$60M
$52M
$46M
$31M
Pretax Income
$27M
$20M
$15M
$20M
$19M
$18M
$19M
$15M
$12M
$12M
$12M
$8M
$12M
$10M
Income Tax
$6M
$5M
$7M
$5M
$4M
$5M
$4M
$7M
$2M
$3M
$3M
$2M
$3M
$3M
Net Income
$21M
$15M
$8M
$15M
$15M
$13M
$16M
$8M
$9M
$9M
$8M
$6M
$9M
$7M
EPS (Basic)
$0.53
$0.37
$0.19
$0.43
$0.39
$0.33
$0.40
$0.21
$0.24
$0.22
·
·
·
·
EPS (Diluted)
$0.53
$0.36
$0.19
$0.43
$0.39
$0.33
$0.40
$0.21
$0.24
$0.22
·
·
·
·
Shares (Basic)
39,693,140
40,969,748
·
35,372,205
37,191,460
38,755,746
·
39,289,271
39,289,271
39,689,644
·
·
·
·
Shares (Diluted)
40,000,305
41,421,002
·
35,579,456
37,550,409
38,755,746
·
39,289,271
39,289,271
39,689,644
·
·
·
·
Balance Sheet14
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
PP&E (Net)
$49M
$47M
$46M
$34M
$34M
$34M
$35M
$35M
$35M
$35M
$36M
·
·
·
PP&E (Gross)
·
·
$79M
·
·
·
$64M
·
·
·
·
·
·
·
Accum. Depreciation
·
·
$32M
·
·
·
$29M
·
·
·
·
·
·
·
Goodwill
$19M
$19M
$19M
·
·
·
$0
·
·
·
·
·
·
·
Intangibles
$18M
$18M
$19M
·
·
·
$1M
·
·
·
·
·
·
·
Total Assets
$7.45B
$7.23B
$7.01B
$5.44B
$5.23B
$5.24B
$5.16B
$5.00B
$4.81B
$4.65B
$4.23B
·
·
·
Total Liabilities
$6.60B
$6.38B
$6.15B
$4.71B
$4.49B
$4.50B
$4.39B
$4.26B
$4.06B
$3.92B
$3.87B
·
·
·
Common Stock
$438.0K
$448.0K
$458.0K
$398.0K
$407.0K
$406.0K
$427.0K
$427.0K
$427.0K
$427.0K
·
·
·
·
Paid-in Capital
$416M
$433M
$459M
$343M
$359M
$377M
$417M
$417M
$417M
$417M
·
·
·
·
Retained Earnings
$475M
$457M
$445M
$440M
$428M
$413M
$400M
$383M
$384M
$375M
$380M
·
·
·
AOCI
$-8M
$-6M
$-3M
$-3M
$-6M
$-6M
$-8M
$-7M
$-11M
$-12M
$-14M
·
·
·
Stockholders' Equity
$842M
$843M
$859M
$737M
$737M
$740M
$765M
$747M
$744M
$734M
$366M
·
·
·
Liabilities + Equity
$7.45B
$7.23B
$7.01B
$5.44B
$5.23B
$5.24B
$5.16B
$5.00B
$4.81B
$4.65B
$4.23B
·
·
·
Shares Outstanding
43,818,490
44,765,178
45,770,128
39,826,446
40,748,380
40,570,443
42,705,729
42,705,729
42,705,729
42,705,729
·
·
·
·
Cash Flow13
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
Stock-based Comp
·
$1M
$1M
$1M
·
·
·
·
·
·
·
·
·
·
Deferred Tax
$-11.0K
$-12.0K
$3M
$-10.0K
$-10.0K
$-9.0K
$-8M
$-3M
$-11.0K
$-9.0K
·
·
·
·
Amort. of Intangibles
$892.0K
$892.0K
$464.0K
$38.0K
$37.0K
$37.0K
$37.0K
$38.0K
$37.0K
$37.0K
$38.0K
$37.0K
$37.0K
·
Operating Cash Flow
$34M
$27M
$-440.0K
$24M
$27M
$10M
$21M
$9M
$25M
$-11M
$16M
$15M
$8M
·
CapEx
$3M
$2M
$2M
$304.0K
$949.0K
$108.0K
$558.0K
$219.0K
$891.0K
$270.0K
$656.0K
$580.0K
$1M
·
Investing Cash Flow
$-202M
$-265M
$-161M
$-179M
$-41M
$-139M
$-114M
$-201M
$-156M
$-75M
$-179M
$-292M
$-194M
·
Stock Repurchased
$18M
$28M
$0
$18M
$19M
$41M
·
·
·
·
·
·
·
·
Net Stock Activity
·
$-28M
·
·
·
$-41M
·
·
·
·
·
·
·
·
Dividends Paid
$3M
$3M
$3M
·
·
·
·
·
·
·
·
·
·
·
Financing Cash Flow
$192M
$206M
$273M
$192M
$-41M
$78M
$140M
$181M
$145M
$128M
$183M
$298M
$121M
·
Taxes Paid
·
·
·
$2M
$1M
$2M
·
$810.0K
$9M
$2M
$0
$385.0K
$2M
·
Free Cash Flow
·
$25M
·
·
·
$10M
·
·
·
$-12M
·
·
·
·
Levered FCF
·
·
·
·
·
·
·
·
·
$-33M
·
·
·
·
Profitability4
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
Net Margin
28.3%
21.6%
·
29.7%
28.5%
26.7%
·
19.7%
22.7%
20.6%
23.3%
·
·
·
Pretax Margin
36.8%
29.3%
·
38.6%
36.6%
37.1%
·
36.1%
28.3%
28.8%
31.9%
·
·
·
ROA
0.33%
0.24%
·
0.29%
0.29%
0.26%
·
0.18%
0.39%
0.37%
0.40%
·
·
·
ROE
2.7%
1.9%
·
2.1%
2.0%
1.7%
·
1.5%
2.5%
2.4%
4.6%
·
·
·
Efficiency1
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
0.0
·
·
·
Per Share4
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
Book Value / Share
$19.22
$18.83
·
$18.51
$18.09
$18.23
·
$17.50
$17.43
$17.18
·
·
·
·
Revenue / Share
$1.87
$1.68
·
$1.45
$1.36
$1.22
·
$1.08
$1.06
$1.06
·
·
·
·
Cash Flow / Share
·
$0.66
·
·
·
$0.26
·
·
·
$-0.29
·
·
·
·
EPS (TTM)
$1.51
$1.37
·
$1.55
$1.33
$1.18
·
·
·
·
·
·
·
·
Valuation (TTM)10
Metric
Trend
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Q3 2023
Q2 2023
Q1 2023
Q3 2022
Revenue TTM
$259M
$236M
·
$198M
$189M
$179M
·
$165M
$159M
$152M
$142M
$136M
·
·
Net Income TTM
$59M
$53M
·
$58M
$51M
$46M
·
$13M
$13M
$10M
$35M
$34M
$35M
·
Market Cap
$926M
$943M
·
$703M
$728M
$733M
·
$793M
$644M
$583M
·
·
·
·
P/E
14.0
15.4
·
11.4
13.4
15.3
·
·
·
·
·
·
·
·
P/S
3.6
4.0
·
3.6
3.9
4.1
·
4.8
4.1
3.8
·
·
·
·
P/B
1.1
1.1
·
1.0
1.0
1.0
·
1.1
0.9
0.8
·
·
·
·
P / Tangible Book
1.1
1.2
·
1.0
1.0
1.0
·
1.1
0.9
0.8
·
·
·
·
P / Cash Flow
·
34.5
·
·
·
73.7
·
·
·
-50.4
·
·
·
·
Earnings Yield
7.1%
6.5%
·
8.8%
7.4%
6.5%
·
·
·
·
·
·
·
·
Payout Ratio
·
21.4%
·
·
·
·
·
·
·
·
·
·
·
·
Most recent period on the left · null values shown as ·
Financial Statements
Income statement, balance sheet, cash flow — annual, last 5 years
16
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Net Income
$50M
$42M
$10M
$30M
Diluted EPS
$1.34
$1.07
$0.23
·
No data for this statement
Not enough fundamentals data to build this statement yet.
Metric
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Free Cash Flow
$57M
$41M
$50M
·
Institutional owners (13F)
172 filers
· $507.9M total
· As of June 30, 2026
17
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders172
Value held$507.9M
New positions14
Exited positions25
Institutional activity — Q2 2026 vs prior quarter
New positions
Exited positions
Increased
Decreased
Net shares change
14 (-21 vs prior Q)
25 (+9 vs prior Q)
66 (+4 vs prior Q)
48 (+3 vs prior Q)
-689K
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.