NBBK Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $22.57
Market Cap (MRQ) $989M
P/E 16.8
EPS $1.34
Div Yield 0.54%
ROE 6.3%
52W Range $17–$23

NBBK Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

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10-Year Performance Revenue, net income, margins and EPS trends

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EPS$1.34
2023-12-31 → 2025-12-31
Free Cash Flow$57M
2023-12-31 → 2025-12-31
Net margin23.5%
2023-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend NBBK 5Y avg Peer Median Verdict
P/E 16.85Y avg ≈30.0 ≈30.0 11.9 Overvalued
P/S 4.85Y avg ≈4.2 ≈4.2 3.3 Overvalued
P/B (MRQ) 1.25Y avg ≈0.9 ≈0.9 1.2 Undervalued
Price / FCF (TTM) 12.75Y avg ≈15.3 ≈15.3 · ·
Price / Cash Flow (TTM) 11.65Y avg ≈14.5 ≈14.5 8.9 Overvalued
Price / Tangible Book (MRQ) 1.25Y avg ≈1.0 ≈1.0 · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

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Dividend Yield0.54%
Payout Ratio11.1%
Annualized Payout≈$0.28Paid quarterly
Ex-dateAmountCurrencyYield
Aug 5, 2026$0.07USD≈1.2%
May 6, 2026$0.07USD≈1.4%
Feb 5, 2026$0.07USD≈0.95%
Nov 5, 2025$0.07USD≈0.77%
Aug 6, 2025$0.07USD≈0.41%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

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Avg Surprise 4.8%
Next Report Oct 20, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 21, 2026 $0.55 $0.48 13.5%
March 31, 2026 $0.39 $0.55 -28.5%
Dec. 31, 2025 $0.51 $0.46 11.1%
Sept. 30, 2025 $0.50 $0.43 16.7%
June 30, 2025 $0.40 $0.36 12.0%
March 31, 2025 $0.35 $0.34 4.0%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

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Income Statement 10
Metric Trend 2025202420232022
SG&A Expense $7M$6M$6M$4M
Interest Expense ··$90M$16M
Interest Income $336M$293M$222M$121M
Pretax Income $71M$59M$12M$36M
Income Tax $21M$16M$2M$6M
Net Income $50M$42M$10M$30M
EPS (Basic) $1.34$1.07$0.23·
EPS (Diluted) $1.34$1.07$0.23·
Shares (Basic) 37,409,21939,389,82942,018,229·
Shares (Diluted) 37,626,18839,389,82942,018,229·
Balance Sheet 14
Metric Trend 2025202420232022
PP&E (Net) $46M$35M$36M$35M
PP&E (Gross) $79M$64M$62M$59M
Accum. Depreciation $32M$29M$27M$24M
Goodwill $19M$0$0$0
Intangibles $19M$1M··
Total Assets $7.01B$5.16B$4.53B$3.59B
Total Liabilities $6.15B$4.39B$3.78B$3.25B
Common Stock $458.0K$427.0K$427.0K·
Paid-in Capital $459M$417M$417M·
Retained Earnings $445M$400M$366M$358M
AOCI $-3M$-8M$-12M$-14M
Stockholders' Equity $859M$765M$758M$344M
Liabilities + Equity $7.01B$5.16B$4.53B$3.59B
Shares Outstanding 45,770,12842,705,72942,705,7290
Cash Flow 14
Metric Trend 2025202420232022
Stock-based Comp $3M···
Deferred Tax $3M$-10M$-8M$-1M
Amort. of Intangibles $576.0K$149.0K$149.0K$111.0K
Operating Cash Flow $61M$43M$53M$40M
CapEx $3M$2M$3M$8M
Investing Cash Flow $-519M$-546M$-832M$-668M
Stock Issued ··$417M·
Stock Repurchased $77M···
Net Stock Activity $-77M·$417M·
Dividends Paid $6M···
Financing Cash Flow $502M$595M$895M$318M
Taxes Paid ·$13M$5M$9M
Free Cash Flow $57M$41M$50M·
Levered FCF ··$-25M·
Profitability 4
Metric Trend 2025202420232022
Net Margin 23.5%24.4%6.8%·
Pretax Margin 33.3%33.9%8.1%·
ROA 0.83%0.87%0.24%·
ROE 6.3%5.6%1.8%·
Efficiency 1
Metric Trend 2025202420232022
Asset Turnover 0.00.00.0·
Per Share 4
Metric Trend 2025202420232022
Book Value / Share $18.77$17.92$17.75·
Revenue / Share $5.68$4.39$3.47·
Cash Flow / Share $1.62$1.10$1.26·
EPS (TTM) $1.34$1.07$0.23·
Growth Rates 5
Metric Trend 2025202420232022
Revenue YoY 23.0%18.1%28.5%·
Revenue CAGR 3Y 23.2%···
EPS YoY 25.2%365.2%··
Net Income YoY 19.3%329.0%-67.3%·
Net Income CAGR 3Y 18.7%···
Valuation (TTM) 13
Metric Trend 2025202420232022
Revenue TTM $214M$174M$147M·
Net Income TTM $50M$42M$10M·
Market Cap $907M$771M$574M·
P/E 14.816.958.5·
P/S 4.24.43.9·
P/B 1.11.00.8·
P / Tangible Book 1.11.00.8·
P / Cash Flow 14.917.910.8·
P / FCF 15.818.711.5·
Dividend Yield 0.61%···
Earnings Yield 6.8%5.9%1.7%·
Payout Ratio 11.1%···
Annual Payout $6M···

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

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Metric 2025-12-312024-12-312023-12-312022-12-31
Net Income $50M $42M $10M $30M
Diluted EPS $1.34 $1.07 $0.23 ·

Institutional owners (13F) 172 filers · $507.9M total · As of June 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 172
Value held $507.9M
New positions 14
Exited positions 25
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
14 (-21 vs prior Q) 25 (+9 vs prior Q) 66 (+4 vs prior Q) 48 (+3 vs prior Q) -689K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
BlackRock, Inc. $70,395,517 3,331,544 13.86% Shares
VANGUARD GROUP INC $45,606,494 2,301,034 8.98% Shares
VANGUARD CAPITAL MANAGEMENT LLC $35,304,744 1,670,835 6.95% Shares
AltraVue Capital, LLC $34,972,432 1,655,108 6.89% Shares
Pertento Partners LLP $31,183,020 1,475,770 6.14% Shares
STATE STREET CORP $31,098,416 1,471,766 6.12% Shares
GEODE CAPITAL MANAGEMENT, LLC $24,372,586 1,153,217 4.80% Shares
DIMENSIONAL FUND ADVISORS LP $15,917,840 753,320 3.13% Shares
GOLDMAN SACHS GROUP INC $12,085,390 571,954 2.38% Shares
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC $10,589,764 501,172 2.08% Shares
Nuveen, LLC $10,541,102 498,869 2.08% Shares
FMR LLC $10,508,060 497,305 2.07% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $8,389,582 397,046 1.65% Shares
NORTHERN TRUST CORP $7,617,196 360,492 1.50% Shares
NEW YORK STATE COMMON RETIREMENT FUND $7,314,255 346,155 1.44% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $6,732,272 318,612 1.33% Shares
CITADEL ADVISORS LLC $6,123,769 289,814 1.21% Shares
TWO SIGMA INVESTMENTS, LP $5,853,581 277,027 1.15% Shares
AMERICAN CENTURY COMPANIES INC $5,533,229 261,866 1.09% Shares
VANGUARD FIDUCIARY TRUST CO $5,365,985 253,951 1.06% Shares
MORGAN STANLEY $4,842,871 229,194 0.95% Shares
BRIDGEWAY CAPITAL MANAGEMENT, LLC $4,678,161 221,399 0.92% Shares
Empowered Funds, LLC $3,832,961 181,399 0.75% Shares
HENNESSY ADVISORS INC $3,761,140 178,000 0.74% Shares
Bank of New York Mellon Corp $3,624,661 171,541 0.71% Shares
D. E. Shaw & Co., Inc. $3,168,042 149,931 0.62% Shares
SEI INVESTMENTS CO $3,007,770 142,346 0.59% Shares
FIRST TRUST ADVISORS LP $3,005,805 142,253 0.59% Shares
UBS Group AG $2,966,758 140,405 0.58% Shares
INTERNATIONAL ASSETS INVESTMENT MANAGEMENT, LLC $2,832,501 131,013 0.56% Shares
RENAISSANCE TECHNOLOGIES LLC $2,777,327 131,440 0.55% Shares
TWO SIGMA ADVISERS, LP $2,774,820 140,001 0.55% Shares
ALLIANCEBERNSTEIN L.P. $2,743,714 130,219 0.54% Shares
PANAGORA ASSET MANAGEMENT INC $2,733,271 129,355 0.54% Shares
Qube Research & Technologies Ltd $2,688,497 127,236 0.53% Shares
Financial Engines Advisors L.L.C. $2,679,030 126,788 0.53% Shares
MARSHALL WACE, LLP $2,601,358 123,112 0.51% Shares
AQR CAPITAL MANAGEMENT LLC $2,458,459 116,349 0.48% Shares
MANGROVE PARTNERS IM, LLC $2,352,952 111,356 0.46% Shares
Invesco Ltd. $2,069,493 97,941 0.41% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $1,804,502 85,400 0.36% Call option
Oppenheimer & Close, LLC $1,753,769 82,999 0.35% Shares
MILLENNIUM MANAGEMENT LLC $1,720,975 81,447 0.34% Shares
Swiss National Bank $1,629,123 77,100 0.32% Shares
Cubist Systematic Strategies, LLC $1,509,471 85,522 0.30% Shares
CREDIT AGRICOLE S A $1,479,100 70,000 0.29% Shares
MACKENZIE FINANCIAL CORP $1,425,028 67,441 0.28% Shares
Creative Planning $1,422,463 67,320 0.28% Shares
Round Rock Advisors LLC $1,405,779 66,530 0.28% Shares
Focus Partners Wealth $1,388,831 65,728 0.27% Shares

Show all 172 institutional owners →

Company insiders 24 insiders · 12 officers · 13 directors

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Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Joseph P Campanelli President & CEO Aug. 20, 2026 P 379,790 22 0 $407,805
Jean-Pierre Lapointe SEVP and CFO Aug. 20, 2026 P 110,531 2 0 $24,780
Christine Roberts SEVP and COO April 24, 2026 F 71,081 0 0 $0
Salvatore J Rinaldi EVP and COO April 29, 2024 P 21,319 0 0 $0
Kevin Henkin EVP, Chief Credit Officer Aug. 14, 2026 S 6,874 0 1 $-45,860
Matthew G Schulman EVP, President Needham Prv Bnk March 9, 2026 A 6,980 0 0 $0
Matthew Richardson EVP, Treasury & Cash Mgmt Svcs Feb. 25, 2026 A 13,749 0 0 $0
James B. Daley EVP - Dir C&I Banking Feb. 25, 2026 A 6,874 0 0 $0
James J. White EVP, Chief Administrative Offc Feb. 25, 2026 A 16,874 0 0 $0
Stephanie Maiona EVP, Dir CRE Banking Feb. 25, 2026 A 6,874 0 0 $0
Paul A Evangelista EVP, Dir Spec. Bank. Ctr. Feb. 25, 2026 A 33,440 1 0 $41,740
Peter Bakkala EVP and Chief Risk Officer June 10, 2025 I 31,010 0 0 $0
Kenneth C. Montgomery Director April 24, 2026 F 80,125 0 0 $0
Angela Jackson Director April 24, 2026 F 76,337 0 0 $0
Christopher R. Lynch Director April 24, 2026 F 92,772 0 0 $0
Hope Pascucci Director April 24, 2026 P 142,402 3 0 $474,012
Mark Whalen Director April 24, 2026 F 72,721 0 0 $0
William Darcey Director April 24, 2026 F 77,721 0 0 $0
Joseph R Nolan JR Director April 24, 2026 F 82,821 0 0 $0
Francis Orfanello Director Jan. 2, 2026 A 135,640 0 0 $0
Muhammad Raza Director Jan. 2, 2026 A 77,639 0 0 $0
Paul J. Ayoub Director Jan. 2, 2026 A 82,512 0 0 $0
Joseph B Reilly Director Jan. 2, 2026 A 14,414 0 0 $0
Mary Susan Elliott Director May 2, 2025 P 1,434 2 0 $217,873

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 31 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.22% 138,742 SH Sept. 11, 2026 Daily
DPST · Direxion Shares ETF Trust 0.15% 27,144 NS July 31, 2026 N-PORT
FSMD · FIDELITY COVINGTON TRUST 0.10% 105,504 NS July 31, 2026 N-PORT
VFVA · VANGUARD WELLINGTON FUND 0.07% 29,966 SH Aug. 19, 2026 Daily
VTWV · VANGUARD SCOTTSDALE FUNDS 0.05% 35,455 SH Aug. 19, 2026 Daily
DFSV · Dimensional ETF Trust 0.03% 114,027 NS July 31, 2026 N-PORT
ISCG · iShares Trust 0.03% 13,268 SH Sept. 11, 2026 Daily
OMFS · Invesco Exchange-Traded Self-Indexe… 0.03% 3,657 SH Oct. 1, 2026 Daily
VTWO · VANGUARD SCOTTSDALE FUNDS 0.03% 234,376 SH Aug. 19, 2026 Daily
RSSL · Global X Funds 0.03% 19,445 NS July 31, 2026 N-PORT
IWM · iShares Trust 0.03% 1,020,681 SH Sept. 11, 2026 Daily
PRFZ · Invesco Exchange-Traded Fund Trust 0.03% 34,977 SH Oct. 2, 2026 Daily
DFAS · Dimensional ETF Trust 0.02% 138,936 NS July 31, 2026 N-PORT
VXF · VANGUARD INDEX FUNDS 0.01% 440,135 SH Aug. 19, 2026 Daily
VFH · VANGUARD WORLD FUND 0.01% 62,490 SH Aug. 19, 2026 Daily
FNCL · FIDELITY COVINGTON TRUST 0.01% 10,085 NS July 31, 2026 N-PORT
WSML · iShares Trust 0.01% 2,416 SH Sept. 11, 2026 Daily
DFAT · Dimensional ETF Trust 0.01% 35,209 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.00% 1,068 NS July 31, 2026 N-PORT
TILT · FlexShares Trust 0.00% 2,686 NS July 31, 2026 N-PORT
DCOR · Dimensional ETF Trust 0.00% 3,100 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.00% 10,509 NS July 31, 2026 N-PORT
ITOT · iShares Trust 0.00% 67,220 SH Sept. 11, 2026 Daily
DFSU · Dimensional ETF Trust 0.00% 1,284 NS July 31, 2026 N-PORT
IWV · iShares Trust 0.00% 10,605 SH Sept. 3, 2026 Daily
DFUS · Dimensional ETF Trust 0.00% 10,476 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.00% 11,771 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.00% 1,191,725 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.00% 3,697 SH Aug. 19, 2026 Daily
IWN · iShares Trust · 392,574 SH Sept. 11, 2026 Daily
ISCB · iShares Trust · 1,715 SH Sept. 11, 2026 Daily

NBBK Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 8 analysts BUY
Median target $25.50 +13.0%
2 25.0% Strong Buy
4 50.0% Buy
2 25.0% Hold
0 0.0% Sell
0 0.0% Strong Sell

12-Month Price Target

2 analysts · 2026-09-20

Mean target $25.50 +13.0%

← Below all targets Current price $22.57
Low$25.00 Mean$25.50 High$26.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
NBBK $907M 14.8 23.0% 23.5% 6.3% ·
TRST $745M 12.7 9.4% 32.5% 8.9% ·
CPF $822M 10.9 33.8% 149.5% 13.3% ·
HAFC $808M 10.8 15.3% 28.2% 9.8% ·
MPB $715M 12.2 26.1% 24.9% 7.1% ·
SBSI · 13.3 -8.1% 29.2% 8.4% ·
FMNB · 9.2 3.9% · · ·
FCBC $618M 12.7 0.99% 29.1% 9.7% ·
SMBK $630M 12.4 16.9% 25.1% 9.7% ·
EGBN $650M -4.7 -3.1% -46.1% -11.9% ·
GSBC $681M 9.9 4.4% 30.9% 11.5% ·

Latest News Recent headlines mentioning this company

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Source: SEC 10-Q filed Aug 7, 2026