OBT
NASDAQ
US
Orange County Bancorp, Inc. - Common Stock
$32.40
▲ +$0.08
(+0.25%)
Vol 69K
9
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$381.6M
P/E
10.5
ROE
16.0%
Margin
29.9%
D/E
9.06
Beta
0.48
Div Yield
2.52%
52W
$21–$30
Wall Street Consensus
7 analysts · Apr 20262
Strong Buy
4
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.74 | $0.93 | +$0.19 |
| Sep 2025 | $0.69 | $0.75 | +$0.06 |
| Jun 2025 | $0.74 | $0.63 | $-0.11 |
| Mar 2025 | $0.67 | $0.77 | +$0.10 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.2% | 14.2% | 14.2% | 14.2% | 16.0% | 16.0% |
| P/E (TTM) | 11.69 | 11.36 | 11.35 | 11.06 | 9.93 | 10.50 |
| Net Margin | — | 29.9% | 29.9% | 29.9% | 29.9% | 29.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 7.77 | 7.77 | 7.77 | 7.77 | 9.06 | 9.06 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.4%
P/S (TTM)
2.57
P/B
1.7
EPS (TTM)
$3.02
CF/Share
$5.73
Rev Growth 3Y
+20.5%
52W High
$30.25
52W Low
$20.97
$20.97
52-Week Range
$30.25
How does OBT compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
OBT valuation vs Banking peers
P/E ratio
10.5
▼
16%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.6
▲
11%
above
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.7
▲
62%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
2.5%
▼
16%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
OBT profitability vs Banking peers
ROE
16.0%
▲
78%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
29.9%
▲
4%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.4%
▲
48%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
OBT financial health vs Banking peers
D/E ratio
9.1
▼
35%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.5
▼
30%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
OBT fundamentals radar
OBT
Peer median
Industry
OBT profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
OBT vs peers: key metrics
Related Signals
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