OPOF
NASDAQ
US
Old Point Financial Corporation - Common Stock
$42.10
+0.0 (+0.0%)
10
Quality Score
ok
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$214.8M
P/E
24.8
ROE
7.4%
Margin
14.2%
D/E
24.92
Beta
0.53
Div Yield
1.33%
52W
$24–$43
Price Chart
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2025 | — | $0.39 | — |
| Dec 2024 | — | $0.57 | — |
| Sep 2024 | — | $0.47 | — |
| Jun 2024 | — | $0.50 | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 7.4% | 7.4% | 7.4% | 7.4% | 7.4% | 7.4% |
| P/E (TTM) | 23.13 | 23.94 | 24.80 | 24.80 | 24.80 | 24.80 |
| Net Margin | — | 14.2% | 14.2% | 14.2% | 14.2% | 14.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.6%
P/S (TTM)
1.39
P/B
1.2
EPS (TTM)
$1.70
CF/Share
$2.20
Rev Growth 3Y
+6.1%
52W High
$42.68
52W Low
$24.01
$24.01
52-Week Range
$42.68
How does OPOF compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
OPOF valuation vs Banking peers
P/E ratio
24.8
▲
97%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.4
▼
40%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.2
▲
11%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
1.3%
▼
56%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
OPOF profitability vs Banking peers
ROE
7.5%
▼
17%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
14.2%
▼
50%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.6%
▼
37%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
OPOF financial health vs Banking peers
D/E ratio
24.9
▲
80%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.5
▼
24%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
OPOF fundamentals radar
OPOF
Peer median
Industry
OPOF profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
OPOF vs peers: key metrics
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