PROV
NASDAQ
US
Provident Financial Holdings, Inc. - Common Stock
$16.26
▲ +$0.01
(+0.06%)
Vol 8K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$103.0M
P/E
17.1
ROE
4.7%
Margin
20.2%
D/E
0.05
Beta
0.31
Div Yield
3.52%
52W
$13–$16
Wall Street Consensus
6 analysts · Apr 20260
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.39 | $0.22 | $-0.17 |
| Sep 2025 | $0.31 | $0.25 | $-0.06 |
| Jun 2025 | $0.29 | $0.24 | $-0.05 |
| Mar 2025 | $0.31 | $0.28 | $-0.03 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 4.9% | 4.9% | 4.9% | 4.7% | 4.7% | 4.7% |
| P/E (TTM) | 16.41 | 16.21 | 16.56 | 17.09 | 16.41 | 17.07 |
| Net Margin | — | 20.2% | 20.2% | 20.2% | 20.2% | 20.2% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.5%
P/S (TTM)
1.92
P/B
0.8
EPS (TTM)
$0.90
CF/Share
$1.59
Rev Growth 3Y
+2.7%
52W High
$16.37
52W Low
$12.98
$12.98
52-Week Range
$16.37
How does PROV compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
PROV valuation vs Banking peers
P/E ratio
17.1
▲
36%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.9
▼
17%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.8
▼
24%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
3.5%
▲
18%
above
peers
(3.0%)
vs Peers
vs Industry
Below avg
PROV profitability vs Banking peers
ROE
4.7%
▼
48%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
20.2%
▼
29%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.5%
▼
49%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
PROV financial health vs Banking peers
D/E ratio
0.1
▼
100%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼
55%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
PROV fundamentals radar
PROV
Peer median
Industry
PROV profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
PROV vs peers: key metrics
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