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PVBC NASDAQ US

Provident Bancorp, Inc. - Common Stock

Financials · Banking Website · IPO Jul 2015
$13.50
+0.4 (+3.0%)
10
Quality Score
ok
Mkt Cap
$240.1M
P/E
19.1
ROE
5.3%
Margin
15.2%
D/E
0.00
Beta
0.33
52W
$10–$14

Wall Street Consensus

6 analysts · Mar 2026
0
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating

Price Chart

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Earnings

Beat rate: 75.0%
Quarter EPS Est EPS Act Surprise
Sep 2025 $0.13 $0.16 +$0.03
Jun 2025 $0.13 $0.17 +$0.04
Mar 2025 $0.22 $0.13 $-0.09
Dec 2024 $0.15 $0.29 +$0.14

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 4.6% 4.6% 4.6% 5.3% 5.3% 5.3%
P/E (TTM) 20.98 21.17 20.94 18.07 19.14 19.14
Net Margin — 15.2% 15.2% 15.2% 15.2% 15.2%
Gross Margin — — — — — —
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio — — — — — —

Key Ratios

ROA (TTM)
0.8%
P/S (TTM)
2.46
P/B
0.9
EPS (TTM)
$0.74
CF/Share
$0.71
Rev Growth 3Y
+15.5%
52W High
$13.75
52W Low
$10.38
$10.38 52-Week Range $13.75

How does PVBC compare to Banking peers?

Peer group: Micro-cap Banking (All) · 289 companies

PVBC ACNB AFBI AMAL AROW

PVBC valuation vs Banking peers

P/E ratio
19.1
▲ 52% above peers (12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
2.5
▲ 6% above peers (2.3)
vs Peers
vs Industry
Fair value
P/B ratio
0.9
▼ 17% below peers (1.1)
vs Peers
vs Industry
Undervalued
Div yield
—
▼ 0% below peers (3.0%)
vs Peers
vs Industry
Strong yield

PVBC profitability vs Banking peers

ROE
5.3%
▼ 41% below peers (9.0%)
vs Peers
vs Industry
Weak
Net margin
15.2%
▼ 47% below peers (28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.8%
▼ 15% below peers (1.0%)
vs Peers
vs Industry
Weak

PVBC financial health vs Banking peers

D/E ratio
0.0
▼ 100% below peers (13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼ 0% below peers (0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼ 52% below peers (0.7)
vs Peers
vs Industry
More volatile

PVBC fundamentals radar

PVBC Peer median Industry

PVBC profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

PVBC vs peers: key metrics

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