REFI
NASDAQ
US
Chicago Atlantic Real Estate Finance, Inc. - Common Stock
$11.01
▲ +$0.02
(+0.18%)
Vol 244K
10
Quality Score
ok
Deep Check
1/5
fail
Rev ✗
NI ✓
>IPO ✗
Mkt Cap
$258.4M
P/E
7.2
ROE
11.5%
Margin
57.4%
D/E
32.81
Beta
0.29
Div Yield
15.33%
52W
$12–$16
Wall Street Consensus
11 analysts · Apr 20262
Strong Buy
6
Buy
3
Hold
0
Sell
0
Strong Sell
72.7%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $0.41 | $0.38 | $-0.03 |
| Sep 2025 | $0.45 | $0.42 | $-0.03 |
| Jun 2025 | $0.45 | $0.41 | $-0.04 |
| Mar 2025 | $0.47 | $0.47 | +$0.00 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 12.4% | 12.4% | 12.4% | 12.4% | 11.5% | 11.5% |
| P/E (TTM) | 7.69 | 7.83 | 7.08 | 7.12 | 7.52 | 7.22 |
| Net Margin | 53.3% | 60.1% | 60.1% | 60.1% | 57.4% | 57.4% |
| Gross Margin | 87.5% | 88.4% | 88.4% | 88.4% | 88.6% | 88.6% |
| D/E Ratio | 38.84 | 38.84 | 38.84 | 38.84 | 32.81 | 32.81 |
| Current Ratio | 1.63 | 1.63 | 1.63 | 1.63 | 2.38 | 2.38 |
Key Ratios
ROA (TTM)
8.3%
P/S (TTM)
4.14
P/B
1.0
EPS (TTM)
$1.69
Rev Growth 3Y
+77.5%
52W High
$16.29
52W Low
$11.85
$11.85
52-Week Range
$16.29
How does REFI compare to Real Estate peers?
Peer group: Micro-cap Real Estate (All) · 100 companies
REFI valuation vs Real Estate peers
P/E ratio
7.2
▼
56%
below
peers
(16.5)
vs Peers
vs Industry
Undervalued
P/S ratio
4.1
▲
164%
above
peers
(1.6)
vs Peers
vs Industry
Overvalued
P/B ratio
1.0
▲
8%
above
peers
(0.9)
vs Peers
vs Industry
Fair value
Div yield
15.3%
▲
55%
above
peers
(9.9%)
vs Peers
vs Industry
Below avg
REFI profitability vs Real Estate peers
ROE
11.5%
▲
213%
above
peers
(3.7%)
vs Peers
vs Industry
Top tier
Net margin
57.4%
▲
660%
above
peers
(7.6%)
vs Peers
vs Industry
Top tier
Gross margin
88.6%
▲
104%
above
peers
(43.5%)
vs Peers
vs Industry
Top tier
ROA
8.3%
▲
1254%
above
peers
(0.6%)
vs Peers
vs Industry
Top tier
REFI financial health vs Real Estate peers
D/E ratio
32.8
▼
80%
below
peers
(161.3)
vs Peers
vs Industry
Low debt
Current ratio
2.4
▲
131%
above
peers
(1.0)
vs Peers
vs Industry
Strong liquidity
Beta
0.3
▼
71%
below
peers
(1.0)
vs Peers
vs Industry
More volatile
REFI fundamentals radar
REFI
Peer median
Industry
REFI profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
REFI vs peers: key metrics
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