SPNS
NASDAQ
IL
Sapiens International Corporation N.V. - Common Shares
$43.45
+0.0 (+0.0%)
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$2.4B
P/E
37.7
ROE
13.2%
Margin
11.4%
D/E
3.86
Beta
0.93
Div Yield
1.36%
52W
$24–$44
Wall Street Consensus
6 analysts · Apr 20260
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 100.0%
Next Report
May 06, 2026
EPS Estimate: $0.38
| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2026 | $0.38 | — | — |
| Sep 2025 | $0.35 | $0.36 | +$0.01 |
| Jun 2025 | $0.33 | $0.34 | +$0.01 |
| Mar 2025 | $0.36 | $0.37 | +$0.01 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 14.3% | 14.3% | 14.3% | 14.3% | 14.3% | 13.2% |
| P/E (TTM) | 23.91 | 34.90 | 35.16 | 35.20 | 35.39 | 37.74 |
| Net Margin | 10.1% | 12.4% | 12.4% | 12.4% | 12.4% | 11.4% |
| Gross Margin | 43.7% | 44.3% | 44.3% | 44.3% | 44.3% | 44.3% |
| D/E Ratio | 3.97 | 3.97 | 3.97 | 3.97 | 3.97 | 3.86 |
| Current Ratio | 1.37 | 1.37 | 1.37 | 1.37 | 1.37 | 1.52 |
Key Ratios
ROA (TTM)
8.9%
P/S (TTM)
4.30
P/B
3.1
EPS (TTM)
$1.15
CF/Share
$1.45
Rev Growth 3Y
+5.6%
52W High
$43.52
52W Low
$23.69
$23.69
52-Week Range
$43.52
How does SPNS compare to Technology peers?
Peer group: Micro-cap Technology (All) · 302 companies
SPNS valuation vs Technology peers
P/E ratio
37.7
▲
28%
above
peers
(29.4)
vs Peers
vs Industry
Undervalued
P/S ratio
4.3
▲
7%
above
peers
(4.0)
vs Peers
vs Industry
Fair value
P/B ratio
3.1
▼
20%
below
peers
(3.9)
vs Peers
vs Industry
Pricier
Div yield
1.4%
▲
7%
above
peers
(1.3%)
vs Peers
vs Industry
Low yield
SPNS profitability vs Technology peers
ROE
13.2%
▲
249%
above
peers
(-8.9%)
vs Peers
vs Industry
Top tier
Net margin
11.4%
▲
300%
above
peers
(-5.7%)
vs Peers
vs Industry
Top tier
Gross margin
44.3%
▼
27%
below
peers
(61.0%)
vs Peers
vs Industry
Weak
ROA
8.9%
▲
336%
above
peers
(-3.8%)
vs Peers
vs Industry
Top tier
SPNS financial health vs Technology peers
D/E ratio
3.9
▼
81%
below
peers
(20.2)
vs Peers
vs Industry
Above avg
Current ratio
1.5
▼
8%
below
peers
(1.7)
vs Peers
vs Industry
In line
Beta
0.9
▼
17%
below
peers
(1.1)
vs Peers
vs Industry
More volatile
SPNS fundamentals radar
SPNS
Peer median
Industry
SPNS profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
SPNS vs peers: key metrics
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