TFC Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

03
Price $46.25
Market Cap (MRQ) $56.50B
P/E 11.9
EPS $3.82
Div Yield 4.6%
ROE 8.2%
Debt/Equity (MRQ) 0.4
52W Range $41–$56

TFC Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

04
range
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Bar granularity adapts to the selected period — hover the chart to see open/high/low/close for a bar.

Stock splits 5
Ex-date Split Type
Aug. 4, 1998 2-for-1 Forward
July 3, 1989 3-for-2 Forward
June 23, 1987 3-for-2 Forward
April 29, 1985 2-for-1 Forward
July 1, 1983 5-for-4 Forward

About Truist Financial Corporation Common Stock Company overview from Wikipedia

05 · wikidata

Truist Financial Corporation () is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T (Branch Banking and Trust Company) and SunTrust. Its bank operates 1,928 branches in 15 states and Washington, D.C., offering consumer, commercial, and investment banking, securities brokerage, asset management, mortgage, and insurance products and services. It is the tenth-largest bank in the United States, with $523 billion in assets.

History

History of BB&T

In 1872, Alpheus Branch and Thomas Jefferson Hadley founded the Branch and Hadley merchant bank in their hometown of Wilson, North Carolina. After many transactions, mostly with local farmers, Branch bought out Hadley's shares in 1887 and renamed the company Branch and Company, Bankers. Also in 1887, the bank moved to its new headquarters on Nash Street in downtown Wilson, North Carolina. Two years later, Branch, his father-in-law Gen. Joshua Barnes, Hadley, and three other men secured a charter from the North Carolina General Assembly to operate the Wilson Banking and Trust Company. After many more name changes, the company finally settled on the name Branch Banking and Trust Company. Branch remained an active member of the company until his death in 1893. The 1903 Branch Banking and Trust Company Building at Wilson was listed on the National Register of Historic Places in 1978.

BB&T sold Liberty bonds during World War I and grew to have more than $4 million in assets by 1923. BB&T Insurance Services was added in 1922 and a mortgage division was added in 1923. Even though banks across the United States failed as a result of the Wall Street crash of 1929, BB&T survived; it was the only one to do so in the town of Wilson.

History of Southern National Bank

In 1897, the Bank of Lumberton was started by Angus Mclean in Lumberton, North Carolina, the predecessor of Southern National. The founding board members of the bank were Angus Mclean, Thomas McNeill, R. D. Caswell, C. B. Townsend, S. A. Edmund, R. L. Steele, W. L. F. Steel, T. C. Guthrie, and H. B. Jennings. The board was composed of members from Lumberton, Rockingham, North Carolina, and Bennettsville, South Carolina. Thomas McNeill was selected to be the bank's first president. He resigned a year later, when he was appointed as a judge. After McNeill resigned Mclean became president. Mclean did not simply view himself as a banker, he wanted to build companies that had a good return on their investment, created jobs, and benefited the communities they operated within. In 1955 Hector MacLean, Angus Mclean's son, was named president. The Bank of Lumberton changed its name to Southern National Bank in 1959.

In 1979, the Carolina State Bank of Gastonia, started in 1971, became part of Southern National. In 1982, Southern National took over Winston-Salem-based Forsyth Bank & Trust, led by Glenn Orr.

In 1985, Southern National had assets of $1.5 billion. With the purchase of a former Northwestern Bank branch in Hickory, which had to be sold after the First Union-Northwestern merger, Southern National had 99 branches in 26 counties. In 1986, Southern National Corporation entered South Carolina with the $10 million purchase of Horry County National Bank of Loris. Later that year, Southern National announced the $5.6 million purchase of First Palmetto Bancshares Corp. of Columbia and the $9.75 million purchase of Capital Bank and Trust Co. of Belton. At the time, Southern National was North Carolina's seventh-largest banking company. Also in 1986, Southern National sold its Southern National Mortgage Co. to NCNB for an estimated $7 million. Southern National had not intended to sell the business but NCNB made a good offer, and the bank could use the money for its South Carolina purchases. NCNB had exited the mortgage business in 1981 to concentrate on interstate banking, though NCNB bought Bank of North Carolina in 1982 and sold that bank's mortgages to Southern National. In May 1989, Southern National announced its purchase of Allied Bankshares Inc. of Thomson, Georgia. The $59 million deal fell apart but would have been the first acquisition of a Georgia bank by a mid-sized N.C. bank. Another failed deal in 1990 would have given Southern National $1 billion in South Carolina assets and 53 offices in the state. NBSC had $540 million in assets, while Southern National Corp. had $3.4 billion and was N.C.'s fifth largest bank holding company. NBSC shareholders objected to the $53 million deal.

In 1990, Hector MacLean retired from the bank. During his presidency, the bank changed its name, grew from $3 million in assets to $3.3 billion, and grew to 148 branches. MacLean's successor was Glenn Orr. Early in 1993, Southern National completed its purchase of First Federal Savings Bank in Winston-Salem, putting Southern National behind only Wachovia in Forsyth County deposits. Southern National had $4.5 billion in assets, $3.9 billion of those in North Carolina, and was the state's sixth largest banking company. The company's North Carolina banking operations began moving to Winston-Salem, though Orr and the corporate headquarters stayed in Lumberton. One reason for the move was the 20-story, 239,000-square-foot (22,200 m2) One Triad Park, which had 74,000 square feet (6,900 m2) of space Southern National could move into immediately. One of the other contenders, Greensboro, would not have a new building ready, and the bank would need a temporary home. With Southern National taking 80,000 square feet (7,400 m2) on eight floors, the building's name changed to Southern National Financial Center on May 3.

Also in 1993, Southern National announced the purchase of Goldsboro-based East Coast Federal Savings Bank, with $256 million in assets, which Orr called "one of the best savings banks in the state." The deal would make Southern National number one in deposits in Fayetteville, the state's fifth-largest banking market. In 1993, Southern National announced the acquisition of First Savings Bank, FSB, headquartered in Greenville, South Carolina. With just over $2 billion in assets, it was the third largest financial institution in South Carolina. Orr, along with BB&T Chairman John Allison, helped facilitate the Southern Nation BB&T merger.

Merger with Southern National Bank

In 1995, the bank merged with Southern National Bank, another bank with roots in the eastern part of the state. This gave BB&T 437 branches in 220 cities in the Carolinas and Virginia. The merged company became Southern National Corp., but all of its banking subsidiaries took the BB&T name. With $19 billion in assets, BB&T had the most North Carolina deposits and branches of any bank. Southern National head Glenn Orr and new BB&T chairman John Allison said the merger likely created a bank that would be too rich to be taken over by an out-of-state bank. Orr retired once the merger was complete. The headquarters became BB&T Financial Center in Winston-Salem, North Carolina.

In 1997, Southern National Corp. took over United Carolina Bank, another eastern North Carolina–based bank, in a $985 million deal announced in November 1996. UCB had $4.5 billion in assets. 400 employees worked in Whiteville but despite losing the headquarters, the town would eventually have 500 BB&T employees working at a 250-employee call center and other operations. Starting September 22, 1997, 91 UCB branches began the process of changing to BB&T, and 67 other branches of the two banks closed starting in October because they were close to other BB&T locations.

On May 19, 1997, Southern National Corp. changed its name to BB&T Corp. and its stock symbol SN to BBT.

Acquisitions

The bank continued to expand nationwide through the 1990s, purchasing Fidelity Financial Bankshares, First Financial of Petersburg, Maryland, Maryland Federal Bancorp, and Franklin Bancorporation. In 1998, BB&T acquired MainStreet Financial of Martinsville, Virginia, and Mason-Dixon Bancshares of Westminster, Maryland, and further expanded into Georgia and West Virginia after purchasing First Liberty of Macon, Georgia, and Matewan Bancshares.-

In 2000, BB&T purchased One Valley Bancorp, which was itself formed from a combination of community banks throughout West Virginia. This move gave BB&T the largest bank presence in West Virginia. In 2002, BB&T completed its acquisition of MidAmerica Bancorp of Louisville, Kentucky. (Bank of Louisville) and AREA Bancshares Corporation of Owensboro, Kentucky. In 2003, BB&T completed its acquisition of First Virginia Banks of Falls Church, Virginia. In 2005, the bank acquired Main Street Banks of metro Atlanta for $622 million. In 2006, the bank acquired Coastal Federal Bank, based in Myrtle Beach.

In late 2008, the bank accepted $3.1 billion in bailout money through the sale of preferred shares to the U.S. Treasury's Troubled Asset Relief Program. In June 2009, the bank repurchased the shares. In July 2008, the company acquired Puckett, Scheetz & Hogan. In December 2008, the company acquired J. Rolfe Davis. On August 14, 2009, the bank acquired Colonial Bank after its seizure by the FDIC. This acquisition added more than 340 branches in Alabama, Florida, Georgia, Nevada, and Texas, along with approximately $22 billion in assets. BB&T sold the Nevada branches to U.S. Bancorp in January 2010.

The company acquired Atlantic Risk Management. In November 2011, the company acquired Precept, an employee benefits consulting firm. In July 2012, the bank acquired BankAtlantic, and its $2.1 billion in loans and $3.3 billion in deposits. The company also began selling flood insurance online. In December 2013, the bank acquired 21 Citigroup branches in Texas for $36 million, adding $1.2 billion in deposits. In September 2014, the bank acquired 41 more Citigroup branches, adding $2.3 billion in deposits.

In June 2015, the bank acquired Bank of Kentucky for $363 million, which added $1.9 billion in assets and gave BB&T a presence in the Northern Kentucky-Cincinnati market and its first branches in Ohio. In August 2015, the bank acquired Susquehanna Bank for $2.5 billion, adding 240 branches and $18.7 billion in assets, and marking the bank's entry into Pennsylvania and New Jersey. In April 2016, the company acquired Swett & Crawford, a wholesale insurance broker. In April 2016, the bank acquired National Penn for $1.8 billion, which added 124 branches in Pennsylvania, New Jersey, and Maryland, $9.6 billion in assets, and $6.7 billion in deposits. On August 29, 2018, BB&T announced as many as 630 employees would move from its former corporate headquarters on West Nash Street in Wilson to a $35 million, 95,000-square-foot facility on Pine Street. On October 16, 2018, BB&T announced plan to move 500 employees into a 100,000-square-foot, $10 million building in Whiteville, N.C.

In May 2022, Truist announced the organisation had acquired the 12-person San Francisco based, gamified financial technology start-up company Long Game Savings inc. The monetary value paid for the company has been left undisclosed.

Insurance services

BB&T has been in the insurance business since 1922. In the late '80s and early '90s the division was losing money. In 1990 Henry William and Wade Reece, a BB&T branch manager, met to discuss how to make the business profitable again. In 1995 the insurance services division made 6 acquisitions of insurance companies based across North Carolina. In July 1999 the insurance services division had acquired 24 insurance companies in North Carolina, 15 in Virginia, 3 in South Carolina, and 1 in Georgia. By 2010 BB&T's insurance division had grown to be the sixth largest broker in the US and the seventh largest in the world with $1 billion in annual revenue. The division has completed 60 mergers since 1999. In 2002 CRC was acquired, whose businesses include specialty and high risk clients. TAPCO and Southern Cross were also acquired and merged into CRC. In February 2008, the division acquired Burkey Risk Services. In April 2008 UnionBanc Insurance Services was acquired. In November 2009, the division acquired Oswald Trippe.

In September 2011 Liberty Benefit Insurance Services, an agency operating in California, was acquired. In February 2012, the division acquired the life insurance, property, and casualty insurance divisions of Crump Group. In March 2014, the Insurance Services division acquired Woodbury & Co., an insurance broker operating in the Carolinas. In April 2014 Caledonian Insurance Group was, a company which specialized in insurance brokerage services for the aviation industry. In April 2015, BB&T subsidiary CRC Insurance Services acquired the assets of Napco LLC, a broker of catastrophic commercial insurance. In the June 2015 acquisition of Bank of Kentucky part of the deal was also American Coastal Insurance which increased BB&T's ownership in AMRisc. In April 2018 the insurance service division announced it was purchasing Regions Insurance Group which was owned by Regions Financial Corporation and the purchase was completed in July 2018. The business was based in Memphis, Tennessee and had offices in 10 states. This acquisition significantly added the insurance division's retail and whole lines of business. The acquisition provided BB&T Insurance Services with 60,000 new clients in multiple states.

In June 2020 BB&T Insurance Holdings rebranded as Truist Insurance Holdings and moved its headquarters to Charlotte, North Carolina inside the Truist Center, Truist's corporate headquarters. Insurance services has been an important area of growth for Truist. In 2020 it accounted for 10% of Truist's revenue. Kelly King CEO of Truist stated the company's goal is to have the insurance division eventually make up 14% to 15% of Truist's revenue.

In February 2024, Truist Financial agreed to divest the insurance business to an investor group led by Clayton, Dubilier & Rice and Stone Point Capital.

History of SunTrust

SunTrust Banks is the combination of three companies, two banks, one based in Georgia and one based in Florida, and an investment company. The three companies are Trust Company of Georgia, Sun Bank, and The Robinson-Humphrey Company.

On September 21, 1891 what subsequently became the Trust Company of Georgia was started by John M. Green, Joel Hurt, H. L. Atwater, W. A. Hansell, T. J. Hightower, J. G. Oglesby, J. D. Turner, John B. Daniel, Joseph Hirsch, Leon Lieberman, Louis Wellhouse, A. J. McBride, D. O. Dougherty, W. A. Gregg, W. W. Draper, A. C. Hook, W. T. Ashford, George W. Brooke, C. I. Branan, and C. D. Montgomery. In November 1893, it restructured as a trust company and renamed itself Trust Company of Georgia.

The earliest predecessor of Sun Bank was founded in 1911 as The People's National Bank in Orlando, Florida. In 1920, it became the First National Bank. In the early 1930s, during the Great Depression, the First National Bank and Trust Company failed. It was reorganized on Valentine's Day 1934 as the First National Bank at Orlando. In 1973, the bank merged with other Orlando banks to become SunBanks. As of December 31, 1973, it had three bank-related subsidiaries and total assets of $1.713 billion. In 1985 the Trust Company of Georgia and Sun Banks Inc. merge to form SunTrust Banks Inc.

The Robinson-Humphrey Company was founded as a municipal bond shop by Roby Robinson in 1894. Robinson and William G. Humphrey, a bond trader from Toledo, Ohio, eventually incorporated The Robinson-Humphrey Co. in 1902. It blossomed into the leading investment banking firm in the South under Chairman Justus Martin Jr., who helped broaden its ties to Atlanta corporations, European clients and the firm's wealthy families who were brokerage clients. Martin was at the helm when Robinson-Humphrey commissioned the building of the bold Atlanta Financial Center in city's tony Buckhead business district in the early 1980s. In 1982, Martin sold Robinson-Humphrey to American Express, which was then run by another Atlanta deal maker and fellow Georgia Tech grad, James Robinson (no relation to Roby Robinson). Under AmEx, the firm operated as part of Shearson Lehman Brothers Inc. In 1993, deal maker Sandy Weill orchestrated a deal for Shearson's retail division, and Robinson-Humphrey was included in the sale, using the Smith Barney unit of Primerica Corp. The company was acquired by SunTrust in 2001. In June 2020 SunTrust Robinson Humphrey and BB&T Capital Markets combined to form the new Truist Securities.

SunTrust merger

On February 7, 2019, it was reported that Winston-Salem-based BB&T and Atlanta-based SunTrust Banks would come together in a merger of equals to create the eighth-largest US bank in the biggest bank deal since the 2008 financial crisis. BB&T would be the nominal survivor, and the merged bank would retain BB&T's stock price history. However, the merged bank would be headquartered in Charlotte, North Carolina, retaining significant operations in Winston-Salem. It was subsequently announced that Winston-Salem would be the bank's headquarters for community banking, while Atlanta would be the hub for wholesale / retail banking. SunTrust had been the last major bank headquartered in Atlanta, which had been the South's financial capital for much of the 20th century.

On June 12, 2019 BB&T and SunTrust announced that the merged company would be called Truist Financial Corporation. This name resulted from research that included hiring Interbrand, seeking opinions of employees of both banks, and focus groups. The new name drew criticism from analysts and customers of both banks on social media.

The merger was completed at midnight December 6, 2019. BB&T CEO Kelly King retained the same position with the new company. Customers of both banks were given free access to all of Truist's ATMs free of charge. The merged bank continued to operate under the BB&T and SunTrust names until the two banks' computer hardware, software and networking systems were streamlined, a process that was projected take as long as two years. Due to delays related to the COVID-19 pandemic, Truist announced in April 2021 that core conversion to combine the branches will be performed in early 2022. However, on the day the merger closed, SunTrust Bank merged into Branch Banking & Trust Company, forming Truist Bank as the merged company's legal banking entity.

On December 11, 2019, Truist officially exercised its option to purchase Hearst Tower in downtown Charlotte from Cousins Properties. Truist moved its corporate headquarters to Hearst Tower, which was renamed to Truist Center. Truist had taken over 550,000 square feet (51,000 m2) of 965,000 square feet (89,700 m2) total. The bank announced the deal was completed March 31, 2020. However, due to the COVID-19 pandemic, further actions will be delayed.

Truist unveiled its logo in January 2020, with two Ts representing touch and technology, and a shade of purple combining the blue of SunTrust and the burgundy of BB&T. In November 2020, the bank used helicopters to lift up four signs to the top of the former Hearst Tower. The "Truist" wordmark appears on the North Tryon Street and North College Street sides of the building, while the other two sides displayed the Truist logo. This signage has caused a lot controversy, even leading the building's original architect to refer to the signage as vandalism.

In February 2020, Truist announced it would be launching a nonprofit foundation called the Truist Foundation.

In March 2020, Truist announced it would vacate its former headquarters building in Winston-Salem except for a branch office and would move employees in its community/retail hub to other locations in the city, including the Park Building on Cherry Street and two locations on Stratford Road.

The merger was estimated to cost $4 billion. Part of these costs would be severance for workers laid off, conversion costs, marketing and professional fees. However, through the merger the bank estimates that $1.6 billion in net cost savings will be achieved by the end of 2022. Part of this savings would be fewer branches. Truist intended to close 800 branches by the first quarter of 2022, and office consolidation would reduce space by 4.8 million square feet.

Trademark infringement lawsuit

On June 17, 2019 Truliant Federal Credit Union of Winston-Salem filed suit claiming "trademark infringement", complaining of potential confusion between the two companies’ respective names, including Truliant products with "Tru" in their names. The parties agreed to dismiss claims on August 5, 2020 and the lawsuit was closed the next day.

On September 5, 2021, former SunTrust Banks' CEO Bill Rogers became chief executive officer of Truist Financial Corporation.

Truist said it had completed changing signs on branches February 22, 2022. At that time former SunTrust customers had difficulty using debit cards.

Slavery connections

According to the book Genealogy of American Finance, BB&T was formally established in 1872 nearly a decade after slavery was abolished in the US, but the company's roots can be traced to 1805. Branch and Hadley, the founders of BB&T, Both worked on family farms before the Civil War. Alpheus Branch's father Samuel owned 58 slaves. Thomas Hadley's father owned 37 slaves. Both later served in the Confederate Army. When the war ended in 1865, the South was forced to accept their new fate.

In July 2020, Truist Financial Corp issued a statement condemning racial injustice and acknowledging that the bank’s predecessor, BB&T Corp., had ties to businesses that benefited from slavery.

Kelly King, chairman and chief executive of Truist, issued a 2022 employee memo addressing BB&T's slavery ties, but did not mention BB&T's founders Alpheus Branch and Thomas Hadley by name. The memo stated that "we must consider our own past and acknowledge the role our heritage companies played over 100 years ago to perpetuate the atrocity of slavery and the repression of enslaved people, leading to systemic disadvantages their descendants have endured for generations...We deeply regret and denounce these shameful aspects of our history, both known and unknown."

Post-merger deals

On December 10, 2020 Truist Insurance Holdings announced it will acquire 5 companies in the fourth quarter. Those include: W. Brown & Associates Property & Casualty, Specialty Risk Associates, Program Insurance Management of Sarasota, Wellington Risk Holdings Inc. and Fidelis Group Holdings. These companies will add $100 million in revenue.

In May 2021 Truist Insurance Holdings announced it will acquire Constellation Affiliated Partners in the third quarter. The insurance division plans to keep Constellation Affiliated Partners' 475 employees and merge them into CRC. The acquisition will add $160 million in revenue to Truist Insurance Holdings current revenue of $2.3 billion. Truist Insurance has three main segments: retail, insurance premium finance and wholesale. John Howard, CEO of Truist Insurance, stated this about the division's approach "We are normally working on acquisition opportunities. We're in an industry that is consolidating, and we have a really good track record, I really think diversification is attractive, and we're already the most diversified insurance broker, so I want to continue to build on that. And for Truist overall, we provide diversification away from...credit businesses, so that we perform well throughout a variety of market cycles."

On August 11, 2021, Truist announced it is acquiring Service Finance Co. for $2 billion. Service Finance provides point-of-sale financing 14,000 dealers and contractors for home improvement projects. Truist already has a point-of-sale financing business that includes Sheffield Financial, which provides financing for power equipment, power sports, and trailers.

On March 3, 2022, Truist Insurance Holdings completed the acquisition of Kensington Vanguard National Land Services (KV). Kensington Vanguard National Land Services is one of the nation's largest independent national title companies. Truist's existing title business BridgeTrust Title Group will integrated into KV. The combined organized of BridgeTrust Title Group and KV along with Truist's premium business, AFCO, will all combine to become a new Truist Insurance Holdings division.

On May 3, 2022, Truist announced it has acquired Long Game, a 12 person fintech startup that has a gamified finance mobile app. The startup is a private company based in San Francisco. It was founded in 2015 by co-founder and CEO Lindsay Holden. Ms. Holden will continue to lead the team after the integration into Truist. In October 2022 Truist announced that Truist Foundry has been formed out of the original Long Game team plus 30 engineers. The purpose of the innovation group will be to build new offerings in emerging product categories. Lindsay Holden, former CEO of Long Game, will be the head of the group. Truist Foundry will have their office in San Francisco with engineers all over the US.

On August 10, 2022, Truist Insurance Holdings announced the purchase of BenefitMall, the nation's largest benefits wholesale agency. The company will be integrated into the CRC Group within Truist Insurance Holdings. The cost of the acquisition was not announced. BenefitMall is expected to add $150 million of annual revenue.

On August 22, 2022, Truist announced the bank is purchasing the Zaloni Arena platform which has been created by Durham based firm Zaloni. Truist believes this software will "accelerate its data governance, metadata management, advanced analytics, and artificial intelligence and machine learning (AI/ML) programs while driving investments in data talent ...," according to a press release. The software is centered around data lakes that allowsfor the collect of data from multiple sources such as structured data, data from sensors, and data from social media. The company's 20 employees will be joining Truist's Enterprise Data Office and the team will be based in Raleigh, North Carolina.

On September 6, 2022, Truist Insurance Holdings announced the $3.4 billion purchase of BankDirect Capital Finance from Texas Capital Bancshares Inc., the financial services company's first deal in the life insurance improvement industry. This was the largest deal ever for the former BB&T other than the merger which created Truist. BankDirect Capital Finance is based in Illinois, it has 122 employees across 5 offices. The deal is expected to close in the 4th quarter. Mike Maguire, company CFO, stated this about the deal “Strategically, BankDirect effectively doubles our premium finance business, broadens our capabilities to include life insurance and expands our West Coast presence. … We estimate Truist Insurance Holdings will be the number two premium finance player in the market after this deal closes later this quarter”.

In the seven years, from 2016 to October 2022, Truist Insurance Holdings has made 11 insurance brokerage acquisitions, with its sale of WBAIS Inc. to Sompo International Holdings Ltd. in December 2020 it has 10 net acquisitions. According to S&P Market Intelligence this makes the company the second most active US banking acquirer of insurance brokerages during this period. The first place bank was Boston based Eastern Bankshares Inc.

In February 2023 Truist announced they are selling a 20% stake in Truist Insurance Holdings Inc. to Stone Point Capital for $1.95 billion. The deal is expected to close in the second quarter of 2023. Truist's rationale is to collaborate with Stone Point to grow the subsidiary. To facilitate collaborate once the sale is final a five member board will be created to oversee Truist Insurance Holdings. It will be composed of four members from Truist Financial and one from Stone Point. In February 2024, Truist Financial agreed to sell the remaining of its Truist Insurance Holdings to an investor group led by Clayton, Dubilier & Rice and Stone Point Capital, valuing the insurance holding company at $15.5 billion. On May 7, 2024, Truist completed the remaining sale of shares in Truist Insurance Holdings, which was renamed to TIH Insurance Holdings.

Buildings and branches

Naming rights

Truist has naming rights for various sports venues and events, mostly inherited from predecessor companies:

Truist Park (formerly SunTrust Park), a 41,000-seat ballpark, home to the Atlanta Braves

Truist Stadium (formerly BB&T Stadium), a 21,500-seat stadium at North Carolina A&T State University used for football and track & field

Truist Stadium (formerly BB&T Ballpark), a 5,500-seat ballpark in Winston-Salem, North Carolina

Truist Arena (formerly The Bank of Kentucky Center and BB&T Arena) — a 10,000-seat multi-purpose arena at Northern Kentucky University

Truist Field (formerly BB&T Ballpark), a 10,000-seat ballpark, home to the Charlotte Knights

Truist Point (formerly BB&T Point), an 8,500-seat ballpark in High Point, North Carolina, also used for soccer

The Truist Championship, a PGA Tour golf event, usually held at Quail Hollow Club in North Carolina. (The 2025 season, the first with the Truist name, was moved to Philadelphia Cricket Club because the 2025 PGA Championship is at Quail Hollow.)

Source: Wikipedia, CC BY-SA 4.0 · View on Wikipedia ↗

Wikidata ↗

sectorFinancials industryBanking employees37,849 countryUS

10-Year Performance Revenue, net income, margins and EPS trends

06
EPS$3.82
2017-12-31 → 2025-12-31
Free Cash Flow·
2020-12-31 → 2022-12-31
Net margin26.1%
2017-12-31 → 2025-12-31
Valuation & Ratios 07–12

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric 5Y trend TFC 5Y avg Peer Median Verdict
P/E 11.95Y avg ≈2.9 ≈2.9 12.3 Undervalued
P/S 2.85Y avg ≈3.2 ≈3.2 8.1 Undervalued
P/B (MRQ) 0.95Y avg ≈0.9 ≈0.9 1.1 Undervalued
Price / Cash Flow 10.05Y avg ≈11.6 ≈11.6 10.3 Overvalued
Price / Tangible Book (MRQ) 0.95Y avg ≈1.5 ≈1.5 · ·
PEG Ratio ≈2.7 · · ·

Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.

value · ≈ 5Y avg · industry median · verdict relative to median

Dividends Yield, payout ratio, dividend history, 5Y CAGR

13
Dividend Yield4.6%
Payout Ratio50.3%
Annualized Payout≈$2.08Paid quarterly
5Y Div CAGR≈2.9%Per share, split-adjusted
Ex-dateAmountCurrencyYield
Aug 14, 2026$0.52USD≈3.9%
May 8, 2026$0.52USD≈4.2%
Feb 13, 2026$0.52USD≈4.0%
Nov 14, 2025$0.52USD≈4.6%
Aug 8, 2025$0.52USD≈4.8%
May 9, 2025$0.52USD≈5.3%
Feb 14, 2025$0.52USD≈4.4%
Nov 8, 2024$0.52USD≈4.6%
Aug 9, 2024$0.52USD≈5.0%
May 9, 2024$0.52USD≈5.3%
Feb 8, 2024$0.52USD≈5.9%
Nov 9, 2023$0.52USD≈7.1%
Aug 10, 2023$0.52USD≈6.6%
May 11, 2023$0.52USD≈7.8%
Feb 9, 2023$0.52USD≈4.3%
Nov 9, 2022$0.52USD≈4.7%
Aug 11, 2022$0.52USD≈3.8%
May 12, 2022$0.48USD≈4.1%
Feb 10, 2022$0.48USD≈2.9%
Nov 10, 2021$0.48USD≈2.9%

Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date

14
Avg Surprise 4.2%
Next Report Oct 16, 2026
PeriodReportEPS ActualEPS EstSurprise
June 30, 2026 Jul 16, 2026 $1.23 $1.09 12.9%
March 31, 2026 $1.09 $1.00 8.6%
Dec. 31, 2025 $1.12 $1.11 1.3%
Sept. 30, 2025 $1.07 $1.01 6.1%
June 30, 2025 $0.91 $0.93 -2.5%
March 31, 2025 $0.87 $0.88 -0.96%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

15
Income Statement 9
Metric Trend 202520242023202220212020201920182017201620152014
Interest Expense ··$9.86B$2.32B$768M$1.72B$2.10B$1.44B$839M$745M$735M$768M
Interest Income $24.54B$25.07B$24.45B$16.63B$13.77B$15.55B$9.41B$8.12B$7.37B$7.07B$6.33B$6.14B
Pretax Income $6.35B$-601M$-765M$7.03B$7.99B$5.47B$4.02B$4.06B$3.33B$3.50B$2.92B$3.13B
Income Tax $1.04B$-556M$738M$1.25B$1.56B$981M$782M$803M$911M$1.06B$794M$921M
Net Income $5.31B$4.84B$-1.05B$6.27B$6.44B$4.49B$3.24B$3.26B$2.42B$2.44B$2.12B$2.21B
EPS (Basic) $3.87$3.36$-1.09$4.46$4.51$3.11$3.76$3.96$2.78$2.81$2.59$2.76
EPS (Diluted) $3.82$3.36$-1.09$4.43$4.47$3.08$3.71$3.91$2.74$2.77$2.56$2.72
Shares (Basic) 1,286,788,0001,331,087,0001,331,963,0001,328,120,0001,337,144,0001,347,080,000805,104,000772,963,000799,217,000804,680,000748,010,000718,140,000
Shares (Diluted) 1,302,700,0001,331,087,0001,331,963,0001,338,462,0001,349,378,0001,358,289,000815,204,000783,484,000810,977,000814,916,000757,765,000728,372,000
Balance Sheet 18
Metric Trend 202520242023202220212020201920182017201620152014
Cash & Equivalents ····$20.30B$18.87B$19.07B$3.84B$2.96B$4.28B$4.17B$2.33B
PP&E (Net) $3.17B$3.23B$3.30B$3.60B$3.70B$3.87B$3.71B$2.12B$2.06B$2.11B$2.01B$1.83B
PP&E (Gross) $5.85B$5.87B$5.86B$6.13B$6.31B$6.43B$6.00B$4.30B$4.23B$4.28B$4.04B$3.73B
Accum. Depreciation $2.67B$2.64B$2.57B$2.53B$2.61B$2.56B$2.29B$2.18B$2.18B$2.17B$2.03B$1.90B
Goodwill $17.12B$17.12B$17.16B$23.23B$26.10B$24.45B$24.15B$9.82B$9.62B$9.64B$8.55B$6.87B
Intangibles $1.26B$1.55B$1.91B$3.67B$3.41B$2.98B$3.14B$758M$711M$854M$686M$505M
Total Assets $547.54B$531.18B$535.35B$555.25B$541.24B$509.23B$473.08B$225.70B$221.64B$219.28B$209.95B$186.83B
Short-term Debt $27.84B$29.20B$24.83B$23.42B$5.29B$6.09B$18.22B$5.18B$4.94B$1.41B$3.59B$3.72B
Total Liabilities $482.35B$467.50B$476.10B$494.72B$471.97B$438.32B$406.52B$195.52B$191.95B$189.35B$182.61B$162.46B
Long-term Debt $41.96B$34.96B$38.92B$43.20B$35.91B$39.60B$41.34B$23.71B$23.65B$21.96B$23.77B$23.31B
Total Debt $27.84B$29.20B$24.83B$23.42B$5.29B$6.09B$18.22B$5.18B$4.94B$1.41B$3.59B$3.72B
Common Stock $6.31B$6.58B$6.67B$6.63B$6.64B$6.75B$6.71B$3.82B$3.91B$4.05B$3.90B$3.60B
Paid-in Capital $33.66B$35.63B$36.18B$34.54B$34.56B$35.84B$35.61B$6.85B$7.89B$9.10B$8.37B$6.52B
Retained Earnings $26.07B$23.78B$22.09B$26.26B$23.00B$19.45B$19.81B$18.12B$16.26B$14.81B$13.46B$12.32B
AOCI $-5.77B$-8.21B$-12.51B$-13.60B$-1.60B$716M$-844M$-1.72B$-1.47B$-1.13B$-1.03B$-751M
Stockholders' Equity $65.19B$63.68B$59.25B$60.54B$69.27B$70.91B$66.56B$30.18B$29.70B$29.93B$27.34B$24.38B
Liabilities + Equity $547.54B$531.18B$535.35B$555.25B$541.24B$509.23B$473.08B$225.70B$221.64B$219.28B$209.95B$186.83B
Shares Outstanding 1,262,470,0001,315,936,0001,333,743,0001,326,829,0001,327,818,0001,348,961,0001,342,166,000763,326,000782,006,000809,475,000780,337,000720,698,000
Cash Flow 17
Metric Trend 202520242023202220212020201920182017201620152014
Stock-based Comp $317M$292M$298M$261M$320M$353M$165M$141M$132M$115M$106M$102M
Deferred Tax $-125M$-27M$-409M$370M$352M$-153M$328M$23M$292M$2M$110M$134M
Amort. of Intangibles $290M$345M$395M$455M$574M$685M$164M$131M$142M$150M$105M$91M
Restructuring ·$120M$320M$466M$822M$860M$360M$146M$115M$171M$165M$46M
Operating Cash Flow $5.74B$2.16B$8.63B$11.08B$7.89B$7.44B$1.52B$4.35B$4.63B$3.12B$3.13B$3.21B
CapEx ···$564M$442M$815M$224M$363M····
Investing Cash Flow $-17.76B$18.60B$22.86B$-29.97B$-32.06B$-43.65B$8.35B$-4.96B$-5.41B$-976M$-1.85B$-4.01B
Debt Issued $69.75B$22.80B$50.94B$15.78B$4.73B$26.64B$7.08B$2.77B$8.88B$3.88B$2.27B$5.51B
Net Debt Issued $6.67B$-4.00B$-4.08B$8.48B$-3.23B$-1.63B$-2.18B$236M$1.43B$-1.97B$-161M$1.60B
Stock Repurchased $2.50B$1.00B$0$250M$1.62B$0$0$1.21B$1.61B$520M$0·
Net Stock Activity $-2.50B$-1.00B$0$-250M$-1.62B$0$0$-1.21B$-1.61B···
Dividends Paid $2.67B$2.77B$2.77B$2.66B$2.48B$2.42B$1.31B$1.20B$1.00B$925M$789M$666M
Financing Cash Flow $8.63B$-11.64B$-22.27B$20.02B$25.59B$36.02B$5.35B$1.50B$-549M$-1.88B$104M$965M
Net Change in Cash $-3.39B$9.12B$9.22B$1.13B$1.43B$-197M$15.22B$888M$-1.32B$257M$1.39B$160M
Taxes Paid $192M$830M$780M$479M$792M$126M$443M$99M$429M$844M$655M$322M
Free Cash Flow ···$10.52B$7.45B$6.62B······
Levered FCF ···$8.62B$6.83B$5.21B······
Profitability 4
Metric Trend 202520242023202220212020201920182017201620152014
Net Margin 26.1%36.4%-4.5%27.2%28.9%19.8%25.8%28.2%21.3%22.6%22.1%24.3%
Pretax Margin 31.2%-4.5%-0.79%33.3%35.9%24.1%32.0%35.1%29.4%32.4%30.3%32.6%
ROA 0.98%0.91%-0.19%1.1%1.2%0.91%0.93%1.5%1.1%1.1%1.1%1.2%
ROE 8.2%7.5%-1.7%10.3%9.3%6.4%6.6%10.8%8.1%8.1%7.8%9.1%
Liquidity & Solvency 1
Metric Trend 202520242023202220212020201920182017201620152014
Debt / Equity 0.40.50.40.40.10.10.30.20.20.00.10.2
Efficiency 1
Metric Trend 202520242023202220212020201920182017201620152014
Asset Turnover 0.00.00.00.00.00.00.00.10.10.00.00.0
Per Share 6
Metric Trend 202520242023202220212020201920182017201620152014
Book Value / Share $51.64$48.39$44.43$45.63$52.17$52.57$49.59$39.53$37.97$36.97$35.04$33.89
Revenue / Share $15.60$9.98$17.56$17.21$16.52$16.72$15.42$14.75$13.95$13.24$12.68$12.57
Cash Flow / Share $4.41$1.63$6.48$8.28$5.85$5.48$1.86$5.55$5.72$3.28$3.85$4.47
Cash / Share ····$15.28$13.99$14.20$5.22$3.47$4.86$4.76$3.23
Dividend / Share $2.08$2.08$2.08$2.00$1.86$1.80$1.71$1.56$1.26$1.15$1.05$0.95
EPS (TTM) $3.82$3.36$-1.09$4.43$4.47$3.08$3.71$3.91$2.74$2.77$2.56$2.72
Growth Rates 10
Metric Trend 202520242023202220212020201920182017201620152014
Revenue YoY 53.0%-33.7%0.25%-10.4%-1.8%·······
Revenue CAGR 3Y 0.57%-15.9%-4.1%·········
Revenue CAGR 5Y -2.2%···········
EPS YoY 13.7%··-0.89%45.1%·······
EPS CAGR 3Y -4.8%-9.1%··········
EPS CAGR 5Y 4.4%···········
Net Income YoY 9.7%··-2.6%43.3%·······
Net Income CAGR 3Y -5.4%-9.1%··········
Net Income CAGR 5Y 3.4%···········
Dividends Paid CAGR 5Y 2.0%···········
Valuation (TTM) 16
Metric Trend 202520242023202220212020201920182017201620152014
Revenue TTM $20.32B$13.28B$20.02B$19.97B$22.30B$22.70B$12.57B$11.56B$11.32B$10.79B$9.61B$9.23B
Net Income TTM $5.31B$4.84B$-1.05B$6.27B$6.44B$4.49B$3.24B$3.26B$2.42B$2.44B$2.12B$2.21B
Market Cap $62.13B$57.09B$49.24B$57.09B$77.74B$64.66B$75.59B$33.07B$38.88B$38.06B$29.50B$28.03B
Enterprise Value ····$62.74B$51.88B$74.74B$34.26B$41.11B$35.53B$29.39B$29.42B
P/E 12.912.9-33.99.713.115.615.211.118.117.014.814.3
P/S 3.14.32.52.93.52.86.02.93.43.53.13.0
P/B 1.00.90.80.91.10.91.11.11.31.31.11.1
P / Tangible Book 1.31.31.21.72.01.5······
P / Cash Flow 10.826.45.75.29.98.749.77.68.414.210.18.6
P / FCF ···5.410.49.8······
EV / FCF ····8.47.8······
EV / Revenue ····2.82.35.93.03.63.33.13.2
Dividend Yield 4.3%4.9%5.6%4.7%3.2%3.8%1.7%3.6%2.6%2.4%2.7%2.4%
Earnings Yield 7.8%7.8%-2.9%10.3%7.6%6.4%6.6%9.0%5.5%5.9%6.8%7.0%
Payout Ratio 50.3%57.2%-264.6%42.4%38.6%54.0%40.4%37.0%41.6%37.9%37.2%29.9%
Annual Payout $2.67B$2.77B$2.77B$2.66B$2.48B$2.42B$1.31B$1.20B$1.00B$925M$789M$666M

Most recent period on the left · null values shown as ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

16
Metric 2025-12-312024-12-312023-12-312022-12-312021-12-31
Net Income $5.31B $4.84B $-1.05B $6.27B $6.44B
Diluted EPS $3.82 $3.36 $-1.09 $4.43 $4.47

Institutional owners (13F) 1,843 filers · $52.6B total · As of Sept. 30, 2026

17

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Holders 1,843
Value held $52.6B
New positions 158
Exited positions 93
Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
158 (-28 vs prior Q) 93 (-47 vs prior Q) 635 (+5 vs prior Q) 684 (+26 vs prior Q) +12.9M

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
VANGUARD GROUP INC $5,892,453,084 119,740,969 11.20% Shares
BlackRock, Inc. $4,959,833,863 99,555,076 9.43% Shares
Capital International Investors $4,651,420,238 93,340,762 8.84% Shares
VANGUARD CAPITAL MANAGEMENT LLC $4,050,988,849 81,312,502 7.70% Shares
STATE STREET CORP $2,924,066,279 58,692,619 5.56% Shares
VANGUARD PORTFOLIO MANAGEMENT LLC $2,086,907,190 41,888,944 3.97% Shares
BANK OF AMERICA CORP /DE/ $1,835,275,372 36,838,125 3.49% Shares
GEODE CAPITAL MANAGEMENT, LLC $1,584,209,914 31,929,268 3.01% Shares
MORGAN STANLEY $1,122,913,850 22,539,416 2.13% Shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC $877,234,499 17,608,073 1.67% Shares
Invesco Ltd. $766,233,866 15,380,046 1.46% Shares
VICTORY CAPITAL MANAGEMENT INC $759,539,681 15,245,667 1.44% Shares
NORTHERN TRUST CORP $626,989,235 12,585,091 1.19% Shares
FMR LLC $574,711,221 11,535,754 1.09% Shares
GOLDMAN SACHS GROUP INC $532,414,056 10,686,753 1.01% Shares
Capital Research Global Investors $507,052,828 10,177,539 0.96% Shares
NORGES BANK $454,145,968 9,115,736 0.86% Shares
WELLINGTON MANAGEMENT GROUP LLP $447,637,034 8,985,087 0.85% Shares
DIMENSIONAL FUND ADVISORS LP $440,460,460 8,839,850 0.84% Shares
AMERICAN CENTURY COMPANIES INC $422,440,817 8,479,339 0.80% Shares
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC $418,622,174 9,106,421 0.80% Shares
Legal & General Group Plc $391,280,649 7,853,887 0.74% Shares
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC $369,355,466 7,413,799 0.70% Shares
ROYAL BANK OF CANADA $352,358,000 7,072,615 0.67% Shares
VANGUARD FIDUCIARY TRUST CO $348,449,848 6,994,176 0.66% Shares
Bank of New York Mellon Corp $338,854,751 6,801,581 0.64% Shares
JPMORGAN CHASE & CO $330,255,981 6,529,376 0.63% Shares
UBS Group AG $326,113,390 6,545,833 0.62% Shares
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP $297,138,038 5,964,232 0.56% Shares
DEUTSCHE BANK AG\ $257,208,256 5,162,751 0.49% Shares
JENNISON ASSOCIATES LLC $230,751,543 4,631,705 0.44% Shares
Amundi $224,780,417 4,511,851 0.43% Shares
LPL Financial LLC $223,347,360 4,483,086 0.42% Shares
Cullen Capital Management, LLC $222,892,416 4,473,955 0.42% Shares
BANK OF MONTREAL /CAN/ $221,344,942 4,442,893 0.42% Shares
TRUIST FINANCIAL CORP $216,959,570 4,354,869 0.41% Shares
RAYMOND JAMES FINANCIAL INC $207,749,282 4,169,998 0.39% Shares
WELLS FARGO & COMPANY/MN $206,665,538 4,148,244 0.39% Shares
FEDERATED HERMES, INC. $198,695,413 3,988,266 0.38% Shares
FIRST TRUST ADVISORS LP $193,341,414 3,880,799 0.37% Shares
National Pension Service $170,691,192 3,426,158 0.32% Shares
California Public Employees Retirement System $158,281,777 3,177,073 0.30% Shares
ENVESTNET ASSET MANAGEMENT INC $155,654,646 3,124,345 0.30% Shares
Mitsubishi UFJ Asset Management Co., Ltd. $151,525,637 3,041,462 0.29% Shares
Assenagon Asset Management S.A. $149,814,768 3,007,121 0.28% Shares
BARCLAYS PLC $149,692,260 3,004,662 0.28% Shares
NEUBERGER BERMAN GROUP LLC $143,600,410 2,878,563 0.27% Shares
VANGUARD ASSET MANAGEMENT, Ltd $140,609,078 2,822,342 0.27% Shares
Vanguard Global Advisers, LLC $139,323,424 2,796,536 0.26% Shares
Sumitomo Mitsui Trust Group, Inc. $138,163,564 2,773,255 0.26% Shares

Show all 1,843 institutional owners →

Company insiders 90 insiders · 29 officers · 46 directors

19
Insider Role Last activity Shares owned Buys 12m Sells 12m Net 12m
Lyons Michael P. President & CEO Sept. 17, 2026 P 21,000 1 0 $1,015,560
William H Rogers JR Chairman & CEO July 20, 2026 S 0 0 1 $-693,770
Michael Baron Maguire Chief Financial Officer March 13, 2026 F 84,672 0 1 $-651,690
Daryl N. Bible Chief Financial Officer March 15, 2022 F 192,378 0 0 $0
Scott E Reed Chief Financial Officer Feb. 22, 2005 A 95,958 0 0 $0
Hugh S. Cummins III Vice Chair & COO Sept. 13, 2024 F 363,442 0 0 $0
Henry G Williamson JR Chief Operating Officer June 28, 2004 M 29,453 0 0 $0
Donta L Wilson Chief Consumer & SB BK Officer July 31, 2026 S 56,009 0 1 $-688,568
Bradley D Bender Chief Risk Officer June 1, 2026 M 12,781 0 0 $0
Kristin Lesher Chief Whlse Banking Officer March 13, 2026 F 71,520 0 0 $0
Scott A Stengel Chief Legal Officer March 13, 2026 F 11,977 0 0 $0
Cynthia B Powell Corp. Controller & CAO March 13, 2026 M 7,386 0 1 $-183,715
Clarke R Starnes III Vice Chair & CRO March 15, 2024 F 195,287 0 0 $0
Kimberly Moore-Wright Sr. Executive Vice Presidnet March 15, 2023 F 7,352 0 0 $0
Joseph M Thompson Sr. Executive Vice President March 15, 2023 F 102,076 0 0 $0
Scott Case Sr. Executive Vice President March 15, 2023 F 72,247 0 0 $0
David Hudson Weaver Sr. Executive Vice President March 15, 2023 F 43,660 0 0 $0
Ellen M Fitzsimmons Chief Legal Officer March 15, 2023 F 87,422 0 0 $0
John M Howard Chief Insurance Officer Feb. 27, 2023 A 28,908 0 0 $0
Brantley J Standridge Sr. Executive Vice President March 15, 2022 F 17,113 0 0 $0
Ricky Brown Sr. Executive Vice President Dec. 15, 2016 A 202,933 0 0 $0
Steven B Wiggs Sr. Exec. V.P. Sept. 30, 2016 A 51,419 0 0 $0
Cynthia A Williams Sr. Executive Vice President June 30, 2016 A 50,502 0 0 $0
Robert E Greene Sr. Executive Vice President March 31, 2014 A 120,895 0 0 $0
Charles L Wilson Sr. Executive Vice President July 31, 2013 M 145,476 0 0 $0
Frances B Jones S.V.P./Secretary/Gen. Counsel May 12, 2010 M 8,706 0 0 $0
Edward D Vest Corp. Controller, Sr. V.P. Feb. 24, 2009 A 19,535 0 0 $0
Kendall W Chalk Sr. Executive Vice President April 30, 2008 M 60,533 0 0 $0
Mary Patricia Oliver E.V.P/Secretary/Gen. Counsel Dec. 31, 2007 M 3,985 0 0 $0
Catherine P Bessant Director July 28, 2026 A 2,338 0 0 $0
David K. Boyer Jr. Director July 23, 2026 S 10,270 0 2 $-441,772
Linnie M Haynesworth Director Feb. 24, 2026 A 2,923 0 0 $0
Laurence Stein Director Feb. 24, 2026 A 11,216 0 0 $0
Agnes Bundy Scanlan Director Feb. 24, 2026 A 10,194 0 0 $0
Jonathan Pruzan Director Feb. 24, 2026 A 6,724 0 0 $0
Charles A Patton Director Feb. 24, 2026 A 3,668 0 0 $0
Bruce L Tanner Director Feb. 24, 2026 A 24,895 0 0 $0
Donna S Morea Director Feb. 24, 2026 A 39,410 0 0 $0
Dallas S Clement Director Feb. 24, 2026 A 2,923 0 0 $0
Jennifer S Banner Director Feb. 24, 2026 A 27,969 0 0 $0
Steven C Voorhees Director Feb. 25, 2025 A 60,873 0 0 $0
Patrick C Graney III Director Feb. 27, 2024 A 27,429 0 0 $0
Christine Sears Director Feb. 27, 2024 A 36,364 0 0 $0
Kelly S King Director March 15, 2023 F 146,414 0 0 $0
David M Ratcliffe Director March 10, 2023 P 39,025 0 0 $0
Easter A Maynard Director Feb. 28, 2023 A 46,439 0 0 $0
Thomas Nichols Thompson Director Feb. 28, 2023 A 522,456 0 0 $0
Paul D Donahue Director Feb. 28, 2023 A 11,722 0 0 $0
Frank P Scruggs JR Director Feb. 28, 2023 A 12,636 0 0 $0
Nido R Qubein Director Feb. 28, 2023 A 60,325 0 0 $0
Anna R Cablik Director Feb. 28, 2023 A 50,000 0 0 $0
Edwin H Welch Director Feb. 23, 2016 A 22,649 0 0 $0
Edward C Milligan Director Feb. 23, 2016 A 47,278 0 0 $0
Ronald E Deal Director Dec. 21, 2015 G 16,924 0 0 $0
John P Howe MD Director Feb. 24, 2015 A 18,598 0 0 $0
John A Allison Director Feb. 25, 2014 A 292,739 0 0 $0
Littleton J Glover JR Director Dec. 20, 2012 G 19,000 0 0 $0
Jane P Helm Director Aug. 3, 2012 S 8,810 0 0 $0
Valeria Lynch Lee Director Feb. 21, 2012 A 6,036 0 0 $0
Holmes J Morrison Director Dec. 7, 2011 G 16,625 0 0 $0
James H Maynard Director Dec. 20, 2010 G 339,450 0 0 $0
Albert O Maccauley Director May 11, 2010 M 91,758 0 0 $0
Lloyd V Hackley Director March 17, 2010 M 7,174 0 0 $0
Barry J Fitzpatrick Director Feb. 23, 2010 A 337,713 0 0 $0
Nelle R Chilton Director Dec. 17, 2009 G 65,076 0 0 $0
Tom D Efird Director Dec. 8, 2009 M 86,635 0 0 $0
Rhone E Sasser Director Dec. 31, 2007 M 220,443 0 0 $0
Alfred E Cleveland Director Oct. 7, 2005 L 40,830 0 0 $0
Albert F Zettlemoyer Director Feb. 22, 2005 A · 0 0 $0
Jack E Shaw Director Dec. 31, 2004 A · 0 0 $0
Ernest J Lathem DR Director Dec. 31, 2004 A 44,667 0 0 $0
Richard L Player JR Director Nov. 15, 2004 P 25,247 0 0 $0
Richard Janeway MD Director May 26, 2004 M 17,587 0 0 $0
Thomas E Skains · Feb. 24, 2026 A 29,391 0 0 $0
Christopher L Henson · May 19, 2021 G 190,510 0 0 $0
Paul R Garcia · Feb. 23, 2021 A 26,585 0 0 $0
Ellen Koebler · May 14, 2020 S 16,859 0 0 $0
Donna C Goodrich · Nov. 22, 2019 G 49,775 0 0 $0
Tollie W Rich JR · June 7, 2019 G 56,111 0 0 $0
Louis B Lynn · June 4, 2019 S 9,134 0 0 $0
Jimmy D Godwin · March 15, 2019 F 15,730 0 0 $0
Bennett W Bradley · March 15, 2019 F 25,326 0 0 $0
Robert Jerome Johnson JR · March 15, 2019 F 26,962 0 0 $0
Barbara F Duck · March 15, 2019 F 95,864 0 0 $0
William Rufus Yates · March 7, 2019 W 0 0 0 $0
Patricia I. Henry · March 6, 2019 S 4,543 0 0 $0
William J Reuter · March 5, 2019 G 44,802 0 0 $0
Eric C Kendrick · Dec. 21, 2018 G 126,799 0 0 $0
James A Faulkner · Dec. 14, 2017 G 174 0 0 $0
Stephen T Williams · July 28, 2017 M 398,811 0 0 $0

Insiders from SEC Form 3/4/5 filings; net = open-market P/S only

ETF ownership Held by 147 ETFs

20

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IAT · iShares Trust 9.73% 1,259,932 SH Sept. 11, 2026 Daily
RDIV · Invesco Exchange-Traded Fund Trust … 4.85% 1,458,247 SH Oct. 5, 2026 Daily
KBWB · Invesco Exchange-Traded Fund Trust … 4.06% 5,451,173 SH Oct. 5, 2026 Daily
DFNL · Davis Fundamental ETF Trust 2.30% 212,353 NS July 31, 2026 N-PORT
PGF · Invesco Exchange-Traded Fund Trust 2.20% 760,268 Oct. 5, 2026 Daily
LYLD · Cambria ETF Trust 1.90% 2,659 NS July 31, 2026 N-PORT
SPHD · Invesco Exchange-Traded Fund Trust … 1.86% 1,262,747 SH Oct. 5, 2026 Daily
VRP · Invesco Exchange-Traded Fund Trust … 1.41% 42,103,017 Oct. 5, 2026 Daily
PWV · Invesco Exchange-Traded Fund Trust 1.40% 551,540 SH Oct. 5, 2026 Daily
DVY · iShares Trust 1.37% 6,399,854 SH Sept. 11, 2026 Daily
RSPF · Invesco Exchange-Traded Fund Trust 1.30% 103,987 SH Oct. 5, 2026 Daily
GTOS · Invesco Actively Managed Exchange-T… 1.26% 1,485,000 Oct. 5, 2026 Daily
SPVM · Invesco Exchange-Traded Fund Trust 1.23% 35,017 SH Oct. 5, 2026 Daily
FDVV · FIDELITY COVINGTON TRUST 1.23% 2,409,953 NS July 31, 2026 N-PORT
IIGD · Invesco Exchange-Traded Self-Indexe… 1.19% 350,000 Oct. 5, 2026 Daily
PAYR · Federated Hermes ETF Trust 1.15% 12,695 NS July 31, 2026 N-PORT
PGX · Invesco Exchange-Traded Fund Trust … 1.09% 2,246,843 Oct. 5, 2026 Daily
ESUM · Strategy Shares 1.03% 36,150 NS July 31, 2026 N-PORT
SYLD · Cambria ETF Trust 0.98% 187,764 NS July 31, 2026 N-PORT
IYF · iShares Trust 0.95% 830,904 SH Sept. 11, 2026 Daily
FXO · First Trust Exchange-Traded AlphaDE… 0.94% 203,918 NS July 31, 2026 N-PORT
DPST · Direxion Shares ETF Trust 0.88% 72,622 NS July 31, 2026 N-PORT
IMCV · iShares Trust 0.88% 202,901 SH Sept. 11, 2026 Daily
IYG · iShares Trust 0.87% 377,859 SH Sept. 11, 2026 Daily
GSY · Invesco Actively Managed Exchange-T… 0.83% 31,709,000 Oct. 5, 2026 Daily
LQAI · Exchange Listed Funds Trust 0.82% 350 NS July 31, 2026 N-PORT
SPLV · Invesco Exchange-Traded Fund Trust … 0.78% 1,168,124 SH Oct. 5, 2026 Daily
FDRR · FIDELITY COVINGTON TRUST 0.75% 106,266 NS July 31, 2026 N-PORT
VFH · VANGUARD WORLD FUND 0.72% 2,018,644 SH Aug. 19, 2026 Daily
FTA · First Trust Exchange-Traded AlphaDE… 0.72% 193,044 NS July 31, 2026 N-PORT
FNCL · FIDELITY COVINGTON TRUST 0.71% 325,943 NS July 31, 2026 N-PORT
VFVA · VANGUARD WELLINGTON FUND 0.68% 115,661 SH Aug. 19, 2026 Daily
RPV · Invesco Exchange-Traded Fund Trust 0.66% 235,654 SH Oct. 5, 2026 Daily
REVS · Columbia ETF Trust I 0.65% 41,615 NS July 31, 2026 N-PORT
PFF · iShares Trust 0.58% 4,090,244 SH Sept. 11, 2026 Daily
QDEF · FlexShares Trust 0.56% 58,794 NS July 31, 2026 N-PORT
QDF · FlexShares Trust 0.55% 234,480 NS July 31, 2026 N-PORT
FAS · Direxion Shares ETF Trust 0.54% 245,487 NS July 31, 2026 N-PORT
VOE · VANGUARD INDEX FUNDS 0.54% 4,001,562 SH Aug. 19, 2026 Daily
BSCU · Invesco Exchange-Traded Self-Indexe… 0.49% 14,966,000 Oct. 5, 2026 Daily
FTLS · First Trust Exchange-Traded Fund III 0.48% 232,829 NS July 31, 2026 N-PORT
IMCB · iShares Trust 0.44% 145,746 SH Sept. 11, 2026 Daily
VLUE · iShares Trust 0.43% 813,174 SH Sept. 11, 2026 Daily
VMAX · Lattice Strategies Trust 0.42% 3,945 NS July 31, 2026 N-PORT
DIVB · iShares Trust 0.41% 164,018 SH Sept. 11, 2026 Daily
IXG · iShares Trust 0.39% 54,160 SH Sept. 11, 2026 Daily
VFMF · VANGUARD WELLINGTON FUND 0.39% 55,626 SH Aug. 19, 2026 Daily
FEX · First Trust Exchange-Traded AlphaDE… 0.37% 113,133 NS July 31, 2026 N-PORT
PFIG · Invesco Exchange-Traded Fund Trust … 0.36% 515,000 Oct. 5, 2026 Daily
FAB · First Trust Exchange-Traded AlphaDE… 0.36% 11,659 NS July 31, 2026 N-PORT
XOEF · iShares Trust 0.35% 1,571 SH Sept. 11, 2026 Daily
JVAL · J.P. Morgan Exchange-Traded Fund Tr… 0.34% 54,081 NS July 31, 2026 N-PORT
RECS · Columbia ETF Trust I 0.33% 367,403 NS July 31, 2026 N-PORT
VO · VANGUARD INDEX FUNDS 0.30% 13,500,245 SH Aug. 19, 2026 Daily
VYM · VANGUARD WHITEHALL FUNDS 0.26% 4,975,308 SH Aug. 19, 2026 Daily
USXF · iShares Trust 0.25% 72,577 SH Sept. 11, 2026 Daily
DFLV · Dimensional ETF Trust 0.24% 314,701 NS July 31, 2026 N-PORT
IWX · iShares Trust 0.23% 179,707 SH Sept. 11, 2026 Daily
VTV · VANGUARD INDEX FUNDS 0.23% 11,843,248 SH Aug. 19, 2026 Daily
DFUV · Dimensional ETF Trust 0.23% 670,042 NS July 31, 2026 N-PORT
PRF · Invesco Exchange-Traded Fund Trust 0.21% 455,005 SH Oct. 5, 2026 Daily
IVE · iShares Trust 0.21% 2,067,187 SH Sept. 11, 2026 Daily
VOOV · VANGUARD ADMIRAL FUNDS 0.21% 286,885 SH Aug. 19, 2026 Daily
EUSA · iShares, Inc. 0.20% 76,556 SH Sept. 11, 2026 Daily
SIZE · iShares Trust 0.20% 16,934 SH Sept. 11, 2026 Daily
IUSV · iShares Trust 0.20% 1,087,420 SH Sept. 11, 2026 Daily
RSP · Invesco Exchange-Traded Fund Trust 0.19% 3,879,059 SH Oct. 5, 2026 Daily
ACVF · ETF Opportunities Trust 0.18% 5,432 NS July 31, 2026 N-PORT
ILCV · iShares Trust 0.18% 48,548 SH Sept. 11, 2026 Daily
SUSL · iShares Trust 0.18% 43,349 SH Sept. 11, 2026 Daily
DSI · iShares Trust 0.17% 186,713 SH Sept. 11, 2026 Daily
VONV · VANGUARD SCOTTSDALE FUNDS 0.17% 752,346 SH Aug. 19, 2026 Daily
IWD · iShares Trust 0.17% 2,770,193 SH Sept. 11, 2026 Daily
BSCR · Invesco Exchange-Traded Self-Indexe… 0.17% 7,791,000 Oct. 5, 2026 Daily
MGV · VANGUARD WORLD FUND 0.15% 391,539 SH Aug. 19, 2026 Daily
EGLE · Global X Funds 0.15% 63 NS July 31, 2026 N-PORT
ESG · FlexShares Trust 0.15% 3,720 NS July 31, 2026 N-PORT
BSCT · Invesco Exchange-Traded Self-Indexe… 0.15% 4,473,000 Oct. 5, 2026 Daily
RWL · Invesco Exchange-Traded Fund Trust … 0.14% 304,764 SH Oct. 5, 2026 Daily
DCOR · Dimensional ETF Trust 0.13% 83,391 NS July 31, 2026 N-PORT
QUVU · Hartford Funds Exchange-Traded Trust 0.12% 4,150 NS July 31, 2026 N-PORT
TOPC · iShares Trust 0.12% 765 SH Sept. 11, 2026 Daily
CATH · Global X Funds 0.11% 28,736 NS July 31, 2026 N-PORT
DFAU · Dimensional ETF Trust 0.11% 269,209 NS July 31, 2026 N-PORT
IWL · iShares Trust 0.11% 48,736 SH Sept. 11, 2026 Daily
ESGV · VANGUARD WORLD FUND 0.11% 281,770 SH Aug. 19, 2026 Daily
XVV · iShares Trust 0.11% 14,297 SH Sept. 11, 2026 Daily
JFLI · J.P. Morgan Exchange-Traded Fund Tr… 0.11% 977 NS July 31, 2026 N-PORT
CHRI · Global X Funds 0.10% 161 NS July 31, 2026 N-PORT
DXUV · Dimensional ETF Trust 0.10% 10,968 NS July 31, 2026 N-PORT
DFAC · Dimensional ETF Trust 0.10% 947,088 NS July 31, 2026 N-PORT
PTLC · Pacer Funds Trust 0.10% 63,853 NS July 31, 2026 N-PORT
XYLD · Global X Funds 0.10% 62,562 NS July 31, 2026 N-PORT
BBUS · J.P. Morgan Exchange-Traded Fund Tr… 0.10% 171,700 NS July 31, 2026 N-PORT
VOO · VANGUARD INDEX FUNDS 0.10% 32,356,498 SH Aug. 19, 2026 Daily
VV · VANGUARD INDEX FUNDS 0.10% 1,455,064 SH Aug. 19, 2026 Daily
TOV · EA Series Trust 0.10% 5,085 NS July 31, 2026 N-PORT
VOTE · TCW ETF Trust 0.10% 21,059 NS July 31, 2026 N-PORT
BKLC · BNY Mellon ETF Trust 0.10% 104,555 NS July 31, 2026 N-PORT
CRBN · iShares Trust 0.10% 22,788 SH Sept. 11, 2026 Daily
XTR · Global X Funds 0.10% 91 NS July 31, 2026 N-PORT
XCLR · Global X Funds 0.10% 67 NS July 31, 2026 N-PORT
XRMI · Global X Funds 0.10% 931 NS July 31, 2026 N-PORT
XYLG · Global X Funds 0.10% 1,191 NS July 31, 2026 N-PORT
IVV · iShares Trust 0.10% 15,703,706 SH Sept. 11, 2026 Daily
LGDX · Tidal Trust III 0.10% 2,615 NS July 31, 2026 N-PORT
DFUS · Dimensional ETF Trust 0.09% 382,367 NS July 31, 2026 N-PORT
ILCB · iShares Trust 0.09% 24,121 SH Sept. 11, 2026 Daily
VOXP · Advisors Series Trust 0.09% 105 NS July 31, 2026 N-PORT
SPUU · Direxion Shares ETF Trust 0.09% 4,700 NS July 31, 2026 N-PORT
QDPL · Pacer Funds Trust 0.09% 29,993 NS July 31, 2026 N-PORT
VTI · VANGUARD INDEX FUNDS 0.09% 39,549,410 SH Aug. 19, 2026 Daily
VONE · VANGUARD SCOTTSDALE FUNDS 0.09% 205,708 SH Aug. 19, 2026 Daily
VTHR · VANGUARD SCOTTSDALE FUNDS 0.09% 104,827 SH Aug. 19, 2026 Daily
IWB · iShares Trust 0.09% 865,184 SH Sept. 11, 2026 Daily
IYY · iShares Trust 0.09% 53,325 SH Sept. 11, 2026 Daily
PBP · Invesco Exchange-Traded Fund Trust 0.09% 7,269 SH Oct. 5, 2026 Daily
ITOT · iShares Trust 0.09% 1,630,534 SH Sept. 11, 2026 Daily
IWV · iShares Trust 0.09% 342,459 SH Sept. 11, 2026 Daily
PBUS · Invesco Exchange-Traded Fund Trust … 0.09% 197,091 SH Oct. 5, 2026 Daily
DFSU · Dimensional ETF Trust 0.08% 37,089 NS July 31, 2026 N-PORT
TILT · FlexShares Trust 0.08% 34,286 NS July 31, 2026 N-PORT
HCMT · Direxion Shares ETF Trust 0.08% 8,666 NS July 31, 2026 N-PORT
QVML · Invesco Exchange-Traded Fund Trust … 0.08% 28,506 SH Oct. 5, 2026 Daily
SPXL · Direxion Shares ETF Trust 0.08% 97,398 NS July 31, 2026 N-PORT
PHDG · Invesco Actively Managed Exchange-T… 0.07% 962 SH Oct. 5, 2026 Daily
TOK · iShares Trust 0.07% 3,354 SH Sept. 11, 2026 Daily
URTH · iShares, Inc. 0.07% 112,085 SH Sept. 11, 2026 Daily
ACWI · iShares Trust 0.06% 397,762 SH Sept. 11, 2026 Daily
EQAL · Invesco Exchange-Traded Fund Trust … 0.06% 10,472 SH Oct. 5, 2026 Daily
MGC · VANGUARD WORLD FUND 0.06% 125,057 SH Aug. 19, 2026 Daily
VT · VANGUARD INTERNATIONAL EQUITY INDEX… 0.05% 1,049,054 SH Aug. 19, 2026 Daily
GTO · Invesco Actively Managed Exchange-T… 0.04% 1,146,000 Oct. 5, 2026 Daily
USCL · iShares Trust 0.03% 16,223 SH Sept. 11, 2026 Daily
NEAR · iShares U.S. ETF Trust 0.03% 1,270,000 SH Sept. 9, 2026 Daily
BIV · VANGUARD BOND INDEX FUNDS · · July 15, 2026 Daily
BSV · VANGUARD BOND INDEX FUNDS · · July 15, 2026 Daily
BND · VANGUARD BOND INDEX FUNDS · · July 15, 2026 Daily
VUSB · VANGUARD BOND INDEX FUNDS · · July 15, 2026 Daily
VCRB · VANGUARD MALVERN FUNDS · · July 15, 2026 Daily
VPLS · VANGUARD MALVERN FUNDS · · July 15, 2026 Daily
VSDB · VANGUARD MALVERN FUNDS · · July 15, 2026 Daily
VCSH · VANGUARD SCOTTSDALE FUNDS · · July 15, 2026 Daily
VCIT · VANGUARD SCOTTSDALE FUNDS · · July 15, 2026 Daily
VTC · VANGUARD SCOTTSDALE FUNDS · · July 30, 2026 Daily
BNDW · VANGUARD SCOTTSDALE FUNDS · · July 30, 2026 Daily
VCEB · VANGUARD WORLD FUND · · July 30, 2026 Daily

TFC Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside

21
rating · 26 analysts HOLD
Median target $55.00 +18.9%
3 11.5% Strong Buy
6 23.1% Buy
13 50.0% Hold
3 11.5% Sell
1 3.8% Strong Sell

12-Month Price Target

18 analysts · 2026-09-30

Mean target $54.90 +18.7%

Now Current price $46.25
Low$45.00 Mean$54.90 High$61.00

Peer comparison (GICS sub-industry) Key metrics vs sector peers

22

FY basis, prices as of each company's last fiscal year-end close.

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
TFC $62.13B 12.9 53.0% 26.1% 8.2% ·
MTB · 11.9 7.5% 172.1% 9.9% ·
HBAN · · · · · ·
CFG $25.07B 15.1 5.6% 22.2% 7.1% ·
RF · 11.8 · 28.6% 11.4% ·
EWBC $15.46B 11.8 12.2% 45.2% 15.5% ·
PNFP $7.41B 11.8 18.3% 31.2% 9.5% ·
FHN $11.59B 12.8 7.2% 28.7% 11.1% ·
WTFC $9.36B 12.3 5.9% 310.1% 11.4% ·
ZION $8.64B 9.7 3.6% 135.8% 13.1% ·

Latest News Recent headlines mentioning this company

23

My Metrics Your personal watchlist — selected rows from Full Fundamentals

26

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Source: SEC 10-Q filed Jul 31, 2026