THG Hanover Insurance Group Inc
NYSE · Insurance · View on SEC EDGAR ↗ close Oct 6, 2026 10-K/10-Q Jul 29, 2026
$220.04
· of 52w range
· above low
· to high
$166.5452w low
$236.0752w high
P/E (TTM)
10.5
EPS (TTM)
$20.94
Revenue (TTM)
$6.76B
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52W Range
$167–$236
Analyst Rating
HOLD
Price Target
$238
P/E
10.5
ROE
21.9%
Net Profit Margin
11.2%
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THG Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range
Price
$220.04
P/E (TTM)
10.5
EPS (TTM)
$20.94
Revenue (TTM)
$6.76B
ROE (TTM)
21.9%
Debt/Equity (MRQ)
0.0
52W Range
$167–$236
THG Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view
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10-Year Performance Revenue, net income, margins and EPS trends
Revenue$6.59B2016-12-31 → 2025-12-31
EPS$18.162016-12-31 → 2025-12-31
Free Cash Flow$1.17B2016-12-31 → 2025-12-31
Net margin11.2%2016-12-31 → 2025-12-31
Valuation & Ratios
Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?
| Metric | 5Y trend | THG | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| P/E (TTM) | 10.55Y avg ≈40.1 | ≈40.1 | 10.7 | Fair value | |
| PEG Ratio | ≈0.7 | · | · | · |
Peer median is calculated on a standardized basis per metric and may not always match the TTM/MRQ basis shown for this stock.
Profitability Gross, operating and net margins; ROE, ROA, ROIC
| Metric | 5Y trend | THG | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Operating Margin (TTM) | 15.4%5Y avg ≈8.0% | ≈8.0% | · | · | |
| EBITDA Margin (TTM) | 15.3%5Y avg ≈7.9% | ≈7.9% | 10.4% | Top tier | |
| Pretax Margin (TTM) | 14.3%5Y avg ≈6.9% | ≈6.9% | 16.4% | Weak | |
| Net Profit Margin (TTM) | 11.2%5Y avg ≈5.5% | ≈5.5% | 12.0% | In line | |
| ROA (TTM) | 4.6%5Y avg ≈2.2% | ≈2.2% | 4.0% | In line | |
| ROE (TTM) | 21.9%5Y avg ≈11.1% | ≈11.1% | 19.4% | In line | |
| ROIC | 18.5%5Y avg ≈12.1% | ≈12.1% | · | · |
Financial Health Debt, liquidity, solvency — balance sheet strength
| Metric | 5Y trend | THG | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Debt / Equity (MRQ) | 0.0 | · | · | · |
Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR
| Metric | 5Y trend | THG | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Revenue YoY | 5.7%5Y avg ≈6.5% | ≈6.5% | · | · | |
| Revenue CAGR 3Y | 6.4%5Y avg ≈6.7% | ≈6.7% | · | · | |
| Revenue CAGR 5Y | 6.5% | · | · | · | |
| EPS YoY | 55.2%5Y avg ≈206.1% | ≈206.1% | · | · | |
| Net Income YoY | 55.5%5Y avg ≈207.6% | ≈207.6% | · | · | |
| EPS CAGR 3Y | 78.2%5Y avg ≈8.5% | ≈8.5% | · | · | |
| EPS CAGR 5Y | 14.0% | · | · | · | |
| Net Income CAGR 3Y | 78.8%5Y avg ≈8.4% | ≈8.4% | · | · | |
| Net Income CAGR 5Y | 13.1% | · | · | · |
Capital Efficiency Asset turnover, inventory turnover, receivables turnover
| Metric | 5Y trend | THG | 5Y avg | Peer Median | Verdict |
|---|---|---|---|---|---|
| Asset Turnover | 0.45Y avg ≈0.4 | ≈0.4 | 0.4 | In line | |
| Revenue / Employee | ≈$1.3M | · | · | · |
value · ≈ 5Y avg · industry median · verdict relative to median
Dividends Yield, payout ratio, dividend history, 5Y CAGR
Payout Ratio19.7%
Annualized Payout≈$3.80
5Y Div CAGR≈6.7%
Growth Streak≈19
| Ex-date | Amount | Currency | Yield |
|---|---|---|---|
| Sep 11, 2026 | $0.95 | USD | ≈1.7% |
| Jun 12, 2026 | $0.95 | USD | ≈1.9% |
| Mar 13, 2026 | $0.95 | USD | ≈2.1% |
| Dec 12, 2025 | $0.95 | USD | ≈2.0% |
| Sep 12, 2025 | $0.90 | USD | ≈2.0% |
| Jun 13, 2025 | $0.90 | USD | ≈2.1% |
| Mar 14, 2025 | $0.90 | USD | ≈2.1% |
| Dec 13, 2024 | $0.90 | USD | ≈2.2% |
| Sep 13, 2024 | $0.85 | USD | ≈2.3% |
| Jun 14, 2024 | $0.85 | USD | ≈2.8% |
| Mar 14, 2024 | $0.85 | USD | ≈2.6% |
| Dec 14, 2023 | $0.85 | USD | ≈2.6% |
| Sep 14, 2023 | $0.81 | USD | ≈2.9% |
| Jun 15, 2023 | $0.81 | USD | ≈2.8% |
| Mar 14, 2023 | $0.81 | USD | ≈2.4% |
| Dec 14, 2022 | $0.81 | USD | ≈2.2% |
| Sep 15, 2022 | $0.75 | USD | ≈2.2% |
| Jun 9, 2022 | $0.75 | USD | ≈2.1% |
| Mar 10, 2022 | $0.75 | USD | ≈2.1% |
| Dec 15, 2021 | $0.75 | USD | ≈2.2% |
Earnings History EPS actual vs estimate, surprise %, beat rate, next earnings date
Beat Rate
75.0%
Avg Surprise
17.5%
Next Report
Oct 27, 2026
| Period | Report | EPS Actual | EPS Est | Surprise |
|---|---|---|---|---|
| June 30, 2026 | Jul 28, 2026 | $5.31 | $3.98 | 33.3% |
| March 31, 2026 | $5.25 | $4.23 | 24.0% | |
| Dec. 31, 2025 | $5.79 | $5.01 | 15.7% | |
| Sept. 30, 2025 | $5.09 | $4.26 | 19.5% | |
| June 30, 2025 | $4.35 | $3.16 | 37.9% | |
| March 31, 2025 | $3.87 | $3.48 | 11.1% | |
| June 30, 2000 | $1.37 | $1.37 | 0.05% | |
| March 31, 2000 | $1.22 | $1.24 | -1.5% |
Full Fundamentals All metrics by year — income statement, balance sheet, cash flow
Income Statement
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.59B | $6.24B | $5.99B | $5.47B | $5.23B | $4.82B | $4.89B | $4.49B | $4.27B | $4.05B | $5.03B | $5.07B | |
| Operating Income | $933M | $650M | $106M | $285M | $432M | $485M | $454M | $406M | $327M | $193M | $466M | $406M | |
| Other Non-op | · | $-2M | $2M | $-500.0K | · | $-2M | $-3M | · | $-10M | $3M | $100.0K | $-900.0K | |
| Pretax Income | $844M | $538M | $41M | $144M | $521M | $445M | $522M | $282M | $293M | $66M | $439M | $378M | |
| Income Tax | $183M | $112M | $8M | $27M | $101M | $83M | $93M | $44M | $77M | $-1M | $109M | $96M | |
| Net Income | $662M | $426M | $35M | $116M | $423M | $359M | $425M | $391M | $186M | $155M | $332M | $282M | |
| EPS (Basic) | $18.50 | $11.85 | $0.99 | $3.26 | $11.78 | $9.52 | $10.62 | $9.21 | $4.38 | $3.63 | $7.55 | $6.41 | |
| EPS (Diluted) | $18.16 | $11.70 | $0.98 | $3.21 | $11.60 | $9.42 | $10.46 | $9.09 | $4.33 | $3.59 | $7.40 | $6.28 | |
| Shares (Basic) | 35,800,000 | 35,900,000 | 35,700,000 | 35,600,000 | 35,900,000 | 37,700,000 | 40,000,000 | 42,400,000 | 42,500,000 | 42,800,000 | 43,900,000 | 44,000,000 | |
| Shares (Diluted) | 36,500,000 | 36,400,000 | 36,100,000 | 36,100,000 | 36,400,000 | 38,100,000 | 40,600,000 | 43,000,000 | 43,000,000 | 43,200,000 | 44,800,000 | 44,900,000 | |
| EBITDA | $928M | $650M | $106M | $285M | $432M | $485M | $454M | $406M | $336M | · | · | $406M |
Balance Sheet
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.12B | $436M | $316M | $305M | $231M | $121M | $216M | $1.02B | $298M | $147M | $339M | $373M | |
| Goodwill | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $185M | $186M | $185M | |
| Intangibles | $18M | $16M | $16M | $16M | $16M | · | · | · | · | · | · | · | |
| Total Assets | $16.95B | $15.27B | $14.61B | $14.00B | $14.25B | $13.44B | $12.49B | $12.40B | $15.47B | $14.22B | $13.78B | $13.76B | |
| Short-term Debt | $375M | $62M | · | · | · | · | · | · | · | · | · | · | |
| Deferred Tax | · | · | · | · | $61M | $97M | $52M | · | · | · | · | · | |
| Total Liabilities | $13.37B | $12.43B | $12.15B | $11.66B | $11.11B | $10.24B | $9.57B | $9.45B | $12.47B | $11.36B | $10.94B | $10.92B | |
| Long-term Debt | $843M | $722M | $783M | · | · | · | $653M | $778M | $787M | $786M | $803M | $904M | |
| Total Debt | $375M | $62M | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | |
| Paid-in Capital | · | · | · | · | · | · | · | · | · | $1.85B | $1.83B | $1.83B | |
| Retained Earnings | $3.74B | $3.21B | $2.91B | $2.99B | $2.98B | $2.67B | $2.41B | $2.18B | $1.98B | $1.88B | $1.80B | $1.56B | |
| Treasury Stock | $2.01B | $1.89B | $1.87B | $1.87B | $1.85B | $1.70B | $1.49B | $984M | $942M | $928M | $847M | $752M | |
| AOCI | $-171M | $-456M | $-517M | $-702M | $122M | $372M | $153M | $-116M | $108M | $63M | $54M | $206M | |
| Stockholders' Equity | $3.57B | $2.84B | $2.47B | $2.33B | $3.14B | $3.20B | $2.92B | $2.95B | $3.00B | $2.86B | $2.84B | $2.84B | |
| Liabilities + Equity | $16.95B | $15.27B | $14.61B | $14.00B | $14.25B | $13.44B | $12.49B | $12.40B | $15.47B | $14.22B | $13.78B | $13.76B |
Cash Flow
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $-5M | $2M | $6M | $13M | $17M | $18M | $22M | $25M | $30M | $31M | $30M | $34M | |
| Stock-based Comp | $36M | $31M | $31M | $29M | $23M | $20M | $17M | $13M | $12M | $12M | $12M | $15M | |
| Deferred Tax | $14M | $-19M | $-25M | $-46M | $24M | $-23M | $13M | $-3M | $74M | $-27M | $53M | $69M | |
| Other Non-cash | $471M | · | · | · | · | · | · | · | · | · | · | · | |
| Operating Cash Flow | $1.18B | $806M | $362M | $722M | $824M | $708M | $603M | $551M | $705M | $743M | $445M | $565M | |
| CapEx | $8M | $10M | $12M | $18M | $8M | $15M | $13M | $13M | $19M | $16M | $20M | $11M | |
| Investing Cash Flow | $-666M | $-541M | $-228M | $-508M | $-460M | $-609M | $-312M | $271M | $-506M | $-495M | $-172M | $-601M | |
| Debt Issued | · | · | · | · | · | $296M | · | · | · | $371M | · | · | |
| Net Debt Issued | · | · | · | · | · | $121M | $-151M | $-12M | · | $-105M | $-114M | $-700.0K | |
| Stock Repurchased | $129M | $27M | $0 | $31M | $163M | $213M | $564M | $58M | $37M | $106M | $127M | $20M | |
| Net Stock Activity | $-129M | $-27M | · | $-31M | $-163M | $-213M | $-564M | $-58M | $-37M | $-106M | $-127M | $-20M | |
| Dividends Paid | $131M | $124M | $117M | $109M | $102M | $100M | $386M | $94M | $87M | $80M | $74M | $67M | |
| Financing Cash Flow | $175M | $-146M | $-122M | $-141M | $-253M | $-194M | $-1.10B | $-171M | $-112M | $-301M | $-301M | $-72M | |
| Net Change in Cash | · | · | $11M | $74M | $110M | $-95M | $-808M | $648M | $94M | $-56M | $-34M | $-113M | |
| Taxes Paid | $169M | $149M | $-22M | $108M | $74M | $97M | $114M | $57M | $51M | $30M | $57M | $8M | |
| Free Cash Flow | $1.17B | $796M | $350M | $704M | $816M | $693M | $590M | $538M | $686M | $722M | $419M | $554M |
Profitability
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 14.1% | 10.4% | 1.8% | 5.2% | 8.3% | 10.0% | 9.3% | 9.0% | 6.5% | · | · | 8.0% | |
| Net Margin | 10.1% | 6.8% | 0.59% | 2.1% | 8.0% | 7.4% | 8.7% | 8.7% | 3.6% | 3.1% | 6.6% | 5.6% | |
| Pretax Margin | 12.8% | 8.6% | 0.69% | 2.6% | 10.0% | 9.2% | 10.7% | 6.3% | 5.8% | 3.9% | 8.7% | 6.7% | |
| EBITDA Margin | 14.1% | 10.4% | 1.8% | 5.2% | 8.3% | 10.0% | 9.3% | 9.0% | 6.5% | · | · | 8.0% | |
| ROA | 4.1% | 2.9% | 0.25% | 0.82% | 3.0% | 2.8% | 3.4% | 2.8% | 1.2% | 1.1% | 2.4% | 2.1% | |
| ROE | 20.7% | 14.9% | 1.5% | 5.0% | 13.4% | 11.3% | 14.2% | 13.2% | 6.2% | 5.2% | 11.6% | 10.0% | |
| ROIC | 18.5% | 17.7% | 3.5% | 9.9% | 11.1% | 12.3% | 12.8% | 11.6% | 7.5% | · | · | 10.3% |
Liquidity & Solvency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.0 | · | · | · | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 |
Per Share
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $180.67 | $171.36 | $166.02 | $151.48 | $143.62 | $126.70 | $120.46 | $104.52 | $120.57 | $114.49 | $112.37 | $112.86 | |
| Cash Flow / Share | $32.28 | $22.15 | $10.02 | $20.01 | $22.63 | $18.57 | $14.85 | $12.82 | $16.39 | $17.07 | $9.79 | $12.58 | |
| EPS (TTM) | $18.16 | $11.70 | $0.98 | $3.21 | $11.60 | $9.42 | $10.46 | $9.09 | $4.33 | $3.59 | $7.40 | $6.28 |
Growth Rates
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | 5.7% | 4.1% | 9.6% | 4.6% | 8.3% | · | · | · | · | · | · | · | |
| Revenue CAGR 3Y | 6.4% | 6.1% | 7.5% | · | · | · | · | · | · | · | · | · | |
| Revenue CAGR 5Y | 6.5% | · | · | · | · | · | · | · | · | · | · | · | |
| EPS YoY | 55.2% | 1093.9% | -69.5% | -72.3% | 23.1% | · | · | · | · | · | · | · | |
| EPS CAGR 3Y | 78.2% | 0.29% | -53.0% | · | · | · | · | · | · | · | · | · | |
| EPS CAGR 5Y | 14.0% | · | · | · | · | · | · | · | · | · | · | · | |
| Net Income YoY | 55.5% | 1106.8% | -69.6% | -72.6% | 17.9% | · | · | · | · | · | · | · | |
| Net Income CAGR 3Y | 78.8% | 0.25% | -53.8% | · | · | · | · | · | · | · | · | · | |
| Net Income CAGR 5Y | 13.1% | · | · | · | · | · | · | · | · | · | · | · | |
| Dividends Paid CAGR 5Y | 5.6% | · | · | · | · | · | · | · | · | · | · | · |
Valuation (TTM)
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6.59B | $6.24B | $5.99B | $5.47B | $5.23B | $4.82B | $4.89B | $4.49B | $4.27B | $4.05B | $5.03B | $5.07B | |
| Net Income TTM | $662M | $426M | $35M | $116M | $423M | $359M | $425M | $391M | $186M | $155M | $332M | $282M | |
| P/E | 10.1 | 13.2 | 123.9 | 42.1 | 11.3 | 12.4 | 13.1 | 12.8 | 25.0 | 25.4 | 11.0 | 11.4 | |
| Earnings Yield | 9.9% | 7.6% | 0.81% | 2.4% | 8.8% | 8.1% | 7.6% | 7.8% | 4.0% | 3.9% | 9.1% | 8.8% | |
| Payout Ratio | 19.7% | 29.1% | 332.0% | 93.9% | 24.4% | 27.7% | 90.8% | 24.1% | 46.6% | 51.8% | 22.4% | 23.8% | |
| Annual Payout | $131M | $124M | $117M | $109M | $102M | $100M | $386M | $94M | $87M | $80M | $74M | $67M |
Income Statement
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.73B | $1.70B | $1.67B | $1.67B | $1.65B | $1.60B | $1.58B | $1.57B | $1.54B | $1.55B | $1.52B | $1.50B | $1.44B | $1.48B | $1.37B | $1.29B | |
| Operating Income | $252M | $250M | $289M | $248M | $210M | $186M | $254M | $151M | $95M | $150M | $14M | $-79M | $13M | $-38M | $54M | $115M | |
| Other Non-op | · | · | · | · | · | · | $0 | $0 | $-1M | $-1M | $0 | $0 | $800.0K | $-100.0K | $0 | $-400.0K | |
| Pretax Income | $245M | $237M | $258M | $227M | $199M | $160M | $212M | $130M | $51M | $145M | $-900.0K | $-91M | $-18M | $-15M | $500.0K | $28M | |
| Income Tax | $53M | $50M | $61M | $48M | $42M | $32M | $44M | $28M | $11M | $30M | $-9M | $-21M | $-6M | $-3M | $-100.0K | $5M | |
| Net Income | $192M | $187M | $198M | $179M | $157M | $128M | $168M | $102M | $40M | $116M | $9M | $-69M | $-12M | $-12M | $500.0K | $23M | |
| EPS (Basic) | $5.48 | $5.30 | $5.58 | $4.99 | $4.37 | $3.56 | $4.66 | $2.84 | $1.13 | $3.22 | $0.24 | $-1.94 | $-0.34 | $-0.34 | $0.01 | $0.64 | |
| EPS (Diluted) | $5.38 | $5.20 | $5.46 | $4.90 | $4.30 | $3.50 | $4.60 | $2.80 | $1.12 | $3.18 | $0.24 | $-1.94 | $-0.34 | $-0.33 | $0.01 | $0.63 | |
| Shares (Basic) | 35,000,000 | 35,200,000 | · | 35,800,000 | 35,900,000 | 36,000,000 | · | 36,000,000 | 36,000,000 | 35,800,000 | 35,800,000 | 35,700,000 | 35,600,000 | · | 35,600,000 | 35,600,000 | |
| Shares (Diluted) | 35,600,000 | 35,900,000 | · | 36,400,000 | 36,500,000 | 36,600,000 | · | 36,500,000 | 36,300,000 | 36,300,000 | 36,100,000 | 35,700,000 | 35,600,000 | · | 36,100,000 | 36,100,000 | |
| EBITDA | $252M | $248M | · | $248M | $210M | $185M | · | $151M | $95M | $150M | $14M | $-79M | $13M | · | $54M | $115M |
Balance Sheet
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $266M | $244M | $1.12B | $916M | $244M | $315M | $436M | $427M | $338M | $265M | $294M | $168M | $182M | · | $165M | $146M | |
| Goodwill | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | $179M | · | $179M | $179M | |
| Intangibles | · | · | $18M | · | · | · | $16M | · | · | · | · | · | · | · | · | · | |
| Total Assets | $16.86B | $16.53B | $16.95B | $16.77B | $15.73B | $15.47B | $15.27B | $15.37B | $14.87B | $14.59B | $14.31B | $14.19B | $14.09B | · | $13.75B | $13.60B | |
| Short-term Debt | $50M | $50M | $375M | $437M | $437M | $62M | $62M | · | · | · | · | · | · | · | · | · | |
| Total Liabilities | $13.19B | $12.96B | $13.37B | $13.35B | $12.52B | $12.43B | $12.43B | $12.49B | $12.32B | $12.07B | $12.20B | $11.95B | $11.70B | · | $11.45B | $11.03B | |
| Long-term Debt | $794M | $794M | $843M | $843M | $348M | $722M | $722M | · | · | · | · | · | · | · | · | · | |
| Total Debt | $50M | $50M | · | $437M | $437M | $62M | · | · | · | · | · | · | · | · | · | · | |
| Common Stock | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | $600.0K | · | $600.0K | $600.0K | |
| Retained Earnings | $4.05B | $3.89B | $3.74B | $3.58B | $3.43B | $3.31B | $3.21B | $3.07B | $3.00B | $2.99B | $2.83B | $2.85B | $2.95B | · | $3.03B | $3.06B | |
| Treasury Stock | $2.16B | $2.10B | $2.01B | $1.96B | $1.92B | $1.90B | $1.89B | $1.86B | $1.86B | $1.86B | $1.87B | $1.87B | $1.87B | · | $1.87B | $1.86B | |
| AOCI | $-256M | $-238M | $-171M | $-198M | $-287M | $-345M | $-456M | $-300M | $-541M | $-549M | $-780M | $-671M | $-608M | · | $-766M | $-520M | |
| Stockholders' Equity | $3.67B | $3.57B | $3.57B | $3.43B | $3.22B | $3.04B | $2.84B | $2.88B | $2.55B | $2.52B | $2.12B | $2.24B | $2.39B | $2.33B | $2.30B | $2.57B | |
| Liabilities + Equity | $16.86B | $16.53B | $16.95B | $16.77B | $15.73B | $15.47B | $15.27B | $15.37B | $14.87B | $14.59B | $14.31B | $14.19B | $14.09B | · | $13.75B | $13.60B |
Cash Flow
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $-1M | $-2M | $-1M | $-1M | $-1M | $-1M | $-600.0K | $500.0K | $800.0K | $800.0K | $2M | $2M | $2M | $3M | $4M | $3M | |
| Stock-based Comp | $12M | $7M | $8M | $10M | $11M | $7M | $8M | $9M | $8M | $7M | $9M | $8M | $7M | $7M | $8M | $7M | |
| Deferred Tax | $-2M | $-1M | $3M | $13M | $-4M | $2M | $-4M | $-9M | $-6M | $1M | $-8M | $-6M | $-8M | $-4M | $-13M | $-24M | |
| Other Non-cash | · | $-72M | · | · | · | $-97M | · | · | · | · | · | · | · | · | · | · | |
| Operating Cash Flow | $212M | $119M | $378M | $554M | $207M | $39M | $214M | $395M | $140M | $59M | $225M | $26M | $18M | $198M | $315M | $9M | |
| CapEx | $3M | $4M | $1M | $3M | $2M | $2M | $3M | $2M | $2M | $3M | $3M | $3M | $4M | $4M | $4M | $5M | |
| Investing Cash Flow | $-106M | $-494M | $-24M | $-308M | $-222M | $-112M | $-150M | $-282M | $-34M | $-75M | $-68M | $-12M | $-106M | $-31M | $-259M | $-105M | |
| Stock Repurchased | $55M | $87M | $55M | $36M | $28M | $11M | $27M | $0 | · | · | $0 | $0 | $0 | $0 | $10M | $4M | |
| Net Stock Activity | · | $-87M | · | · | · | $-11M | · | · | · | · | · | · | $0 | · | · | · | |
| Dividends Paid | $33M | $34M | $34M | $32M | $32M | $32M | $32M | $31M | $31M | $30M | $29M | $29M | $29M | $29M | $27M | $27M | |
| Financing Cash Flow | $-83M | $-505M | $-150M | $428M | $-55M | $-48M | $-55M | $-27M | $-29M | $-35M | $-29M | $-29M | $-35M | $-27M | $-38M | $-29M | |
| Net Change in Cash | · | · | · | · | · | · | · | · | · | $-52M | $127M | $-14M | $-124M | · | $19M | $-126M | |
| Free Cash Flow | · | $115M | · | · | · | $37M | · | · | · | $56M | · | · | $15M | · | · | · |
Profitability
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 14.6% | 14.7% | · | 14.9% | 12.7% | 11.6% | · | 9.6% | 6.2% | 9.7% | 0.90% | -5.3% | 0.91% | · | 3.9% | 8.9% | |
| Net Margin | 11.1% | 11.0% | · | 10.7% | 9.5% | 8.0% | · | 6.5% | 2.6% | 7.4% | 0.57% | -4.6% | -0.83% | · | 0.01% | 1.8% | |
| Pretax Margin | 14.2% | 13.9% | · | 13.6% | 12.0% | 10.0% | · | 8.3% | 3.3% | 9.4% | -0.06% | -6.0% | -1.2% | · | 0.04% | 2.2% | |
| EBITDA Margin | 14.6% | 14.6% | · | 14.9% | 12.7% | 11.6% | · | 9.6% | 6.2% | 9.7% | 0.90% | -5.3% | 0.91% | · | 3.9% | 8.9% | |
| ROA | 1.2% | 1.2% | · | 1.1% | 1.0% | 0.85% | · | 0.69% | 0.28% | 0.81% | 0.06% | -0.50% | -0.09% | · | 0.00% | 0.17% | |
| ROE | 5.6% | 5.7% | · | 5.7% | 5.5% | 4.6% | · | 4.1% | 1.7% | 4.7% | 0.39% | -2.9% | -0.46% | · | 0.01% | 0.79% | |
| ROIC | 5.3% | 5.4% | · | 5.0% | 4.5% | 4.8% | · | 4.1% | 2.9% | 4.7% | -5.9% | -2.7% | 0.38% | · | 2.8% | 3.6% |
Liquidity & Solvency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.0 | 0.0 | · | 0.1 | 0.1 | 0.0 | · | · | · | · | · | · | · | · | · | · |
Efficiency
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 |
Per Share
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Share | $48.49 | $47.39 | · | $45.74 | $45.33 | $43.80 | · | $42.88 | $42.33 | $42.73 | $42.01 | $42.14 | $40.55 | · | $37.85 | $35.81 | |
| Cash Flow / Share | · | $3.31 | · | · | · | $1.06 | · | · | · | $1.62 | · | · | $0.51 | · | · | · | |
| EPS (TTM) | $20.94 | $19.86 | · | $17.30 | $15.20 | $12.02 | · | $10.12 | $7.56 | $4.50 | $-2.37 | $-2.60 | $-0.03 | · | $8.17 | $9.10 |
Valuation (TTM)
| Metric | Trend | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6.76B | $6.69B | · | $6.51B | $6.41B | $6.29B | · | $6.18B | $6.13B | $6.10B | $5.94B | $5.79B | $5.58B | · | $5.37B | $5.28B | |
| Net Income TTM | $756M | $721M | · | $632M | $555M | $439M | · | $366M | $272M | $163M | $-85M | $-93M | $-900.0K | · | $296M | $329M | |
| P/E | 10.2 | 8.7 | · | 10.5 | 11.2 | 14.5 | · | 14.6 | 16.6 | 30.3 | -46.8 | -43.5 | -4283.3 | · | 15.7 | 16.1 | |
| Earnings Yield | 9.8% | 11.5% | · | 9.5% | 8.9% | 6.9% | · | 6.8% | 6.0% | 3.3% | -2.1% | -2.3% | -0.02% | · | 6.4% | 6.2% | |
| Payout Ratio | · | 17.9% | · | · | · | 25.3% | · | · | · | 26.4% | · | · | -240.8% | · | · | · | |
| Annual Payout | $132M | $132M | · | $129M | $128M | $126M | · | $122M | $120M | $119M | $116M | $113M | $111M | · | $107M | $105M |
Most recent period on the left · null values shown as ·
Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Revenue | $6.59B | $6.24B | $5.99B | $5.47B | $5.23B |
| Operating Margin % | 14.1% | 10.4% | 1.8% | 5.2% | 8.3% |
| Net Income | $662M | $426M | $35M | $116M | $423M |
| Diluted EPS | $18.16 | $11.70 | $0.98 | $3.21 | $11.60 |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Debt / Equity | 0.1 | 0.0 | · | · | · |
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Free Cash Flow | $1.17B | $796M | $350M | $704M | $816M |
Institutional owners (13F) 569 filers · $7.0B total · As of Sept. 30, 2026
Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.
Holders
569
Value held
$7.0B
New positions
82
Exited positions
38
Institutional activity — Q2 2026 vs prior quarter
| New positions | Exited positions | Increased | Decreased | Net shares change |
|---|---|---|---|---|
| 82 (+3 vs prior Q) | 38 (-5 vs prior Q) | 210 (+19 vs prior Q) | 163 (+16 vs prior Q) | +1.7M |
Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.
| Institution | Value | Shares | % of tracked 13F | Type |
|---|---|---|---|---|
| BlackRock, Inc. | $756,471,461 | 3,532,932 | 10.87% | Shares |
| VANGUARD GROUP INC | $668,977,130 | 3,660,213 | 9.61% | Shares |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $411,030,747 | 1,919,628 | 5.91% | Shares |
| STATE STREET CORP | $348,377,522 | 1,627,020 | 5.01% | Shares |
| VANGUARD CAPITAL MANAGEMENT LLC | $312,349,905 | 1,458,761 | 4.49% | Shares |
| AQR CAPITAL MANAGEMENT LLC | $287,151,055 | 1,341,075 | 4.13% | Shares |
| FULLER & THALER ASSET MANAGEMENT, INC. | $233,327,577 | 1,089,705 | 3.35% | Shares |
| AMERICAN CENTURY COMPANIES INC | $230,844,336 | 1,078,105 | 3.32% | Shares |
| DIMENSIONAL FUND ADVISORS LP | $220,662,316 | 1,030,544 | 3.17% | Shares |
| FIRST TRUST ADVISORS LP | $176,489,894 | 824,257 | 2.54% | Shares |
| ALLIANCEBERNSTEIN L.P. | $157,597,686 | 909,130 | 2.26% | Shares |
| GEODE CAPITAL MANAGEMENT, LLC | $156,147,550 | 729,091 | 2.24% | Shares |
| AMERIPRISE FINANCIAL INC | $149,705,058 | 699,163 | 2.15% | Shares |
| MASSACHUSETTS FINANCIAL SERVICES CO /MA/ | $127,539,936 | 595,647 | 1.83% | Shares |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $97,062,523 | 453,309 | 1.39% | Shares |
| Invesco Ltd. | $96,871,743 | 452,418 | 1.39% | Shares |
| MORGAN STANLEY | $96,551,448 | 450,920 | 1.39% | Shares |
| NORGES BANK | $95,767,739 | 447,262 | 1.38% | Shares |
| VAUGHAN NELSON INVESTMENT MANAGEMENT, L.P. | $79,762,698 | 372,514 | 1.15% | Shares |
| LONDON CO OF VIRGINIA | $77,257,243 | 360,801 | 1.11% | Shares |
| NORTHERN TRUST CORP | $73,236,748 | 342,036 | 1.05% | Shares |
| Allspring Global Investments Holdings, LLC | $72,293,796 | 333,520 | 1.04% | Shares |
| GOLDMAN SACHS GROUP INC | $70,536,251 | 329,424 | 1.01% | Shares |
| Bank of New York Mellon Corp | $69,481,152 | 324,496 | 1.00% | Shares |
| Woodline Partners LP | $68,940,645 | 321,972 | 0.99% | Shares |
| Qube Research & Technologies Ltd | $66,545,284 | 310,785 | 0.96% | Shares |
| Quantinno Capital Management LP | $61,773,589 | 288,499 | 0.89% | Shares |
| PRINCIPAL FINANCIAL GROUP INC | $60,968,712 | 284,718 | 0.88% | Shares |
| Markel Group Inc. | $60,167,720 | 281,000 | 0.86% | Shares |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | $58,399,000 | 272,738 | 0.84% | Shares |
| BANK OF AMERICA CORP /DE/ | $47,733,885 | 222,931 | 0.69% | Shares |
| VANGUARD FIDUCIARY TRUST CO | $46,795,284 | 218,547 | 0.67% | Shares |
| TWO SIGMA INVESTMENTS, LP | $38,716,536 | 180,817 | 0.56% | Shares |
| PRIMECAP MANAGEMENT CO/CA/ | $37,843,569 | 176,740 | 0.54% | Shares |
| BROWN ADVISORY INC | $36,454,244 | 170,252 | 0.52% | Shares |
| WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC | $33,033,791 | 154,277 | 0.47% | Shares |
| Arbejdsmarkedets Tillaegspension | $31,498,979 | 147,109 | 0.45% | Shares |
| ProShare Advisors LLC | $31,405,408 | 146,672 | 0.45% | Shares |
| Gotham Asset Management, LLC | $30,181,070 | 140,954 | 0.43% | Shares |
| Boston Trust Walden Corp | $29,587,101 | 138,180 | 0.43% | Shares |
| Interval Partners, LP | $26,734,167 | 124,856 | 0.38% | Shares |
| ALTRINSIC GLOBAL ADVISORS LLC | $25,498,052 | 119,083 | 0.37% | Shares |
| JPMORGAN CHASE & CO | $25,244,980 | 116,100 | 0.36% | Shares |
| ENVESTNET ASSET MANAGEMENT INC | $24,936,368 | 116,460 | 0.36% | Shares |
| Allianz Asset Management GmbH | $24,510,959 | 114,473 | 0.35% | Shares |
| UBS Group AG | $23,588,315 | 110,164 | 0.34% | Shares |
| RHUMBLINE ADVISERS | $21,260,138 | 99,291 | 0.31% | Shares |
| JANUS HENDERSON GROUP PLC | $20,260,959 | 116,871 | 0.29% | Shares |
| Aptus Capital Advisors, LLC | $19,546,373 | 91,287 | 0.28% | Shares |
| Leeward Investments, LLC - MA | $19,299,492 | 90,134 | 0.28% | Shares |
Activists & 5%+ owners 1 position
Investors who filed SEC Schedule 13D — beneficial ownership above 5% with an intent to influence the issuer (activist stakes, board campaigns, M&A). Each row shows the most recent known state of that filer's position.
| Filer | Filed | Stake | Status | Purpose | Filing |
|---|---|---|---|---|---|
| The Hanover Insurance Group, Inc., Hanover Acquisition Corp. | July 23, 2007 | · | Initial filing | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Company insiders 72 insiders · 37 officers · 29 directors
| Insider | Role | Last activity | Shares owned | Buys 12m | Sells 12m | Net 12m |
|---|---|---|---|---|---|---|
| John C Roche | President and CEO | Sept. 25, 2026 A | 141,253 | 0 | 7 | $-2,659,297 |
| John Fowle | CEO, Chaucer | Oct. 25, 2018 A | 830 | 0 | 0 | $0 |
| Joseph M Zubretsky | President & CEO | Feb. 24, 2017 A | · | 0 | 0 | $0 |
| Johan Slabbert | CEO, Chaucer | Feb. 9, 2017 A | 330 | 0 | 0 | $0 |
| Frederick H Eppinger | President & CEO | May 17, 2016 M | 294,563 | 0 | 0 | $0 |
| Edward J Parry III | EVP & CFO | May 3, 2007 S | 25,858 | 0 | 0 | $0 |
| Robert A Stuchbery | President, Int'l Operations | May 10, 2016 A | 622 | 0 | 0 | $0 |
| Mhayse G Samalya | President of subsidiary | Dec. 10, 2003 P | 1,027 | 0 | 0 | $0 |
| Patricia A. Norton-Gatto | SVP & Princpl. Accntg. Officer | Sept. 25, 2026 A | 2,452 | 0 | 0 | $0 |
| David John Lovely | Executive Vice President | Sept. 25, 2026 A | 3,829 | 0 | 0 | $0 |
| Willard T Lee | Executive Vice President | Sept. 25, 2026 A | 6,004 | 0 | 1 | $-183,930 |
| Dennis Francis Kerrigan | Executive Vice President | Sept. 25, 2026 A | 12,018 | 0 | 6 | $-3,122,869 |
| Bryan J Salvatore | Executive Vice President | Sept. 25, 2026 A | 29,118 | 0 | 1 | $-3,045,349 |
| Richard W Lavey | Executive Vice President | Sept. 25, 2026 A | 34,475 | 0 | 6 | $-4,369,156 |
| Jeffrey M Farber | Executive Vice President | Sept. 25, 2026 A | 68,819 | 0 | 0 | $0 |
| Denise Lowsley | Executive Vice President | May 14, 2026 M | 3,883 | 0 | 3 | $-1,294,386 |
| Warren E. Barnes | SVP & Princpl. Accntg. Officer | Feb. 24, 2025 A | 3,265 | 0 | 0 | $0 |
| Mark Joseph Welzenbach | Executive Vice President | Dec. 31, 2022 F | 19,828 | 0 | 0 | $0 |
| Ann Kirkpatrick Tripp | Executive Vice President | Dec. 31, 2021 A | 17,645 | 0 | 0 | $0 |
| Mark Leo Berthiaume | Executive Vice President | March 26, 2021 A | 10,824 | 0 | 0 | $0 |
| Kendall J Huber | Executive Vice President | March 27, 2020 A | 34,914 | 0 | 0 | $0 |
| Kathleen E. Decastro | Executive Vice President | June 28, 2019 A | 3,577 | 0 | 0 | $0 |
| Mark Lowell Keim | Executive Vice President | Nov. 29, 2017 M | 0 | 0 | 0 | $0 |
| Christine Bilotti-Peterson | Executive Vice President | Aug. 25, 2017 S | 1,760 | 0 | 0 | $0 |
| Andrew S Robinson | Executive Vice President | Feb. 26, 2016 F | 29,278 | 0 | 0 | $0 |
| David Bruce Greenfield | Executive Vice President | Feb. 27, 2015 A | 49,144 | 0 | 0 | $0 |
| Gregory D Tranter | Executive Vice President | Nov. 4, 2014 S | 20,313 | 0 | 0 | $0 |
| Mark R Desrochers | Senior Vice President | June 13, 2014 M | 10,188 | 0 | 0 | $0 |
| Maribeth Nash Bearfield | Executive Vice President | Feb. 26, 2013 A | 3,800 | 0 | 0 | $0 |
| Bryan David Allen | Senior Vice President | March 6, 2012 F | 21,324 | 0 | 0 | $0 |
| Antonio Zaragoza Depadua | Senior Vice President | Feb. 28, 2011 A | 7,250 | 0 | 0 | $0 |
| David J Firstenberg | Vice President | Sept. 2, 2010 M | 27,919 | 0 | 0 | $0 |
| James S Hyatt | Vice President | Feb. 25, 2008 F | 17,231 | 0 | 0 | $0 |
| John J Leahy | Executive Vice President | Aug. 27, 2007 A | 9,257 | 0 | 0 | $0 |
| John P Kavanaugh | Vice President | Feb. 16, 2006 M | 34,270 | 0 | 0 | $0 |
| Bruce C Anderson | Vice President | Nov. 3, 2003 I | 0 | 0 | 0 | $0 |
| Mark A Hug | Vice President | Oct. 30, 2003 S | 9,724 | 0 | 0 | $0 |
| William E. Donnell | Director | Sept. 25, 2026 A | 850 | 0 | 0 | $0 |
| Elizabeth A Ward | Director | Sept. 25, 2026 A | 5,886 | 0 | 0 | $0 |
| Paul J Condrin | Director | Sept. 25, 2026 A | 6,359 | 0 | 0 | $0 |
| Kevin Bradicich | Director | Sept. 25, 2026 A | 10,099 | 0 | 0 | $0 |
| Cynthia Egan | Director | Sept. 25, 2026 A | 10,209 | 0 | 1 | $-640,900 |
| Francisco Aristeguieta | Director | Sept. 25, 2026 A | 4,060 | 0 | 1 | $-195,370 |
| Jane D Carlin | Director | Sept. 25, 2026 A | 2,273 | 0 | 2 | $-448,592 |
| Theodore H Bunting JR | Director | Sept. 25, 2026 A | 5,838 | 0 | 2 | $-274,938 |
| Kathy S Lane | Director | Sept. 25, 2026 A | 2,776 | 0 | 0 | $0 |
| Joseph R Ramrath | Director | Sept. 25, 2026 A | 33,837 | 0 | 0 | $0 |
| Martin P Hughes | Director | May 9, 2023 A | 6,089 | 0 | 0 | $0 |
| Wendell J Knox | Director | Jan. 24, 2023 J | 31,202 | 0 | 0 | $0 |
| Harriett Tee Taggart | Director | May 10, 2022 A | 14,577 | 0 | 0 | $0 |
| Daniel T Henry | Director | May 11, 2021 A | 15,356 | 0 | 0 | $0 |
| Kevin P Condron | Director | Jan. 4, 2021 J | 26,373 | 0 | 0 | $0 |
| Michael D Price | Director | May 14, 2019 A | 3,462 | 0 | 0 | $0 |
| ANGELINI MICHAEL P | Director | Jan. 2, 2018 J | 60,274 | 0 | 0 | $0 |
| Richard H Booth | Director | Jan. 2, 2018 J | 2,043 | 0 | 0 | $0 |
| Karen C Francis | Director | Jan. 3, 2017 J | 787 | 0 | 0 | $0 |
| Neal F Finnegan | Director | May 19, 2015 A | 33,452 | 0 | 0 | $0 |
| Robert J Murray | Director | Nov. 7, 2014 S | 25,220 | 0 | 0 | $0 |
| David J Gallitano | Director | May 20, 2014 A | 24,196 | 0 | 0 | $0 |
| John Joseph Brennan | Director | May 14, 2013 A | 2,253 | 0 | 0 | $0 |
| Gail L Harrison | Director | Jan. 4, 2010 J | 17,240 | 0 | 0 | $0 |
| Herbert M Varnum | Director | May 16, 2006 A | 15,570 | 0 | 0 | $0 |
| Eugene M Bullis | · | May 13, 2016 F | 825 | 0 | 0 | $0 |
| Marita Zuraitis | · | May 7, 2013 S | 76,516 | 0 | 0 | $0 |
| Steven J Bensinger | · | Jan. 6, 2010 A | 5,500 | 0 | 0 | $0 |
| Gary Y Kusumi | · | Feb. 23, 2009 A | 2,750 | 0 | 0 | $0 |
| Susan Stults Korthase | · | Oct. 3, 2005 A | · | 0 | 0 | $0 |
| Bonnie K Haase | · | Aug. 25, 2005 M | 1,059 | 0 | 0 | $0 |
| Nancy Leaming | · | May 18, 2005 A | 1,058 | 0 | 0 | $0 |
| John R Towers | · | May 2, 2005 A | 4,265 | 0 | 0 | $0 |
| Howard M Jacobson | · | May 5, 2004 A | 10,169 | 0 | 0 | $0 |
| Michael K Britt | · | Feb. 6, 2004 I | 2,682 | 0 | 0 | $0 |
Insiders from SEC Form 3/4/5 filings; net = open-market P/S only
ETF ownership Held by 104 ETFs
Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.
| Fund | Weight | Units | As of | Source |
|---|---|---|---|---|
| OSCV · ETF Series Solutions | 3.13% | 94,922 NS | July 31, 2026 | N-PORT |
| CVSM · Elevation Series Trust | 2.63% | 10,680 NS | July 31, 2026 | N-PORT |
| FDIV · EA Series Trust | 2.25% | 5,668 NS | July 31, 2026 | N-PORT |
| KBWP · Invesco Exchange-Traded Fund Trust … | 2.16% | 27,150 SH | Oct. 5, 2026 | Daily |
| GRPM · Invesco Exchange-Traded Fund Trust | 1.51% | 34,199 SH | Oct. 5, 2026 | Daily |
| XMVM · Invesco Exchange-Traded Fund Trust | 1.50% | 34,661 SH | Oct. 5, 2026 | Daily |
| XMLV · Invesco Exchange-Traded Fund Trust … | 1.31% | 41,627 SH | Oct. 5, 2026 | Daily |
| FXO · First Trust Exchange-Traded AlphaDE… | 1.30% | 63,262 NS | July 31, 2026 | N-PORT |
| HSMV · First Trust Exchange-Traded Fund III | 1.25% | 1,887 NS | July 31, 2026 | N-PORT |
| SDVD · First Trust Exchange-Traded Fund IV | 1.03% | 40,226 NS | July 31, 2026 | N-PORT |
| CVY · Invesco Exchange-Traded Fund Trust | 1.02% | 5,448 SH | Oct. 5, 2026 | Daily |
| XMHQ · Invesco Exchange-Traded Fund Trust | 0.99% | 245,734 SH | Oct. 5, 2026 | Daily |
| XMMO · Invesco Exchange-Traded Fund Trust | 0.70% | 230,978 SH | Oct. 5, 2026 | Daily |
| QIDX · Spinnaker ETF Series | 0.60% | 999 NS | July 31, 2026 | N-PORT |
| QLV · FlexShares Trust | 0.59% | 4,116 NS | July 31, 2026 | N-PORT |
| PAMC · Pacer Funds Trust | 0.58% | 1,342 NS | July 31, 2026 | N-PORT |
| FNK · First Trust Exchange-Traded AlphaDE… | 0.46% | 4,540 NS | July 31, 2026 | N-PORT |
| BKSE · BNY Mellon ETF Trust | 0.35% | 1,312 NS | July 31, 2026 | N-PORT |
| FNX · First Trust Exchange-Traded AlphaDE… | 0.33% | 19,242 NS | July 31, 2026 | N-PORT |
| SMDX · Tidal Trust III | 0.28% | 1,589 NS | July 31, 2026 | N-PORT |
| RWK · Invesco Exchange-Traded Fund Trust … | 0.27% | 15,810 SH | Oct. 5, 2026 | Daily |
| ISCG · iShares Trust | 0.25% | 10,778 SH | Sept. 11, 2026 | Daily |
| IVOV · VANGUARD ADMIRAL FUNDS | 0.25% | 17,123 SH | Aug. 19, 2026 | Daily |
| QVMM · Invesco Exchange-Traded Fund Trust … | 0.25% | 4,713 SH | Oct. 5, 2026 | Daily |
| ROUS · Lattice Strategies Trust | 0.25% | 7,451 NS | July 31, 2026 | N-PORT |
| PTMC · Pacer Funds Trust | 0.23% | 3,851 NS | July 31, 2026 | N-PORT |
| FSMD · FIDELITY COVINGTON TRUST | 0.22% | 23,388 NS | July 31, 2026 | N-PORT |
| IVOO · VANGUARD ADMIRAL FUNDS | 0.20% | 56,453 SH | Aug. 19, 2026 | Daily |
| DFAT · Dimensional ETF Trust | 0.18% | 114,241 NS | July 31, 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0.18% | 116,246 NS | July 31, 2026 | N-PORT |
| MIDU · Direxion Shares ETF Trust | 0.17% | 514 NS | July 31, 2026 | N-PORT |
| IVOG · VANGUARD ADMIRAL FUNDS | 0.17% | 14,845 SH | Aug. 19, 2026 | Daily |
| BBMC · J.P. Morgan Exchange-Traded Fund Tr… | 0.17% | 14,795 NS | July 31, 2026 | N-PORT |
| VBR · VANGUARD INDEX FUNDS | 0.14% | 458,328 SH | Aug. 19, 2026 | Daily |
| FAB · First Trust Exchange-Traded AlphaDE… | 0.14% | 1,003 NS | July 31, 2026 | N-PORT |
| IYF · iShares Trust | 0.12% | 23,460 SH | Sept. 11, 2026 | Daily |
| SMMD · iShares Trust | 0.11% | 18,531 SH | Sept. 11, 2026 | Daily |
| FNCL · FIDELITY COVINGTON TRUST | 0.09% | 9,242 NS | July 31, 2026 | N-PORT |
| VFH · VANGUARD WORLD FUND | 0.09% | 57,298 SH | Aug. 19, 2026 | Daily |
| JQUA · J.P. Morgan Exchange-Traded Fund Tr… | 0.09% | 31,116 NS | July 31, 2026 | N-PORT |
| REVS · Columbia ETF Trust I | 0.08% | 1,191 NS | July 31, 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0.08% | 401,744 SH | Aug. 19, 2026 | Daily |
| VB · VANGUARD INDEX FUNDS | 0.08% | 722,180 SH | Aug. 19, 2026 | Daily |
| IWS · iShares Trust | 0.08% | 52,299 SH | Sept. 11, 2026 | Daily |
| PFIG · Invesco Exchange-Traded Fund Trust … | 0.07% | 100,000 | Oct. 5, 2026 | Daily |
| WSML · iShares Trust | 0.07% | 2,223 SH | Sept. 11, 2026 | Daily |
| TILT · FlexShares Trust | 0.07% | 6,964 NS | July 31, 2026 | N-PORT |
| VFVA · VANGUARD WELLINGTON FUND | 0.07% | 2,923 SH | Aug. 19, 2026 | Daily |
| ESML · iShares Trust | 0.07% | 8,599 SH | Sept. 11, 2026 | Daily |
| EQAL · Invesco Exchange-Traded Fund Trust … | 0.06% | 2,353 SH | Oct. 5, 2026 | Daily |
| IWR · iShares Trust | 0.06% | 143,443 SH | Sept. 11, 2026 | Daily |
| VFQY · VANGUARD WELLINGTON FUND | 0.05% | 1,215 SH | Aug. 19, 2026 | Daily |
| VFMF · VANGUARD WELLINGTON FUND | 0.05% | 1,756 SH | Aug. 19, 2026 | Daily |
| EWUS · iShares Trust | 0.05% | 54,169 SH | Sept. 11, 2026 | Daily |
| DFSU · Dimensional ETF Trust | 0.05% | 4,651 NS | July 31, 2026 | N-PORT |
| DFUV · Dimensional ETF Trust | 0.04% | 28,339 NS | July 31, 2026 | N-PORT |
| DXUV · Dimensional ETF Trust | 0.04% | 998 NS | July 31, 2026 | N-PORT |
| RECS · Columbia ETF Trust I | 0.04% | 10,507 NS | July 31, 2026 | N-PORT |
| IUS · Invesco Exchange-Traded Self-Indexe… | 0.03% | 1,520 SH | Oct. 5, 2026 | Daily |
| DFAC · Dimensional ETF Trust | 0.03% | 69,408 NS | July 31, 2026 | N-PORT |
| DGRO · iShares Trust | 0.03% | 63,170 SH | Sept. 11, 2026 | Daily |
| VIG · VANGUARD SPECIALIZED FUNDS | 0.03% | 197,658 SH | Aug. 19, 2026 | Daily |
| VYM · VANGUARD WHITEHALL FUNDS | 0.03% | 138,795 SH | Aug. 19, 2026 | Daily |
| PFM · Invesco Exchange-Traded Fund Trust | 0.03% | 996 SH | Oct. 5, 2026 | Daily |
| DIVB · iShares Trust | 0.02% | 2,154 SH | Sept. 11, 2026 | Daily |
| PDN · Invesco Exchange-Traded Fund Trust … | 0.02% | 230,114 SH | Oct. 5, 2026 | Daily |
| IWD · iShares Trust | 0.02% | 77,095 SH | Sept. 11, 2026 | Daily |
| DCOR · Dimensional ETF Trust | 0.02% | 2,930 NS | July 31, 2026 | N-PORT |
| VONV · VANGUARD SCOTTSDALE FUNDS | 0.02% | 20,954 SH | Aug. 19, 2026 | Daily |
| PRF · Invesco Exchange-Traded Fund Trust | 0.02% | 7,977 SH | Oct. 5, 2026 | Daily |
| DFAU · Dimensional ETF Trust | 0.02% | 8,702 NS | July 31, 2026 | N-PORT |
| IEUS · iShares Trust | 0.01% | 68,084 SH | Sept. 11, 2026 | Daily |
| IUSV · iShares Trust | 0.01% | 17,334 SH | Sept. 11, 2026 | Daily |
| DFUS · Dimensional ETF Trust | 0.01% | 10,872 NS | July 31, 2026 | N-PORT |
| IYY · iShares Trust | 0.01% | 1,537 SH | Sept. 9, 2026 | Daily |
| IWB · iShares Trust | 0.01% | 23,806 SH | Sept. 11, 2026 | Daily |
| IWV · iShares Trust | 0.01% | 9,678 SH | Sept. 11, 2026 | Daily |
| ITOT · iShares Trust | 0.01% | 43,826 SH | Sept. 11, 2026 | Daily |
| VTI · VANGUARD INDEX FUNDS | 0.01% | 998,805 SH | Aug. 19, 2026 | Daily |
| VT · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.01% | 570,267 SH | Aug. 19, 2026 | Daily |
| VSS · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.01% | 2,822,005 SH | Aug. 19, 2026 | Daily |
| VONE · VANGUARD SCOTTSDALE FUNDS | 0.01% | 5,849 SH | Aug. 19, 2026 | Daily |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0.01% | 2,907 SH | Aug. 19, 2026 | Daily |
| ESGV · VANGUARD WORLD FUND | 0.01% | 7,859 SH | Aug. 19, 2026 | Daily |
| IUSG · iShares Trust | 0.01% | 13,714 SH | Sept. 11, 2026 | Daily |
| SCZ · iShares Trust | 0.01% | 2,227,478 SH | Sept. 11, 2026 | Daily |
| IEFA · iShares Trust | 0.00% | 5,747,560 SH | Sept. 11, 2026 | Daily |
| IXUS · iShares Trust | 0.00% | 1,217,433 SH | Sept. 11, 2026 | Daily |
| GTO · Invesco Actively Managed Exchange-T… | 0.00% | 5,000 | Sept. 30, 2026 | Daily |
| VXUS · VANGUARD STAR FUNDS | 0.00% | 10,497,439 SH | Aug. 19, 2026 | Daily |
| VGK · VANGUARD INTERNATIONAL EQUITY INDEX… | 0.00% | 1,727,145 SH | Aug. 19, 2026 | Daily |
| VEA · VANGUARD TAX-MANAGED FUNDS | 0.00% | 7,155,491 SH | Aug. 19, 2026 | Daily |
| VSGX · VANGUARD WORLD FUND | 0.00% | 122,226 SH | Aug. 19, 2026 | Daily |
| BSV · VANGUARD BOND INDEX FUNDS | · | · | July 15, 2026 | Daily |
| BND · VANGUARD BOND INDEX FUNDS | · | · | July 15, 2026 | Daily |
| VCSH · VANGUARD SCOTTSDALE FUNDS | · | · | July 15, 2026 | Daily |
| BNDW · VANGUARD SCOTTSDALE FUNDS | · | · | July 14, 2026 | Daily |
| IJH · iShares Trust | · | 1,227,731 SH | Sept. 11, 2026 | Daily |
| IJK · iShares Trust | · | 87,128 SH | Sept. 11, 2026 | Daily |
| IJJ · iShares Trust | · | 101,734 SH | Aug. 21, 2026 | Daily |
| IAK · iShares Trust | · | 18,655 SH | Sept. 11, 2026 | Daily |
| XJH · iShares Trust | · | 4,788 SH | Sept. 8, 2026 | Daily |
| ISCB · iShares Trust | · | 1,522 SH | Sept. 11, 2026 | Daily |
| SMMV · iShares Trust | · | 14,864 SH | Sept. 1, 2026 | Daily |
THG Analyst Consensus Bullish and bearish analyst opinions, 12-month price target, upside
rating · 13 analysts
BUY
Median target
$237.50
+7.9%
2 15.4%
Strong Buy
3 23.1%
Buy
8 61.5%
Hold
0 0.0%
Sell
0 0.0%
Strong Sell
12-Month Price Target
8 analysts · 2026-10-04Mean target $238.25 +8.3%
← Below all targets
Current price $220.04
Low$229.00
Mean$238.25
High$260.00
Peer comparison (GICS sub-industry) Key metrics vs sector peers
FY basis, prices as of each company's last fiscal year-end close.
| Ticker | Market Cap | P/E | Rev YoY | Net Margin | ROE | Gross Margin |
|---|---|---|---|---|---|---|
| THG | · | 10.1 | 5.7% | 10.1% | 20.7% | · |
| AFG | $11.40B | 13.6 | -1.8% | 10.3% | 18.1% | · |
| FNF | $14.79B | 24.7 | 5.6% | 4.2% | 7.9% | · |
| ERIE | · | · | 7.2% | 13.8% | 25.0% | · |
| ORI | · | 12.3 | 11.0% | 10.2% | 16.2% | · |
| KNSL | $9.05B | 18.1 | 18.0% | 26.9% | 27.4% | · |
| FAF | $6.27B | 10.2 | 21.6% | 8.3% | 11.9% | · |
| MCY | $5.21B | 9.6 | 9.4% | 9.0% | 24.8% | · |
| WTM | $5.15B | 4.8 | 66.8% | 29.6% | 22.3% | · |
| RLI | $5.88B | 14.6 | 6.3% | 21.4% | 23.0% | · |
| SIGI | $5.03B | 11.2 | 9.8% | 8.7% | 13.9% | · |
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Source: SEC 10-Q filed Jul 29, 2026