$16.00
▲ +$0.35
(+2.24%)
Vol 2K
9
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$82.9M
P/E
10.9
ROE
12.1%
Margin
29.6%
D/E
108.83
Beta
0.39
Div Yield
5.19%
52W
$12–$16
Wall Street Consensus
7 analysts · Apr 20262
Strong Buy
4
Buy
1
Hold
0
Sell
0
Strong Sell
85.7%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2022 | — | $0.40 | — |
| Dec 2021 | $0.36 | $0.41 | +$0.05 |
| Sep 2021 | $0.27 | $0.50 | +$0.23 |
| Dec 2020 | $0.38 | $0.46 | +$0.08 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 12.0% | 14.8% | 12.0% | 12.0% | 12.0% | 12.1% |
| P/E (TTM) | 11.27 | 8.87 | 10.83 | 10.13 | 10.37 | 10.95 |
| Net Margin | — | 29.6% | 29.6% | 29.6% | 29.6% | 29.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 104.58 | 105.79 | 104.58 | 104.58 | 103.33 | 108.83 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.9%
P/S (TTM)
2.13
P/B
1.2
EPS (TTM)
$1.38
CF/Share
$1.82
Rev Growth 3Y
+0.8%
52W High
$15.64
52W Low
$12.25
$12.25
52-Week Range
$15.64
How does UBCP compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
UBCP valuation vs Banking peers
P/E ratio
11.0
▼
13%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
2.1
▼
8%
below
peers
(2.3)
vs Peers
vs Industry
Fair value
P/B ratio
1.2
▲
13%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
5.2%
▲
74%
above
peers
(3.0%)
vs Peers
vs Industry
Strong yield
UBCP profitability vs Banking peers
ROE
12.1%
▲
35%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
29.6%
▲
3%
above
peers
(28.6%)
vs Peers
vs Industry
In line
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.9%
▼
5%
below
peers
(1.0%)
vs Peers
vs Industry
In line
UBCP financial health vs Banking peers
D/E ratio
108.8
▲
686%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
44%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
UBCP fundamentals radar
UBCP
Peer median
Industry
UBCP profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
UBCP vs peers: key metrics
Latest News
No related news yet