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YB NASDAQ CN

Yuanbao Inc. - American Depositary Shares

Financials · Insurance Website · IPO Apr 2025
$18.96
▼ $-0.25 (-1.30%)
Vol 79K
8
Quality Score
fail
Mkt Cap
$913.3M
P/E
5.1
ROE
53.2%
Margin
30.9%
D/E
0.00
Beta
0.63
52W
$14–$31

Wall Street Consensus

9 analysts · Apr 2026
0
Strong Buy
0
Buy
3
Hold
3
Sell
3
Strong Sell
0.0%
Buy Rating

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Jun 2025 $0.92

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 57.1% 57.1% 57.1% 53.2%
P/E (TTM) 6.47 5.62 5.06
Net Margin 28.5% 29.9% 29.9% 30.9%
Gross Margin
D/E Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Current Ratio 3.07 2.84 2.84 3.07 3.07 3.40

Key Ratios

ROA (TTM)
35.6%
P/S (TTM)
1.56
EPS (TTM)
$4.58
52W High
$31.00
52W Low
$14.04
$14.04 52-Week Range $31.00

How does YB compare to Insurance peers?

Peer group: Small-cap Insurance ($300M+) · 38 companies

YB valuation vs Insurance peers

P/E ratio
5.1
59% below peers (12.3)
vs Peers
vs Industry
Undervalued
P/S ratio
1.6
1% above peers (1.6)
vs Peers
vs Industry
Fair value
P/B ratio
0% below peers (1.7)
vs Peers
vs Industry
Overvalued
Div yield
0% below peers (2.1%)
vs Peers
vs Industry
In line

YB profitability vs Insurance peers

ROE
53.2%
223% above peers (16.5%)
vs Peers
vs Industry
Top tier
Net margin
30.9%
162% above peers (11.8%)
vs Peers
vs Industry
Top tier
Gross margin
0% below peers (35.3%)
vs Peers
vs Industry
Weak
ROA
35.6%
1001% above peers (3.2%)
vs Peers
vs Industry
Top tier

YB financial health vs Insurance peers

D/E ratio
0.0
100% below peers (14.4)
vs Peers
vs Industry
Low debt
Current ratio
3.4
373% above peers (0.7)
vs Peers
vs Industry
Below avg
Beta
0.6
31% above peers (0.5)
vs Peers
vs Industry
More volatile

YB fundamentals radar

YB Peer median Industry

YB profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

YB vs peers: key metrics