Pearl Planning LLC

CIK 2100519 · View on SEC EDGAR ↗

Portfolio value QoQ: +16.2% 13F does not disclose cash

Top 10 holdings weight72.43%

Top 25 holdings weight92.98%

Positions above 1%19

Effective number of positions15.0

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q2 2026: 1.59% Est. buys $25,036,713 · sells $3,218,820

New positions6

Increased28

Decreased17

Closed2

Portfolio value $217.4M #6,232 of 9,337 by 13F value · top 66.7%

Positions 58

As of June 30, 2026 Data as of Q2 2026

Sector breakdown

Technology 1.6%

Communication Services 0.4%

Industrials 0.2%

Retail 0.1%

Financials 0.1%

Other/Unmapped 97.5%

Full portfolio 58 positions

					Streak
VOO VANGUARD INDEX FUNDS	$31,217,463	14.36%	45,453	$5,688,181	Up ×2
AVDE AMERICAN CENTURY ETF TRUST	$23,350,174	10.74%	261,773	$3,742,314	Up ×2
JPIE J.P. Morgan Exchange-Traded Fund Trust	$18,021,926	8.29%	391,356	$1,522,147	Up ×1
FBND Fidelity Merrimack Street Trust	$17,540,071	8.07%	385,581	$1,519,482	Up ×1
VTV VANGUARD INDEX FUNDS	$15,327,977	7.05%	70,334	$966,716	Down ×1
VO VANGUARD INDEX FUNDS	$14,757,684	6.79%	183,166	$2,077,884	Up ×2
FRDM EA Series Trust	$12,323,381	5.67%	169,045	$2,690,736	Down ×2
DGRO iShares Trust	$8,606,443	3.96%	113,556	$1,130,496	Up ×2
AVUV AMERICAN CENTURY ETF TRUST	$8,322,063	3.83%	66,705	$1,104,081	Up ×2
ESGV VANGUARD WORLD FUND	$8,016,225	3.69%	60,619	$1,434,063	Up ×2
QQQM Invesco NASDAQ 100 ETF	$6,844,764	3.15%	22,592	$1,834,404	Up ×2
TMSL T. Rowe Price Exchange-Traded Funds, Inc.	$5,369,719	2.47%	122,457	$966,457	Up ×2
BOXX EA Series Trust	$4,591,450	2.11%	39,213	$-1,223,748	Down ×1
QQQ Invesco QQQ Trust, Series 1	$3,607,137	1.66%	4,898	$726,813	Down ×2
BSV VANGUARD BOND INDEX FUNDS	$3,605,745	1.66%	46,281	$504,543	Up ×2
VCEB VANGUARD WORLD FUND	$3,477,831	1.60%	55,415	$870,128	Up ×2
QQMG Invesco ESG NASDAQ 100 ETF	$3,206,383	1.47%	62,588	$953,922	Up ×2
BIL SPDR SERIES TRUST	$2,987,092	1.37%	32,596	$-101,961	Down ×2
ESML iShares Trust	$2,618,019	1.20%	46,809	$582,156	Up ×2
MUB iShares Trust	$1,845,253	0.85%	17,146	$26,479	Up ×1
BND Vanguard Total Bond Market ETF	$1,717,002	0.79%	23,389	$-320,130	Down ×2
IDMO Invesco Exchange-Traded Fund Trust II	$1,529,663	0.70%	25,372	$607,892	Up ×2
QUAL iShares Trust	$1,141,475	0.53%	5,202	$52,378	Down ×2
BIV VANGUARD BOND INDEX FUNDS	$1,088,441	0.50%	14,191	$-74,576	Down ×1
VB VANGUARD INDEX FUNDS	$1,044,252	0.48%	3,445	$142,723	Up ×1
IVV iShares Trust	$1,009,678	0.46%	1,348	$126,386	Down ×2
VEA VANGUARD TAX-MANAGED FUNDS	$878,421	0.40%	12,329	$104,496	Up ×1
AVSC AMERICAN CENTURY ETF TRUST	$829,109	0.38%	11,305	$124,807
XMHQ Invesco Exchange-Traded Fund Trust	$779,699	0.36%	6,907	$78,878	Up ×1
AGG iShares Trust	$738,292	0.34%	7,459	$1,014	Up ×1
IJH iShares Trust	$726,610	0.33%	9,423	$38,614	Down ×2
AAPL Apple Inc. - Common Stock	$719,390	0.33%	2,486	$92,275	Up ×2
IBM International Business Machines Corporation Common Stock	$718,153	0.33%	2,554	$50,611	Down ×2
IWF iShares Trust	$704,382	0.32%	5,673	$99,670	Up ×1
IEFA iShares Trust	$537,854	0.25%	5,569	$32,063	Down ×1
ILCV iShares Trust	$534,446	0.25%	5,279	$42,760
ORCL Oracle Corporation Common Stock	$437,159	0.20%	2,983	$-7,555	Down ×2
MSFT Microsoft Corporation - Common Stock	$427,065	0.20%	1,145	$25,431	Up ×1
XLK SELECT SECTOR SPDR TRUST	$425,241	0.20%	2,232	$128,608
VOTE TCW Transform 500 ETF	$419,786	0.19%	4,761	$56,506
RSG Republic Services, Inc. Common Stock	$396,968	0.18%	1,863	$-12,380	Down ×1
META Meta Platforms, Inc. - Class A Common Stock	$394,280	0.18%	700	$-24,519	Down ×2
NVDA NVIDIA Corporation - Common Stock	$376,976	0.17%	1,884	$86,774	Up ×1
VBR VANGUARD INDEX FUNDS	$360,354	0.17%	1,483	$36,651	Down ×1
FEOE RBB Fund Trust	$336,740	0.15%	6,306	$18,539
ISTB iShares Core 1-5 Year USD Bond ETF	$332,105	0.15%	6,883	$-1,445
GOOGL Alphabet Inc. - Class A Common Stock	$303,117	0.14%	848	$94,636	Up ×1
AMZN Amazon.com, Inc. - Common Stock	$300,568	0.14%	1,261	$77,719	Up ×1
MU Micron Technology, Inc. - Common Stock	$300,242	0.14%	260		Up ×1
VTI VANGUARD INDEX FUNDS	$296,098	0.14%	800	$36,827	Down ×2
ESGU iShares ESG Aware MSCI USA ETF	$283,476	0.13%	1,732	$38,537
JPM JP Morgan Chase & Co. Common Stock	$267,632	0.12%	818	$29,657	Up ×1
MTUM iShares Trust	$264,665	0.12%	772		Up ×1
AVGO Broadcom Inc. - Common Stock	$261,146	0.12%	691	$52,536	Up ×2
AVSD AMERICAN CENTURY ETF TRUST	$238,535	0.11%	2,986		Up ×1
SHE SPDR SERIES TRUST	$226,409	0.10%	1,466		Up ×1
GOOG Alphabet Inc. - Class C Capital Stock	$225,841	0.10%	639
TXN Texas Instruments Incorporated - Common Stock	$214,623	0.10%	720
No matches

Biggest new bets

New positions opened this quarter, largest first.

Security	Value	Shares	% of portfolio
MU	$300,242	260	0.14%
MTUM	$264,665	772	0.12%
AVSD	$238,535	2,986	0.11%
SHE	$226,409	1,466	0.10%
GOOG	$225,841	639	0.10%
TXN	$214,623	720	0.10%

Top movers (QoQ)

Security	Action	Shares Δ	Value Δ
VOO	Bought more	+3K	+$5.7M
AVDE	Bought more	+31K	+$3.7M
FRDM	Trimmed	-7K	+$2.7M
VO	Bought more	+139K	+$2.1M
QQQM	Bought more	+2K	+$1.8M
JPIE	Bought more	+33K	+$1.5M
FBND	Bought more	+34K	+$1.5M
ESGV	Bought more	+2K	+$1.4M
BOXX	Trimmed	-11K	-$1.2M
DGRO	Bought more	+7K	+$1.1M

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

Security	Quarter	Shares before	Value before	Price since exit
TXN	March 31, 2026	1,326	$230,048	51.3%
GOOG	March 31, 2026	657	$206,167	18.6%