Sensible Financial Planning & Management, LLC.

CIK 1567738 · View on SEC EDGAR ↗

Portfolio value
$550.7M
#3,548 of 9,443 by 13F value · top 37.6%
Positions
31
As of
Sept. 30, 2025 Data as of Q3 2025

Portfolio value QoQ: +4.6% 13F does not disclose cash

Top 10 holdings weight
82.05%
Top 25 holdings weight
98.77%
Positions above 1%
18
Effective number of positions
10.5

Based on 13F long-equity holdings only (cash, bonds, shorts not disclosed)

Turnover Q3 2025: 1.29% Est. buys $15,890,273 · sells $6,924,294

Median holding: 4.0 quarters Tracked Q4 2024–Q3 2025 · 83.8% still held

New positions
0
Increased
15
Decreased
15
Closed
6
On this page

Sector breakdown

Materials
0.3%
Other/Unmapped
99.7%

Full portfolio 31 positions

Type Streak 8Q trend
SCHP $83,236,646 15.12% 3,088,558 $2,609,808 Up ×3
BNDX Vanguard Total International Bond ETF $82,959,090 15.07% 1,677,297 $3,494,621 Up ×3
MBB iShares MBS ETF $75,747,197 13.76% 796,082 $6,444,347 Up ×3
USIG iShares Broad USD Investment Grade Corporate Bond ETF $73,521,932 13.35% 1,407,927 $1,895,547 Up ×1
VOO $27,567,489 5.01% 45,017 $3,289,339 Up ×3
VTI $26,065,715 4.73% 79,427 $1,929,273 Up ×1
STIP $22,980,587 4.17% 222,335 $393,402 Up ×3
MTUM $22,590,182 4.10% 88,088 $534,396 Down ×3
SPYX $21,673,408 3.94% 395,140 $2,037,009 Up ×1
MGC $15,468,000 2.81% 63,370 $576,046 Down ×1
SCHX $13,045,590 2.37% 495,277 $648,699 Down ×1
VTC Vanguard Total Corporate Bond ETF $11,520,998 2.09% 146,989 $412,466 Up ×1
VMBS Vanguard Mortgage-Backed Securities ETF $11,287,306 2.05% 240,360 $113,897 Down ×2
DFIP $8,200,284 1.49% 194,181 $1,072,119 Up ×1
SPDW $7,417,031 1.35% 173,336 $264,852 Down ×3
SCHH $6,949,711 1.26% 322,193 $-115,641 Down ×2
VUG $6,463,225 1.17% 13,476 $551,839 Down ×1
VEA $5,673,938 1.03% 94,692 $185,192 Down ×2
VB $5,121,857 0.93% 20,143 $246,374 Down ×1
VWO $3,330,059 0.60% 61,463 $312,950 Up ×1
VO $3,138,384 0.57% 10,684 $76,484 Down ×2
ESGU iShares ESG Aware MSCI USA ETF $2,945,101 0.53% 20,227 $456,347 Up ×3
VNQ $2,741,647 0.50% 29,990 $-27,865 Down ×3
VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares $2,243,282 0.41% 44,307 $-102,880 Down ×3
VTV $1,988,650 0.36% 10,664 $140,908 Up ×2
BNDW Vanguard Total World Bond ETF $1,950,856 0.35% 28,004 $343,307 Up ×1
CBT Cabot Corporation Common Stock $1,899,653 0.34% 24,979 $2,678 Down ×3
ESGD iShares ESG Aware MSCI EAFE ETF $1,001,395 0.18% 10,770 $5,432 Down ×3
DFAT $920,766 0.17% 15,818 $24,652 Down ×2
ESGE iShares ESG Aware MSCI EM ETF $540,362 0.10% 12,445 $98,798 Up ×1
DFAI $460,996 0.08% 12,682 $22,574

Conviction holdings

Positions increased for 3+ consecutive quarters.

Share counts are as reported in 13F filings (not split-adjusted)

Security Value % of portfolio Streak
SCHP $83,236,646 15.12% up ×3
BNDX $82,959,090 15.07% up ×3
MBB $75,747,197 13.76% up ×3
VOO $27,567,489 5.01% up ×3
STIP $22,980,587 4.17% up ×3
ESGU $2,945,101 0.53% up ×3

Top movers (QoQ)

Security Action Shares Δ Value Δ
MBB Bought more +58K +$6.4M
BNDX Bought more +72K +$3.5M
VOO Bought more +2K +$3.3M
SCHP Bought more +67K +$2.6M
SPYX Bought more +10K +$2.0M
VTI Bought more +13 +$1.9M
USIG Bought more +16K +$1.9M
DFIP Bought more +24K +$1.1M
SCHX Trimmed -12K +$649K
MGC Trimmed -3K +$576K

Exited positions

Includes corporate events (mergers, delistings) — not all exits are sells

Closed positions reflect 13F reporting changes; for index managers these are often mechanical (delisting, M&A, index rebalancing), not active decisions.

SecurityQuarter Shares before Value before Price since exit
ROE Sept. 30, 2025 26,189 $843,548
AGGA Sept. 30, 2025 29,407 $742,145
EFAX Sept. 30, 2025 13,872 $656,977 No longer tracked
GQQQ Sept. 30, 2025 22,153 $599,656
SPTI Sept. 30, 2025 20,577 $592,001 No longer tracked
DMBS Sept. 30, 2025 10,086 $494,921 No longer tracked