COFS Bounce Up SL Hit · -4.7%
Banking
4/0 Quality
Entry
$29.60
Stop Loss
$28.22
TP1
$31.67
R:R
1.50

Analyst vs AI Verdict

Wall Street

77.8% Buy Rating
2
Strong Buy
5
Buy
2
Hold
0
Sell
0
Strong Sell
9 analysts · April 1, 2026

AI Expert Panel

Price Chart

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) 4.1% 4.1% 4.1% 4.1% 5.5% 5.5%
P/E (TTM) 30.42 31.76 30.24 30.42 21.32 20.66
Net Margin 27.9% 27.9% 27.9% 27.9% 27.9%
Gross Margin
D/E Ratio 11.18 11.18 11.18 11.18 10.76 10.76
Current Ratio

Company Summary

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers sells insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

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Trade Outcome

Exit Price $28.22
Profit -4.7%
Hold Time 16 days
Max Price $31.20
Exit Reason sl_hit

Context Synthesis

2/3 Bullish
Analysts
77.8% Buy
Insiders
Neutral
Institutions
38.15%
Earnings Beat
100.0%
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Historical Stats

COFS Bounce Up

Total Attempts 2
Hit TP 1
Win Rate 50.0%
Avg Win Duration 82.0 days
Last Outcome TP

Signal Info

Created Sep 16, 2025 00:00
Updated Oct 02, 2025 16:00
Timeout 90 days

Disclaimer: This is an automated trading signal generated by AI analysis. It is not financial advice. Always do your own research before making investment decisions. Past performance does not guarantee future results.