En esta página
01OPRT precio
02Instantánea
03Gráfico
06Rendimiento
07Valoración y ratios
14Ganancias
15Fundamentales Completos
16Estados Financieros
17Propietarios institucionales (13F)
18Activistas y propietarios del %+ 5
19Informantes de la empresa
20Propiedad de ETFs
21Consenso
22Pares
23Noticias
26Mis Métricas
OPRT Oportun Financial Corporation - common stock
NASDAQ · Financial Services · Ver en SEC EDGAR ↗ cerrar Oct 2, 2026 10-K/10-Q Ago 6, 2026
$8,35
· % del rango de 52 semanas
· por encima del mínimo
· a alto
$4,03mínimo 52 semanas
$8,66máximo 52 semanas
Capitalización Bursátil (MRQ)
$384M
P/E (TTM)
20.9
BPA (TTM)
$0.40
Ingresos (TTM)
$948M
tus insignias
Rango 52S
$4–$9
Calificación del Analista
STRONG BUY
Precio Objetivo
$10
P/E
20.9
ROE
5.0%
Margen de Beneficio Neto
2.1%
Tu barra de insignias está vacía — fija una métrica en cualquier lugar de esta página.
OPRT Instantánea de la Acción Precio, capitalización bursátil, P/E, BPA, ROE, deuda/capital, rango de 52 semanas
Precio
$8.35
Capitalización Bursátil (MRQ)
$384M
P/E (TTM)
20.9
BPA (TTM)
$0.40
Ingresos (TTM)
$948M
ROE (TTM)
5.0%
Rango 52S
$4–$9
OPRT Gráfico del Precio de la Acción OHLCV diario con indicadores técnicos — desplace, amplíe y personalice su vista
rango
barras
La granularidad de las barras se adapta al período seleccionado; pase el ratón sobre el gráfico para ver la apertura/máximo/mínimo/cierre de una barra.
Rendimiento a 10 años Tendencias de ingresos, beneficio neto, márgenes y BPA
Ingresos$957M2017-12-31 → 2025-12-31
BPA$0.532017-12-31 → 2025-12-31
Flujo de caja libre·2019-12-31 → 2022-12-31
Margen neto2.1%2019-12-31 → 2022-12-31
Valoración y ratios
Valoración Ratios P/E, P/S, P/B, EV/EBITDA: ¿está la acción cara o barata?
| Métrica | Tendencia a 5 años | OPRT | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| P/E (TTM) | 20.9promedio 5A ≈3.6 | ≈3.6 | 9.5 | Sobrevalorado | |
| P/S (TTM) | 0.4 | · | 0.5 | Infravalorado | |
| P/C (MRQ) | 0.9 | · | 0.8 | Infravalorado | |
| Precio / Valor Contable Tangible (MRQ) | 1.1promedio 5A ≈0.6 | ≈0.6 | · | · |
La mediana de empresas comparables se calcula sobre una base estandarizada por métrica y puede no coincidir siempre con la base TTM/MRQ que se muestra para esta acción.
Rentabilidad Márgenes brutos, operativos y netos; ROE, ROA, ROIC
| Métrica | Tendencia a 5 años | OPRT | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Margen antes de impuestos (TTM) | 4.2% | · | 6.7% | En línea | |
| Margen de Beneficio Neto (TTM) | 2.1% | · | 4.9% | Débil | |
| ROA (TTM) | 0.62% | · | 2.2% | Débil | |
| ROE (TTM) | 5.0% | · | 12.5% | Débil |
Salud financiera Deuda, liquidez, solvencia — solidez del balance general
Aún no hay datos para este grupo de ratios
Aún no hay datos fundamentales para este ticker.
Crecimiento Crecimiento de ingresos, BPA y beneficio neto: interanual, CAGR a 3 años, CAGR a 5 años
| Métrica | Tendencia a 5 años | OPRT | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Revenue YoY (Ingresos interanuales) | -4.5%promedio 5A ≈12.1% | ≈12.1% | · | · | |
| Revenue CAGR 3Y (Ingresos CAGR 3A) | 0.14%promedio 5A ≈13.0% | ≈13.0% | · | · | |
| Revenue CAGR 5Y (Ingresos CAGR 5A) | 10.4% | · | · | · |
Eficiencia de capital Rotación de activos, rotación de inventario, rotación de cuentas por cobrar
| Métrica | Tendencia a 5 años | OPRT | promedio 5A | Mediana de Pares | Veredicto |
|---|---|---|---|---|---|
| Revenue / Employee (Ingresos / Empleado) | ≈$397.8K | · | · | · |
valor · ≈ promedio 5A · mediana sectorial · veredicto relativo a la mediana
Historial de Ganancias EPS real vs estimado, sorpresa %, tasa de aciertos, próxima fecha de resultados
Sorpresa Media
112.3%
Próximo informe
Nov 02, 2026
| Período | Informe | EPS Actual | EPS est. | Sorpresa |
|---|---|---|---|---|
| 30 de junio de 2026 | Ago 12, 2026 | $0.42 | $0.33 | 26.1% |
| 31 de marzo de 2026 | May 11, 2026 | $0.21 | $0.17 | 24.3% |
| 31 de diciembre de 2025 | $0.27 | $0.24 | 10.3% | |
| 30 de septiembre de 2025 | $0.39 | $0.27 | 42.1% | |
| 30 de junio de 2025 | $0.31 | $0.23 | 32.9% | |
| 31 de marzo de 2025 | $0.40 | $0.06 | 538.0% |
Fundamentales Completos Todas las métricas por año — estado de resultados, balance general, flujo de caja
Estado de resultados
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $957M | $1.00B | $1.06B | $953M | $627M | $584M | $600M | $498M | |
| SG&A Expense | $34M | $53M | $72M | $59M | $37M | $20M | $15M | $11M | |
| Operating Expenses | $362M | $410M | $534M | $716M | · | · | · | · | |
| Pretax Income | $44M | $-115M | $-254M | $-75M | $63M | $-58M | $84M | $170M | |
| Income Tax | $19M | $-36M | $-74M | $2M | $15M | $-13M | $23M | $47M | |
| Net Income | $25M | $-79M | $-180M | $-78M | $47M | $-45M | $62M | $123M | |
| EPS (Basic) | $0.54 | $-1.95 | $-4.88 | $-2.37 | $1.68 | $-1.65 | $0.46 | $6.42 | |
| EPS (Diluted) | $0.53 | $-1.95 | $-4.88 | $-2.37 | $1.56 | $-1.65 | $0.40 | $4.47 | |
| Shares (Basic) | 46,418,934 | 40,356,025 | 36,875,950 | 32,825,772 | 28,191,610 | 27,333,271 | 9,347,103 | 2,585,405 | |
| Shares (Diluted) | 47,858,631 | 40,356,025 | 36,875,950 | 32,825,772 | 30,323,194 | 27,333,271 | 10,761,852 | 3,715,103 | |
| EBITDA | · | · | · | $48M | $27M | $20M | $14M | · |
Balance general
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $106M | $60M | $91M | $99M | $131M | $136M | $72M | $70M | |
| PP&E (Net) | $2M | $3M | $7M | $11M | $10M | $16M | $23M | $23M | |
| PP&E (Gross) | $41M | $41M | $49M | $48M | $44M | $54M | $54M | $46M | |
| Accum. Depreciation | $39M | $38M | $42M | $38M | $34M | $38M | $31M | $23M | |
| Goodwill | · | · | · | $0 | $104M | $0 | · | · | |
| Intangibles | $72M | $20M | $27M | $36M | $44M | $64.0K | · | · | |
| Total Assets | $3.26B | $3.23B | $3.41B | $3.61B | $2.95B | $2.01B | $2.20B | $1.74B | |
| Deferred Tax | · | · | $0 | $31M | $28M | $11M | $25M | $14M | |
| Total Liabilities | $2.87B | $2.87B | $3.01B | $3.07B | $2.34B | $1.54B | $1.71B | $1.39B | |
| Long-term Debt | · | · | · | · | $114M | · | · | · | |
| Common Stock | $8.0K | $7.0K | $7.0K | $7.0K | $6.0K | $6.0K | $6.0K | $3.0K | |
| Retained Earnings | $-227M | $-253M | $-174M | $6M | $84M | $36M | $77M | $53M | |
| Treasury Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $8M | |
| AOCI | · | · | · | · | · | $-261.0K | $-162.0K | $-132.0K | |
| Stockholders' Equity | $390M | $354M | $404M | $548M | $604M | $467M | $489M | $347M | |
| Liabilities + Equity | $3.26B | $3.23B | $3.41B | $3.61B | $2.95B | $2.01B | $2.20B | $1.74B | |
| Shares Outstanding | 44,437,042 | 36,111,856 | 34,469,053 | 33,354,607 | 32,004,396 | 27,679,263 | 27,003,157 | 2,935,249 |
Flujo de Efectivo
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| D&A | $41M | $51M | $55M | $48M | $27M | $20M | $14M | $12M | |
| Stock-based Comp | $11M | $13M | $19M | $28M | $19M | $19M | $19M | $7M | |
| Deferred Tax | · | · | · | $0 | $16M | $-14M | $10M | $42M | |
| Amort. of Intangibles | $5M | $8M | $8M | $8M | $300.0K | $0 | · | · | |
| Other Non-cash | · | · | · | $250M | $54M | $173M | $113M | · | |
| Operating Cash Flow | $413M | $394M | $393M | $248M | $163M | $153M | $218M | $138M | |
| CapEx | · | · | · | $6M | $12M | $5M | $9M | $15M | |
| Investing Cash Flow | $-370M | $-194M | $-286M | $-1.17B | $-885M | $16M | $-498M | $-471M | |
| Financing Cash Flow | $-59M | $-191M | $-104M | $935M | $746M | $-137M | $286M | $368M | |
| Net Change in Cash | $-16M | $9M | $2M | $11M | $24M | $32M | $7M | $35M | |
| Taxes Paid | $3M | $1M | $-2M | $-3M | $4M | $3M | $3M | $20M | |
| Free Cash Flow | · | · | · | $242M | $151M | $148M | $209M | · |
Rentabilidad
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Net Margin | · | · | · | -8.2% | 7.6% | -7.7% | 10.3% | · | |
| Pretax Margin | · | · | · | -7.9% | 10.0% | -10.0% | 14.1% | · | |
| EBITDA Margin | · | · | · | 5.0% | 4.3% | 3.5% | 2.4% | · | |
| ROA | · | · | · | -2.4% | 1.9% | -2.1% | 3.1% | · | |
| ROE | · | · | · | -14.2% | 8.5% | -9.4% | 14.8% | · |
Eficiencia
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | · | · | · | 0.3 | 0.3 | 0.3 | 0.3 | · |
Por Acción
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | · | · | · | $16.42 | $18.87 | $16.85 | $18.10 | · | |
| Revenue / Share | · | · | · | $29.02 | $20.67 | $21.36 | $55.77 | · | |
| Cash Flow / Share | · | · | · | $7.55 | $5.39 | $5.59 | $20.29 | · | |
| Cash / Share | · | · | · | $2.96 | $4.09 | $4.92 | $2.67 | · | |
| EPS (TTM) | $0.53 | $-1.95 | $-4.88 | $-2.37 | $1.56 | $-1.65 | $0.40 | · |
Tasas de Crecimiento
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue YoY | -4.5% | -5.2% | 11.0% | 52.0% | 7.4% | · | · | · | |
| Revenue CAGR 3Y | 0.14% | 16.9% | 21.9% | · | · | · | · | · | |
| Revenue CAGR 5Y | 10.4% | · | · | · | · | · | · | · |
Valoración (TTM)
| Métrica | Tendencia | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $957M | $1.00B | $1.06B | $953M | $627M | $584M | $600M | · | |
| Net Income TTM | $25M | $-79M | $-180M | $-78M | $47M | $-45M | $62M | · | |
| Market Cap | · | · | · | $184M | $648M | $536M | $643M | · | |
| P/E | 10.0 | -2.0 | -0.8 | -2.3 | 13.0 | -11.7 | 59.5 | · | |
| P/S | · | · | · | 0.2 | 1.0 | 0.9 | 1.1 | · | |
| P/B | · | · | · | 0.3 | 1.1 | 1.1 | 1.3 | · | |
| P / Tangible Book | 0.6 | 0.4 | 0.4 | 0.4 | 1.4 | 1.1 | · | · | |
| P / Cash Flow | · | · | · | 0.7 | 4.0 | 3.5 | 2.9 | · | |
| P / FCF | · | · | · | 0.8 | 4.3 | 3.6 | 3.1 | · | |
| Earnings Yield | 10.0% | -50.3% | -124.8% | -43.0% | 7.7% | -8.5% | 1.7% | · |
Estado de resultados
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $233M | $229M | $248M | $239M | $234M | $236M | $251M | $250M | $250M | $250M | $263M | $268M | $267M | $260M | $262M | $250M | |
| SG&A Expense | $6M | $7M | $6M | $11M | $10M | $7M | $6M | $13M | $22M | $12M | $20M | $12M | $21M | $19M | $14M | $14M | |
| Operating Expenses | $90M | $91M | $84M | $91M | $94M | $93M | $89M | $102M | $109M | $110M | $129M | $123M | $136M | $146M | $151M | $259M | |
| Pretax Income | $16M | $4M | $7M | $14M | $10M | $13M | $4M | $-39M | $-49M | $-30M | $-57M | $-37M | $-17M | $-142M | $-8M | $-112M | |
| Income Tax | $7M | $1M | $3M | $9M | $3M | $3M | $-5M | $-10M | $-18M | $-4M | $-15M | $-16M | $-3M | $-39M | $502.0K | $-7M | |
| Net Income | $9M | $2M | $3M | $5M | $7M | $10M | $9M | $-30M | $-31M | $-26M | $-42M | $-21M | $-15M | $-102M | $-8M | $-106M | |
| EPS (Basic) | $0.18 | $0.05 | $0.07 | $0.11 | $0.15 | $0.21 | $0.26 | $-0.75 | $-0.78 | $-0.68 | $-0.92 | $-0.55 | $-0.41 | $-3.00 | $-0.30 | $-3.21 | |
| EPS (Diluted) | $0.17 | $0.05 | $0.07 | $0.11 | $0.14 | $0.21 | $0.26 | $-0.75 | $-0.78 | $-0.68 | $-0.92 | $-0.55 | $-0.41 | $-3.00 | $-0.25 | $-3.21 | |
| Shares (Basic) | 48,419,607 | 47,436,155 | · | 46,711,134 | 46,571,524 | 45,496,705 | · | 39,964,322 | 39,816,996 | 38,900,876 | · | 38,283,071 | 36,691,291 | 33,979,050 | · | 33,010,107 | |
| Shares (Diluted) | 49,396,024 | 48,498,763 | · | 48,310,110 | 47,893,172 | 47,037,799 | · | 39,964,322 | 39,816,996 | 38,900,876 | · | 38,283,071 | 36,691,291 | 33,979,050 | · | 33,010,107 | |
| EBITDA | · | $9M | · | · | · | $11M | · | · | · | $13M | · | · | · | $13M | · | · |
Balance general
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $140M | $130M | $106M | $105M | $97M | $79M | $60M | $72M | $73M | $69M | $91M | $82M | $73M | $74M | $99M | $176M | |
| PP&E (Net) | $2M | $2M | $2M | $2M | $2M | $3M | $3M | $4M | $5M | $6M | $7M | $8M | $9M | $10M | $11M | $9M | |
| PP&E (Gross) | $41M | $41M | $41M | $41M | $41M | $41M | $41M | $42M | $43M | $48M | $49M | $49M | $49M | $49M | $48M | $46M | |
| Accum. Depreciation | $40M | $40M | $39M | $39M | $39M | $38M | $38M | $39M | $38M | $42M | $42M | $41M | $40M | $39M | $38M | $36M | |
| Goodwill | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $0 | |
| Intangibles | $67M | $14M | $15M | $16M | $17M | $19M | $20M | $22M | $24M | $26M | $27M | $29M | $31M | $33M | $36M | $38M | |
| Total Assets | $3.13B | $3.17B | $3.26B | $3.19B | $3.20B | $3.23B | $3.23B | $3.25B | $3.25B | $3.28B | $3.41B | $3.43B | $3.47B | $3.50B | $3.61B | $3.54B | |
| Deferred Tax | · | · | · | · | · | · | · | · | · | · | · | $0 | $5M | $5M | $31M | $40M | |
| Total Liabilities | $2.72B | $2.77B | $2.87B | $2.80B | $2.83B | $2.86B | $2.87B | $2.92B | $2.90B | $2.90B | $3.01B | $2.99B | $3.01B | $3.05B | $3.07B | $2.99B | |
| Long-term Debt | · | · | · | · | · | · | · | · | · | · | · | · | · | · | · | $242M | |
| Common Stock | $8.0K | $8.0K | $8.0K | $8.0K | $8.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | $7.0K | |
| Retained Earnings | $-216M | $-225M | $-227M | $-231M | $-236M | $-243M | $-253M | $-261M | $-231M | $-200M | $-174M | $-132M | $-111M | $-96M | $6M | $15M | |
| Treasury Stock | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | |
| Stockholders' Equity | $407M | $396M | $390M | $384M | $376M | $366M | $354M | $328M | $354M | $382M | $404M | $441M | $458M | $456M | $548M | $549M | |
| Liabilities + Equity | $3.13B | $3.17B | $3.26B | $3.19B | $3.20B | $3.23B | $3.23B | $3.25B | $3.25B | $3.28B | $3.41B | $3.43B | $3.47B | $3.50B | $3.61B | $3.54B | |
| Shares Outstanding | 45,950,033 | 45,602,791 | 44,437,042 | 44,091,945 | 44,009,399 | 37,501,165 | 36,111,856 | 35,971,037 | 35,722,721 | 35,589,254 | 34,469,053 | 34,230,172 | 34,027,343 | 33,884,346 | 33,354,607 | 33,188,138 |
Flujo de Efectivo
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $9M | $9M | $9M | $10M | $11M | $11M | $11M | $13M | $13M | $13M | $14M | $14M | $14M | $13M | $13M | $12M | |
| Stock-based Comp | $3M | $4M | $3M | $2M | $3M | $3M | $3M | $3M | $3M | $4M | $5M | $4M | $4M | $5M | $7M | $7M | |
| Amort. of Intangibles | $1M | $1M | $1M | $1M | $1M | $1M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | |
| Other Non-cash | · | $88M | · | · | · | $77M | · | · | · | $95M | · | · | · | $161M | · | · | |
| Operating Cash Flow | $109M | $104M | $109M | $99M | $105M | $101M | $91M | $108M | $108M | $86M | $106M | $107M | $103M | $77M | $89M | $68M | |
| Investing Cash Flow | $-50M | $8M | $-189M | $-73M | $-52M | $-56M | $-56M | $-110M | $-63M | $36M | $-97M | $-85M | $-64M | $-40M | $-256M | $-278M | |
| Financing Cash Flow | $-57M | $-101M | $55M | $-31M | $-55M | $-29M | $-49M | $-6M | $-4M | $-132M | $-3M | $-24M | $-38M | $-39M | $99M | $349M | |
| Net Change in Cash | $3M | $11M | $-25M | $-4M | $-3M | $16M | $-14M | $-8M | $40M | $-9M | $6M | $-3M | $414.0K | $-2M | $-68M | $138M | |
| Taxes Paid | $1M | $512.0K | $1M | $386.0K | $1M | $317.0K | $487.0K | $-270.0K | $2M | $-680.0K | $-3M | $249.0K | $864.0K | $307.0K | $487.0K | $-567.0K |
Rentabilidad
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 3.7% | 1.0% | · | 2.2% | 2.9% | 4.1% | · | -12.0% | -12.4% | -10.6% | · | -7.9% | -5.6% | -39.3% | · | -42.3% | |
| Pretax Margin | 6.7% | 1.6% | · | 6.0% | 4.3% | 5.6% | · | -15.8% | -19.6% | -12.2% | · | -13.9% | -6.6% | -54.5% | · | -44.9% | |
| EBITDA Margin | · | 3.9% | · | · | · | 4.7% | · | · | · | 5.3% | · | · | · | 5.2% | · | · | |
| ROA | 0.27% | 0.07% | · | 0.16% | 0.21% | 0.30% | · | -0.90% | -0.92% | -0.78% | · | -0.61% | -0.44% | -3.1% | · | -3.6% | |
| ROE | 2.2% | 0.62% | · | 1.5% | 1.9% | 2.6% | · | -7.8% | -7.6% | -6.3% | · | -4.3% | -2.7% | -18.5% | · | -20.0% |
Eficiencia
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 | 0.1 | 0.1 | · | 0.1 |
Por Acción
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / Share | $8.86 | $8.69 | · | $8.71 | $8.54 | $9.76 | · | $9.11 | $9.91 | $10.73 | · | $12.89 | $13.47 | $13.46 | · | $16.55 | |
| Revenue / Share | $4.72 | $4.72 | · | $4.94 | $4.89 | $5.02 | · | $6.25 | $6.29 | $6.44 | · | $7.01 | $7.26 | $7.64 | · | $7.58 | |
| Cash Flow / Share | · | $2.14 | · | · | · | $2.15 | · | · | · | $2.21 | · | · | · | $2.26 | · | · | |
| Cash / Share | $3.04 | $2.86 | · | $2.37 | $2.20 | $2.09 | · | $2.00 | $2.04 | $1.94 | · | $2.39 | $2.16 | $2.19 | · | $5.30 | |
| EPS (TTM) | $0.40 | $0.37 | · | $0.72 | $-0.14 | $-1.06 | · | $-3.13 | $-2.93 | $-2.56 | · | $-4.21 | $-6.87 | $-6.74 | · | $-1.65 |
Valoración (TTM)
| Métrica | Tendencia | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $948M | $950M | · | $960M | $971M | $987M | · | $1.01B | $1.03B | $1.05B | · | $1.06B | $1.04B | $997M | · | $885M | |
| Net Income TTM | $19M | $18M | · | $31M | $-5M | $-42M | · | $-129M | $-120M | $-104M | · | $-147M | $-231M | $-225M | · | $-55M | |
| Market Cap | $262M | $210M | · | $272M | $315M | $206M | · | $101M | $104M | $86M | · | $247M | $203M | $131M | · | $145M | |
| P/E | 14.3 | 12.5 | · | 8.6 | -51.1 | -5.2 | · | -0.9 | -1.0 | -0.9 | · | -1.7 | -0.9 | -0.6 | · | -2.6 | |
| P/S | 0.3 | 0.2 | · | 0.3 | 0.3 | 0.2 | · | 0.1 | 0.1 | 0.1 | · | 0.2 | 0.2 | 0.1 | · | 0.2 | |
| P/B | 0.6 | 0.5 | · | 0.7 | 0.8 | 0.6 | · | 0.3 | 0.3 | 0.2 | · | 0.6 | 0.4 | 0.3 | · | 0.3 | |
| P / Tangible Book | 0.8 | 0.5 | · | 0.7 | 0.9 | 0.6 | · | 0.3 | 0.3 | 0.2 | · | 0.6 | 0.5 | 0.3 | · | 0.3 | |
| P / Cash Flow | · | 2.0 | · | · | · | 2.0 | · | · | · | 1.0 | · | · | · | 1.7 | · | · | |
| Earnings Yield | 7.0% | 8.0% | · | 11.7% | -2.0% | -19.3% | · | -111.4% | -101.0% | -105.4% | · | -58.3% | -115.1% | -174.6% | · | -37.8% |
Período más reciente a la izquierda · valores nulos mostrados como ·
Estados Financieros Estado de resultados, balance general, flujo de caja — anual, últimos 5 años
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Ingresos | $957M | $1.00B | $1.06B | $953M | $627M |
| Beneficio neto | $25M | $-79M | $-180M | $-78M | $47M |
| EPS Diluido | $0.53 | $-1.95 | $-4.88 | $-2.37 | $1.56 |
No hay datos para este estado
Aún no hay suficientes datos fundamentales para generar este estado.
| Métrica | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Flujo de caja libre | · | · | · | $242M | $151M |
Propietarios institucionales (13F) 143 declarantes · $232.2M total · A fecha de 30 de junio de 2026
Instituciones que informan tener esta acción en su Formulario 13F trimestral de la SEC. Solo posiciones largas; un solo presentador puede aparecer dos veces para tramos de opciones separados. Las patas de put/call de compensación grandes suelen reflejar la creación de mercado o el inventario cubierto, no la convicción direccional.
Tenedores
143
Valor en tenencia
$232.2M
Nuevas posiciones
23
Posiciones cerradas
12
Actividad institucional — Q2 2026 vs trimestre anterior
| Nuevas posiciones | Posiciones cerradas | Aumentado | Disminuido | Cambio neto de acciones |
|---|---|---|---|---|
| 23 (-13 vs trimestre anterior) | 12 (-14 vs trimestre anterior) | 61 (+22 vs trimestre anterior) | 33 (-5 vs trimestre anterior) | +2.8M |
Comparado con Q1 2026. Las presentaciones del Formulario 13F de la SEC vencen dentro de los 45 días posteriores al final del trimestre, más un pequeño margen para los presentadores tardíos; los trimestres que aún se encuentran dentro de esa ventana se omiten en favor del par más reciente completamente reportado.
| Institución | Valor | Acciones | % de 13F rastreadas | Tipo |
|---|---|---|---|---|
| Forager Capital Management, LLC | $25 763 777 | 4 512 045 | 11,10% | Acciones |
| NEUBERGER BERMAN GROUP LLC | $22 229 173 | 3 893 025 | 9,57% | Acciones |
| BlackRock, Inc. | $19 244 025 | 3 370 232 | 8,29% | Acciones |
| FINDELL CAPITAL MANAGEMENT LLC | $15 978 293 | 2 798 300 | 6,88% | Acciones |
| VANGUARD GROUP INC | $11 972 703 | 2 263 271 | 5,16% | Acciones |
| VANGUARD CAPITAL MANAGEMENT LLC | $9 946 951 | 1 742 023 | 4,28% | Acciones |
| DIMENSIONAL FUND ADVISORS LP | $9 500 588 | 1 663 841 | 4,09% | Acciones |
| Long Focus Capital Management, LLC | $8 655 087 | 1 515 777 | 3,73% | Acciones |
| GOLDMAN SACHS GROUP INC | $7 343 819 | 1 286 133 | 3,16% | Acciones |
| Simcoe Capital LLC | $6 476 265 | 1 134 197 | 2,79% | Acciones |
| Meros Investment Management, LP | $6 425 069 | 1 125 231 | 2,77% | Acciones |
| BOOTHBAY FUND MANAGEMENT, LLC | $6 292 020 | 1 101 930 | 2,71% | Acciones |
| GEODE CAPITAL MANAGEMENT, LLC | $6 178 027 | 1 081 651 | 2,66% | Acciones |
| TWO SIGMA INVESTMENTS, LP | $5 501 928 | 963 560 | 2,37% | Acciones |
| MILLENNIUM MANAGEMENT LLC | $5 401 586 | 945 987 | 2,33% | Acciones |
| AMERICAN CENTURY COMPANIES INC | $4 698 650 | 822 881 | 2,02% | Acciones |
| STATE STREET CORP | $4 552 332 | 797 256 | 1,96% | Acciones |
| AQR CAPITAL MANAGEMENT LLC | $4 298 248 | 752 758 | 1,85% | Acciones |
| MACKENZIE FINANCIAL CORP | $3 749 723 | 656 694 | 1,62% | Acciones |
| TWO SIGMA ADVISERS, LP | $3 396 709 | 642 100 | 1,46% | Acciones |
| CITADEL ADVISORS LLC | $2 950 488 | 516 723 | 1,27% | Acciones |
| VANGUARD PORTFOLIO MANAGEMENT LLC | $2 328 721 | 407 832 | 1,00% | Acciones |
| Trexquant Investment LP | $2 236 664 | 391 710 | 0,96% | Acciones |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | $2 001 818 | 350 581 | 0,86% | Acciones |
| NORTHERN TRUST CORP | $1 890 901 | 331 156 | 0,81% | Acciones |
| Summa Corp. | $1 674 549 | 293 266 | 0,72% | Acciones |
| Berger Financial Group, Inc | $1 661 845 | 291 041 | 0,72% | Acciones |
| VANGUARD FIDUCIARY TRUST CO | $1 606 520 | 281 352 | 0,69% | Acciones |
| LAZARD ASSET MANAGEMENT LLC | $1 594 426 | 279 234 | 0,69% | Acciones |
| JANE STREET GROUP, LLC | $1 263 503 | 221 279 | 0,54% | Acciones |
| Bank of New York Mellon Corp | $1 229 581 | 215 338 | 0,53% | Acciones |
| Empowered Funds, LLC | $1 161 859 | 203 478 | 0,50% | Acciones |
| Cubist Systematic Strategies, LLC | $1 149 138 | 186 246 | 0,49% | Acciones |
| Union Square Park Capital Management, LLC | $1 142 000 | 200 000 | 0,49% | Acciones |
| JPMORGAN CHASE & CO | $987 090 | 172 267 | 0,43% | Acciones |
| BNP PARIBAS FINANCIAL MARKETS | $949 316 | 166 255 | 0,41% | Acciones |
| MYDA Advisors LLC | $851 441 | 149 114 | 0,37% | Acciones |
| Vanguard Global Advisers, LLC | $850 362 | 148 925 | 0,37% | Acciones |
| BANK OF AMERICA CORP /DE/ | $840 147 | 147 136 | 0,36% | Acciones |
| EMG Holdings, L.P. | $794 101 | 139 072 | 0,34% | Acciones |
| Arbiter Partners Capital Management LLC | $697 225 | 122 106 | 0,30% | Acciones |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $642 838 | 112 581 | 0,28% | Acciones |
| BARCLAYS PLC | $594 793 | 104 167 | 0,26% | Acciones |
| Nuveen, LLC | $555 486 | 97 283 | 0,24% | Acciones |
| Man Group plc | $544 506 | 95 360 | 0,23% | Acciones |
| ALGERT GLOBAL LLC | $538 630 | 94 331 | 0,23% | Acciones |
| MORGAN STANLEY | $508 990 | 89 140 | 0,22% | Acciones |
| Point72 Asset Management, L.P. | $501 526 | 87 833 | 0,22% | Acciones |
| Invesco Ltd. | $483 318 | 84 644 | 0,21% | Acciones |
| GLOBEFLEX CAPITAL L P | $467 078 | 81 800 | 0,20% | Acciones |
Activistas y propietarios del %+ 5 4 tenencias
Inversores que presentaron el Anexo 13D de la SEC — propiedad beneficiosa superior al % 5 con la intención de influir en el emisor (participaciones activistas, campañas de la junta directiva, M&A). Cada fila muestra el estado conocido más reciente de la posición de ese declarante.
| Declarante | Presentado | Participación | Estado | Propósito | Presentación |
|---|---|---|---|---|---|
| Findell Capital Partners LP, Finn Management GP LLC, FINDELL CAPITAL MANAGEMENT LLC, Finn Brian, Warren Wilcox ×5 presentaciones | 15 de julio de 2025 | 6,90% | Enmienda | · | SEC |
| NB Alternatives Advisers LLC | 28 de mayo de 2025 | 9,90% | Enmienda | · | SEC |
| Persona informante no revelada | 20 de noviembre de 2024 | · | Presentación inicial | Inversión pasiva | SEC |
| FINDELL CAPITAL PARTNERS, LP, FINN MANAGEMENT GP LLC, FINDELL CAPITAL MANAGEMENT LLC, BRIAN A. FINN ×6 presentaciones | 14 de mayo de 2024 | · | Presentación inicial | · | SEC |
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Informantes de la empresa 27 insiders · 11 directivos · 18 consejeros
| Insider | Rol | Última actividad | Acciones en propiedad | Compras 12m | Ventas 12m | Neto 12m |
|---|---|---|---|---|---|---|
| Douglas K Bland | Chief Executive Officer | 10 de junio de 2026 A | 463 822 | 0 | 0 | $0 |
| Raul Vazquez | Chief Executive Officer | 10 de marzo de 2026 F | 1 328 298 | 0 | 0 | $0 |
| Jonathan Aaron Coblentz | CFO & Chief Admin Officer | 10 de marzo de 2025 F | 220 509 | 0 | 0 | $0 |
| Matthew Wayne Jenkins | COO & GM, Personal-Auto Loans | 6 de diciembre de 2023 A | 213 260 | 0 | 0 | $0 |
| Joseph Andrew Schueller | SVP-Controller, CAO | 11 de septiembre de 2026 S | 71 121 | 0 | 2 | $-22 300 |
| Sean A Rowles | Chief Risk Officer | 10 de septiembre de 2026 A | 382 653 | 0 | 0 | $0 |
| Kathleen I. Layton | Chief Legal Officer | 10 de septiembre de 2026 S | 292 006 | 0 | 4 | $-127 778 |
| Patrick Kirscht | Chief Credit Officer | 10 de marzo de 2026 A | 514 665 | 0 | 4 | $-266 065 |
| Casey Mueller | Global Controller and PAO | 10 de marzo de 2025 S | 171 693 | 0 | 0 | $0 |
| Joan Aristei | GC & Chief Risk Officer | 14 de julio de 2023 F | 114 114 | 0 | 0 | $0 |
| David Anthony Needham | Chief Product Officer | 11 de marzo de 2022 M | 104 071 | 0 | 0 | $0 |
| Scott Scheirman | Consejero | 19 de agosto de 2026 A | 20 869 | 0 | 0 | $0 |
| Ginny Lee | Consejero | 11 de agosto de 2026 A | 121 387 | 0 | 0 | $0 |
| Mohit Daswani | Consejero | 11 de agosto de 2026 A | 80 883 | 0 | 0 | $0 |
| Louis Miramontes | Consejero | 11 de agosto de 2026 A | 118 972 | 0 | 0 | $0 |
| Richard N. Tambor | Consejero | 11 de agosto de 2026 A | 25 392 | 0 | 0 | $0 |
| Carlos Minetti | Consejero | 11 de agosto de 2026 A | 88 463 | 0 | 0 | $0 |
| WILCOX WARREN | Consejero | 11 de agosto de 2026 A | 38 910 | 0 | 0 | $0 |
| Sandra Adele Smith | Consejero | 18 de julio de 2025 A | 80 740 | 0 | 0 | $0 |
| Jo Ann Barefoot | Consejero | 18 de julio de 2025 A | 95 643 | 0 | 0 | $0 |
| Neil R Williams | Consejero | 11 de diciembre de 2024 P | 140 338 | 0 | 0 | $0 |
| Scott T Parker | Consejero | 26 de junio de 2024 A | 50 104 | 0 | 0 | $0 |
| Carl Pascarella | Consejero | 31 de diciembre de 2023 A | 200 829 | 0 | 0 | $0 |
| Frederic Welts | Consejero | 30 de junio de 2023 A | 30 601 | 0 | 0 | $0 |
| David N Strohm | Consejero | 30 de junio de 2023 A | 51 342 | 0 | 0 | $0 |
| Roy Banks | Consejero | 6 de junio de 2023 A | 35 963 | 0 | 0 | $0 |
| Aida Alvarez | Consejero | 14 de junio de 2022 A | 31 425 | 0 | 0 | $0 |
Informantes de las presentaciones SEC Form 3/4/5; neto = solo P/S de mercado abierto
Propiedad de ETFs Mantenido por 20 ETFs
El peso refleja solo las tenencias directas de acciones (N-PORT); los fondos apalancados o basados en derivados pueden tener exposición adicional a swaps no mostrada.
| Fondo | Ponderación | Unidades | A fecha de | Fuente |
|---|---|---|---|---|
| VFVA · VANGUARD WELLINGTON FUND | 0,09% | 127 634 SH | 19 de agosto de 2026 | Diario |
| IWC · iShares Trust | 0,08% | 141 917 SH | 11 de septiembre de 2026 | Diario |
| HAPS · Harbor ETF Trust | 0,04% | 13 256 NS | 31 de julio de 2026 | N-PORT |
| VTWV · VANGUARD SCOTTSDALE FUNDS | 0,02% | 36 436 SH | 19 de agosto de 2026 | Diario |
| PRFZ · Invesco Exchange-Traded Fund Trust | 0,02% | 64 018 SH | 2 de octubre de 2026 | Diario |
| DFSV · Dimensional ETF Trust | 0,02% | 224 126 NS | 31 de julio de 2026 | N-PORT |
| IWM · iShares Trust | 0,01% | 1 109 228 SH | 11 de septiembre de 2026 | Diario |
| VTWO · VANGUARD SCOTTSDALE FUNDS | 0,01% | 240 926 SH | 19 de agosto de 2026 | Diario |
| DFAT · Dimensional ETF Trust | 0,01% | 224 631 NS | 31 de julio de 2026 | N-PORT |
| RSSL · Global X Funds | 0,01% | 19 946 NS | 31 de julio de 2026 | N-PORT |
| DFAS · Dimensional ETF Trust | 0,01% | 147 287 NS | 31 de julio de 2026 | N-PORT |
| DCOR · Dimensional ETF Trust | 0,00% | 5 916 NS | 31 de julio de 2026 | N-PORT |
| DFAC · Dimensional ETF Trust | 0,00% | 78 034 NS | 31 de julio de 2026 | N-PORT |
| DFSU · Dimensional ETF Trust | 0,00% | 2 843 NS | 31 de julio de 2026 | N-PORT |
| DFAU · Dimensional ETF Trust | 0,00% | 6 091 NS | 31 de julio de 2026 | N-PORT |
| VXF · VANGUARD INDEX FUNDS | 0,00% | 507 616 SH | 19 de agosto de 2026 | Diario |
| VTI · VANGUARD INDEX FUNDS | 0,00% | 1 194 820 SH | 19 de agosto de 2026 | Diario |
| VTHR · VANGUARD SCOTTSDALE FUNDS | 0,00% | 2 836 SH | 19 de agosto de 2026 | Diario |
| DXUV · Dimensional ETF Trust | 0,00% | 16 NS | 31 de julio de 2026 | N-PORT |
| IWN · iShares Trust | · | 385 487 SH | 11 de septiembre de 2026 | Diario |
OPRT Consenso de analistas Opiniones de analistas alcistas y bajistas, precio objetivo a 12 meses, potencial alcista
calificación · 12 analistas
COMPRA
Objetivo mediano
$10.00
+19,8%
4 33,3%
Compra fuerte
4 33,3%
Compra
4 33,3%
Mantener
0 0,0%
Venta
0 0,0%
Venta fuerte
Precio objetivo a 12 meses
4 analistas · 2026-09-29Objetivo medio $9.75 +16,8%
Ahora
Precio Actual $8.35
Mín$6.00
Media$9.75
Máx$13.00
Comparación de pares (subindustria GICS) Métricas clave frente a competidores del sector
Base del ejercicio fiscal, precios al cierre del último ejercicio fiscal de cada empresa.
| Ticker | Capitalización Bursátil | P/E | Ingresos interanuales | Margen Neto | ROE | Margen Bruto |
|---|---|---|---|---|---|---|
| OPRT | · | 10.0 | -4.5% | · | · | · |
| WRLD | · | 19.6 | 3.7% | · | · | · |
| PRAA | $680M | -2.3 | 7.8% | -25.4% | -28.9% | · |
| GDOT | · | · | 20.7% | · | · | · |
| NRDS | $966M | 21.2 | 21.7% | 5.8% | 12.7% | · |
| OPFI | · | 10.6 | · | · | 57.7% | · |
| KPLT | · | · | · | · | · | · |
| TREE | $731M | 4.9 | 24.1% | 13.5% | 74.7% | 31.5% |
| RM | $370M | 8.7 | 9.7% | 6.9% | 12.1% | · |
| MFIN | · | · | · | · | · | · |
| CPSS | $204M | 11.7 | 10.4% | 4.5% | 12.5% | · |
Últimas noticias Noticias recientes que mencionan a esta empresa
Mis Métricas Tu lista de seguimiento personal — filas seleccionadas de Fundamentales Completos
Seleccione las métricas que le importan: haga clic en el + junto a cualquier fila en Fundamentales completos arriba.
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Fuente: SEC 10-Q presentada el Ago 6, 2026