LPRO Open Lending Corporation - Common Stock

NASDAQ · Financial Services · Voir sur SEC EDGAR ↗
$1,82
Prix · Mai 20, 2026
Données fondamentales au Mai 8, 2026

LPRO Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines

Prix
$1.82
Capitalisation Boursière
$182M
P/E (TTM)
-38.8
BPA (TTM)
$-0.04
Revenus (TTM)
$93M
Rendement div.
ROE
-5.5%
Dette/Capitaux propres
1.2
Fourchette 52 semaines
$1 – $3

LPRO Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue

Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA

Revenus et bénéfice net $93M
8-point trend, +78.6%
2018-12-31 2025-12-31
BPA $-0.04
7-point trend, +98.7%
2019-12-31 2025-12-31
Flux de trésorerie libre $-3M
6-point trend, -113.9%
2020-12-31 2025-12-31
Marges -4.5%
6-point trend, -15.5%
2020-12-31 2025-12-31

Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?

Métrique
Tendance sur 5 ans
LPRO
Médiane des pairs
P/E (TTM)
5-point trend, -300.0%
-38.8
29.2
P/S (TTM)
5-point trend, -85.1%
2.0
5.5
P/B
5-point trend, -86.4%
2.4
4.4
EV / EBITDA
5-point trend, -299.2%
-37.8
Price / FCF (Cours / FCF)
5-point trend, -284.3%
-56.1

Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC

Métrique
Tendance sur 5 ans
LPRO
Médiane des pairs
Gross Margin (Marge Brute)
5-point trend, -15.9%
76.9%
73.5%
Operating Margin (Marge d'exploitation)
5-point trend, -107.7%
-5.4%
Net Profit Margin (Marge nette)
5-point trend, -106.7%
-4.5%
-111.7%
ROA
5-point trend, -103.3%
-1.6%
-13.1%
ROE
5-point trend, -105.4%
-5.5%
-26.5%
ROIC
5-point trend, -106.3%
-2.4%

Santé financière Dette, liquidité, solvabilité — solidité du bilan

Métrique
Tendance sur 5 ans
LPRO
Médiane des pairs
Debt / Equity (Dette / Capitaux propres)
5-point trend, +31.0%
1.2
0.0
Current Ratio (Ratio de liquidité)
5-point trend, -73.1%
4.5
3.4
Quick Ratio (Ratio de liquidité réduite)
5-point trend, -64.1%
3.7

Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans

Métrique
Tendance sur 5 ans
LPRO
Médiane des pairs
Revenue YoY (Chiffre d'affaires YoY)
5-point trend, -56.8%
288.0%
Revenue CAGR 3Y (CAGR du chiffre d'affaires 3 ans)
5-point trend, -56.8%
-19.6%
Revenue CAGR 5Y (CAGR du chiffre d'affaires 5 ans)
5-point trend, -56.8%
-3.1%
EPS YoY (BPA Année/Année)
5-point trend, -103.4%
-66.0%
Net Income YoY (Bénéfice net YoY)
5-point trend, -102.9%
-66.9%

Indicateurs par action BPA, valeur comptable par action, flux de trésorerie par action, dividende par action

Métrique
Tendance sur 5 ans
LPRO
Médiane des pairs
EPS (Diluted) (BPA (Dilué))
5-point trend, -103.4%
$-0.04

Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances

Métrique
Tendance sur 5 ans
LPRO
Médiane des pairs

LPRO Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse

ACHAT 14 analystes
  • Achat fort 2 14,3%
  • Achat 6 42,9%
  • Conserver 6 42,9%
  • Vente 0 0,0%
  • Vente forte 0 0,0%

Objectif de cours à 12 mois

5 analystes · 2026-05-20
Objectif médian $2.00 +9,9%
Objectif moyen $2.44 +34,1%

Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats

Surprise Moyenne
0.00%
Période EPS Actual BPA est. Surprise
31 mars 2026 $0.00 $0.01 -0.01%
31 décembre 2025 $0.01 $0.02 -0.01%
30 septembre 2025 $0.03 $0.00 0.03%
30 juin 2025 $0.01 $0.01 0.00%
31 mars 2025 $0.01 $0.02 -0.01%

Comparaison avec les pairs Indicateurs clés par rapport aux pairs du secteur

Ticker Capitalisation Boursière P/E Revenus Année/Année Marge Nette ROE Marge Brute
LPRO $182M -38.8 288.0% -4.5% -5.5% 76.9%
GEMI $1.17B -0.6 26.3% -324.6% 220.5%
BKKT -1.1 -32.1% -4.6% -146.2%
VALU -6.4% 59.0% 20.8%
MKTW 6.5 -19.7% 1.7% -46.4%
BRR
FLD
ATHR $73M -20.8 -4.1% -227.5% -160.2% 70.8%

Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie

Compte de résultat 18
Données annuelles Compte de résultat pour LPRO
Métrique Tendance 20252024202320222021202020192018
Revenue 8-point trend, +78.6% $93M $24M $117M $180M $216M $109M $93M $52M
Cost of Revenue 8-point trend, +368.3% $22M $24M $22M $20M $19M $10M $8M $5M
Gross Profit 8-point trend, +50.6% $72M $169.0K $95M $160M $197M $99M $85M $48M
R&D Expense 8-point trend, +994.4% $9M $4M $6M $8M $4M $2M $1M $802.0K
SG&A Expense 8-point trend, +337.9% $53M $44M $43M $36M $30M $33M $14M $12M
Operating Expenses 6-point trend, +80.9% $77M $66M $66M $62M $47M $42M · ·
Operating Income 8-point trend, -117.6% $-5M $-65M $29M $98M $150M $57M $63M $28M
Interest Expense 6-point trend, +3026.4% · · $11M $6M $6M $12M $322.0K $341.0K
Interest Income 8-point trend, +71569.2% $9M $12M $10M $2M $213.0K $202.0K $24.0K $13.0K
Other Non-op 8-point trend, -110.6% $-18.0K $0 $109.0K $-238.0K $-119.0K $-4M $197.0K $170.0K
Pretax Income 8-point trend, -119.0% $-5M $-65M $29M $94M $191M $-91M $63M $28M
Income Tax 8-point trend, -3162.2% $-1M $70M $7M $27M $45M $7M $-30.0K $37.0K
Net Income 8-point trend, -115.0% $-4M $-135M $22M $67M $146M $-98M $63M $28M
EPS (Basic) 7-point trend, +98.7% $-0.04 $-1.13 $0.18 $0.53 $1.16 $-1.09 $-2.97 ·
EPS (Diluted) 7-point trend, +98.7% $-0.04 $-1.13 $0.18 $0.53 $1.16 $-1.09 $-2.97 ·
Shares (Basic) 8-point trend, +215.2% 118,603,000 119,180,000 120,827,000 126,108,329 126,354,597 82,908,772 37,631,052 37,631,052
Shares (Diluted) 7-point trend, +215.2% 118,603,000 119,180,000 121,475,000 126,261,614 126,390,435 82,908,772 37,631,052 ·
EBITDA 6-point trend, -104.4% $-3M $-64M $30M $99M $151M $58M · ·
Bilan 26
Données annuelles Bilan pour LPRO
Métrique Tendance 20252024202320222021202020192018
Cash & Equivalents 8-point trend, +1495.1% $177M $243M $240M $204M $116M $102M $8M $11M
Receivables 7-point trend, -3.0% $4M $5M $5M $6M $7M $4M $4M ·
Prepaid Expense 3-point trend, +417.5% · · · · $2M $2M $479.0K ·
Other Current Assets 7-point trend, +2542.0% $5M $3M $3M $2M $5M $2M $205.0K ·
Current Assets 8-point trend, +549.2% $223M $276M $290M $281M $203M $163M $45M $34M
PP&E (Net) 7-point trend, +53.2% $458.0K $729.0K $826.0K $3M $3M $1M $299.0K ·
PP&E (Gross) 2-point trend, +112.1% · · · · · $1M $638.0K ·
Accum. Depreciation 2-point trend, -55.2% · · · · · $152.0K $339.0K ·
Other Non-current Assets 7-point trend, +598.0% $4M $6M $6M $6M $262.0K $124.0K $506.0K ·
Total Assets 7-point trend, +198.9% $237M $296M $374M $380M $319M $294M $79M ·
Accounts Payable 7-point trend, -66.6% $446.0K $953.0K $375.0K $288.0K $1M $3M $1M ·
Accrued Liabilities 7-point trend, +333.6% $9M $5M $8M $6M $4M $3M $2M ·
Short-term Debt 7-point trend, +201.9% $8M $8M $5M $4M $3M $5M $2M ·
Current Liabilities 8-point trend, +255.8% $49M $47M $21M $15M $12M $17M $8M $14M
Capital Leases 7-point trend, +2382000.00 $2M $3M $3M $4M $5M $5M $0 ·
Other Non-current Liabilities 7-point trend, +5239000.00 $5M $7M $5M $4M $0 $13.0K $0 ·
Total Liabilities 7-point trend, +1692.5% $162M $218M $168M $167M $160M $267M $9M ·
Long-term Debt 6-point trend, -46.3% $85M $140M $144M $147M $146M $158M · ·
Total Debt 6-point trend, +1787.6% $92M $147M $9M $151M $149M $5M · ·
Common Stock 7-point trend, +241.0% $1M $1M $1M $1M $1M $1M $376.0K ·
Paid-in Capital 7-point trend, +6425.9% $498M $503M $502M $500M $497M $491M $8M ·
Retained Earnings 8-point trend, -211.1% $-333M $-329M $-194M $-216M $-282M $-428M $-243M $-107M
Treasury Stock 7-point trend, +90990000.00 $91M $97M $104M $72M $57M $38M $0 ·
Stockholders' Equity 8-point trend, +156.0% $75M $78M $206M $213M $159M $27M $-235M $-134M
Liabilities + Equity 7-point trend, +198.9% $237M $296M $374M $380M $319M $294M $79M ·
Shares Outstanding 7-point trend, +212.7% 117,660,648 119,350,001 118,819,795 123,646,059 128,198,185 128,198,185 37,631,052 ·
Flux de trésorerie 17
Données annuelles Flux de trésorerie pour LPRO
Métrique Tendance 20252024202320222021202020192018
D&A 8-point trend, +2912.5% $2M $2M $1M $915.0K $525.0K $1M $105.0K $80.0K
Stock-based Comp 8-point trend, +178.5% $7M $9M $9M $5M $4M $3M $2M $3M
Deferred Tax 8-point trend, +0.00 $0 $70M $-5M $375.0K $20M $5M $0 $0
Other Non-cash 6-point trend, -107.5% $-8M $72M $55M $34M $-76M $113M · ·
Operating Cash Flow 8-point trend, -111.2% $-3M $18M $83M $107M $95M $25M $42M $29M
CapEx 8-point trend, -47.2% $56.0K $165.0K $123.0K $238.0K $111.0K $1M $99.0K $106.0K
Investing Cash Flow 8-point trend, -871.7% $-1M $-4M $-2M $-624.0K $-2M $-1M $-99.0K $-106.0K
Debt Issued 3-point trend, +170000000.00 · · · · · $170M $0 $0
Net Debt Issued · · · · · $170M · ·
Stock Repurchased 8-point trend, +4886000.00 $5M $0 $37M $18M $20M $38M $0 $0
Net Stock Activity 6-point trend, +87.0% $-5M $0 $-37M $-18M $-20M $-38M · ·
Dividends Paid 5-point trend, -100.0% · · · $0 $0 $136M $42M $19M
Financing Cash Flow 8-point trend, -187.6% $-61M $-6M $-42M $-18M $-78M $71M $-45M $-21M
Net Change in Cash 8-point trend, -1023.0% $-66M $7M $38M $89M $15M $94M $-3M $7M
Taxes Paid 8-point trend, -6067.6% $-2M $-4M $9M $36M $25M $144.0K $-40.0K $37.0K
Free Cash Flow 6-point trend, -113.9% $-3M $17M $83M $107M $93M $23M · ·
Levered FCF 4-point trend, +575.9% · · $74M $103M $89M $11M · ·
Rentabilité 8
Données annuelles Rentabilité pour LPRO
Métrique Tendance 20252024202320222021202020192018
Gross Margin 6-point trend, -15.5% 76.9% 0.70% 81.0% 88.9% 91.4% 91.0% · ·
Operating Margin 6-point trend, -110.3% -5.4% -272.1% 24.8% 54.4% 69.7% 52.1% · ·
Net Margin 6-point trend, +94.9% -4.5% -562.0% 18.8% 37.1% 67.7% -89.6% · ·
Pretax Margin 6-point trend, +93.1% -5.8% -268.9% 24.6% 52.1% 88.6% -83.6% · ·
EBITDA Margin 6-point trend, -105.2% -2.8% -265.2% 25.7% 55.1% 70.2% 53.7% · ·
ROA 6-point trend, +97.0% -1.6% -40.3% 5.9% 19.1% 47.7% -52.3% · ·
ROE 6-point trend, +98.3% -5.5% -90.4% 10.5% 29.9% 102.0% -320.4% · ·
ROIC 6-point trend, -101.2% -2.4% -60.6% 10.3% 19.1% 37.2% 193.0% · ·
Liquidité et Solvabilité 5
Données annuelles Liquidité et Solvabilité pour LPRO
Métrique Tendance 20252024202320222021202020192018
Current Ratio 6-point trend, -52.8% 4.5 5.8 14.1 18.6 16.8 9.6 · ·
Quick Ratio 6-point trend, -41.2% 3.7 5.3 11.9 13.9 10.2 6.2 · ·
Debt / Equity 6-point trend, +570.4% 1.2 1.9 0.0 0.7 0.9 0.2 · ·
LT Debt / Equity 4-point trend, +14.5% 1.0 1.7 · 0.7 0.9 · · ·
Interest Coverage 4-point trend, -44.2% · · 2.7 16.7 25.7 4.9 · ·
Efficacité 2
Données annuelles Efficacité pour LPRO
Métrique Tendance 20252024202320222021202020192018
Asset Turnover 6-point trend, -40.1% 0.3 0.1 0.3 0.5 0.7 0.6 · ·
Receivables Turnover 6-point trend, -20.2% 21.4 5.0 22.7 29.3 39.7 26.8 · ·
Par action 5
Données annuelles Par action pour LPRO
Métrique Tendance 20252024202320222021202020192018
Book Value / Share 6-point trend, +203.5% $0.64 $0.65 $1.73 $1.72 $1.26 $0.21 · ·
Revenue / Share 5-point trend, -53.9% $0.79 $0.20 $0.97 $1.42 $1.71 · · ·
Cash Flow / Share 5-point trend, -103.6% $-0.03 $0.15 $0.68 $0.85 $0.75 · · ·
Cash / Share 6-point trend, +87.5% $1.50 $2.04 $2.02 $1.65 $0.92 $0.80 · ·
EPS (TTM) 6-point trend, +96.3% $-0.04 $-1.13 $0.18 $0.53 $1.16 $-1.09 · ·
Taux de croissance 5
Données annuelles Taux de croissance pour LPRO
Métrique Tendance 20252024202320222021202020192018
Revenue YoY 5-point trend, +193.8% 288.0% -79.5% -34.6% -16.7% 98.0% · · ·
Revenue CAGR 3Y 3-point trend, -866.8% -19.6% -51.9% 2.6% · · · · ·
Revenue CAGR 5Y -3.1% · · · · · · ·
EPS YoY 2-point trend, -21.6% · · -66.0% -54.3% · · · ·
Net Income YoY 2-point trend, -22.9% · · -66.9% -54.4% · · · ·
Valorisation (TTM) 17
Données annuelles Valorisation (TTM) pour LPRO
Métrique Tendance 20252024202320222021202020192018
Revenue TTM 6-point trend, -14.4% $93M $24M $117M $180M $216M $109M · ·
Net Income TTM 6-point trend, +95.7% $-4M $-135M $22M $67M $146M $-98M · ·
Market Cap 6-point trend, -95.9% $182M $713M $1.01B $835M $2.84B $4.43B · ·
Enterprise Value 6-point trend, -97.7% $98M $617M $780M $781M $2.87B $4.34B · ·
P/E 6-point trend, -20.8% -38.8 -5.3 47.3 12.7 19.4 -32.1 · ·
P/S 6-point trend, -95.2% 2.0 29.7 8.6 4.6 13.2 40.7 · ·
P/B 6-point trend, -98.5% 2.4 9.1 4.9 3.9 17.8 166.5 · ·
P / Tangible Book 6-point trend, -98.5% 2.4 9.1 4.9 3.9 17.8 166.5 · ·
P / Cash Flow 6-point trend, -131.7% -57.1 40.5 12.2 7.8 29.8 179.9 · ·
P / FCF 6-point trend, -129.7% -56.1 40.9 12.3 7.8 30.5 189.1 · ·
EV / EBITDA 6-point trend, -150.9% -37.8 -9.7 25.8 7.9 19.0 74.1 · ·
EV / FCF 6-point trend, -116.3% -30.2 35.4 9.5 7.3 30.8 185.0 · ·
EV / Revenue 6-point trend, -97.4% 1.1 25.7 6.6 4.4 13.3 39.8 · ·
Dividend Yield 3-point trend, -100.0% · · · 0.00% 0.00% 3.1% · ·
Earnings Yield 6-point trend, +17.3% -2.6% -18.9% 2.1% 7.8% 5.2% -3.1% · ·
Payout Ratio 3-point trend, +100.0% · · · 0.00% 0.00% -139.0% · ·
Annual Payout 3-point trend, -100.0% · · · $0 $0 $136M · ·

États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années

Compte de résultat
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenu $93M$24M$117M$180M$216M
Marge Brute % 76.9%0.70%81.0%88.9%91.4%
Marge d'exploitation % -5.4%-272.1%24.8%54.4%69.7%
Résultat net $-4M$-135M$22M$67M$146M
BPA dilué $-0.04$-1.13$0.18$0.53$1.16
Bilan
2025-12-312024-12-312023-12-312022-12-312021-12-31
Dette / Capitaux propres 1.21.90.00.70.9
Ratio de liquidité 4.55.814.118.616.8
Ratio de liquidité réduite 3.75.311.913.910.2
Flux de trésorerie
2025-12-312024-12-312023-12-312022-12-312021-12-31
Flux de trésorerie libre $-3M$17M$83M$107M$93M

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