STEL Stellar Bancorp, Inc. Common Stock
$39,12
Prix · Jui 26, 2026
Données fondamentales au Avr 28, 2026
Fourchette 52 semaines
$28–$40
91% of range
Note des analystes
BUY
9 analysts
Objectif de cours
$38
P/E (TTM)
15.5
ROE
—
Marge nette
—
STEL Aperçu de l'action Prix, capitalisation boursière, P/E, EPS, ROE, dette/capitaux propres, fourchette sur 52 semaines
Prix
$39.12
Capitalisation Boursière
—
P/E (TTM)
15.5
BPA (TTM)
$1.99
Revenus (TTM)
$6M
Rendement div.
—
ROE
—
Dette/Capitaux propres
—
Fourchette 52 semaines
$28 – $40
STEL Graphique du cours de l'action OHLCV quotidien avec indicateurs techniques — panoramique, zoom et personnalisez votre vue
Configure
Performance sur 10 ans Tendances du chiffre d'affaires, du bénéfice net, des marges et du BPA
Revenus et bénéfice net
$6M
2022-12-31
→
2025-12-31
BPA
$1.99
2016-12-31
→
2025-12-31
Flux de trésorerie libre
—
2017-12-31
→
2024-12-31
Marges
—
Valorisation Ratios P/E, P/S, P/B, EV/EBITDA — l'action est-elle chère ou bon marché ?
Métrique
Tendance sur 5 ans
STEL
Médiane des pairs
P/E (TTM)
15.5
13.8
Rentabilité Marges brutes, d'exploitation et nettes ; ROE, ROA, ROIC
Métrique
Tendance sur 5 ans
STEL
Médiane des pairs
Santé financière Dette, liquidité, solvabilité — solidité du bilan
Métrique
Tendance sur 5 ans
STEL
Médiane des pairs
Croissance Croissance du chiffre d'affaires, du BPA et du bénéfice net : Année/Année, TCAC 3 ans, TCAC 5 ans
Métrique
Tendance sur 5 ans
STEL
Médiane des pairs
Revenue YoY (Chiffre d'affaires YoY)
-2.3%
—
Revenue CAGR 3Y (CAGR du chiffre d'affaires 3 ans)
19.4%
—
EPS YoY (BPA Année/Année)
-7.4%
—
Net Income YoY (Bénéfice net YoY)
-10.5%
—
Efficacité du capital Rotation des actifs, rotation des stocks, rotation des créances
Métrique
Tendance sur 5 ans
STEL
Médiane des pairs
Dividendes Rendement, ratio de distribution, historique des dividendes, CAGR à 5 ans
Rendement du Dividende
—
Ratio de distribution
—
CAGR des dividendes sur 5 ans
—
| Date ex-dividende | Montant |
|---|---|
| 15 juin 2026 | $0,1500 |
| 16 mars 2026 | $0,1500 |
| 15 décembre 2025 | $0,1500 |
| 15 septembre 2025 | $0,1400 |
| 16 juin 2025 | $0,1400 |
| 17 mars 2025 | $0,1400 |
| 13 décembre 2024 | $0,1400 |
| 13 septembre 2024 | $0,1300 |
| 14 juin 2024 | $0,1300 |
| 15 mars 2024 | $0,1300 |
| 14 décembre 2023 | $0,1300 |
| 14 septembre 2023 | $0,1300 |
| 14 juin 2023 | $0,1300 |
| 14 mars 2023 | $0,1300 |
| 14 décembre 2022 | $0,1300 |
| 28 septembre 2022 | $0,1300 |
| 28 juin 2022 | $0,1300 |
| 31 mars 2022 | $0,1300 |
| 31 décembre 2021 | $0,1300 |
| 30 septembre 2021 | $0,1300 |
STEL Consensus des analystes Opinions des analystes haussières et baissières, objectif de cours à 12 mois, potentiel de hausse
ACHAT
9 analystes
- Achat fort 2 22,2%
- Achat 4 44,4%
- Conserver 3 33,3%
- Vente 0 0,0%
- Vente forte 0 0,0%
Objectif de cours à 12 mois
2 analystes · 2026-06-24
Médiane
$38.00
Maintenant
$39.12
Bas
$32.00
Haut
$44.00
Objectif médian
$38.00
-2,9%
Objectif moyen
$38.00
-2,9%
Historique des bénéfices BPA réel vs estimation, surprise %, taux de succès, prochaine date de publication des résultats
Surprise Moyenne
0.03%
Prochain rapport
Jul 23, 2026
| Période | EPS Actual | BPA est. | Surprise |
|---|---|---|---|
| 31 mars 2026 | $0.58 | $0.50 | 0.08% |
| 31 décembre 2025 | $0.52 | $0.52 | -0.00% |
| 30 septembre 2025 | $0.50 | $0.50 | -0.00% |
| 30 juin 2025 | $0.51 | $0.46 | 0.05% |
| 31 mars 2025 | $0.46 | $0.45 | 0.01% |
Comparaison avec les pairs Indicateurs clés par rapport aux pairs du secteur
| Ticker | Capitalisation Boursière | P/E | Revenus Année/Année | Marge Nette | ROE | Marge Brute |
|---|---|---|---|---|---|---|
| STEL | — | 15.5 | -2.3% | — | — | — |
| SYBT | $1.91B | 13.7 | — | 35.3% | 13.5% | — |
| NWBI | $1.75B | 13.0 | 25.3% | 19.2% | 7.1% | — |
| CLBK | — | 30.5 | 43.8% | — | — | — |
| FCF | $1.73B | 11.5 | 9.4% | 29.1% | 9.9% | — |
| NBHC | $1.44B | 13.3 | 2.9% | 232.6% | 8.0% | — |
| SRCE | — | 9.7 | 12.0% | 36.5% | 13.3% | — |
| LOB | — | 15.4 | 18.3% | 18.3% | 9.4% | — |
| CHCO | — | 13.3 | 3.2% | 175.7% | 16.6% | — |
| OCFC | $1.03B | 15.3 | 5.4% | 17.5% | 4.2% | — |
| CASH | — | 9.4 | 5.3% | 22.1% | 22.1% | — |
Fondamentaux complets Tous les indicateurs par an — compte de résultat, bilan, flux de trésorerie
Compte de résultat 10
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | $6M | $6M | $6M | $4M | |
| Interest Expense | · | · | $154M | $34M | |
| Interest Income | $574M | $602M | $591M | $323M | |
| Pretax Income | $128M | $145M | $162M | $63M | |
| Income Tax | $25M | $30M | $31M | $11M | |
| Net Income | $103M | $115M | $130M | $51M | |
| EPS (Basic) | $1.99 | $2.15 | $2.45 | $1.48 | |
| EPS (Diluted) | $1.99 | $2.15 | $2.45 | $1.47 | |
| Shares (Basic) | 51,756,000 | 53,469,000 | 53,229,000 | 34,738,000 | |
| Shares (Diluted) | 51,808,000 | 53,510,000 | 53,313,000 | 35,007,000 |
Bilan 15
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Cash & Equivalents | $419M | $911M | $399M | $372M | |
| PP&E (Net) | $106M | $112M | $119M | $127M | |
| PP&E (Gross) | $148M | $147M | $147M | $150M | |
| Accum. Depreciation | $42M | $35M | $29M | $23M | |
| Goodwill | $497M | $497M | $497M | $497M | |
| Intangibles | $71M | $93M | $117M | $144M | |
| Total Assets | $10.81B | $10.91B | $10.65B | $10.90B | |
| Total Liabilities | $9.14B | $9.30B | $9.13B | $9.52B | |
| Common Stock | $509.0K | $534.0K | $533.0K | $530.0K | |
| Paid-in Capital | $1.17B | $1.24B | $1.23B | $1.22B | |
| Retained Earnings | $566M | $493M | $406M | $303M | |
| AOCI | $-73M | $-125M | $-118M | $-143M | |
| Stockholders' Equity | $1.67B | $1.61B | $1.52B | $1.38B | |
| Liabilities + Equity | $10.81B | $10.91B | $10.65B | $10.90B | |
| Shares Outstanding | 50,902,024 | 53,428,699 | 53,291,079 | 52,954,985 |
Flux de trésorerie 14
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| D&A | $30M | $32M | $34M | $14M | |
| Stock-based Comp | $9M | $11M | $10M | $9M | |
| Deferred Tax | $-2M | $3M | $10M | $2M | |
| Amort. of Intangibles | $22M | $24M | $27M | $9M | |
| Operating Cash Flow | $97M | $133M | $168M | $109M | |
| CapEx | $4M | $5M | $7M | $4M | |
| Investing Cash Flow | $-348M | $246M | $295M | $74M | |
| Stock Repurchased | $73M | $3M | $0 | $24M | |
| Net Stock Activity | · | $-3M | $0 | $-24M | |
| Dividends Paid | $29M | $28M | $28M | $15M | |
| Financing Cash Flow | $-241M | $133M | $-436M | $-569M | |
| Net Change in Cash | $-492M | $512M | $28M | $-386M | |
| Free Cash Flow | · | $128M | $161M | $105M | |
| Levered FCF | · | · | $37M | $77M |
Rentabilité 4
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Net Margin | · | 1788.5% | 28.3% | 16.6% | |
| Pretax Margin | · | 2254.4% | 35.1% | 20.2% | |
| ROA | · | 1.1% | 1.2% | 0.57% | |
| ROE | · | 7.1% | 8.8% | 5.0% |
Efficacité 1
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Asset Turnover | · | 0.0 | 0.0 | 0.0 |
Taux de croissance 9
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue YoY | -2.3% | 6.0% | 64.3% | · | |
| Revenue CAGR 3Y | 19.4% | · | · | · | |
| EPS YoY | -7.4% | -12.2% | 66.7% | -47.9% | |
| EPS CAGR 3Y | 10.6% | -8.6% | 16.2% | · | |
| EPS CAGR 5Y | 5.0% | · | · | · | |
| Net Income YoY | -10.5% | -11.9% | 153.7% | -36.9% | |
| Net Income CAGR 3Y | 26.0% | 12.1% | 42.0% | · | |
| Net Income CAGR 5Y | 17.7% | · | · | · | |
| Dividend CAGR 5Y | 29.1% | · | · | · |
Valorisation (TTM) 13
| Métrique | Tendance | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue TTM | $6M | $6M | $6M | $4M | |
| Net Income TTM | $103M | $115M | $130M | $51M | |
| Market Cap | · | $1.51B | $1.48B | $1.56B | |
| P/E | 15.5 | 13.2 | 11.4 | 20.0 | |
| P/S | · | 235.6 | 244.7 | 422.8 | |
| P/B | · | 0.9 | 1.0 | 1.1 | |
| P / Tangible Book | 1.4 | 1.5 | 1.6 | 2.1 | |
| P / Cash Flow | · | 11.4 | 8.8 | 14.3 | |
| P / FCF | · | 11.8 | 9.2 | 14.8 | |
| Dividend Yield | · | 1.9% | 1.9% | 0.99% | |
| Earnings Yield | 6.4% | 7.6% | 8.8% | 5.0% | |
| Payout Ratio | · | 24.6% | 21.2% | 29.9% | |
| Annual Payout | $29M | $28M | $28M | $15M |
Compte de résultat 10
| Métrique | Tendance | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $2M | $1M | |
| Interest Expense | · | · | · | · | · | · | · | $51M | $46M | · | $45M | $39M | $25M | |
| Interest Income | $145M | $144M | $145M | $143M | $142M | $150M | $152M | $152M | $148M | $152M | $151M | $147M | $140M | |
| Pretax Income | $33M | $32M | $32M | $33M | $31M | $32M | $43M | $38M | $33M | $34M | $38M | $43M | $47M | |
| Income Tax | $6M | $5M | $7M | $7M | $6M | $7M | $9M | $8M | $7M | $7M | $7M | $7M | $10M | |
| Net Income | $27M | $26M | $26M | $26M | $25M | $25M | $34M | $30M | $26M | $27M | $31M | $35M | $37M | |
| EPS (Basic) | $0.53 | $0.52 | $0.50 | $0.51 | $0.46 | $0.47 | $0.63 | $0.56 | $0.49 | $0.51 | $0.58 | $0.66 | $0.70 | |
| EPS (Diluted) | $0.53 | $0.52 | $0.50 | $0.51 | $0.46 | $0.47 | $0.63 | $0.56 | $0.49 | $0.51 | $0.58 | $0.66 | $0.70 | |
| Shares (Basic) | 50,829,000 | -104,202,000 | 51,283,000 | 51,529,000 | 53,146,000 | -107,987,000 | 54,541,000 | 53,572,000 | 53,343,000 | -106,402,000 | 53,313,000 | 53,297,000 | 53,021,000 | |
| Shares (Diluted) | 50,944,000 | -104,314,000 | 51,356,000 | 51,569,000 | 53,197,000 | -108,084,000 | 54,580,000 | 53,608,000 | 53,406,000 | -106,580,000 | 53,380,000 | 53,375,000 | 53,138,000 |
Bilan 15
| Métrique | Tendance | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $550M | $419M | $728M | $578M | $561M | $911M | $516M | $490M | $400M | · | $302M | $304M | $263M | |
| PP&E (Net) | $100M | $106M | $108M | $109M | $110M | $112M | $114M | $114M | $116M | · | $119M | $119M | $125M | |
| PP&E (Gross) | · | $148M | · | · | · | $147M | · | · | · | · | · | · | · | |
| Accum. Depreciation | · | $42M | · | · | · | $35M | · | · | · | · | · | · | · | |
| Goodwill | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | $497M | |
| Intangibles | $66M | $71M | $76M | $81M | $87M | $93M | $98M | $104M | $111M | · | $123M | $130M | $137M | |
| Total Assets | $10.89B | $10.81B | $10.63B | $10.49B | $10.43B | $10.91B | $10.63B | $10.72B | $10.73B | · | $10.67B | $10.78B | $10.60B | |
| Total Liabilities | $9.22B | $9.14B | $8.97B | $8.89B | $8.82B | $9.30B | $9.00B | $9.16B | $9.20B | · | $9.20B | $9.32B | $9.16B | |
| Common Stock | $509.0K | $509.0K | $512.0K | $514.0K | $521.0K | $534.0K | $535.0K | $536.0K | $536.0K | · | $533.0K | $533.0K | $533.0K | |
| Paid-in Capital | $1.17B | $1.17B | $1.18B | $1.19B | $1.20B | $1.24B | $1.24B | $1.24B | $1.24B | · | $1.23B | $1.23B | $1.23B | |
| Retained Earnings | $585M | $566M | $548M | $529M | $510M | $493M | $475M | $448M | $425M | · | $386M | $362M | $333M | |
| AOCI | $-89M | $-73M | $-78M | $-111M | $-102M | $-125M | $-88M | $-121M | $-130M | · | $-157M | $-132M | $-113M | |
| Stockholders' Equity | $1.67B | $1.67B | $1.65B | $1.60B | $1.61B | $1.61B | $1.63B | $1.57B | $1.53B | $1.52B | $1.46B | $1.46B | $1.45B | |
| Liabilities + Equity | $10.89B | $10.81B | $10.63B | $10.49B | $10.43B | $10.91B | $10.63B | $10.72B | $10.73B | · | $10.67B | $10.78B | $10.60B | |
| Shares Outstanding | 50,911,515 | 50,902,024 | 51,228,156 | 51,397,629 | 52,140,929 | 53,428,699 | 53,445,999 | 53,564,116 | 53,550,820 | 53,291,079 | 53,321,541 | 53,302,734 | 53,296,038 |
Flux de trésorerie 14
| Métrique | Tendance | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| D&A | $7M | $7M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $8M | $9M | $9M | $9M | |
| Stock-based Comp | $2M | $2M | $3M | $3M | $2M | $2M | $3M | $3M | $3M | $2M | $3M | $3M | $3M | |
| Deferred Tax | $889.0K | $-2M | $-764.0K | $-230.0K | $1M | $1M | $759.0K | $-1M | $3M | $-1M | $-344.0K | $12M | $453.0K | |
| Amort. of Intangibles | $5M | $5M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $6M | $7M | $7M | $7M | |
| Operating Cash Flow | $17M | $13M | $64M | $26M | $-6M | $4M | $60M | $38M | $31M | $31M | $39M | $49M | $49M | |
| CapEx | $268.0K | $1M | $1M | $1M | $770.0K | $1M | $2M | $988.0K | $564.0K | $1M | $3M | $1M | $1M | |
| Investing Cash Flow | $32M | $-479M | $25M | $-42M | $147M | $114M | $139M | $103M | $-110M | $160M | $92M | $-160M | $203M | |
| Stock Repurchased | $4M | $9M | $5M | $21M | $39M | $0 | $3M | $0 | $0 | $0 | $0 | · | · | |
| Net Stock Activity | $-4M | · | · | · | $-39M | · | · | · | · | · | · | · | · | |
| Dividends Paid | $8M | $8M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | $7M | |
| Financing Cash Flow | $82M | $156M | $62M | $34M | $-492M | $278M | $-172M | $-51M | $79M | $-95M | $-132M | $152M | $-360M | |
| Net Change in Cash | $130M | $-309M | $150M | $18M | $-351M | $395M | $26M | $91M | $505.0K | $97M | $-2M | $41M | $-108M | |
| Free Cash Flow | $16M | · | · | · | $-6M | · | · | · | $31M | · | · | · | $48M | |
| Levered FCF | · | · | · | · | · | · | · | · | $-6M | · | · | · | $28M |
Rentabilité 4
| Métrique | Tendance | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 1649.3% | · | 1661.5% | 1688.1% | 1559.5% | · | 2126.2% | 1805.4% | 1636.2% | · | 27.7% | 30.9% | 30.1% | |
| Pretax Margin | 2041.6% | · | 2083.0% | 2116.1% | 1954.9% | · | 2680.5% | 2278.2% | 2059.2% | · | 34.4% | 37.5% | 38.2% | |
| ROA | 0.25% | · | 0.24% | 0.25% | 0.23% | · | 0.32% | 0.28% | 0.25% | · | 0.41% | 0.47% | 0.49% | |
| ROE | 1.6% | · | 1.6% | 1.7% | 1.6% | · | 2.2% | 2.0% | 1.8% | · | 3.1% | 3.5% | 3.7% |
Efficacité 1
| Métrique | Tendance | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Turnover | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 | · | 0.0 | 0.0 | 0.0 |
Valorisation (TTM) 11
| Métrique | Tendance | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue TTM | $6M | · | $6M | $6M | $6M | · | $6M | $6M | $6M | · | · | · | · | |
| Net Income TTM | $104M | · | $111M | $115M | $114M | · | $121M | $122M | $129M | · | $118M | $103M | $87M | |
| Market Cap | $1.86B | · | $1.55B | $1.44B | $1.44B | · | $1.38B | $1.23B | $1.30B | · | $1.14B | $1.22B | $1.31B | |
| P/E | 18.3 | · | 14.4 | 13.0 | 12.9 | · | 11.5 | 10.0 | 10.0 | · | 8.7 | 9.5 | 10.3 | |
| P/S | 294.7 | · | 247.3 | 225.2 | 224.5 | · | 214.2 | 190.9 | 212.4 | · | · | · | · | |
| P/B | 1.1 | · | 0.9 | 0.9 | 0.9 | · | 0.9 | 0.8 | 0.9 | · | 0.8 | 0.8 | 0.9 | |
| P / Tangible Book | 1.7 | · | 1.4 | 1.4 | 1.4 | · | 1.3 | 1.3 | 1.4 | · | 1.4 | 1.5 | 1.6 | |
| P / Cash Flow | 112.9 | · | · | · | -254.0 | · | · | · | 41.9 | · | · | · | 26.8 | |
| P / FCF | 114.8 | · | · | · | -223.6 | · | · | · | 42.7 | · | · | · | 27.5 | |
| Earnings Yield | 5.5% | · | 6.9% | 7.7% | 7.7% | · | 8.7% | 10.0% | 10.0% | · | 11.4% | 10.6% | 9.8% | |
| Payout Ratio | 28.8% | · | · | · | 29.4% | · | · | · | 26.6% | · | · | · | 18.6% |
États financiers Compte de résultat, bilan, flux de trésorerie — annuel, sur les 5 dernières années
Compte de résultat
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Revenu | $6M | $6M | $6M | $4M | — |
| Résultat net | $103M | $115M | $130M | $51M | $82M |
| BPA dilué | $1.99 | $2.15 | $2.45 | $1.47 | $2.82 |
Flux de trésorerie
| 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | |
|---|---|---|---|---|---|
| Flux de trésorerie libre | — | $128M | $161M | $105M | — |
Mes métriques Votre watchlist personnelle — lignes sélectionnées de Fondamentaux Complets
📊
Choisissez les indicateurs qui vous importent — cliquez sur le ➕ à côté de n'importe quelle ligne dans Fondamentaux Complets ci-dessus.
Votre sélection est enregistrée et vous suit sur tous les tickers.