CZFS
NASDAQ
US
Citizens Financial Services, Inc. - Common Stock
$63,41
▲ +$1,26
(+2,03%)
Vol 5K
9
Skor Kualitas
ok
Pemeriksaan Mendalam
2/5
ok
Pendapatan ✓
Laba Bersih ✓
>IPO ✗
Kap. Pasar
$274.1M
P/E
8,0
ROE
10,9%
Margin
20,6%
D/E
85,32
Beta
0,43
Imbal Hasil Dividen
3,51%
52W
$50–$66
Konsensus Wall Street
7 analis · Apr 20262
Beli Kuat
4
Beli
1
Tahan
0
Jual
0
Jual Kuat
85,7%
Peringkat Beli
Grafik Harga
Saham Serupa
Tentang Citizens Financial Services, Inc. - Common Stock
Pendapatan
Tingkat beat: 100,0%| Kuartal | EPS Estimasi | EPS Aktual | Kejutan |
|---|---|---|---|
| Des 2025 | $2,11 | $2,18 | +$0,07 |
| Sep 2025 | $1,80 | $2,09 | +$0,29 |
| Jun 2025 | $1,64 | $1,76 | +$0,12 |
| Mar 2025 | $1,50 | $1,58 | +$0,08 |
Pendapatan & Laba Kuartalan
| Kuartal | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Pendapatan | — | $26.2M | $26.4M | $27.3M | $29.0M | $29.6M |
| Laba Bersih | — | $8.0M | $7.6M | $8.5M | $10.0M | $10.5M |
Tren Fundamental
| Metrik | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.4% | 10.4% | 10.4% | 10.9% | 10.9% | 10.9% |
| P/E (TTM) | 8.93 | 8.67 | 9.19 | 7.73 | 7.65 | 8.04 |
| Net Margin | — | 20.6% | 20.6% | 20.6% | 20.6% | 20.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 99.86 | 99.86 | 99.86 | 85.32 | 85.32 | 85.32 |
| Current Ratio | — | — | — | — | — | — |
Rasio Utama
ROA (TTM)
1,1%
P/S (TTM)
3,10
P/B
1,0
EPS (TTM)
$7,10
CF/Share
$4,69
Pertumbuhan Pendapatan 3T
+10,4%
52W High
$66,06
52W Low
$49,96
$49,96
Rentang 52 Minggu
$66,06
Kesehatan Keuangan
Arus Kas Bebas
$16.7M
Utang Bersih
$255.8M
Kas
$38.1M
Total Utang
$294.0M
Per tanggal Des 31, 2025
Як CZFS виглядає на тлі конкурентів у Banking?
Група порівняння: Micro-cap Banking (All) · 289 компаній
Оцінка CZFS vs аналоги Banking
P/E
8,0
▼
36%
di bawah
rekan
(12,6)
vs Rekan
vs Industri
Undervalued
P/S
3,1
▲
34%
di atas
rekan
(2,3)
vs Rekan
vs Industri
Overvalued
P/B
1,0
▼
4%
di bawah
rekan
(1,1)
vs Rekan
vs Industri
Nilai wajar
Дивідендна дохідність
3,5%
▲
17%
di atas
rekan
(3,0%)
vs Rekan
vs Industri
Di bawah rata-rata
Прибутковість CZFS vs аналоги Banking
ROE
10,9%
▲
21%
di atas
rekan
(9,0%)
vs Rekan
vs Industri
Di bawah rata-rata
Net margin
20,6%
▼
28%
di bawah
rekan
(28,6%)
vs Rekan
vs Industri
Lemah
Валова маржа
—
—
vs Rekan
vs Industri
Lemah
ROA
1,1%
▲
19%
di atas
rekan
(1,0%)
vs Rekan
vs Industri
Di bawah rata-rata
Фінансове здоровʼя CZFS vs аналоги Banking
D/E ratio
85,3
▲
516%
di atas
rekan
(13,8)
vs Rekan
vs Industri
Utang tinggi
Поточна ліквідність
—
▼
0%
di bawah
rekan
(0,1)
vs Rekan
vs Industri
Likuiditas rendah
Beta
0,4
▼
38%
di bawah
rekan
(0,7)
vs Rekan
vs Industri
Lebih volatil
Радар фундаменталів CZFS
CZFS
Median rekan
Industri
CZFS прибутковість vs борг
Розмір бульбашки = капіталізація · X = чиста маржа · Y = D/E ratio
CZFS vs аналоги: ключові метрики
Aktivitas Orang Dalam
NeutralPembelian
0
Penjualan
0
LANDY ROBERT JOSEPH
Director · Mar 19
20 shs
PAINTER JOHN P II
Director · Mar 06
675 shs
GUILLAUME STEPHEN J
Officer · Feb 27
13 shs
LANDY ROBERT JOSEPH
Director · Jan 12
40 shs
Terakhir 90 hari
Pemegang Terbesar
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Per tanggal Des 31, 2025
Dividen
$1,99
/ tahun
Mar 13, 2026
$0,5000
Des 12, 2025
$0,5000
Sep 12, 2025
$0,5000
Jun 13, 2025
$0,4900
Mar 14, 2025
$0,4950
Des 13, 2024
$0,4900
Sep 13, 2024
$0,4900
Jun 14, 2024
$0,4850
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