LMND Cuplikan Saham Harga, kapitalisasi pasar, P/E, EPS, ROE, utang/ekuitas, kisaran 52 minggu

03

Harga $46.49

Kapitalisasi Pasar (MRQ) $3.59B

P/E (TTM) -25.7

EPS (TTM) $-1.81

Pendapatan (TTM) $975M

ROE (TTM) -27.0%

Rentang 52M $43–$100

LMND Grafik Harga Saham OHLCV harian dengan indikator teknis — geser, perbesar, dan sesuaikan tampilan Anda

04

rentang

batang

Granularitas batang menyesuaikan dengan periode yang dipilih — arahkan kursor ke bagan untuk melihat buka/tinggi/rendah/tutup untuk sebuah batang.

Tentang Lemonade, Inc. Common Stock Tinjauan perusahaan dari Wikipedia

05 · wikidata

Lemonade, Inc. is an American insurance company. The company offers renters' insurance, homeowners' insurance, car insurance, pet insurance, and term life insurance in the United States, as well as contents and liability policies in Germany and the Netherlands and renters' insurance in France. The company is based in New York City and has approximately 2.9 million customers. Lemonade's business model focuses heavily on the usage of artificial intelligence and chatbots, with the company selling 98% of its policies through AI and handling over 60% of claims with AI.

History

2015–2019

Lemonade was founded by Daniel Schreiber (former president of Powermat Technologies) and Shai Wininger (co-founder of Fiverr) in April 2015. Schreiber and Wininger were tech entrepreneurs with no insurance background.

In December 2015, the company secured $13 million in seed money from Sequoia Capital and Aleph.

In August 2016, the company raised $13 million in funding from XL Innovate (part of XL Group), followed by a $34 million Series B funding round in December 2016. The Series B round was led by General Catalyst with participation from Thrive Capital, Tusk Ventures, and GV (formerly Google Ventures).

In May 2016, Lemonade became one of the few insurance companies to receive B-Corporation certification.

In April 2017, the company announced additional investors: Allianz and Ashton Kutcher’s Sound Ventures. In December 2017, Softbank invested an additional $120 million in the company in a Series C round, increasing the total money raised by the company to around $180 million.

In April 2019, Lemonade announced a further $300 million investment in a Series D financing led by SoftBank Group, with participation from Allianz, General Catalyst, GV, OurCrowd, and Thrive Capital, increasing the total money raised by the company to $480 million.

2020–present

In April 2020, the company launched in the Netherlands.

On July 1, 2020, the company became a public company via an initial public offering. The company sold 11,000,000 shares of its common stock, each share priced at $29.00, under the ticker symbol "LMND" on the New York Stock Exchange.

In December 2020, it began offering insurance in France. It also won a trademark dispute with T-Mobile over the use of the color pink.

In May 2021, short-seller Carson Block wrote a letter to Lemonade co-founder and chief executive Daniel Schreiber sharing details of an “accidentally discovered” security flaw that exposed Lemonade customers’ personally identifiable account data. Block wrote that the bug was “unforgivably negligent,” and that his firm was shorting the company's stock “because it is clear Lemonade does not give a fuck about securing its customers’ sensitive personal information."

In November 2021, the company announced that it would fully acquire Metromile, Inc. The acquisition completed on July 29, 2022, following which Lemonade laid off 20% of Metromile's staff.

In January 2026, Lemonade partnered with Tesla to launch the Lemonade Autonomous Car Insurance, a first-of-its-kind offering designed specifically for self-driving cars.

Baca selengkapnya Tampilkan lebih sedikit

Sumber: Wikipedia (English), CC BY-SA 4.0 · Lihat di Wikipedia ↗

Wikidata ↗

sektorFinancials industriInsurance karyawan1.282 negaraUS

Kinerja 10 Tahun Tren Pendapatan, laba bersih, margin, dan EPS

06

Pendapatan$738M

2018-12-31 → 2025-12-31

EPS$-2.24

2019-12-31 → 2025-12-31

Arus Kas Bebas$-26M

2020-12-31 → 2025-12-31

Margin bersih-14.2%

2020-12-31 → 2025-12-31

Valuasi & Rasio 07–12

Valuasi Rasio P/E, P/S, P/B, EV/EBITDA — apakah sahamnya mahal atau murah?

Metrik	LMND	rata-rata 5T	Median Rekan	Kesimpulan
P/E (TTM)	-25.7rata-rata 5T ≈-12.6	≈-12.6	·	·
P/S (TTM)	3.7rata-rata 5T ≈7.8	≈7.8	1.9	Terlalu mahal
P/B (MRQ)	7.2rata-rata 5T ≈4.0	≈4.0	2.1	Terlalu mahal
Harga / FCF (TTM)	443.8rata-rata 5T ≈-73.6	≈-73.6	·	·
Harga / Arus Kas (TTM)	169.6rata-rata 5T ≈-118.9	≈-118.9	·	·
Harga / Nilai Buku Berwujud (MRQ)	7.3rata-rata 5T ≈4.2	≈4.2	·	·

Median rekan dihitung berdasarkan basis standar per metrik dan mungkin tidak selalu cocok dengan basis TTM/MRQ yang ditampilkan untuk saham ini.

Profitabilitas Margin kotor, operasional, dan bersih; ROE, ROA, ROIC

Metrik	LMND	rata-rata 5T	Median Rekan	Kesimpulan
EBITDA Margin (Margin EBITDA)	2.1%rata-rata 5T ≈3.8%	≈3.8%	0.97%	Tingkat teratas
Margin Sebelum Pajak (TTM)	-13.7%rata-rata 5T ≈-82.2%	≈-82.2%	20.8%	Lemah
Margin Laba Bersih (TTM)	-14.2%rata-rata 5T ≈-84.0%	≈-84.0%	16.2%	Lemah
ROA (TTM)	-7.0%rata-rata 5T ≈-14.8%	≈-14.8%	7.1%	Lemah
ROE (TTM)	-27.0%rata-rata 5T ≈-31.1%	≈-31.1%	22.2%	Lemah

Pertumbuhan Pertumbuhan Pendapatan, EPS, dan Laba Bersih: YoY, CAGR 3T, CAGR 5T

Metrik	LMND	rata-rata 5T	Median Rekan	Kesimpulan
Revenue YoY (Pendapatan YoY)	40.2%rata-rata 5T ≈53.2%	≈53.2%	·	·
Revenue CAGR 3Y (CAGR Pendapatan 3T)	42.2%rata-rata 5T ≈56.0%	≈56.0%	·	·
Revenue CAGR 5Y (CAGR Pendapatan 5T)	50.9%	·	·	·

Metrik Per Saham EPS, nilai buku per saham, arus kas per saham, dividen per saham

Metrik	LMND	rata-rata 5T	Median Rekan	Kesimpulan
EPS (Diluted)	$-2.24rata-rata 5T ≈$-3.40	≈$-3.40	·	·
Revenue / Share (Pendapatan / Saham)	$9.98rata-rata 5T ≈$5.92	≈$5.92	·	·
Cash Flow / Share (Arus Kas / Saham)	$-0.22rata-rata 5T ≈$-1.39	≈$-1.39	·	·
Cash / Share (Kas / Saham)	$5.07rata-rata 5T ≈$4.50	≈$4.50	·	·

Efisiensi Modal Perputaran aset, perputaran persediaan, perputaran piutang

Metrik	Tren 5 Tahun	LMND	rata-rata 5T	Median Rekan	Kesimpulan
Asset Turnover (Perputaran Aset)		0.4rata-rata 5T ≈0.2	≈0.2	0.4	Sejajar
Revenue / Employee (Pendapatan Tahunan ÷ karyawan (jumlah karyawan, yfinance). Turunan — bukan konsep SEC-XBRL yang tersimpan.)		≈$575.6K	·	·	·

nilai · ≈ rata-rata 5T · median industri · penilaian relatif terhadap median

Riwayat Pendapatan EPS aktual vs perkiraan, kejutan %, tingkat keberhasilan, tanggal pendapatan berikutnya

14

Kejutan Rata-rata 19.1%

Laporan Berikutnya Nov 03, 2026

Periode	Laporan	EPS Aktual	EPS Estimasi	Kejutan
30 Juni 2026	Agu 3, 2026	$-0.56	$-0.57	1.6%
31 Maret 2026		$-0.47	$-0.58	18.6%
31 Des. 2025		$-0.29	$-0.41	28.7%
30 Sep. 2025		$-0.51	$-0.72	28.9%
30 Juni 2025		$-0.60	$-0.81	25.8%
31 Maret 2025		$-0.86	$-0.96	10.8%

Fundamental Lengkap Semua metrik per tahun — laporan laba rugi, neraca, arus kas

15

Laporan Laba Rugi 11

Metrik	2025	2024	2023	2022	2021	2020	2019
Revenue	$738M	$526M	$430M	$257M	$128M	$94M	$67M
R&D Expense	$94M	$86M	$89M	$80M	$52M	$19M	$10M
SG&A Expense	$140M	$124M	$129M	$122M	$73M	$46M	$22M
Pretax Income	$-161M	$-204M	$-230M	$-295M	$-234M	$-121M	$-108M
Income Tax	$5M	$-2M	$7M	$3M	$8M	$2M	$600.0K
Net Income	$-166M	$-202M	$-237M	$-298M	$-241M	$-122M	$-108M
EPS (Basic)	$-2.24	$-2.85	$-3.40	$-4.59	$-3.94	$-3.63	$-9.75
EPS (Diluted)	$-2.24	$-2.85	$-3.40	$-4.59	$-3.94	$-3.63	$-9.75
Shares (Basic)	73,943,632	71,023,115	69,658,912	64,921,524	61,224,433	33,654,828	11,124,397
Shares (Diluted)	73,943,632	71,023,115	69,658,912	64,921,524	61,224,433	33,654,828	11,124,397
EBITDA	$15M	$20M	$20M	$12M	·	·	·

Neraca 16

Metrik	2025	2024	2023	2022	2021	2020	2019
Cash & Equivalents	$385M	$376M	$264M	$282M	$271M	$571M	$270M
Short-term Investments	$14M	$28M	$46M	$100M	$110M	$0	$55M
PP&E (Net)	$16M	$16M	$17M	$20M	$12M	$6M	$3M
PP&E (Gross)	$64M	$54M	$46M	$38M	$18M	$8M	$4M
Accum. Depreciation	$48M	$38M	$28M	$18M	$6M	$2M	$700.0K
Goodwill	$19M	$19M	$19M	$19M	$0	·	·
Intangibles	$8M	$14M	$23M	$32M	$600.0K	·	·
Total Assets	$1.93B	$1.85B	$1.63B	$1.69B	$1.51B	$829M	$414M
Total Liabilities	$1.39B	$1.26B	$924M	$824M	$522M	$288M	$117M
Common Stock	$0	$0	$0	$0	$0	$0	$0
Paid-in Capital	$1.99B	$1.90B	$1.81B	$1.75B	$1.55B	$860M	$16M
Retained Earnings	$-1.46B	$-1.30B	$-1.10B	$-860M	$-562M	$-321M	$-198M
AOCI	$6M	$-6M	$-9M	$-28M	$-3M	$2M	$100.0K
Stockholders' Equity	$534M	$593M	$709M	$867M	$988M	$541M	$-182M
Liabilities + Equity	$1.93B	$1.85B	$1.63B	$1.69B	$1.51B	$829M	$414M
Shares Outstanding	75,907,215	72,720,866	70,163,703	69,275,030	61,660,996	56,774,294	11,271,228

Arus Kas 11

Metrik	2025	2024	2023	2022	2021	2020	2019
D&A	$15M	$20M	$20M	$12M	$4M	$2M	·
Stock-based Comp	$61M	$64M	$60M	$59M	$44M	$11M	$4M
Deferred Tax	$0	$0	$0	$0	$0	$0	$0
Other Non-cash	$72M	$106M	$38M	$63M	·	·	·
Operating Cash Flow	$-16M	$-11M	$-119M	$-163M	$-145M	$-92M	$-78M
CapEx	$9M	$9M	$9M	$10M	$9M	$4M	$3M
Investing Cash Flow	$-89M	$41M	$89M	$181M	$-805M	$50M	$-54M
Financing Cash Flow	$107M	$88M	$15M	$4M	$650M	$341M	$300M
Net Change in Cash	$11M	$114M	$-15M	$16M	$-301M	$301M	$168M
Taxes Paid	$2M	$100.0K	$-3M	·	·	·	·
Free Cash Flow	$-26M	$-21M	$-128M	$-173M	$-154M	$-96M	·

Profitabilitas 5

Metrik	2025	2024	2023	2022	2021	2020	2019
Net Margin	-22.4%	-38.4%	-55.1%	-116.0%	-187.9%	-129.6%	·
Pretax Margin	-21.8%	-38.7%	-53.5%	-114.8%	-181.9%	-128.0%	·
EBITDA Margin	2.1%	3.8%	4.7%	4.8%	·	·	·
ROA	-8.8%	-11.6%	-14.2%	-18.6%	-20.6%	-19.7%	·
ROE	-31.2%	-34.1%	-33.0%	-33.6%	-23.7%	-22.0%	·

Efisiensi 1

Metrik	Tren	2025	2024	2023	2022	2021	2020	2019
Asset Turnover		0.4	0.3	0.3	0.2	0.1	0.2	·

Per Saham 5

Metrik	2025	2024	2023	2022	2021	2020	2019
Book Value / Share	$7.03	$8.16	$10.10	$12.51	$16.03	$9.53	·
Revenue / Share	$9.98	$7.41	$6.17	$3.95	$2.10	·	·
Cash Flow / Share	$-0.22	$-0.16	$-1.71	$-2.51	$-2.36	·	·
Cash / Share	$5.07	$5.17	$3.77	$4.08	$4.39	$10.05	·
EPS (TTM)	$-2.24	$-2.85	$-3.40	$-4.59	$-3.94	$-3.63	·

Tingkat Pertumbuhan 3

Metrik	2025	2024	2023	2022	2021	2020	2019
Revenue YoY	40.2%	22.5%	67.4%	99.9%	36.0%	·	·
Revenue CAGR 3Y	42.2%	60.1%	65.7%	·	·	·	·
Revenue CAGR 5Y	50.9%	·	·	·	·	·	·

Valuasi (TTM) 10

Metrik	2025	2024	2023	2022	2021	2020	2019
Revenue TTM	$738M	$526M	$430M	$257M	$128M	$94M	·
Net Income TTM	$-166M	$-202M	$-237M	$-298M	$-241M	$-122M	·
Market Cap	$5.40B	$2.67B	$1.13B	$948M	$2.60B	$6.95B	·
P/E	-31.8	-12.9	-4.7	-3.0	-10.7	-33.7	·
P/S	7.3	5.1	2.6	3.7	20.2	73.7	·
P/B	10.1	4.5	1.6	1.1	2.6	12.9	·
P / Tangible Book	10.7	4.8	1.7	1.2	2.6	12.9	·
P / Cash Flow	-327.5	-234.0	-9.5	-5.8	-18.0	-75.8	·
P / FCF	-208.6	-128.2	-8.8	-5.5	-16.9	-72.4	·
Earnings Yield	-3.1%	-7.8%	-21.1%	-33.6%	-9.4%	-3.0%	·

Laporan Laba Rugi 11

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue	$294M	$258M	$228M	$194M	$164M	$151M	$149M	$137M	$122M	$119M	$116M	$114M	$105M	$95M	$88M	$74M
R&D Expense	$30M	$27M	$25M	$25M	$22M	$22M	$22M	$22M	$21M	$21M	$21M	$22M	$24M	$22M	$24M	$21M
SG&A Expense	$48M	$42M	$43M	$35M	$26M	$36M	$34M	$31M	$30M	$30M	$29M	$37M	$31M	$33M	$31M	$40M
Pretax Income	$-42M	$-35M	$-21M	$-36M	$-43M	$-61M	$-38M	$-66M	$-55M	$-45M	$-40M	$-60M	$-66M	$-65M	$-68M	$-89M
Income Tax	$2M	$1M	$1M	$1M	$1M	$1M	$-8M	$2M	$2M	$2M	$3M	$2M	$1M	$1M	$-4M	$2M
Net Income	$-43M	$-36M	$-22M	$-38M	$-44M	$-62M	$-30M	$-68M	$-57M	$-47M	$-42M	$-62M	$-67M	$-66M	$-64M	$-91M
EPS (Basic)	$-0.56	$-0.47	$-0.27	$-0.51	$-0.60	$-0.86	$-0.42	$-0.95	$-0.81	$-0.67	$-0.60	$-0.88	$-0.97	$-0.95	$-0.91	$-1.37
EPS (Diluted)	$-0.56	$-0.47	$-0.27	$-0.51	$-0.60	$-0.86	$-0.42	$-0.95	$-0.81	$-0.67	$-0.60	$-0.88	$-0.97	$-0.95	$-0.91	$-1.37
Shares (Basic)	76,983,877	76,307,698	·	74,194,138	73,433,379	72,921,318	·	71,138,070	70,721,227	70,284,486	·	69,753,576	69,534,731	69,334,103	·	66,877,100
Shares (Diluted)	76,983,877	76,307,698	·	74,194,138	73,433,379	72,921,318	·	71,138,070	70,721,227	70,284,486	·	69,753,576	69,534,731	69,334,103	·	66,877,100
EBITDA	·	$3M	·	·	·	$4M	·	·	·	$5M	·	·	·	$5M	·	·

Neraca 16

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Cash & Equivalents	$368M	$374M	$385M	$346M	$378M	$309M	$376M	$330M	$343M	$279M	·	$232M	$189M	$250M	·	$222M
Short-term Investments	$9M	$20M	$14M	$24M	$21M	$20M	$28M	$31M	$44M	$22M	·	$73M	$71M	$89M	·	$143M
PP&E (Net)	$19M	$17M	$16M	$15M	$16M	$16M	$16M	$16M	$16M	$17M	·	$17M	$19M	$20M	·	$19M
PP&E (Gross)	·	·	$64M	·	·	·	$54M	·	·	·	·	·	·	·	·	·
Accum. Depreciation	·	·	$48M	·	·	·	$38M	·	·	·	·	·	·	·	·	·
Goodwill	$19M	$19M	$19M	$19M	$19M	$19M	$19M	$19M	$19M	$19M	·	$19M	$19M	$19M	·	$11M
Intangibles	$8M	$8M	$8M	$8M	$9M	$11M	$14M	$16M	$18M	$20M	·	$25M	$28M	$30M	·	$36M
Total Assets	$2.01B	$1.96B	$1.93B	$1.92B	$1.93B	$1.86B	$1.85B	$1.82B	$1.71B	$1.65B	·	$1.65B	$1.61B	$1.64B	·	$1.71B
Total Liabilities	$1.51B	$1.44B	$1.39B	$1.40B	$1.41B	$1.31B	$1.26B	$1.23B	$1.08B	$970M	·	$921M	$842M	$819M	·	$806M
Common Stock	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	·	$0	$0	$0	·	$0
Paid-in Capital	$2.04B	$2.02B	$1.99B	$1.95B	$1.93B	$1.91B	$1.90B	$1.86B	$1.84B	$1.83B	·	$1.80B	$1.78B	$1.77B	·	$1.74B
Retained Earnings	$-1.54B	$-1.50B	$-1.46B	$-1.44B	$-1.41B	$-1.36B	$-1.30B	$-1.27B	$-1.20B	$-1.14B	·	$-1.05B	$-993M	$-926M	·	$-796M
AOCI	$-300.0K	$700.0K	$6M	$5M	$4M	$-3M	$-6M	$-100.0K	$-9M	$-9M	·	$-19M	$-21M	$-22M	·	$-35M
Stockholders' Equity	$500M	$518M	$534M	$516M	$527M	$546M	$593M	$593M	$635M	$676M	$709M	$727M	$771M	$822M	$867M	$907M
Liabilities + Equity	$2.01B	$1.96B	$1.93B	$1.92B	$1.93B	$1.86B	$1.85B	$1.82B	$1.71B	$1.65B	·	$1.65B	$1.61B	$1.64B	·	$1.71B
Shares Outstanding	77,326,718	76,786,720	75,907,215	74,665,921	73,819,710	73,212,871	72,720,866	71,378,678	71,002,862	70,478,088	70,163,703	69,909,356	69,668,176	69,449,348	69,275,030	69,120,346

Arus Kas 9

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
D&A	$2M	$3M	$3M	$3M	$5M	$4M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$5M	$4M
Stock-based Comp	$24M	$21M	$18M	$17M	$15M	$10M	$17M	$17M	$15M	$15M	$14M	$15M	$15M	$15M	$16M	$16M
Other Non-cash	·	$11M	·	·	·	$400.0K	·	·	·	$-2M	·	·	·	$-1M	·	·
Operating Cash Flow	$-3M	$-600.0K	$21M	$4M	$6M	$-47M	$14M	$16M	$-12M	$-30M	$-16M	$-6M	$-50M	$-46M	$-29M	$-55M
CapEx	$5M	$4M	$3M	$2M	$2M	$2M	$3M	$2M	$2M	$2M	$2M	$2M	$2M	$3M	$3M	$3M
Investing Cash Flow	$-32M	$-35M	$-19M	$-59M	$30M	$-40M	$2M	$-54M	$61M	$31M	$41M	$44M	$-11M	$15M	$88M	$81M
Financing Cash Flow	$28M	$26M	$38M	$24M	$24M	$20M	$35M	$24M	$16M	$14M	$7M	$8M	$200.0K	$100.0K	$300.0K	$2M
Net Change in Cash	$-6M	$-10M	$41M	$-30M	$66M	$-66M	$48M	$-12M	$64M	$14M	$33M	$44M	$-61M	$-32M	$62M	$25M
Free Cash Flow	·	$-4M	·	·	·	$-50M	·	·	·	$-32M	·	·	·	$-49M	·	·

Profitabilitas 5

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Net Margin	-14.7%	-13.9%	·	-19.3%	-26.8%	-41.3%	·	-49.6%	-46.9%	-39.7%	·	-53.7%	-64.2%	-69.1%	·	-123.5%
Pretax Margin	-14.2%	-13.4%	·	-18.7%	-26.0%	-40.6%	·	-48.2%	-45.2%	-38.0%	·	-52.0%	-63.0%	-68.0%	·	-120.4%
EBITDA Margin	·	1.1%	·	·	·	3.0%	·	·	·	4.2%	·	·	·	5.4%	·	·
ROA	-2.2%	-1.9%	·	-2.0%	-2.4%	-3.6%	·	-3.9%	-3.4%	-2.9%	·	-3.7%	-4.4%	-4.2%	·	-5.7%
ROE	-8.5%	-6.7%	·	-6.8%	-7.5%	-10.2%	·	-10.3%	-8.1%	-6.3%	·	-7.5%	-8.3%	-7.6%	·	-9.3%

Efisiensi 1

Metrik	Tren	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Asset Turnover		0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.1	0.1	·	0.1	0.1	0.1	·	0.0

Per Saham 5

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Book Value / Share	$6.46	$6.75	·	$6.91	$7.14	$7.45	·	$8.31	$8.95	$9.60	·	$10.40	$11.07	$11.83	·	$13.12
Revenue / Share	$3.82	$3.38	·	$2.62	$2.23	$2.07	·	$1.92	$1.73	$1.69	·	$1.64	$1.50	$1.37	·	$1.11
Cash Flow / Share	·	$-0.01	·	·	·	$-0.65	·	·	·	$-0.42	·	·	·	$-0.67	·	·
Cash / Share	$4.75	$4.87	·	$4.63	$5.11	$4.22	·	$4.62	$4.83	$3.95	·	$3.31	$2.71	$3.60	·	$3.21
EPS (TTM)	$-1.81	$-1.85	·	$-2.39	$-2.83	$-3.04	·	$-3.03	$-2.96	$-3.12	·	$-3.71	$-4.20	$-4.33	·	$-4.83

Valuasi (TTM) 9

Metrik	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Revenue TTM	$975M	$845M	·	$659M	$601M	$559M	·	$493M	$471M	$454M	·	$403M	$362M	$308M	·	$209M
Net Income TTM	$-138M	$-139M	·	$-174M	$-204M	$-217M	·	$-215M	$-208M	$-218M	·	$-258M	$-288M	$-289M	·	$-304M
Market Cap	$5.03B	$4.81B	·	$4.00B	$3.23B	$2.30B	·	$1.18B	$1.17B	$1.16B	·	$812M	$1.17B	$990M	·	$1.46B
P/E	-35.9	-33.9	·	-22.4	-15.5	-10.3	·	-5.4	-5.6	-5.3	·	-3.1	-4.0	-3.3	·	-4.4
P/S	5.2	5.7	·	6.1	5.4	4.1	·	2.4	2.5	2.5	·	2.0	3.2	3.2	·	7.0
P/B	10.1	9.3	·	7.7	6.1	4.2	·	2.0	1.8	1.7	·	1.1	1.5	1.2	·	1.6
P / Tangible Book	10.6	9.8	·	8.2	6.5	4.5	·	2.1	2.0	1.8	·	1.2	1.6	1.3	·	1.7
P / Cash Flow	·	-8021.7	·	·	·	-48.8	·	·	·	-38.8	·	·	·	-21.3	·	·
Earnings Yield	-2.8%	-2.9%	·	-4.5%	-6.5%	-9.7%	·	-18.4%	-17.9%	-19.0%	·	-31.9%	-24.9%	-30.4%	·	-22.8%

Periode terbaru di sebelah kiri · nilai null ditampilkan sebagai ·

Laporan Keuangan Laporan laba rugi, neraca, arus kas — tahunan, 5 tahun terakhir

16

Metrik	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Pendapatan	$738M	$526M	$430M	$257M	$128M
Laba Bersih	$-166M	$-202M	$-237M	$-298M	$-241M
EPS Dilusian	$-2.24	$-2.85	$-3.40	$-4.59	$-3.94

Metrik	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31
Arus Kas Bebas	$-26M	$-21M	$-128M	$-173M	$-154M

Pemilik institusional (13F) 390 pengaju · $3.8B total · Per tanggal 30 Sep. 2026

17

Institusi yang melaporkan kepemilikan saham ini dalam SEC Form 13F triwulanan mereka. Hanya posisi panjang; satu pengaju dapat muncul dua kali untuk leg opsi terpisah. Kaki put/call offset yang besar biasanya mencerminkan pembuatan pasar atau inventaris yang dilindungi, bukan keyakinan arah.

Pemegang 390

Nilai yang dipegang $3.8B

Posisi baru 63

Posisi yang keluar 56

Aktivitas institusional — Q2 2026 vs kuartal sebelumnya

Posisi baru	Posisi yang keluar	Meningkat	Menurun	Perubahan bersih saham
63 (-11 vs Kuartal sebelumnya)	56 (-1 vs Kuartal sebelumnya)	134 (+12 vs Kuartal sebelumnya)	95 (-24 vs Kuartal sebelumnya)	+1.8M

Dibandingkan dengan Q1 2026. Pengajuan Formulir 13F SEC jatuh tempo dalam waktu 45 hari setelah akhir kuartal ditambah kelonggaran singkat untuk pengaju terlambat — kuartal yang masih dalam jangka waktu tersebut dilewati demi pasangan terakhir yang dilaporkan sepenuhnya.

Institusi	Nilai	Saham	% dari 13F yang dilacak	Tipe
VANGUARD GROUP INC	$448.822.143	6.305.453	11,76%	Saham
BlackRock, Inc.	$393.408.186	6.047.782	10,31%	Saham
JPMORGAN CHASE & CO	$335.529.739	5.392.829	8,79%	Saham
VANGUARD PORTFOLIO MANAGEMENT LLC	$204.297.006	3.140.615	5,35%	Saham
VANGUARD CAPITAL MANAGEMENT LLC	$199.779.869	3.071.174	5,23%	Saham
BAILLIE GIFFORD & CO	$178.953.786	2.751.019	4,69%	Saham
GOLDMAN SACHS GROUP INC	$125.844.819	1.934.586	3,30%	Saham
STATE STREET CORP	$115.088.737	1.769.235	3,01%	Saham
GEODE CAPITAL MANAGEMENT, LLC	$112.597.072	1.730.609	2,95%	Saham
MORGAN STANLEY	$78.890.222	1.212.762	2,07%	Saham
JANE STREET GROUP, LLC	$76.453.265	1.175.300	2,00%	Opsi jual
TWO SIGMA INVESTMENTS, LP	$76.360.764	1.173.878	2,00%	Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP	$76.199.570	1.171.400	2,00%	Opsi beli
JANE STREET GROUP, LLC	$71.255.770	1.095.400	1,87%	Opsi beli
Halter Ferguson Financial Inc.	$65.428.279	1.005.815	1,71%	Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP	$59.976.100	922.000	1,57%	Opsi jual
CITADEL ADVISORS LLC	$59.208.510	910.200	1,55%	Opsi beli
CITADEL ADVISORS LLC	$55.312.015	850.300	1,45%	Opsi jual
NORTHERN TRUST CORP	$45.695.023	702.460	1,20%	Saham
SUSQUEHANNA INTERNATIONAL GROUP, LLP	$45.568.306	700.512	1,19%	Saham
FRONTIER CAPITAL MANAGEMENT CO LLC	$39.668.797	609.820	1,04%	Saham
JANE STREET GROUP, LLC	$36.808.803	565.854	0,96%	Saham
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	$36.676.881	563.826	0,96%	Saham
CAPITAL FUND MANAGEMENT S.A.	$34.344.448	527.970	0,90%	Saham
VANGUARD FIDUCIARY TRUST CO	$31.014.409	476.778	0,81%	Saham
CITADEL ADVISORS LLC	$30.758.047	472.837	0,81%	Saham
UBS Group AG	$27.579.833	423.979	0,72%	Saham
Qube Research & Technologies Ltd	$27.578.013	423.951	0,72%	Saham
Trexquant Investment LP	$27.325.814	420.074	0,72%	Saham
TWO SIGMA ADVISERS, LP	$24.834.560	348.898	0,65%	Saham
CITIGROUP INC	$24.247.843	372.757	0,64%	Saham
Woodline Partners LP	$24.182.663	371.755	0,63%	Saham
Nuveen, LLC	$24.033.634	369.464	0,63%	Saham
BNP PARIBAS FINANCIAL MARKETS	$21.307.843	327.561	0,56%	Saham
BNP PARIBAS FINANCIAL MARKETS	$19.515.000	3.000	0,51%	Opsi jual
WOLVERINE TRADING, LLC	$18.001.907	331.100	0,47%	Opsi beli
WELLS FARGO & COMPANY/MN	$17.758.062	272.991	0,47%	Saham
PEAK6 LLC	$17.732.630	272.600	0,46%	Opsi jual
Privium Fund Management B.V.	$17.580.348	270.259	0,46%	Saham
GROUP ONE TRADING LLC	$15.056.213	231.456	0,39%	Saham
Squarepoint Ops LLC	$14.591.170	224.307	0,38%	Saham
Bank of New York Mellon Corp	$13.861.032	213.083	0,36%	Saham
D. E. Shaw & Co., Inc.	$13.620.559	209.386	0,36%	Saham
CANADA PENSION PLAN INVESTMENT BOARD	$13.549.915	208.300	0,35%	Saham
BANK OF AMERICA CORP /DE/	$11.569.338	177.853	0,30%	Saham
FEDERATED HERMES, INC.	$11.464.151	176.236	0,30%	Saham
WOLVERINE TRADING, LLC	$11.341.582	208.600	0,30%	Opsi jual
PhiloSmith Capital Corp	$11.224.378	172.550	0,29%	Saham
TUDOR INVESTMENT CORP ET AL	$10.657.207	163.831	0,28%	Saham
Man Group plc	$8.863.518	136.257	0,23%	Saham

Tampilkan semua 390 pemilik institusional →

Orang dalam perusahaan 22 orang dalam · 7 pejabat · 15 direktur

19

Orang Dalam	Peran	Aktivitas terakhir	Saham dimiliki	Beli 12m	Jual 12m	Bersih 12m
Daniel A. Schreiber	Chief Executive Officer	18 Maret 2026 A	1.024.327	0	2	$-12.898.508
Timothy E Bixby	Chief Financial Officer	3 Sep. 2026 S	172.370	0	6	$-8.582.453
Shai Wininger	President	2 Sep. 2026 G	4.416.873	0	0	$0
Adina Eckstein	Chief Operating Officer	8 Maret 2026 A	333.503	0	9	$-10.233.821
John Sheldon Peters	Chief Insurance Officer	4 Sep. 2026 S	73.834	0	15	$-5.520.460
Maya Prosor	Chief Business Officer	3 Sep. 2026 S	186.533	0	4	$-147.262
Jorge Espinel	CBDO	6 Des. 2021 A	0	0	0	$0
Michael A Eisenberg	Direktur	10 Juni 2026 G	195.452	0	0	$0
Prashant Ratanchandani	Direktur	3 Juni 2026 A	6.185	0	0	$0
Geoff Seeley	Direktur	3 Juni 2026 A	5.967	0	0	$0
Maria Angelidis-Smith	Direktur	3 Juni 2026 A	17.744	2	0	$485.478
Samer Haj-Yehia	Direktur	3 Juni 2026 A	27.187	0	0	$0
Debra Schwartz	Direktur	3 Juni 2026 A	24.415	0	1	$-351.078
Mwashuma Kamata Nyatta	Direktur	24 Juni 2024 A	23.189	0	0	$0
Irina Novoselsky	Direktur	7 Juni 2023 A	18.462	0	0	$0
Silvija Martincevic	Direktur	7 Juni 2023 A	18.462	0	0	$0
Joel E Cutler	Direktur	2 Juni 2021 S	808.754	0	0	$0
Becker Caryn Seidman	Direktur	16 Maret 2021 M	0	0	0	$0
Haim Sadger	Direktur	10 Maret 2021 J	348.675	0	0	$0
Tom Hutton	Direktur	19 Jan. 2021 S	15.000	0	0	$0
SoftBank Group Capital Ltd	Pemilik 10%	13 Mei 2025 S	7.111.441	0	0	$0
Alex Clavel	·	31 Maret 2023 J	0	0	0	$0

Orang dalam dari pengajuan SEC Form 3/4/5; bersih = hanya P/S pasar terbuka

Kepemilikan ETF Dimiliki oleh 34 ETF

20

Bobot mencerminkan kepemilikan ekuitas langsung (N-PORT) saja; dana berbasis leverage atau derivatif mungkin memiliki eksposur swap tambahan yang tidak ditampilkan.

Dana	Bobot	Unit	Per tanggal	Sumber
FNY · First Trust Exchange-Traded AlphaDE…	0,35%	42.331 NS	31 Juli 2026	N-PORT
VTWG · VANGUARD SCOTTSDALE FUNDS	0,28%	76.977 SH	19 Agu 2026	Harian
ESSC · Strategy Shares	0,24%	1.766 NS	31 Juli 2026	N-PORT
IWO · iShares Trust	0,23%	675.883 SH	11 Sep. 2026	Harian
VTWO · VANGUARD SCOTTSDALE FUNDS	0,14%	414.124 SH	19 Agu 2026	Harian
BKSE · BNY Mellon ETF Trust	0,14%	2.469 NS	31 Juli 2026	N-PORT
BBSC · J.P. Morgan Exchange-Traded Fund Tr…	0,13%	19.139 NS	31 Juli 2026	N-PORT
VBK · VANGUARD INDEX FUNDS	0,12%	917.102 SH	19 Agu 2026	Harian
ISCG · iShares Trust	0,12%	22.685 SH	11 Sep. 2026	Harian
IWM · iShares Trust	0,12%	1.840.059 SH	11 Sep. 2026	Harian
RSSL · Global X Funds	0,11%	34.455 NS	31 Juli 2026	N-PORT
FNX · First Trust Exchange-Traded AlphaDE…	0,11%	31.669 NS	31 Juli 2026	N-PORT
FAD · First Trust Exchange-Traded AlphaDE…	0,11%	12.711 NS	31 Juli 2026	N-PORT
PNQI · Invesco Exchange-Traded Fund Trust	0,10%	11.532 SH	2 Okt. 2026	Harian
ESUM · Strategy Shares	0,08%	3.175 NS	31 Juli 2026	N-PORT
VFMO · VANGUARD WELLINGTON FUND	0,06%	18.911 SH	19 Agu 2026	Harian
ESML · iShares Trust	0,05%	29.114 SH	11 Sep. 2026	Harian
VXF · VANGUARD INDEX FUNDS	0,05%	749.035 SH	19 Agu 2026	Harian
VB · VANGUARD INDEX FUNDS	0,05%	1.585.889 SH	19 Agu 2026	Harian
VFH · VANGUARD WORLD FUND	0,05%	105.818 SH	19 Agu 2026	Harian
FNCL · FIDELITY COVINGTON TRUST	0,03%	17.055 NS	31 Juli 2026	N-PORT
WSML · iShares Trust	0,03%	4.545 SH	11 Sep. 2026	Harian
PRFZ · Invesco Exchange-Traded Fund Trust	0,02%	13.868 SH	2 Okt. 2026	Harian
VTI · VANGUARD INDEX FUNDS	0,01%	2.193.559 SH	19 Agu 2026	Harian
VTHR · VANGUARD SCOTTSDALE FUNDS	0,01%	5.924 SH	19 Agu 2026	Harian
ESGV · VANGUARD WORLD FUND	0,01%	15.870 SH	19 Agu 2026	Harian
TILT · FlexShares Trust	0,01%	2.356 NS	31 Juli 2026	N-PORT
DFAS · Dimensional ETF Trust	0,01%	16.613 NS	31 Juli 2026	N-PORT
ITOT · iShares Trust	0,00%	84.243 SH	11 Sep. 2026	Harian
IWV · iShares Trust	0,00%	16.661 SH	11 Sep. 2026	Harian
VT · VANGUARD INTERNATIONAL EQUITY INDEX…	0,00%	57.859 SH	19 Agu 2026	Harian
IAK · iShares Trust	·	34.824 SH	11 Sep. 2026	Harian
ISCB · iShares Trust	·	3.173 SH	11 Sep. 2026	Harian
SMLF · iShares Trust	·	74.448 SH	11 Sep. 2026	Harian

LMND Konsensus Analis Opini analis bullish dan bearish, target harga 12 bulan, potensi kenaikan

21

peringkat · 19 analis TAHAN

Target median $55.00 +18,3%

3 15,8% Beli Kuat

6 31,6% Beli

8 42,1% Tahan

1 5,3% Jual

1 5,3% Jual Kuat

Target Harga 12 Bulan

9 analis · 2026-10-04

Target rata-rata $59.22 +27,4%

Sekarang Harga saat ini $46.49

Rendah$37.00 Rata-rata$59.22 Tinggi$92.00

Perbandingan rekan (sub-industri GICS) Metrik utama vs rekan sektor

22

Dasar FY, harga per penutupan akhir tahun fiskal terakhir setiap perusahaan.

Ticker	Kapitalisasi Pasar	P/E	Pendapatan YoY	Margin Bersih	ROE	Margin Kotor
LMND	$5.40B	-31.8	40.2%	-22.4%	-31.2%	·
MCY	$5.21B	9.6	9.4%	9.0%	24.8%	·
WTM	$5.15B	4.8	66.8%	29.6%	22.3%	·
RLI	$5.88B	14.6	6.3%	21.4%	23.0%	·
SIGI	$5.03B	11.2	9.8%	8.7%	13.9%	·
NP	·	-112.2	33.7%	23.4%	-9.9%	·
PLMR	$3.57B	18.8	58.2%	22.5%	22.0%	·
SLDE	$2.42B	5.8	36.5%	38.4%	57.4%	·
SKWD	$2.07B	12.6	23.2%	12.0%	18.9%	·
HCI	$2.49B	8.4	20.1%	33.2%	40.0%	·
STC	$2.12B	17.3	17.3%	4.0%	7.6%	·

Berita Terbaru Berita utama terbaru yang menyebutkan perusahaan ini

23

Rasio Kerugian Lemonade yang Membaik Adalah Cerita Sebenarnya. Inilah Mengapa Itu Lebih Penting Daripada Pertumbuhan. Nasdaq · 4 bulan lalu BIT Capital Buang 1,24 Juta Saham Lemonade (LMND) Senilai $86 Juta Nasdaq · 4 bulan, 2 minggu lalu 3 Saham Teratas untuk Dibeli di Bulan Mei Nasdaq · 4 bulan, 3 minggu lalu Saham Lemonade Anjlok Setelah Laba Kuartal I 2026 -- Berikut Langkah Selanjutnya untuk Investor Nasdaq · 5 bulan lalu Haruskah Anda Membeli Saham Lemonade Sebelum 29 April? Nasdaq · 5 bulan, 2 minggu lalu

Metrik Saya Daftar pantauan pribadi Anda — baris yang dipilih dari Fundamental Lengkap

26

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LMND Lemonade, Inc. Common Stock