Akran ortalaması, metrik başına standartlaştırılmış bir temelde hesaplanır ve bu hisse senedi için gösterilen TTM/MRQ temelini her zaman eşleşmeyebilir.
Kârlılık
Brüt, faaliyet ve net kâr marjları; ROE, ROA, ROIC
Metrik
5 Yıllık trend
ACNB
5Y ort.
Akran Ortalaması
Sonuç
EBITDA Margin (FAVÖK Marjı)
3.5%
·
1.6%
En üst düzey
Vergi Öncesi Kar Marjı (TTM)
34.1%
·
34.5%
En üst düzey
Net Kâr Marjı (TTM)
27.1%
·
29.0%
Aynı seviyede
ROA (TTM)
1.7%
·
1.3%
Aynı seviyede
ROE (TTM)
13.3%
·
9.9%
Zayıf
Finansal Sağlık
Borç, likidite, solventlik — bilanço gücü
Metrik
5 Yıllık trend
ACNB
5Y ort.
Akran Ortalaması
Sonuç
Borç / Öz Sermaye (MRQ)
0.3
·
·
·
Büyüme
Gelir, EPS ve net gelir büyümesi: YOY, 3 Yıllık CAGR, 5 Yıllık CAGR
Metrik
5 Yıllık trend
ACNB
5Y ort.
Akran Ortalaması
Sonuç
Revenue YoY (Gelir Yıllık Bazda)
45.1%
·
·
·
Revenue CAGR 3Y (Gelir 3 Yıllık Bileşik Büyüme Oranı)
20.8%
·
·
·
EPS YoY (EPS YB)
-3.5%
·
·
·
Net Income YoY (Net Gelir Yıllık Bazda)
16.3%
·
·
·
EPS CAGR 3Y (EPS Bileşik Yıllık Büyüme Oranı 3Y)
-4.6%
·
·
·
Net Income CAGR 3Y (Net Gelir Bileşik Yıllık Büyüme Oranı 3Y)
1.2%
·
·
·
Net Income CAGR 5Y (Net Gelir Bileşik Yıllık Büyüme Oranı 5Y)
15.0%
·
·
·
Hisse Başı Metrikler
Hisse Başı Kâr, hisse başına defter değeri, hisse başına nakit akışı, hisse başına temettü
Metrik
5 Yıllık trend
ACNB
5Y ort.
Akran Ortalaması
Sonuç
EPS (Diluted) (Hisse Başına Kar (Seyreltilmiş))
$3.60
·
·
·
Revenue / Share (Hisse Başına Gelir)
$18.64
·
·
·
Cash Flow / Share (Hisse Başına Nakit Akışı)
$5.21
·
·
·
Cash / Share (Hisse Başına Nakit)
$6.33
·
·
·
Sermaye Verimliliği
Aktif devir hızı, stok devir hızı, alacak devir hızı
Metrik
5 Yıllık trend
ACNB
5Y ort.
Akran Ortalaması
Sonuç
Asset Turnover (Aktif Devir Hızı)
0.1
·
0.0
En üst düzey
Revenue / Employee (Çalışan Başına Gelir)
≈$382.9K
·
·
·
değer · ≈ 5Y ort. · sektör ortalaması · ortalamaya göre değerlendirme
Temettüler
Temettü verimi, ödeme oranı, temettü geçmişi, 5 Yıllık CAGR
13
Temettü Verimi2.2%
Temettü Ödeme Oranı38.8%
Yıllıklaştırılmış Ödeme≈$1.68Üç Aylık Ödeme
5 Yıllık Temettü CAGR≈6.3%Hisse başına, bölünmeye göre ayarlanmış
Büyüme Serisi≈8Ardışık temettü büyüme yılları
Ex-tarihi
Miktar
Para Birimi
Temettü Verimi
Eyl 1, 2026
$0,42
USD
≈3.3%
Haz 1, 2026
$0,92
USD
≈3.8%
Şub 27, 2026
$0,38
USD
≈2.9%
Ara 1, 2025
$0,38
USD
≈2.9%
Ağu 29, 2025
$0,34
USD
≈2.9%
May 30, 2025
$0,34
USD
≈3.1%
Şub 28, 2025
$0,32
USD
≈3.1%
Kas 29, 2024
$0,32
USD
≈2.7%
Ağu 30, 2024
$0,32
USD
≈3.0%
May 31, 2024
$0,32
USD
≈3.8%
Şub 29, 2024
$0,30
USD
≈3.3%
Kas 30, 2023
$0,30
USD
≈2.9%
Ağu 31, 2023
$0,28
USD
≈3.5%
May 31, 2023
$0,28
USD
≈3.7%
Şub 28, 2023
$0,28
USD
≈2.9%
Kas 30, 2022
$0,28
USD
≈2.7%
Ağu 31, 2022
$0,26
USD
≈2.9%
May 31, 2022
$0,26
USD
≈3.0%
Şub 28, 2022
$0,26
USD
≈3.2%
Kas 30, 2021
$0,26
USD
≈3.5%
Kazanç Geçmişi
EPS gerçekleşen vs tahmin, sürpriz %, kazanma oranı, bir sonraki kazanç tarihi
14
Ort. Sürpriz3.9%
Sonraki RaporEki 21, 2026
Dönem
Rapor
EPS Gerçek
EPS Tahmin
Sürpriz
30 Haziran 2026
Tem 22, 2026
$1.49
$1.40
6.2%
31 Mart 2026
$1.29
$1.27
1.2%
31 Aralık 2025
$1.32
$1.25
5.2%
30 Eylül 2025
$1.45
$1.20
20.5%
30 Haziran 2025
$1.29
$1.18
9.7%
31 Mart 2025
$0.76
$0.95
-19.7%
Tüm Temeller
Tüm metrikler yıla göre — gelir tablosu, bilanço, nakit akışı
15
Gelir Tablosu11
Metrik
Eğilim
2025
2024
2023
2022
Revenue
$192M
$132M
$115M
$109M
Interest Expense
$40M
$24M
$8M
$4M
Interest Income
$163M
$107M
$97M
$87M
Pretax Income
$46M
$40M
$40M
$45M
Income Tax
$9M
$9M
$8M
·
Net Income
$37M
$32M
$32M
$36M
EPS (Basic)
$3.61
$3.75
$3.72
$4.15
EPS (Diluted)
$3.60
$3.73
$3.71
$4.15
Shares (Basic)
10,259,179
8,503,473
8,507,803
8,623,012
Shares (Diluted)
10,290,148
8,536,965
8,536,125
8,623,012
EBITDA
$7M
$3M
·
·
Bilanço18
Metrik
Eğilim
2025
2024
2023
2022
Cash & Equivalents
$66M
$47M
$66M
$168M
PP&E (Net)
$31M
$25M
$26M
$27M
PP&E (Gross)
$60M
$54M
$54M
$53M
Accum. Depreciation
$29M
$28M
$27M
$25M
Goodwill
$64M
$44M
$44M
$44M
Intangibles
$22M
$8M
$9M
$10M
Total Assets
$3.23B
$2.39B
$2.42B
$2.53B
Short-term Debt
$65M
$16M
$57M
$42M
Total Liabilities
$2.81B
$2.09B
$2.14B
$2.28B
Long-term Debt
$255M
$255M
$195M
$21M
Total Debt
$65M
$16M
$57M
$42M
Common Stock
$28M
$22M
$22M
$22M
Retained Earnings
$257M
$235M
$213M
$194M
Treasury Stock
$22M
$11M
$11M
$9M
AOCI
$-22M
$-42M
$-45M
$-58M
Stockholders' Equity
$420M
$303M
$277M
$245M
Liabilities + Equity
$3.23B
$2.39B
$2.42B
$2.53B
Shares Outstanding
10,372,251
8,553,785
8,511,453
8,515,120
Nakit Akışı17
Metrik
Eğilim
2025
2024
2023
2022
D&A
$7M
$3M
$3M
$4M
Deferred Tax
$4M
$779.0K
$2M
$924.0K
Amort. of Intangibles
$4M
$1M
$1M
$1M
Other Non-cash
$6M
$4M
·
·
Operating Cash Flow
$54M
$40M
$41M
$39M
CapEx
$1M
$960.0K
$1M
$2M
Investing Cash Flow
$65M
$2M
$15M
$-332M
Debt Issued
$0
$60M
$175M
$2M
Net Debt Issued
$-40M
$60M
$175M
$-14M
Stock Issued
$642.0K
$424.0K
$721.0K
$713.0K
Stock Repurchased
$11M
$249.0K
$2M
$7M
Net Stock Activity
$-11M
$175.0K
$-1M
$-6M
Dividends Paid
$14M
$11M
$10M
$9M
Financing Cash Flow
$-100M
$-61M
$-158M
$-249M
Net Change in Cash
$18M
$-19M
$-102M
$-542M
Free Cash Flow
$53M
$39M
$39M
$37M
Levered FCF
$21M
·
·
·
Kârlılık5
Metrik
Eğilim
2025
2024
2023
2022
Net Margin
19.3%
24.1%
29.7%
34.0%
Pretax Margin
24.2%
30.6%
37.3%
42.7%
EBITDA Margin
3.5%
2.3%
·
·
ROA
1.3%
1.3%
1.3%
1.4%
ROE
9.1%
10.4%
11.9%
15.0%
Likidite ve Solventlik1
Metrik
Eğilim
2025
2024
2023
2022
Debt / Equity
0.2
0.1
0.2
0.2
Verimlilik1
Metrik
Eğilim
2025
2024
2023
2022
Asset Turnover
0.1
0.1
0.0
0.0
Hisse Başına6
Metrik
Eğilim
2025
2024
2023
2022
Book Value / Share
$40.49
$35.45
$32.60
$28.78
Revenue / Share
$18.64
$15.48
$12.51
·
Cash Flow / Share
$5.21
$4.66
$4.76
·
Cash / Share
$6.33
$5.53
$7.75
$19.75
Dividend / Share
$1.38
$1.26
$1.14
$1.06
EPS (TTM)
$3.60
$3.73
$3.71
$4.15
Büyüme Oranları8
Metrik
Eğilim
2025
2024
2023
2022
Revenue YoY
45.1%
14.9%
5.7%
·
Revenue CAGR 3Y
20.8%
·
·
·
EPS YoY
-3.5%
0.54%
-10.6%
·
EPS CAGR 3Y
-4.6%
·
·
·
Net Income YoY
16.3%
0.50%
-11.4%
28.4%
Net Income CAGR 3Y
1.2%
4.6%
19.9%
·
Net Income CAGR 5Y
15.0%
·
·
·
Dividends Paid CAGR 5Y
10.6%
·
·
·
Değerleme (TTM)17
Metrik
Eğilim
2025
2024
2023
2022
Revenue TTM
$192M
$132M
$115M
$109M
Net Income TTM
$37M
$32M
$32M
$36M
Market Cap
$501M
$341M
$381M
$339M
Enterprise Value
$501M
$309M
$372M
$213M
P/E
13.4
10.7
12.1
9.6
P/S
2.6
2.6
3.3
3.1
P/B
1.2
1.1
1.4
1.4
P / Tangible Book
1.5
1.4
1.7
1.8
P / Cash Flow
9.3
8.6
9.4
8.6
P / FCF
9.5
8.8
9.7
9.1
EV / EBITDA
74.3
102.0
·
·
EV / FCF
9.5
8.0
9.4
5.7
EV / Revenue
2.6
2.3
3.2
2.0
Dividend Yield
2.9%
3.1%
2.5%
2.7%
Earnings Yield
7.4%
9.4%
8.3%
10.4%
Payout Ratio
38.8%
33.6%
30.6%
25.5%
Annual Payout
$14M
$11M
$10M
$9M
Gelir Tablosu10
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Revenue
$53M
$51M
$47M
$51M
$50M
$43M
$33M
$34M
$33M
$32M
Interest Expense
$10M
$10M
$10M
$10M
$11M
$9M
$6M
$6M
$6M
$5M
Interest Income
$44M
$42M
$43M
$42M
$42M
$36M
$27M
$27M
$27M
$26M
Pretax Income
$19M
$17M
$13M
$19M
$15M
$-549.0K
$8M
$9M
$14M
$9M
Net Income
$15M
$14M
$11M
$15M
$12M
$-272.0K
$7M
$7M
$11M
$7M
EPS (Basic)
$1.50
$1.32
$1.10
$1.43
$1.11
$-0.03
$0.78
$0.85
$1.32
$0.80
EPS (Diluted)
$1.49
$1.32
$1.10
$1.42
$1.11
$-0.03
$0.77
$0.84
$1.32
$0.80
Shares (Basic)
10,170,860
10,348,531
·
10,419,581
10,451,469
9,806,299
·
8,507,140
8,502,268
8,493,104
Shares (Diluted)
10,212,225
10,366,230
·
10,455,461
10,487,519
9,823,475
·
8,545,578
8,540,706
8,511,648
EBITDA
$2M
$2M
·
$2M
$2M
$1M
·
·
·
·
Bilanço18
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Cash & Equivalents
$82M
$94M
$66M
$102M
$103M
$124M
$47M
$58M
$86M
$53M
PP&E (Net)
$28M
$30M
$31M
$31M
$32M
$32M
$25M
$26M
$26M
$26M
PP&E (Gross)
·
·
$60M
·
·
·
$54M
·
·
·
Accum. Depreciation
·
·
$29M
·
·
·
$28M
·
·
·
Goodwill
$64M
$64M
$64M
$64M
$64M
$64M
$44M
$44M
$44M
$44M
Intangibles
$20M
$21M
$22M
$24M
$25M
$26M
$8M
$8M
$8M
$9M
Total Assets
$3.32B
$3.27B
$3.23B
$3.25B
$3.26B
$3.27B
$2.39B
$2.42B
$2.46B
$2.41B
Short-term Debt
$108M
$64M
$65M
$80M
$43M
$44M
$16M
$38M
$49M
$17M
Total Liabilities
$2.90B
$2.84B
$2.81B
$2.84B
$2.86B
$2.88B
$2.09B
$2.11B
$2.17B
$2.13B
Long-term Debt
$215M
$215M
$255M
$255M
$255M
$255M
$255M
$255M
$255M
$255M
Total Debt
$108M
$64M
·
$80M
$43M
$44M
·
$38M
$49M
$17M
Common Stock
$28M
$28M
$28M
$28M
$28M
$28M
$22M
$22M
$22M
$22M
Retained Earnings
$273M
$267M
$257M
$250M
$239M
$231M
$235M
$231M
$226M
$218M
Treasury Stock
$35M
$26M
$22M
$20M
$17M
$14M
$11M
$11M
$11M
$11M
AOCI
$-23M
$-23M
$-22M
$-29M
$-33M
$-35M
$-42M
$-34M
$-46M
$-47M
Stockholders' Equity
$423M
$425M
$420M
$409M
$395M
$387M
$303M
$307M
$289M
$280M
Liabilities + Equity
$3.32B
$3.27B
$3.23B
$3.25B
$3.26B
$3.27B
$2.39B
$2.42B
$2.46B
$2.41B
Shares Outstanding
10,169,930
10,338,190
10,372,251
10,423,015
10,478,149
10,543,671
8,553,785
8,548,625
8,545,629
8,539,575
Nakit Akışı16
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
D&A
$2M
$2M
$2M
$2M
$2M
$1M
$765.0K
$744.0K
$758.0K
$766.0K
Deferred Tax
$206.0K
$-65.0K
$-3M
$1M
$5M
$798.0K
$5M
$-3M
$-568.0K
$-222.0K
Amort. of Intangibles
$1M
$1M
$1M
$1M
$1M
$857.0K
$304.0K
$304.0K
$315.0K
$321.0K
Other Non-cash
·
$9M
·
·
·
$-2M
·
·
·
·
Operating Cash Flow
$-3M
$24M
$13M
$23M
$18M
$-1M
$6M
$14M
$10M
$11M
CapEx
$516.0K
$334.0K
$172.0K
$430.0K
$-185.0K
$659.0K
$373.0K
$222.0K
$287.0K
$78.0K
Investing Cash Flow
$-44M
$-23M
$-12M
$3M
$-15M
$90M
$7M
$19M
$-9M
$-15M
Debt Issued
$-538.0K
$15M
$0
$0
$0
$0
$0
$0
$0
$60M
Net Debt Issued
·
$-40M
·
·
·
$-40M
·
·
·
$60M
Stock Issued
$630.0K
$-251.0K
$315.0K
$292.0K
$284.0K
$-249.0K
$235.0K
$237.0K
$186.0K
$-234.0K
Stock Repurchased
$9M
$4M
$2M
$3M
$3M
$3M
$0
$102.0K
$0
$147.0K
Net Stock Activity
·
$-4M
·
·
·
$-3M
·
·
·
$-381.0K
Dividends Paid
$9M
$4M
$4M
$4M
$4M
$3M
$3M
$3M
$3M
$3M
Financing Cash Flow
$36M
$27M
$-37M
$-27M
$-23M
$-13M
$-23M
$-61M
$33M
$-9M
Net Change in Cash
$-12M
$28M
$-36M
$-970.0K
$-20M
$76M
$-11M
$-28M
$33M
$-13M
Free Cash Flow
·
$24M
·
·
·
$-730.0K
·
·
·
$11M
Kârlılık5
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Net Margin
29.0%
27.1%
·
29.2%
23.2%
-0.63%
·
26.1%
41.2%
25.8%
Pretax Margin
36.7%
34.2%
·
37.2%
29.7%
-1.3%
·
34.0%
52.0%
32.5%
EBITDA Margin
3.0%
3.3%
·
3.5%
3.5%
3.3%
·
·
·
·
ROA
0.46%
0.42%
·
0.52%
0.41%
-0.01%
·
0.30%
0.47%
0.28%
ROE
3.7%
3.4%
·
4.2%
3.4%
-0.08%
·
2.6%
4.1%
2.5%
Likidite ve Solventlik1
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Debt / Equity
0.3
0.1
·
0.2
0.1
0.1
·
0.1
0.2
0.1
Verimlilik1
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
Hisse Başına6
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Book Value / Share
$41.62
$41.16
·
$39.21
$37.71
$36.69
·
$35.88
$33.86
$32.78
Revenue / Share
$5.14
$4.87
·
$4.87
$4.79
$4.43
·
$3.24
$3.21
$3.09
Cash Flow / Share
·
$2.35
·
·
·
$-0.01
·
·
·
$1.27
Cash / Share
$8.05
$9.06
·
$9.80
$9.84
$11.72
·
$6.80
$10.10
$6.22
Dividend / Share
$0.92
$0.38
$0.38
$0.34
$0.34
$0.32
$0.32
$0.32
$0.32
$0.30
EPS (TTM)
$5.33
$4.95
·
$3.27
$2.69
$2.90
·
$3.43
$3.65
$3.45
Değerleme (TTM)14
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Revenue TTM
$201M
$199M
·
$178M
$161M
$144M
·
·
·
·
Net Income TTM
$55M
$51M
·
$33M
$25M
$25M
·
$29M
$31M
$29M
Market Cap
$604M
$495M
·
$459M
$449M
$434M
·
$373M
$310M
$321M
Enterprise Value
$630M
$465M
·
$437M
$389M
$355M
·
$353M
$273M
$285M
P/E
11.1
9.7
·
13.5
15.9
14.2
·
12.7
9.9
10.9
P/S
3.0
2.5
·
2.6
2.8
3.0
·
·
·
·
P/B
1.4
1.2
·
1.1
1.1
1.1
·
1.2
1.1
1.1
P / Tangible Book
1.8
1.5
·
1.4
1.5
1.5
·
1.5
1.3
1.4
P / Cash Flow
·
20.3
·
·
·
-6112.4
·
·
·
29.7
EV / Revenue
3.1
2.3
·
2.5
2.4
2.5
·
·
·
·
Dividend Yield
3.4%
3.0%
·
2.9%
2.8%
2.7%
·
2.8%
3.3%
3.1%
Earnings Yield
9.0%
10.3%
·
7.4%
6.3%
7.0%
·
7.8%
10.1%
9.2%
Payout Ratio
·
28.7%
·
·
·
-1240.4%
·
·
·
37.6%
Annual Payout
$21M
$15M
·
$13M
$12M
$12M
·
$11M
$10M
$10M
En son dönem solda · null değerler · olarak gösterilir
Finansal Tablolar
Gelir tablosu, bilanço, nakit akışı — yıllık, son 5 yıl
16
Metrik
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Gelir
$192M
·
·
$132M
·
Net Gelir
$37M
·
·
$32M
·
Seyreltilmiş Hisse Başı Kâr
$3.60
·
·
$3.73
·
Metrik
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Borç / Öz Sermaye
0.2
·
·
0.1
·
Metrik
2025-12-31
2025-06-30
2025-03-31
2024-12-31
2024-09-30
Serbest Nakit Akışı
$53M
·
·
$39M
·
Kurumsal Sahipler (13F)
121 dosya
· $271.5M toplam
· Tarih itibarıyla 30 Haziran 2026
17
Çeyreklik SEC Form 13F'lerinde bu hisse senedini tuttuklarını bildiren kurumlar. Yalnızca uzun pozisyonlar; tek bir başvuru sahibi, ayrı opsiyon bacakları için iki kez görünebilir. Büyük dengeleyici alım/satım bacakları genellikle piyasa yapımını veya korunmuş envanteri yansıtır, yönlü bir inancı değil.
Sahipler121
Tutulan Değer$271.5M
Yeni pozisyonlar19
Çıkan pozisyonlar8
Kurumsal faaliyet — Q2 2026 ve önceki çeyrek
Yeni pozisyonlar
Çıkan pozisyonlar
Artırıldı
Azaldı
Net hisse senedi değişimi
19 (-2 önceki Ç'ye göre)
8 (0 önceki Ç'ye göre)
51 (+11 önceki Ç'ye göre)
21 (-2 önceki Ç'ye göre)
+33K
Q1 2026 ile karşılaştırıldı. SEC Form 13F başvuruları, çeyrek sonundan itibaren 45 gün içinde ve geç başvuranlar için kısa bir ek süre içinde tamamlanmalıdır — bu pencere içindeki çeyrekler, en son tam olarak raporlanan çifte tercih edilerek atlanır.
SEC Form 3/4/5 başvurularından yöneticiler; net = yalnızca açık piyasa Alış/Satış
ETF sahipliği
20 ETF'ler tarafından tutuluyor
20
Ağırlık yalnızca doğrudan öz sermaye varlıklarını (N-PORT) yansıtır; kaldıraçlı veya türev tabanlı fonlar gösterilmeyen ek swap pozisyonlarına sahip olabilir.