Akran ortalaması, metrik başına standartlaştırılmış bir temelde hesaplanır ve bu hisse senedi için gösterilen TTM/MRQ temelini her zaman eşleşmeyebilir.
Kârlılık
Brüt, faaliyet ve net kâr marjları; ROE, ROA, ROIC
Metrik
5 Yıllık trend
FMNB
5Y ort.
Akran Ortalaması
Sonuç
Vergi Öncesi Kar Marjı (TTM)
24.6%
·
36.8%
Zayıf
Net Kâr Marjı (TTM)
20.5%
·
29.3%
Zayıf
ROA (TTM)
1.1%
·
0.98%
En üst düzey
ROE (TTM)
10.9%
·
9.7%
En üst düzey
Finansal Sağlık
Borç, likidite, solventlik — bilanço gücü
Metrik
5 Yıllık trend
FMNB
5Y ort.
Akran Ortalaması
Sonuç
Borç / Öz Sermaye (MRQ)
0.5
·
0.2
Yüksek borç
Büyüme
Gelir, EPS ve net gelir büyümesi: YOY, 3 Yıllık CAGR, 5 Yıllık CAGR
Metrik
5 Yıllık trend
FMNB
5Y ort.
Akran Ortalaması
Sonuç
Revenue YoY (Gelir Yıllık Bazda)
3.9%5Y ort. ≈15.5%
≈15.5%
·
·
Revenue CAGR 3Y (Gelir 3 Yıllık Bileşik Büyüme Oranı)
14.5%
·
·
·
EPS YoY (EPS YB)
18.9%5Y ort. ≈1.3%
≈1.3%
·
·
Net Income YoY (Net Gelir Yıllık Bazda)
18.8%5Y ort. ≈6.8%
≈6.8%
·
·
EPS CAGR 3Y (EPS Bileşik Yıllık Büyüme Oranı 3Y)
-6.8%5Y ort. ≈-7.2%
≈-7.2%
·
·
EPS CAGR 5Y (EPS Bileşik Yıllık Büyüme Oranı 5Y)
-0.27%
·
·
·
Net Income CAGR 3Y (Net Gelir Bileşik Yıllık Büyüme Oranı 3Y)
-3.4%5Y ort. ≈-0.44%
≈-0.44%
·
·
Net Income CAGR 5Y (Net Gelir Bileşik Yıllık Büyüme Oranı 5Y)
5.4%
·
·
·
Hisse Başı Metrikler
Hisse Başı Kâr, hisse başına defter değeri, hisse başına nakit akışı, hisse başına temettü
Metrik
5 Yıllık trend
FMNB
5Y ort.
Akran Ortalaması
Sonuç
EPS (Diluted) (Hisse Başına Kar (Seyreltilmiş))
$1.455Y ort. ≈$1.51
≈$1.51
·
·
Sermaye Verimliliği
Aktif devir hızı, stok devir hızı, alacak devir hızı
Metrik
5 Yıllık trend
FMNB
5Y ort.
Akran Ortalaması
Sonuç
Revenue / Employee (Çalışan Başına Gelir)
≈$396.5K
·
·
·
değer · ≈ 5Y ort. · sektör ortalaması · ortalamaya göre değerlendirme
Temettüler
Temettü verimi, ödeme oranı, temettü geçmişi, 5 Yıllık CAGR
13
Yıllıklaştırılmış Ödeme≈$0.72Üç Aylık Ödeme
5 Yıllık Temettü CAGR≈9.1%Hisse başına, bölünmeye göre ayarlanmış
Ex-tarihi
Miktar
Para Birimi
Temettü Verimi
Eyl 11, 2026
$0,18
USD
≈4.4%
Haz 12, 2026
$0,17
USD
≈4.7%
Şub 13, 2026
$0,17
USD
≈5.1%
Ara 12, 2025
$0,17
USD
≈4.7%
Eyl 12, 2025
$0,17
USD
≈4.6%
Haz 13, 2025
$0,17
USD
≈5.3%
Mar 14, 2025
$0,17
USD
≈5.2%
Ara 13, 2024
$0,17
USD
≈4.4%
Eyl 13, 2024
$0,17
USD
≈4.5%
Haz 14, 2024
$0,17
USD
≈5.7%
Mar 7, 2024
$0,17
USD
≈5.1%
Ara 8, 2023
$0,17
USD
≈5.1%
Eyl 7, 2023
$0,17
USD
≈5.6%
Haz 8, 2023
$0,17
USD
≈5.2%
Mar 9, 2023
$0,17
USD
≈5.0%
Ara 8, 2022
$0,17
USD
≈4.4%
Eyl 8, 2022
$0,16
USD
≈4.4%
Haz 9, 2022
$0,16
USD
≈3.8%
Mar 10, 2022
$0,16
USD
≈3.0%
Ara 9, 2021
$0,14
USD
≈2.6%
Kazanç Geçmişi
EPS gerçekleşen vs tahmin, sürpriz %, kazanma oranı, bir sonraki kazanç tarihi
14
Ort. Sürpriz4.5%
Sonraki RaporEki 20, 2026
Dönem
Rapor
EPS Gerçek
EPS Tahmin
Sürpriz
30 Haziran 2026
Tem 21, 2026
$0.41
$0.38
8.0%
31 Mart 2026
$0.45
$0.37
21.2%
31 Aralık 2025
$0.40
$0.47
-15.8%
30 Eylül 2025
$0.42
$0.41
1.7%
30 Haziran 2025
$0.37
$0.37
-0.62%
31 Mart 2025
$0.39
$0.35
12.6%
Tüm Temeller
Tüm metrikler yıla göre — gelir tablosu, bilanço, nakit akışı
15
Gelir Tablosu12
Metrik
Eğilim
2025
2024
2023
2022
Revenue
$280M
$269M
$255M
$186M
Operating Expenses
$215M
$214M
$196M
$113M
Interest Expense
·
·
$76M
$18M
Interest Income
$234M
$228M
$213M
$142M
Pretax Income
$65M
$55M
$59M
$73M
Income Tax
$10M
$9M
$9M
$12M
Net Income
$55M
$46M
$50M
$61M
EPS (Basic)
$1.46
$1.23
$1.34
$1.79
EPS (Diluted)
$1.45
$1.22
$1.33
$1.79
Shares (Basic)
37,441,972
37,327,848
37,384,122
33,844,945
Shares (Diluted)
37,633,272
37,511,885
37,498,269
33,928,939
EBITDA
·
$6M
·
$5M
Bilanço17
Metrik
Eğilim
2025
2024
2023
2022
PP&E (Net)
$57M
$52M
$44M
$31M
PP&E (Gross)
$93M
$85M
$74M
$56M
Accum. Depreciation
$36M
$33M
$30M
$26M
Goodwill
$167M
$168M
$167M
$95M
Intangibles
$18M
$21M
$23M
$7M
Total Assets
$5.25B
$5.12B
$5.08B
$4.08B
Short-term Debt
$281M
$305M
$355M
$95M
Total Liabilities
$4.76B
$4.71B
$4.67B
$3.79B
Long-term Debt
$87M
$86M
$89M
$88M
Total Debt
·
$305M
·
$95M
Common Stock
$367M
$366M
$365M
$305M
Retained Earnings
$286M
$257M
$237M
$212M
Treasury Stock
$23M
$24M
$25M
$15M
AOCI
$-144M
$-193M
$-173M
$-210M
Stockholders' Equity
$486M
$406M
$404M
$292M
Liabilities + Equity
$5.25B
$5.12B
$5.08B
$4.08B
Shares Outstanding
37,653,183
37,585,612
37,502,773
34,055,125
Nakit Akışı16
Metrik
Eğilim
2025
2024
2023
2022
D&A
$7M
$6M
$7M
$5M
Stock-based Comp
$2M
$3M
$3M
$2M
Deferred Tax
·
$2M
$-464.0K
$1M
Amort. of Intangibles
$3M
$3M
$3M
$2M
Other Non-cash
·
$9M
·
$15M
Operating Cash Flow
$60M
$67M
$63M
$82M
CapEx
$8M
$12M
$4M
$3M
Investing Cash Flow
$-79M
$-95M
$78M
$-206M
Stock Repurchased
$0
$0
$12M
$0
Net Stock Activity
·
$0
·
$0
Dividends Paid
$25M
$25M
$25M
$22M
Financing Cash Flow
$25M
$11M
$-113M
$87M
Net Change in Cash
$7M
$-18M
$28M
$-37M
Taxes Paid
$3M
·
·
·
Free Cash Flow
·
$55M
·
$78M
Levered FCF
·
·
·
$63M
Kârlılık5
Metrik
Eğilim
2025
2024
2023
2022
Net Margin
·
17.1%
·
36.0%
Pretax Margin
·
20.6%
·
43.3%
EBITDA Margin
·
2.4%
·
2.9%
ROA
·
0.90%
·
1.5%
ROE
·
10.9%
·
21.7%
Likidite ve Solventlik1
Metrik
Eğilim
2025
2024
2023
2022
Debt / Equity
·
0.8
·
0.3
Verimlilik1
Metrik
Eğilim
2025
2024
2023
2022
Asset Turnover
·
0.1
·
0.0
Hisse Başına5
Metrik
Eğilim
2025
2024
2023
2022
Book Value / Share
·
$10.80
·
$8.58
Revenue / Share
·
$7.18
·
$4.96
Cash Flow / Share
·
$1.78
·
$2.47
Dividend Paid / Share
$0.68
$0.68
$0.65
·
EPS (TTM)
$1.45
$1.22
$1.33
$1.79
Büyüme Oranları9
Metrik
Eğilim
2025
2024
2023
2022
Revenue YoY
3.9%
5.6%
37.0%
·
Revenue CAGR 3Y
14.5%
·
·
·
EPS YoY
18.9%
-8.3%
-25.7%
1.1%
EPS CAGR 3Y
-6.8%
-11.7%
-3.3%
·
EPS CAGR 5Y
-0.27%
·
·
·
Net Income YoY
18.8%
-8.0%
-17.6%
16.9%
Net Income CAGR 3Y
-3.4%
-3.9%
6.0%
·
Net Income CAGR 5Y
5.4%
·
·
·
Dividends Paid CAGR 5Y
15.0%
·
·
·
Değerleme (TTM)13
Metrik
Eğilim
2025
2024
2023
2022
Revenue TTM
$280M
$269M
$255M
$186M
Net Income TTM
$55M
$46M
$50M
$61M
Market Cap
·
$534M
·
$481M
P/E
9.2
11.7
10.9
7.9
P/S
·
2.0
·
2.6
P/B
·
1.3
·
1.6
P / Tangible Book
1.7
2.5
2.5
2.5
P / Cash Flow
·
8.0
·
5.7
P / FCF
·
9.7
·
6.2
Dividend Yield
·
4.8%
·
4.6%
Earnings Yield
10.9%
8.6%
9.2%
12.7%
Payout Ratio
·
55.2%
·
36.3%
Annual Payout
$25M
$25M
$25M
$22M
Gelir Tablosu12
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Revenue
$101M
$81M
$72M
$71M
$70M
$68M
$69M
$70M
$66M
$63M
Operating Expenses
$73M
$61M
$54M
$56M
$54M
$51M
$52M
$60M
$52M
$50M
Interest Expense
·
·
·
·
·
·
·
·
$25M
$23M
Interest Income
$86M
$67M
$59M
$59M
$58M
$57M
$58M
$58M
$57M
$55M
Pretax Income
$27M
$20M
$18M
$15M
$16M
$16M
$18M
$10M
$14M
$13M
Income Tax
$4M
$4M
$3M
$2M
$2M
$3M
$3M
$2M
$2M
$2M
Net Income
$23M
$16M
$15M
$12M
$14M
$14M
$14M
$9M
$12M
$11M
EPS (Basic)
$0.39
$0.36
$0.40
$0.33
$0.37
$0.36
$0.38
$0.23
$0.32
$0.30
EPS (Diluted)
$0.39
$0.36
$0.39
$0.33
$0.37
$0.36
$0.38
$0.23
$0.31
$0.30
Shares (Basic)
59,006,547
44,650,899
·
37,467,634
37,442,047
37,380,606
·
37,352,872
37,325,648
37,278,214
Shares (Diluted)
59,222,716
44,874,391
·
37,677,124
37,622,012
37,626,483
·
37,566,955
37,487,133
37,479,252
EBITDA
·
$2M
·
·
·
$2M
·
·
·
$2M
Bilanço17
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
PP&E (Net)
$78M
$79M
$57M
$57M
$56M
$55M
$52M
$48M
$45M
$45M
PP&E (Gross)
·
·
$93M
·
·
·
$85M
·
·
·
Accum. Depreciation
·
·
$36M
·
·
·
$33M
·
·
·
Goodwill
$271M
$272M
$167M
$167M
$167M
$167M
$168M
$167M
$167M
$167M
Intangibles
$36M
$37M
$18M
$19M
$19M
$20M
$21M
$21M
$22M
$22M
Total Assets
$7.14B
$7.18B
$5.25B
$5.24B
$5.18B
$5.16B
$5.12B
$5.24B
$5.16B
$5.08B
Short-term Debt
$361M
$341M
$281M
$235M
$203M
$102M
$305M
$285M
$406M
$345M
Total Liabilities
$6.36B
$6.41B
$4.76B
$4.77B
$4.74B
$4.73B
$4.71B
$4.80B
$4.76B
$4.68B
Long-term Debt
$94M
$94M
$87M
$87M
$86M
$86M
$86M
$86M
$89M
$89M
Total Debt
$361M
$341M
·
$235M
$203M
$102M
·
$285M
$406M
$345M
Common Stock
$643M
$643M
$367M
$366M
$366M
$366M
$366M
$366M
$365M
$365M
Retained Earnings
$309M
$296M
$286M
$278M
$272M
$264M
$257M
$249M
$247M
$242M
Treasury Stock
$21M
$22M
$23M
$23M
$23M
$24M
$24M
$24M
$24M
$24M
AOCI
$-147M
$-150M
$-144M
$-155M
$-177M
$-177M
$-193M
$-151M
$-191M
$-185M
Stockholders' Equity
$784M
$767M
$486M
$466M
$438M
$429M
$406M
$440M
$397M
$397M
Liabilities + Equity
$7.14B
$7.18B
$5.25B
$5.24B
$5.18B
$5.16B
$5.12B
$5.24B
$5.16B
$5.08B
Shares Outstanding
59,232,793
59,191,712
37,653,183
37,646,549
37,641,666
37,614,634
37,585,612
37,573,650
37,574,780
37,545,864
Nakit Akışı13
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
D&A
$3M
$2M
$2M
$2M
$2M
$2M
$2M
$2M
$1M
$2M
Stock-based Comp
$712.0K
$662.0K
$563.0K
$645.0K
$645.0K
$642.0K
$687.0K
$668.0K
$626.0K
$662.0K
Amort. of Intangibles
$1M
$865.0K
$711.0K
$718.0K
$735.0K
$735.0K
$914.0K
$629.0K
$630.0K
$688.0K
Other Non-cash
·
$-11M
·
·
·
$-163.0K
·
·
·
$-350.0K
Operating Cash Flow
$27M
$8M
$20M
$11M
$14M
$16M
$12M
$25M
$17M
$14M
CapEx
$568.0K
$507.0K
$1M
$2M
$2M
$3M
$4M
$3M
$2M
$2M
Investing Cash Flow
$33M
$85M
$-1M
$-39M
$-46M
$7M
$-34M
$-42M
$-46M
$27M
Stock Repurchased
·
·
·
·
·
·
$0
$0
$0
$0
Net Stock Activity
·
·
·
·
·
·
·
·
·
$0
Dividends Paid
$10M
$6M
$6M
$6M
$6M
$6M
$6M
$6M
$6M
$6M
Financing Cash Flow
$-80M
$779.0K
$-18M
$30M
$10M
$4M
$-81M
$25M
$62M
$4M
Net Change in Cash
$-21M
$94M
$12.0K
$2M
$-23M
$28M
$-103M
$8M
$32M
$45M
Free Cash Flow
·
$7M
·
·
·
$12M
·
·
·
·
Kârlılık5
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Net Margin
22.9%
20.1%
·
17.6%
19.9%
20.0%
·
19.3%
28.3%
28.1%
Pretax Margin
27.0%
24.7%
·
20.7%
23.4%
24.1%
·
22.9%
34.0%
33.6%
EBITDA Margin
·
2.5%
·
·
·
2.4%
·
·
·
4.0%
ROA
0.37%
0.26%
·
0.24%
0.27%
0.27%
·
0.17%
0.23%
0.22%
ROE
3.8%
2.7%
·
2.8%
3.3%
3.3%
·
2.3%
3.1%
2.9%
Likidite ve Solventlik1
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Debt / Equity
0.5
0.4
·
0.5
0.5
0.2
·
0.6
1.0
0.9
Verimlilik1
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Asset Turnover
0.0
0.0
·
0.0
0.0
0.0
·
0.0
0.0
0.0
Hisse Başına5
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Book Value / Share
$13.24
$12.96
·
$12.38
$11.63
$11.41
·
$11.70
$10.56
$10.57
Revenue / Share
$1.70
$1.80
·
$1.88
$1.86
$1.80
·
$1.18
$1.11
$1.07
Cash Flow / Share
·
$0.17
·
·
·
$0.42
·
·
·
$0.35
Dividend Paid / Share
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
$0.17
EPS (TTM)
$1.47
$1.45
·
$1.44
$1.34
$1.28
·
$1.22
$1.35
$1.44
Değerleme (TTM)12
Metrik
Eğilim
Q2 2026
Q1 2026
Q4 2025
Q3 2025
Q2 2025
Q1 2025
Q4 2024
Q3 2024
Q2 2024
Q1 2024
Revenue TTM
$324M
$293M
·
$278M
$277M
$274M
·
·
·
·
Net Income TTM
$66M
$57M
·
$54M
$50M
$48M
·
$46M
$51M
$54M
Market Cap
$865M
$779M
·
$542M
$519M
$491M
·
$568M
$469M
$502M
P/E
9.9
9.1
·
10.0
10.3
10.2
·
12.4
9.3
9.3
P/S
2.7
2.7
·
2.0
1.9
1.8
·
·
·
·
P/B
1.1
1.0
·
1.2
1.2
1.1
·
1.3
1.2
1.3
P / Tangible Book
1.8
1.7
·
1.9
2.1
2.0
·
2.3
2.3
2.4
P / Cash Flow
·
102.9
·
·
·
31.3
·
·
·
38.1
Dividend Yield
3.4%
3.3%
·
4.7%
4.9%
5.2%
·
4.5%
5.4%
5.1%
Earnings Yield
10.1%
11.0%
·
10.0%
9.7%
9.8%
·
8.1%
10.8%
10.8%
Payout Ratio
·
39.2%
·
·
·
46.9%
·
·
·
56.4%
Annual Payout
$29M
$25M
·
$25M
$25M
$25M
·
$25M
$25M
$25M
En son dönem solda · null değerler · olarak gösterilir
Finansal Tablolar
Gelir tablosu, bilanço, nakit akışı — yıllık, son 5 yıl
16
Metrik
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Gelir
$280M
$269M
$255M
$186M
·
Net Gelir
$55M
$46M
$50M
$61M
$52M
Seyreltilmiş Hisse Başı Kâr
$1.45
$1.22
$1.33
$1.79
$1.77
Metrik
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Borç / Öz Sermaye
·
0.8
·
0.3
·
Metrik
2025-12-31
2024-12-31
2023-12-31
2022-12-31
2021-12-31
Serbest Nakit Akışı
·
$55M
·
$78M
·
Kurumsal Sahipler (13F)
193 dosya
· $406.0M toplam
· Tarih itibarıyla 30 Eylül 2026
17
Çeyreklik SEC Form 13F'lerinde bu hisse senedini tuttuklarını bildiren kurumlar. Yalnızca uzun pozisyonlar; tek bir başvuru sahibi, ayrı opsiyon bacakları için iki kez görünebilir. Büyük dengeleyici alım/satım bacakları genellikle piyasa yapımını veya korunmuş envanteri yansıtır, yönlü bir inancı değil.
Sahipler193
Tutulan Değer$406.0M
Yeni pozisyonlar20
Çıkan pozisyonlar22
Kurumsal faaliyet — Q2 2026 ve önceki çeyrek
Yeni pozisyonlar
Çıkan pozisyonlar
Artırıldı
Azaldı
Net hisse senedi değişimi
20 (-33 önceki Ç'ye göre)
22 (+3 önceki Ç'ye göre)
87 (-7 önceki Ç'ye göre)
40 (+13 önceki Ç'ye göre)
+1.7M
Q1 2026 ile karşılaştırıldı. SEC Form 13F başvuruları, çeyrek sonundan itibaren 45 gün içinde ve geç başvuranlar için kısa bir ek süre içinde tamamlanmalıdır — bu pencere içindeki çeyrekler, en son tam olarak raporlanan çifte tercih edilerek atlanır.
SEC Çizelge 13D dosyalayan yatırımcılar — ihraççı üzerinde nüfuz etme niyetiyle %5'in üzerinde faydalı sahiplik (aktivist hisseler, yönetim kurulu kampanyaları, M&A). Her satır, o başvuru sahibinin pozisyonunun bilinen en son durumunu gösterir.
Purpose is an automated classification of the filer's own stated purpose (SEC Item 4) — not investment advice. "—" means no clear purpose was stated or the text could not be classified.
Şirket yöneticileri
43 içeriden öğrenenler
· 20 yöneticiler · 25 yönetim kurulu üyeleri
SEC Form 3/4/5 başvurularından yöneticiler; net = yalnızca açık piyasa Alış/Satış
ETF sahipliği
31 ETF'ler tarafından tutuluyor
20
Ağırlık yalnızca doğrudan öz sermaye varlıklarını (N-PORT) yansıtır; kaldıraçlı veya türev tabanlı fonlar gösterilmeyen ek swap pozisyonlarına sahip olabilir.