AFG
NYSE
US
American Financial Group, Inc. Common Stock
$130.69
▼ $-1.76
(-1.33%)
Vol 400K
Mkt Cap
$10.9B
P/E
12.9
ROE
18.3%
Margin
10.3%
Beta
0.66
Div Yield
2.66%
52W
$115–$150
Wall Street Consensus
11 analysts · Apr 20261
Strong Buy
4
Buy
6
Hold
0
Sell
0
Strong Sell
45.5%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $3.35 | $3.65 | +$0.30 |
| Sep 2025 | $2.53 | $2.69 | +$0.16 |
| Jun 2025 | $2.11 | $2.14 | +$0.04 |
| Mar 2025 | $2.05 | $1.81 | $-0.24 |
Quarterly Revenue & Earnings
| Quarter | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|
| Revenue | $2.1B | $1.8B | $1.9B | $2.3B | $2.0B |
| Net Income | $255.0M | $154.0M | $174.0M | $215.0M | $299.0M |
Key Ratios
ROA (TTM)
2.6%
P/S (TTM)
1.34
P/B
2.4
EPS (TTM)
$10.09
CF/Share
$11.12
Rev Growth 3Y
+5.1%
52W High
$150.02
52W Low
$114.73
$114.73
52-Week Range
$150.02
Financial Health
Free Cash Flow
$784.0M
Net Debt
$93.0M
Cash
$1.7B
Total Debt
$1.8B
As of Dec 31, 2025
How does AFG compare to Insurance peers?
Peer group: Peers · Insurance (Peers) · 10 companies
AFG valuation vs Insurance peers
P/E ratio
12.9
▲
11%
above
peers
(11.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.3
▲
1%
above
peers
(1.3)
vs Peers
vs Industry
Fair value
P/B ratio
2.4
▲
7%
above
peers
(2.2)
vs Peers
vs Industry
Fair value
Div yield
2.7%
▲
47%
above
peers
(1.8%)
vs Peers
vs Industry
Strong yield
AFG profitability vs Insurance peers
ROE
18.3%
▼
15%
below
peers
(21.4%)
vs Peers
vs Industry
Weak
Net margin
10.3%
▼
11%
below
peers
(11.6%)
vs Peers
vs Industry
In line
Gross margin
—
▼
0%
below
peers
(18.0%)
vs Peers
vs Industry
Weak
ROA
2.6%
▼
51%
below
peers
(5.4%)
vs Peers
vs Industry
Weak
AFG financial health vs Insurance peers
D/E ratio
—
▼
0%
below
peers
(0.0)
vs Peers
vs Industry
Low debt
Current ratio
5.6
▲
2340%
above
peers
(0.2)
vs Peers
vs Industry
Strong liquidity
Beta
0.7
▲
27%
above
peers
(0.5)
vs Peers
vs Industry
More volatile
AFG fundamentals radar
AFG
Peer median
Industry
AFG profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
AFG vs peers: key metrics
Insider Activity
BearishBuys
8
Sells
1
$222346
HERTZMAN BRIAN S.
Chief Financial Officer · Feb 27
sale
1663 shs
GILLIS MICHELLE A
Officer · Feb 26
award
3012 shs
HERTZMAN BRIAN S.
Chief Financial Officer · Feb 26
award
3163 shs
THOMPSON DAVID LAWRENCE JR
Officer and Director · Feb 26
award
4706 shs
WEISS MARK A.
General Counsel · Feb 26
award
3012 shs
LINDNER STEPHEN CRAIG JR
Director · Feb 26
award
3389 shs
LINDNER CARL H III
Chief Executive Officer · Feb 26
award
11294 shs
BERDING JOHN B
President · Feb 26
award
8847 shs
LINDNER S CRAIG
Chief Executive Officer · Feb 26
award
11294 shs
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As of Dec 31, 2025
Dividends
$5.26
/ year
Feb 13, 2026
$1.5000
Jan 15, 2026
$0.8800
Nov 17, 2025
$2.0000
Oct 15, 2025
$0.8800
Jul 15, 2025
$0.8000
Apr 15, 2025
$0.8000
Mar 17, 2025
$2.0000
Jan 14, 2025
$0.8000