$1.47
▲ +$0.09
(+6.52%)
Vol 2K
5
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$42.5M
ROE
-0.7%
Margin
25.3%
D/E
3.91
Beta
0.59
52W
$2–$25
Wall Street Consensus
6 analysts · Mar 20250
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 25.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Sep 2023 | — | $3.16 | — |
| Dec 2021 | $6.32 | $0.60 | $-5.72 |
| Sep 2021 | $2.04 | $2.00 | $-0.04 |
| Jun 2021 | $3.47 | $3.80 | +$0.33 |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -0.7% | 19.6% | 19.6% | 19.6% | -0.7% | -0.7% |
| P/E (TTM) | — | 0.41 | 1.30 | 1.09 | — | — |
| Net Margin | — | 25.1% | 25.1% | 25.1% | 25.2% | 25.2% |
| Gross Margin | — | 38.5% | 38.5% | 38.5% | 34.3% | 34.3% |
| D/E Ratio | 3.91 | 5.30 | 5.30 | 5.30 | 3.91 | 3.91 |
| Current Ratio | 3.72 | 2.50 | 2.50 | 2.50 | 3.72 | 3.72 |
Key Ratios
ROA (TTM)
-0.4%
P/S (TTM)
0.16
P/B
0.1
EPS (TTM)
$-84.40
Rev Growth 3Y
-17.9%
52W High
$25.00
52W Low
$1.50
$1.50
52-Week Range
$25.00
Financial Health
Net Debt
$60.0M
Cash
$77.3M
Total Debt
$137.3M
As of Jun 30, 2025
How does AIFU compare to Insurance peers?
Peer group: Micro-cap Insurance (All) · 60 companies
AIFU valuation vs Insurance peers
P/E ratio
—
▼
0%
below
peers
(12.0)
vs Peers
vs Industry
Overvalued
P/S ratio
0.2
▼
83%
below
peers
(1.0)
vs Peers
vs Industry
Undervalued
P/B ratio
0.1
▼
92%
below
peers
(1.6)
vs Peers
vs Industry
Undervalued
Div yield
—
▼
0%
below
peers
(1.5%)
vs Peers
vs Industry
In line
AIFU profitability vs Insurance peers
ROE
-0.7%
▼
105%
below
peers
(12.3%)
vs Peers
vs Industry
Weak
Net margin
25.3%
▲
216%
above
peers
(8.0%)
vs Peers
vs Industry
Top tier
Gross margin
34.3%
▼
3%
below
peers
(35.6%)
vs Peers
vs Industry
Weak
ROA
-0.4%
▼
124%
below
peers
(1.7%)
vs Peers
vs Industry
Weak
AIFU financial health vs Insurance peers
D/E ratio
3.9
▼
76%
below
peers
(16.3)
vs Peers
vs Industry
Low debt
Current ratio
3.7
▲
300%
above
peers
(0.9)
vs Peers
vs Industry
Below avg
Beta
0.6
▲
3%
above
peers
(0.6)
vs Peers
vs Industry
Less volatile
AIFU fundamentals radar
AIFU
Peer median
Industry
AIFU profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
AIFU vs peers: key metrics
Top Holders
Susquehanna International G…
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$11K
BNP Paribas Financial Marke…
$6K
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$3K
Simplex Trading, LLC
$576
As of Dec 31, 2025
Dividends
$12.00
/ year
Apr 11, 2022
$3.0000
Dec 07, 2021
$3.0000
Sep 10, 2021
$3.0000
Sep 03, 2021
$3.0000
Jun 10, 2021
$3.0000
Mar 30, 2021
$5.0000
Dec 08, 2020
$5.0000
Sep 04, 2020
$5.0000
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