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AIHS NASDAQ CN

Senmiao Technology Limited - Common Stock

Financial Services · Financial Services Website · IPO Mar 2018
$1.17
▲ +$0.03 (+2.63%)
Vol 45K
2
Quality Score
fail
Mkt Cap
$4.9M
ROE
-231.1%
Margin
-88.6%
D/E
197.44
Beta
1.02
52W
$1–$17

Price Chart

Earnings

Beat rate: 0.0%
Quarter EPS Est EPS Act Surprise
Mar 2026 $-0.15
Jun 2024 $-0.12
Mar 2024 $-0.05
Sep 2023 $-0.13

Quarterly Revenue & Earnings

Quarter 2024-0… 2024-1… 2025-0… 2025-0… 2025-0… 2025-1…
Revenue $451K $844K $860K $936K $359K
Net Income -$565K -$1.8M -$164K -$649K -$1.0M

Fundamentals Trend

Metric 2025-06-30 2025-09-02 2025-10-02 2025-11-03 2025-12-03 2026-01-02
ROE (TTM) -231.2% -231.2% -231.2% -231.1% -231.1%
P/E (TTM)
Net Margin -19.1% -102.6% -95.4% -95.4% -95.4% -88.6%
Gross Margin 22.9% 23.4% 23.6% 23.6% 23.6% 27.3%
D/E Ratio 194.77 194.77 194.77 197.44 197.44
Current Ratio 0.48 0.43 0.48 0.48 0.48 0.44

Key Ratios

ROA (TTM)
-53.3%
P/S (TTM)
1.37
P/B
7.4
EPS (TTM)
$-2.81
CF/Share
$-0.40
Rev Growth 3Y
-11.6%
52W High
$17.00
52W Low
$0.83
$0.83 52-Week Range $17.00

Financial Health

Free Cash Flow
-$866K
Net Debt
-$3.5M
Cash
$3.5M
Total Debt
$57K
As of Dec 31, 2025

How does AIHS compare to Financial Services peers?

Peer group: Micro-cap Financial Services (All) · 234 companies

AIHS ACT ACTG AFRM AGMH

AIHS valuation vs Financial Services peers

P/E ratio
0% below peers (11.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.4
54% below peers (3.0)
vs Peers
vs Industry
Undervalued
P/B ratio
7.4
464% above peers (1.3)
vs Peers
vs Industry
Overvalued
Div yield
0% below peers (6.0%)
vs Peers
vs Industry
In line

AIHS profitability vs Financial Services peers

ROE
-231.1%
2851% below peers (8.4%)
vs Peers
vs Industry
Weak
Net margin
-88.6%
1084% below peers (9.0%)
vs Peers
vs Industry
Weak
Gross margin
27.3%
50% below peers (54.9%)
vs Peers
vs Industry
Weak
ROA
-53.3%
2625% below peers (2.1%)
vs Peers
vs Industry
Weak

AIHS financial health vs Financial Services peers

D/E ratio
197.4
129% above peers (86.3)
vs Peers
vs Industry
High debt
Current ratio
0.4
64% below peers (1.2)
vs Peers
vs Industry
Low liquidity
Beta
1.0
20% above peers (0.9)
vs Peers
vs Industry
More volatile

AIHS fundamentals radar

AIHS Peer median Industry

AIHS profitability vs leverage

Bubble size = market cap · X = net margin · Y = D/E ratio

AIHS vs peers: key metrics

Top Holders

Top 5: 1.29%
Citadel Advisors Llc
1.06%
$71K
Bank of Montreal /CAN/
0.22%
$15K
UBS Group AG
0.01%
$712
As of Dec 31, 2025

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