$3.71
▲ +$0.10
(+2.77%)
Vol 10K
10
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$52.7M
P/E
10.4
ROE
4.6%
Margin
5.3%
D/E
25.58
Beta
0.50
Div Yield
3.76%
52W
$2–$3
Price Chart
Similar Stocks
Earnings
Beat rate: 0.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Jun 2025 | — | $-0.02 | — |
| Mar 2025 | — | $0.12 | — |
| Jun 2024 | — | $-0.02 | — |
| Mar 2024 | — | $0.11 | — |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | $13.1M | $14.0M | $14.1M | $14.5M | $15.4M | — |
| Net Income | $1.2M | $889K | $1.9M | -$282K | $2.5M | — |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 4.6% |
| P/E (TTM) | 13.58 | 13.07 | 12.95 | 13.62 | 10.12 | 10.42 |
| Net Margin | — | 5.3% | 5.3% | 5.3% | 5.3% | 5.3% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 28.88 | 35.89 | 28.88 | 28.88 | 28.88 | 25.58 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.4%
P/S (TTM)
0.93
P/B
0.4
EPS (TTM)
$0.31
CF/Share
$0.29
Rev Growth 3Y
-0.5%
52W High
$3.42
52W Low
$2.03
$2.03
52-Week Range
$3.42
Financial Health
Free Cash Flow
$898K
Net Debt
$25.0M
Cash
$53.8M
Total Debt
$78.8M
As of Sep 30, 2025
How does ASRV compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
ASRV valuation vs Banking peers
P/E ratio
10.4
▼
17%
below
peers
(12.6)
vs Peers
vs Industry
Undervalued
P/S ratio
0.9
▼
60%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
0.4
▼
61%
below
peers
(1.1)
vs Peers
vs Industry
Undervalued
Div yield
3.8%
▲
26%
above
peers
(3.0%)
vs Peers
vs Industry
Below avg
ASRV profitability vs Banking peers
ROE
4.6%
▼
49%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
5.3%
▼
81%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.4%
▼
63%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
ASRV financial health vs Banking peers
D/E ratio
25.6
▲
85%
above
peers
(13.8)
vs Peers
vs Industry
High debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.5
▼
28%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
ASRV fundamentals radar
ASRV
Peer median
Industry
ASRV profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
ASRV vs peers: key metrics
Insider Activity
NeutralBuys
0
Sells
0
FINUI DAVID ALLEN
Officer · Feb 17
9 shs
KUNKLE KIM W
Director · Feb 17
1314 shs
ONORATO DANIEL A.
Director · Feb 17
440 shs
HICKTON DAVID J.
Director · Feb 17
199 shs
BLOOMINGDALE RICHARD W.
Director · Feb 17
226 shs
LYNCH MICHAEL D
Chief Financial Officer · Jan 23
3000 shs
Last 90 days
Top Holders
Top 5: 30.34%Gendell, Jeffrey L.
9.90%
$5.9M
Dimensional Fund Advisors LP
7.00%
$4.2M
AmeriServ Wealth Advisors
5.38%
$3.2M
Vanguard Group Inc
4.53%
$2.7M
Renaissance Technologies, L…
3.53%
$2.1M
As of Dec 31, 2025
Dividends
$0.12
/ year
Feb 02, 2026
$0.0300
Nov 03, 2025
$0.0300
Aug 04, 2025
$0.0300
May 05, 2025
$0.0300
Feb 03, 2025
$0.0300
Nov 04, 2024
$0.0300
Aug 05, 2024
$0.0300
May 03, 2024
$0.0300
Latest News
No related news yet