NSTS NSTS Bancorp, Inc. - Common Stock

NASDAQ · Banking · View on SEC EDGAR ↗
$13.90
Price · Aug 18, 2026
Fundamentals as of Aug 13, 2026

NSTS Stock Snapshot Price, market cap, P/E, EPS, ROE, debt/equity, 52-week range

Price
$13.90
Market Cap
$73M
P/E (TTM)
EPS (TTM)
Revenue (TTM)
$252.0K
Div Yield
ROE
-0.49%
Debt/Equity
52W Range
$11 – $14

NSTS Stock Price Chart Daily OHLCV with technical indicators — pan, zoom, and customize your view

10-Year Performance Revenue, net income, margins and EPS trends

Revenue & Net Income $252.0K
6-point trend, -1.2%
2020-12-31 2025-12-31
EPS
Free Cash Flow $4M
5-point trend, +201.4%
2021-12-31 2025-12-31
Margins -153.2%

Valuation P/E, P/S, P/B, EV/EBITDA ratios — is the stock expensive or cheap?

Metric
5Y trend
NSTS
Peer Median
P/S (TTM)
4-point trend, +43.9%
290.2
1.8
P/B
4-point trend, +25.5%
0.9
0.7
Price / FCF
4-point trend, -12.4%
18.5

Profitability Gross, operating and net margins; ROE, ROA, ROIC

Metric
5Y trend
NSTS
Peer Median
Net Profit Margin
5-point trend, -704.9%
-153.2%
5.3%
ROA
5-point trend, -600.0%
-0.14%
0.59%
ROE
5-point trend, -308.3%
-0.49%
3.7%

Financial Health Debt, liquidity, solvency — balance sheet strength

Metric
5Y trend
NSTS
Peer Median

Growth Revenue, EPS and net income growth: YoY, 3Y CAGR, 5Y CAGR

Metric
5Y trend
NSTS
Peer Median
Revenue YoY
5-point trend, -12.8%
-1.6%
Revenue CAGR 3Y
5-point trend, -12.8%
-4.7%
Revenue CAGR 5Y
5-point trend, -12.8%
-0.24%

Per Share Metrics EPS, book value per share, cash flow per share, dividend per share

Metric
5Y trend
NSTS
Peer Median

Capital Efficiency Asset turnover, inventory turnover, receivables turnover

Metric
5Y trend
NSTS
Peer Median

Peer comparison (GICS sub-industry) Key metrics vs sector peers

Ticker Market Cap P/E Rev YoY Net Margin ROE Gross Margin
NSTS $68M -1.6% -153.2% -0.49%
BVFL $161M 12.7 5.1% 34.1% 7.1%
CLST $64M 28.1 95.4% 18.4% 2.5%
HFBL $42M 10.8 17.5% 298.4% 7.1%
TFC $62.13B 12.9 53.0% 26.1% 8.2%

Full Fundamentals All metrics by year — income statement, balance sheet, cash flow

Income Statement 8
Annual Income Statement data for NSTS
Metric Trend 202520242023202220212020
Revenue 6-point trend, -1.2% $252.0K $256.0K $270.0K $291.0K $289.0K $255.0K
Interest Expense 2-point trend, +97.4% · · $2M $764.0K · ·
Interest Income 6-point trend, +82.5% $11M $10M $8M $6M $5M $6M
Pretax Income 6-point trend, +37.2% $-386.0K $-789.0K $-3M $173.0K $-269.0K $-615.0K
Income Tax 6-point trend, +100.0% $0 $0 $999.0K $146.0K $-214.0K $-503.0K
Net Income 6-point trend, -244.6% $-386.0K $-789.0K $-4M $27.0K $-55.0K $-112.0K
EPS (Basic) 4-point trend, -900.0% $-0.08 $-0.16 $-0.79 $0.01 · ·
Shares (Basic) 4-point trend, +3.3% 4,887,508 4,911,461 5,004,498 4,729,236 · ·
Balance Sheet 14
Annual Balance Sheet data for NSTS
Metric Trend 202520242023202220212020
Cash & Equivalents 6-point trend, +6.8% $34M $53M $31M $13M $122M $32M
PP&E (Net) 6-point trend, -1.9% $5M $5M $5M $5M $5M $5M
PP&E (Gross) 6-point trend, +9.2% $12M $12M $11M $11M $11M $11M
Accum. Depreciation 6-point trend, +19.5% $7M $6M $6M $6M $6M $6M
Total Assets 6-point trend, +10.1% $267M $279M $257M $264M $341M $242M
Total Liabilities 6-point trend, -4.5% $187M $202M $179M $184M $296M $195M
Common Stock 5-point trend, +56000.00 $56.0K $56.0K $56.0K $54.0K $0 ·
Paid-in Capital 5-point trend, +52348000.00 $52M $52M $51M $50M $0 ·
Retained Earnings 6-point trend, -12.0% $40M $40M $41M $45M $45M $45M
Treasury Stock 4-point trend, +3087000.00 $3M $3M $2M $0 · ·
AOCI 6-point trend, -509.7% $-6M $-9M $-8M $-11M $-81.0K $1M
Stockholders' Equity 6-point trend, +71.2% $80M $76M $78M $81M $45M $47M
Liabilities + Equity 6-point trend, +10.1% $267M $279M $257M $264M $341M $242M
Shares Outstanding 5-point trend, +5261533.00 5,261,533 5,249,826 5,315,261 5,397,959 0 ·
Cash Flow 11
Annual Cash Flow data for NSTS
Metric Trend 202520242023202220212020
Stock-based Comp 4-point trend, +678000.00 $678.0K $767.0K $519.0K $0 · ·
Deferred Tax 6-point trend, +100.0% $0 $0 $990.0K $279.0K $-276.0K $-244.0K
Operating Cash Flow 6-point trend, +753.5% $4M $9M $431.0K $3M $1M $-620.0K
CapEx 6-point trend, +0.0% $104.0K $319.0K $516.0K $215.0K $142.0K $104.0K
Investing Cash Flow 6-point trend, -64.6% $-10M $-8M $25M $-44M $-12M $-6M
Stock Issued 3-point trend, +0.00 · · $0 $49M $0 ·
Stock Repurchased 4-point trend, +0.00 $0 $970.0K $2M $0 · ·
Net Stock Activity 4-point trend, -100.0% $0 $-970.0K $-2M $49M · ·
Financing Cash Flow 6-point trend, -327.1% $-14M $21M $-7M $-67M $100M $6M
Free Cash Flow 5-point trend, +201.4% $4M $9M $-85.0K $3M $1M ·
Levered FCF · · $-2M · · ·
Profitability 4
Annual Profitability data for NSTS
Metric Trend 202520242023202220212020
Net Margin 5-point trend, -704.9% -153.2% -308.2% -1465.6% 9.3% -19.0% ·
Pretax Margin 5-point trend, -64.6% -153.2% -308.2% -1095.6% 59.5% -93.1% ·
ROA 5-point trend, -600.0% -0.14% -0.29% -1.5% 0.01% -0.02% ·
ROE 5-point trend, -308.3% -0.49% -1.0% -5.1% 0.03% -0.12% ·
Efficiency 1
Annual Efficiency data for NSTS
Metric Trend 202520242023202220212020
Asset Turnover 5-point trend, -10.0% 0.0 0.0 0.0 0.0 0.0 ·
Per Share 2
Annual Per Share data for NSTS
Metric Trend 202520242023202220212020
Book Value / Share 4-point trend, +1.9% $15.20 $14.57 $14.59 $14.92 · ·
Cash / Share 4-point trend, +165.6% $6.47 $10.19 $5.91 $2.44 · ·
Growth Rates 3
Annual Growth Rates data for NSTS
Metric Trend 202520242023202220212020
Revenue YoY 5-point trend, -111.7% -1.6% -5.2% -7.2% 0.69% 13.3% ·
Revenue CAGR 3Y 3-point trend, -343.8% -4.7% -4.0% 1.9% · · ·
Revenue CAGR 5Y -0.24% · · · · ·
Valuation (TTM) 8
Annual Valuation (TTM) data for NSTS
Metric Trend 202520242023202220212020
Revenue TTM 5-point trend, -12.8% $252.0K $256.0K $270.0K $291.0K $289.0K ·
Net Income TTM 5-point trend, -601.8% $-386.0K $-789.0K $-4M $27.0K $-55.0K ·
Market Cap 4-point trend, +24.6% $68M $62M $51M $55M · ·
P/S 4-point trend, +43.9% 270.4 242.0 187.2 187.9 · ·
P/B 4-point trend, +25.5% 0.9 0.8 0.7 0.7 · ·
P / Tangible Book 4-point trend, +25.5% 0.9 0.8 0.7 0.7 · ·
P / Cash Flow 4-point trend, -8.1% 16.8 6.6 117.3 18.3 · ·
P / FCF 4-point trend, -12.4% 17.3 6.8 -594.7 19.7 · ·

Financial Statements Income statement, balance sheet, cash flow — annual, last 5 years

Income Statement
2025-12-312024-12-312023-12-312022-12-312021-12-31
Revenue $252.0K$256.0K$270.0K$291.0K$289.0K
Net Income $-386.0K$-789.0K$-4M$27.0K$-55.0K
Cash Flow
2025-12-312024-12-312023-12-312022-12-312021-12-31
Free Cash Flow $4M$9M$-85.0K$3M$1M

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Institutional owners (13F) 26 filers · $19.5M total · As of June 30, 2026

Institutions that report holding this stock in their quarterly SEC Form 13F. Long positions only; a single filer may appear twice for separate option legs. Large offsetting put/call legs typically reflect market-making or hedged inventory, not directional conviction.

Institutional activity — Q2 2026 vs prior quarter
New positions Exited positions Increased Decreased Net shares change
10 (+7 vs prior Q) 4 (+1 vs prior Q) 6 (+2 vs prior Q) 1 (0 vs prior Q) +358K

Compared to Q1 2026. SEC Form 13F filings are due within 45 days of quarter-end plus a short buffer for late filers — quarters still inside that window are skipped in favor of the most recent fully-reported pair.

Institution Value Shares % of tracked 13F Type
ALLIANCEBERNSTEIN L.P. $6,021,935 516,461 30.84% Shares
VANGUARD CAPITAL MANAGEMENT LLC $2,776,204 201,759 14.22% Shares
VANGUARD GROUP INC $2,459,762 189,943 12.60% Shares
GRAHAM CAPITAL WEALTH MANAGEMENT, LLC $1,506,252 109,466 7.71% Shares
Yakira Capital Management, Inc. $1,288,404 93,634 6.60% Shares
Focus Partners Wealth $992,261 72,112 5.08% Shares
RAFFLES ASSOCIATES LP $778,665 56,589 3.99% Shares
Creative Planning $619,200 45,000 3.17% Shares
ROBERTS GLORE & CO INC /IL/ $502,185 36,496 2.57% Shares
GEODE CAPITAL MANAGEMENT, LLC $473,372 34,387 2.42% Shares
RENAISSANCE TECHNOLOGIES LLC $419,680 30,500 2.15% Shares
VANGUARD FIDUCIARY TRUST CO $387,949 28,194 1.99% Shares
Chicago Capital Management, LLC $303,793 29,020 1.56% Shares
PenderFund Capital Management Ltd. $245,286 17,826 1.26% Shares
CSS LLC/IL $212,000 15,407 1.09% Shares
SUSQUEHANNA INTERNATIONAL GROUP, LLP $196,066 14,249 1.00% Shares
STATE STREET CORP $154,181 11,205 0.79% Shares
LONGFELLOW INVESTMENT MANAGEMENT CO LLC $150,975 10,972 0.77% Shares
BlackRock, Inc. $15,122 1,099 0.08% Shares
American Capital Advisory, LLC $11,696 850 0.06% Shares
HARBOUR INVESTMENTS, INC. $6,880 500 0.04% Shares
Tower Research Capital LLC (TRC) $1,803 131 0.01% Shares
Russell Investments Group, Ltd. $1,170 85 0.01% Shares
BARCLAYS PLC $83 6 0.00% Shares
Caitong International Asset Management Co., Ltd $83 6 0.00% Shares
Capital Advisors, Ltd. LLC $0 30 0.00% Shares

ETF ownership Held by 3 ETFs

Weight reflects direct equity holdings (N-PORT) only; leveraged or derivative-based funds may hold additional swap exposure not shown.

Fund Weight Units As of Source
IWC · iShares Trust 0.01% 14,813 SH Aug. 8, 2026 Daily
VXF · VANGUARD INDEX FUNDS 0.00% 48,895 SH Aug. 8, 2026 Daily
VTI · VANGUARD INDEX FUNDS 0.00% 146,297 SH Aug. 8, 2026 Daily