BETR
NASDAQ
US
Better Home & Finance Holding Company - Class A Common Stock
$37.61
▲ +$2.96
(+8.54%)
Vol 296K
3
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$511.4M
ROE
-127.3%
Margin
-102.2%
D/E
2966.66
Beta
1.97
52W
$8–$94
Wall Street Consensus
9 analysts · Apr 20262
Strong Buy
4
Buy
3
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating
Price Chart
Earnings
Beat rate: 0.0%
Next Report
May 11, 2026
EPS Estimate: $-1.94
| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Mar 2026 | $-1.94 | — | — |
| Dec 2025 | $-2.18 | $-2.53 | $-0.35 |
| Sep 2025 | $-2.18 | $-2.56 | $-0.38 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $47.2M | $34.8M | $51.3M | $54.3M | $66.5M |
| Net Income | — | -$59.2M | -$50.6M | -$36.3M | -$39.1M | -$39.9M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | -235.2% | -340.8% | -235.2% | -235.2% | -235.2% | -127.3% |
| P/E (TTM) | — | — | — | — | — | — |
| Net Margin | -66.9% | -144.7% | -125.4% | -125.4% | -125.4% | -102.2% |
| Gross Margin | 81.4% | 83.7% | 81.8% | 81.8% | 81.8% | 80.3% |
| D/E Ratio | 1376.70 | 193369.85 | 1376.70 | 1376.70 | 1376.70 | 2966.66 |
| Current Ratio | 0.25 | 0.48 | 0.25 | 0.25 | 0.25 | 0.16 |
Key Ratios
ROA (TTM)
-16.3%
P/S (TTM)
2.82
P/B
5.0
EPS (TTM)
$-12.20
CF/Share
$-0.04
52W High
$94.06
52W Low
$7.71
$7.71
52-Week Range
$94.06
Financial Health
Free Cash Flow
-$60.2M
Net Debt
$515.5M
Cash
$99.8M
Total Debt
$615.3M
As of Dec 31, 2025
How does BETR compare to Financial Services peers?
Peer group: Small-cap Financial Services ($300M+) · 132 companies
BETR valuation vs Financial Services peers
P/E ratio
—
▼
0%
below
peers
(12.3)
vs Peers
vs Industry
Overvalued
P/S ratio
2.8
▼
13%
below
peers
(3.3)
vs Peers
vs Industry
Fair value
P/B ratio
5.0
▲
209%
above
peers
(1.6)
vs Peers
vs Industry
Overvalued
Div yield
—
▼
0%
below
peers
(4.5%)
vs Peers
vs Industry
In line
BETR profitability vs Financial Services peers
ROE
-127.3%
▼
1138%
below
peers
(12.3%)
vs Peers
vs Industry
Weak
Net margin
-102.2%
▼
642%
below
peers
(18.9%)
vs Peers
vs Industry
Weak
Gross margin
80.3%
▲
23%
above
peers
(65.1%)
vs Peers
vs Industry
Below avg
ROA
-16.3%
▼
669%
below
peers
(2.9%)
vs Peers
vs Industry
Weak
BETR financial health vs Financial Services peers
D/E ratio
2966.7
▲
2764%
above
peers
(103.6)
vs Peers
vs Industry
High debt
Current ratio
0.2
▼
86%
below
peers
(1.2)
vs Peers
vs Industry
Low liquidity
Beta
2.0
▲
107%
above
peers
(1.0)
vs Peers
vs Industry
More volatile
BETR fundamentals radar
BETR
Peer median
Industry
BETR profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio