$136.99
▲ +$0.84
(+0.62%)
Vol 36K
11
Quality Score
ok
Deep Check
2/5
ok
Rev ✓
NI ✓
>IPO ✗
Mkt Cap
$1.2B
P/E
17.0
ROE
11.2%
Margin
34.9%
D/E
1.91
Beta
0.42
Div Yield
1.48%
52W
$92–$140
Wall Street Consensus
6 analysts · Apr 20261
Strong Buy
3
Buy
2
Hold
0
Sell
0
Strong Sell
66.7%
Buy Rating
Price Chart
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Earnings
Beat rate: 75.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Dec 2025 | $1.77 | $1.87 | +$0.10 |
| Sep 2025 | $1.83 | $1.83 | +$0.00 |
| Jun 2025 | $1.82 | $1.71 | $-0.11 |
| Mar 2025 | $1.63 | $1.82 | +$0.19 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… | 2025-1… |
|---|---|---|---|---|---|---|
| Revenue | — | $40.2M | $41.9M | $40.6M | $42.9M | $44.7M |
| Net Income | — | $17.5M | $18.2M | $16.9M | $18.0M | $18.4M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 10.9% | 10.8% | 10.9% | 10.9% | 11.2% | 11.2% |
| P/E (TTM) | 16.72 | 17.65 | 17.31 | 17.39 | 17.67 | 16.96 |
| Net Margin | — | 34.9% | 34.9% | 34.9% | 34.9% | 34.9% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 1.96 | 1.85 | 1.96 | 1.96 | 1.91 | 1.91 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
1.6%
P/S (TTM)
5.79
P/B
1.6
EPS (TTM)
$7.13
CF/Share
$6.09
Rev Growth 3Y
+9.3%
52W High
$139.71
52W Low
$92.49
$92.49
52-Week Range
$139.71
Financial Health
Free Cash Flow
$26.3M
Net Debt
-$121.2M
Cash
$243.2M
Total Debt
$122.0M
As of Dec 31, 2025
How does BFC compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BFC valuation vs Banking peers
P/E ratio
17.0
▲
35%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
5.8
▲
150%
above
peers
(2.3)
vs Peers
vs Industry
Overvalued
P/B ratio
1.6
▲
48%
above
peers
(1.1)
vs Peers
vs Industry
Overvalued
Div yield
1.5%
▼
51%
below
peers
(3.0%)
vs Peers
vs Industry
Low yield
BFC profitability vs Banking peers
ROE
11.2%
▲
24%
above
peers
(9.0%)
vs Peers
vs Industry
Top tier
Net margin
34.9%
▲
22%
above
peers
(28.6%)
vs Peers
vs Industry
Below avg
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
1.6%
▲
67%
above
peers
(1.0%)
vs Peers
vs Industry
Top tier
BFC financial health vs Banking peers
D/E ratio
1.9
▼
86%
below
peers
(13.8)
vs Peers
vs Industry
Low debt
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.4
▼
39%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
BFC fundamentals radar
BFC
Peer median
Industry
BFC profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BFC vs peers: key metrics
Related Signals
Insider Activity
NeutralBuys
0
Sells
0
BOURBULAS MARY-KAY
Director · Mar 06
407 shs
MAPLES PHILLIP R
Director · Mar 06
407 shs
KREPLINE JASON V
Officer · Mar 06
1380 shs
MCCONEGHY DANIEL C
Director · Mar 06
407 shs
MCFARLANE TIMOTHY J.
President · Mar 06
2793 shs
DVORAK KELLY M
Officer · Mar 06
1029 shs
DAVIS ERIN A
Director · Mar 06
407 shs
STAYER-SUPRICK MICHAEL S
Director · Mar 06
407 shs
SPRANG TODD A.
Director · Mar 06
407 shs
JOHNSON STEPHEN E.
Director · Mar 06
407 shs
Last 90 days
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As of Dec 31, 2025
Dividends
$1.85
/ year
Mar 25, 2026
$0.5000
Dec 24, 2025
$0.4500
Sep 24, 2025
$0.4500
Jun 25, 2025
$0.4500
May 09, 2025
$3.5000
Mar 26, 2025
$0.4500
Dec 23, 2024
$0.4500
Sep 25, 2024
$0.4000
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