$12.00
+0.0 (+0.0%)
7
Quality Score
fail
Rev ✗
NI ✗
>IPO ✗
Mkt Cap
$149.5M
P/E
64.5
ROE
1.5%
Margin
18.6%
D/E
11.61
Beta
0.34
Div Yield
3.33%
52W
$11–$14
Wall Street Consensus
6 analysts · Apr 20260
Strong Buy
0
Buy
3
Hold
1
Sell
2
Strong Sell
0.0%
Buy Rating
Price Chart
Similar Stocks
Earnings
Beat rate: 50.0%| Quarter | EPS Est | EPS Act | Surprise |
|---|---|---|---|
| Sep 2025 | $0.18 | $0.19 | +$0.01 |
| Jun 2025 | $0.15 | $-0.03 | $-0.18 |
| Mar 2025 | $0.15 | $0.17 | +$0.02 |
| Dec 2024 | $0.20 | $-0.14 | $-0.34 |
Quarterly Revenue & Earnings
| Quarter | 2024-0… | 2024-1… | 2025-0… | 2025-0… | 2025-0… |
|---|---|---|---|---|---|
| Revenue | $13.2M | $13.3M | $13.1M | $13.2M | $13.4M |
| Net Income | $2.0M | -$1.8M | $2.1M | -$359K | $2.4M |
Fundamentals Trend
| Metric | 2025-06-30 | 2025-09-02 | 2025-10-02 | 2025-11-03 | 2025-12-03 | 2026-01-02 |
|---|---|---|---|---|---|---|
| ROE (TTM) | 1.2% | 2.8% | 1.2% | 1.2% | 1.5% | 1.5% |
| P/E (TTM) | 73.90 | 32.86 | 76.83 | 70.57 | 63.73 | 64.54 |
| Net Margin | — | 18.6% | 18.6% | 18.6% | 18.6% | 18.6% |
| Gross Margin | — | — | — | — | — | — |
| D/E Ratio | 11.70 | 11.59 | 11.70 | 11.70 | 11.61 | 11.61 |
| Current Ratio | — | — | — | — | — | — |
Key Ratios
ROA (TTM)
0.2%
P/S (TTM)
1.94
P/B
1.0
EPS (TTM)
$0.19
CF/Share
$0.95
Rev Growth 3Y
-5.4%
52W High
$13.58
52W Low
$10.69
$10.69
52-Week Range
$13.58
Financial Health
Free Cash Flow
-$2.8M
Net Debt
-$66.3M
Cash
$94.6M
Total Debt
$28.3M
As of Sep 30, 2025
How does BFIN compare to Banking peers?
Peer group: Micro-cap Banking (All) · 289 companies
BFIN valuation vs Banking peers
P/E ratio
64.5
▲
413%
above
peers
(12.6)
vs Peers
vs Industry
Overvalued
P/S ratio
1.9
▼
16%
below
peers
(2.3)
vs Peers
vs Industry
Undervalued
P/B ratio
1.0
▼
4%
below
peers
(1.1)
vs Peers
vs Industry
Fair value
Div yield
3.3%
▲
11%
above
peers
(3.0%)
vs Peers
vs Industry
In line
BFIN profitability vs Banking peers
ROE
1.5%
▼
84%
below
peers
(9.0%)
vs Peers
vs Industry
Weak
Net margin
18.6%
▼
35%
below
peers
(28.6%)
vs Peers
vs Industry
Weak
Gross margin
—
—
vs Peers
vs Industry
Weak
ROA
0.2%
▼
83%
below
peers
(1.0%)
vs Peers
vs Industry
Weak
BFIN financial health vs Banking peers
D/E ratio
11.6
▼
16%
below
peers
(13.8)
vs Peers
vs Industry
Above avg
Current ratio
—
▼
0%
below
peers
(0.1)
vs Peers
vs Industry
Low liquidity
Beta
0.3
▼
51%
below
peers
(0.7)
vs Peers
vs Industry
More volatile
BFIN fundamentals radar
BFIN
Peer median
Industry
BFIN profitability vs leverage
Bubble size = market cap · X = net margin · Y = D/E ratio
BFIN vs peers: key metrics
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As of Dec 31, 2025
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